Mortgage Lenders and Brokers in Kihei, Hawaii
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Kihei, Hawaii mortgage lenders include First Hawaiian BankFirst Hawaiian Bank41 East Lipoa Street Number 28, Kihei, HI 96753A+5.0 ★Texas Ratio: 1.55%, Bank of HawaiiBank of Hawaii1280 S Kihei Rd Ste 116, Kihei, HI 96753A+5.0 ★Texas Ratio: 1.37%, Central Pacific BankCentral Pacific Bank207 Piikea Ave Ste 6 63, Kihei, HI 96753A+5.0 ★Texas Ratio: 2.64%, Pacific Home Loans, Inc.Pacific Home Loans, Inc.Kihei, HI, American Savings BankAmerican Savings Bank255 Piikea Ave, Kihei, HI 96753A+5.0 ★Texas Ratio: 1.72%, Hawaiiusa FCUHawaiiusa FCU41 E Lipoa St Ste 25, Kihei, HI 96753A+5.0 ★Texas Ratio: 2.02%, Hawaii State Federal Credit UnionHawaii State Federal Credit Union277 Piikea Ave, Kihei, HI 96753A+5.0 ★Texas Ratio: 5.45%, Hawaiian Financial Federal Credit UnionHawaiian Financial Federal Credit Union2199 Kalia Rd, Honolulu, HI 96815A+5.0 ★Texas Ratio: 2.38%, Finance Factors LimitedFinance Factors LimitedHonolulu, HI, and United Wholesale Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kihei, Hawaii in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kihei are listed first, then lenders elsewhere in Hawaii, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Kihei, Hawaii
Market share is the lender's share of all home loans closed in Kihei, Hawaii. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Kihei 41 East Lipoa Street Number 28, Kihei, HI 96753 A+5.0 ★Texas Ratio: 1.55% |
Conventional, Jumbo, HELOC | 12 +24 HELOCs |
5.9% | 100% | $753,333 | View |
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1 office in Kihei 1280 S Kihei Rd Ste 116, Kihei, HI 96753 A+5.0 ★Texas Ratio: 1.37% |
Conventional, HELOC | 4 +16 HELOCs |
2% | 100% | $690,000 | View |
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1 office in Kihei 207 Piikea Ave Ste 6 63, Kihei, HI 96753 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 2 +2 HELOCs |
1% | 100% | $805,000 | View |
Pacific Home Loans, Inc.
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Conventional | 6 | 2.9% | 100% | $723,333 | |
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255 Piikea Ave, Kihei, HI 96753 A+5.0 ★Texas Ratio: 1.72% |
Conventional, HELOC | 13 +6 HELOCs |
6.4% | 100% | $619,615 | View |
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41 E Lipoa St Ste 25, Kihei, HI 96753 A+5.0 ★Texas Ratio: 2.02% |
Conventional, HELOC | 4 +13 HELOCs |
2% | 100% | $480,000 | View |
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277 Piikea Ave, Kihei, HI 96753 A+5.0 ★Texas Ratio: 5.45% |
Conventional, HELOC | 3 +9 HELOCs |
1.5% | 75% | $298,333 | View |
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2199 Kalia Rd, Honolulu, HI 96815 A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.5% | 100% | $565,000 | View |
Finance Factors Limited
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Conventional | 1 | 0.5% | 100% | $805,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 17 | 8.3% | 85% | $588,529 | |
loanDepot.com LLC
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Conventional, FHA, VA | 15 | 7.4% | 93.8% | $491,000 | |
Guaranteed Rate, Inc.
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Conventional, VA, Jumbo | 14 | 6.9% | 100% | $676,428 | |
Rocket Mortgage
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Conventional, Jumbo | 14 | 6.9% | 56% | $437,857 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 14 | 6.9% | 93.3% | $690,000 | View |
Newrez LLC
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Conventional, Jumbo | 9 | 4.4% | 69.2% | $599,444 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 2.5% | 85.7% | $597,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 5 | 2.5% | 71.4% | $779,000 | |
Citadel Servicing Corporation
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Conventional | 5 | 2.5% | 100% | $735,000 | |
Mortgage Research Center
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VA | 4 | 2% | 57.1% | $565,000 | |
Nexera Holding LLC
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Conventional, Jumbo | 4 | 2% | 80% | $912,500 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 3 | 1.5% | 100% | $1,671,666 | View |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 3 | 1.5% | 100% | $4,081,666 | View |
Kind Lending, LLC
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Conventional, FHA | 3 | 1.5% | 100% | $555,000 | |
Amerisave Mortgage Company
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Conventional | 3 | 1.5% | 50% | $91,666 | |
Nfm, Inc
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Conventional, FHA | 3 | 1.5% | 100% | $331,666 | |
American Pacific Mortgage Corporation
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Conventional | 3 | 1.5% | 100% | $568,333 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 1% | 100% | $335,000 | |
Guild Mortgage Company
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Conventional | 2 | 1% | 100% | $310,000 | |
Cmg Mortgage Inc
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Conventional | 2 | 1% | 100% | $305,000 | |
Nationstar Mortgage
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Conventional | 2 | 1% | 66.7% | $95,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $435,000 | View |
The Loan Store, Inc
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Conventional, HELOC | 1 +2 HELOCs |
0.5% | 66.7% | $995,000 | |
Originpoint, LLC
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Conventional | 1 | 0.5% | 100% | $575,000 | |
American Airlines Federal Cred
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Conventional | 1 | 0.5% | 100% | $275,000 | |
Fundloans Capital
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Conventional | 1 | 0.5% | 100% | $165,000 | |
Canopy Mortgage, LLC
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Conventional, Jumbo | 1 | 0.5% | 100% | $3,995,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.5% | 100% | $725,000 | |
Ocmbc, Inc.
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,505,000 | |
Hightechlending, Inc
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Conventional | 1 | 0.5% | 100% | $755,000 | |
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A+5.0 ★Texas Ratio: 4.86% |
Conventional | 1 | 0.5% | 100% | $485,000 | View |
Planet Home Lending, LLC
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FHA | 1 | 0.5% | 100% | $955,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.5% | 100% | $305,000 | View |
Franklin Loan Corporation
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Conventional | 1 | 0.5% | 100% | $415,000 | |
Lendsure Mortgage Corp.
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,265,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 100% | $1,005,000 | View |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.5% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $825,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 0.50% |
VA | 1 | 0.5% | 100% | $595,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.5% | 100% | $695,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 50% | $65,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.5% | 50% | $615,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.5% | 33.3% | $505,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.5% | 50% | $865,000 | |
Plaza Home Mortgage, Inc
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VA | 1 | 0.5% | 50% | $1,045,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
VA | 1 | 0.5% | 100% | $625,000 | View |
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a |
Kihei Mortgage Rate Trends
Daily average mortgage rates for Hawaii compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Kihei, Hawaii
Looking for mortgage lenders near me or mortgage brokers near me in Kihei? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kihei in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Kihei, HI
Use these to narrow the list above. Each category shows how many Kihei, HI lenders fit and what that kind of lender is usually best for.
Who Lends in Kihei, HI
Independent mortgage companies closed 66.2 percent of home loans in Kihei, Hawaii in 2025, banks 29.4 percent and credit unions 4.4 percent. Pacific Home Loans, Inc. was the largest mortgage company, First Hawaiian Bank the largest bank and Hawaiiusa FCU the largest credit union. Among lenders headquartered in Hawaii, First Hawaiian Bank led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Hawaii. State conveyance tax paid by the seller on a sliding scale from $0.10 per $100 (under $600,000) up to $1.00 per $100 (over $10 million) for buyers who will claim a homeowner exemption, and $0.15 to $1.25 per $100 for other buyers; no mortgage recording tax. A 2026 bill to move to marginal rates (SB 3028) died in conference.
More Hawaii Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Kihei, HI
By home loans closed in 2025, First Hawaiian Bank was the largest mortgage lender in Kihei, Hawaii with 12 loans, about 5.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Kihei, Hawaii in 2025, led by Freedom Mortgage Corporation with 4. 9 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 4 credit unions closed home loans in Kihei, Hawaii in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kihei, Hawaii during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kihei, Hawaii for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kihei. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
