Mortgage Lenders and Brokers in Garyville, Louisiana
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Garyville, Louisiana mortgage lenders include Onpath Federal Credit UnionOnpath Federal Credit Union112 E 32nd Ave, Covington, LA 70433 1748, First American Bank and TrustFirst American Bank and Trust5412 Jones Creek Rd, Baton Rouge, LA 70817A5.0 ★Texas Ratio: 6.75%, United Community BankUnited Community Bank11280 Coursey Blvd, Baton Rouge, LA 70816, Regions BankRegions Bank1439 Centre Ct, Alexandria, LA 71301A+5.0 ★Texas Ratio: 4.37%, Standard Mortgage CorporationStandard Mortgage CorporationNew Orleans, LA, Pelican State Credit UnionPelican State Credit UnionBaton Rouge, LAA5.0 ★Texas Ratio: 12.93%, 21St Mortgage, United Wholesale Mortgage, Rocket Mortgage, and Newrez LLC. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Garyville, Louisiana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Garyville are listed first, then lenders elsewhere in Louisiana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Garyville, Louisiana
Market share is the lender's share of all home loans closed in Garyville, Louisiana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
Onpath Federal Credit Union
112 E 32nd Ave, Covington, LA 70433 1748 |
Conventional | 5 | 19.2% | 100% | $133,000 | |
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5412 Jones Creek Rd, Baton Rouge, LA 70817 A5.0 ★Texas Ratio: 6.75% |
Conventional | 5 | 19.2% | 83.3% | $81,000 | View |
United Community Bank
11280 Coursey Blvd, Baton Rouge, LA 70816 |
Conventional | 3 | 11.5% | 100% | $98,333 | |
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1439 Centre Ct, Alexandria, LA 71301 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 3.8% | 20% | $255,000 | View |
Standard Mortgage Corporation
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FHA | 1 | 3.8% | 100% | $105,000 | |
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A5.0 ★Texas Ratio: 12.93% |
Conventional | 1 | 3.8% | 100% | $145,000 | View |
21St Mortgage
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Conventional | 2 | 7.7% | 50% | $75,000 | |
United Wholesale Mortgage
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Conventional | 1 | 3.8% | 100% | $165,000 | |
Rocket Mortgage
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FHA | 1 | 3.8% | 33.3% | $135,000 | |
Newrez LLC
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VA | 1 | 3.8% | 50% | $365,000 | |
Equity Prime Mortgage LLC
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USDA | 1 | 3.8% | 100% | $205,000 | |
Summit Funding.Inc
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Conventional | 1 | 3.8% | 100% | $205,000 | |
Paramount Residential Mortgage
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USDA | 1 | 3.8% | 100% | $225,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 3.8% | 50% | $55,000 | |
Spring Eq, LLC
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Conventional | 1 | 3.8% | 100% | $35,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Garyville Mortgage Rate Trends
Daily average mortgage rates for Louisiana compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Garyville, Louisiana
Looking for mortgage lenders near me or mortgage brokers near me in Garyville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Garyville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Garyville, LA
Use these to narrow the list above. Each category shows how many Garyville, LA lenders fit and what that kind of lender is usually best for.
Who Lends in Garyville, LA
Independent mortgage companies closed 42.3 percent of home loans in Garyville, Louisiana in 2025, banks 34.6 percent and credit unions 23.1 percent. Standard Mortgage Corporation was the largest mortgage company, First American Bank and Trust the largest bank and Onpath Federal Credit Union the largest credit union. Among lenders headquartered in Louisiana, Onpath Federal Credit Union led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Louisiana. None at the state level (the Louisiana Constitution bans new real estate transfer taxes); New Orleans charges a flat $325 documentary transaction tax on each sale and on each mortgage of $9,000 or more.
More Louisiana Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Garyville, LA
By home loans closed in 2025, Onpath Federal Credit Union was the largest mortgage lender in Garyville, Louisiana with 5 loans, about 19.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Garyville, Louisiana in 2025, led by Standard Mortgage Corporation with 1. 1 lenders closed VA loans, led by Newrez LLC, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 4 banks and 2 credit unions closed home loans in Garyville, Louisiana in 2025, alongside 10 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Garyville, Louisiana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Garyville, Louisiana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Garyville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
