Best Money Market Rates in Java, South Dakota (SD) - March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Java, South Dakota and the surrounding area money market rates include Frontier Bank Sioux Falls, SDFrontier Bank Sioux Falls, SD101 S Phillips Ave, Sioux Falls, SD 57104A+5.0 ★Texas Ratio: 0.00% Money Market Select at 3.25% APY, Bank MidwestBank Midwest225 S Minnesota Ave, Sioux Falls, SD 57104A+5.0 ★Texas Ratio: 1.45% Premier Money Market at 3.04% APY, HIGHMARKHIGHMARK725 5th St, Rapid City, SD 57701A5.0 ★Texas Ratio: 11.71% Smart Choice Money Market at 2.99% APY, Voyage Federal Credit UnionVoyage Federal Credit Union5800 E 18th St Ste 101, Sioux Falls, SD 57110A5.0 ★Texas Ratio: 6.07% Money Market at 2.53% APY, and First Premier BankFirst Premier Bank503 Main Ave, Lake Norden, SD 57248A+5.0 ★Texas Ratio: 0.54% PREMIER Money Market Deposit Account at 2.52% APY.
To see how these money market rates in Java, South Dakota and the surrounding area compare, use our comprehensive tables below for side-by-side comparisons so you can find the best yields available. Rates in Java, South Dakota (SD) are continually updated we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Java, South Dakota and surrounding area. Last Updated and Verified: March 21, 2026
Java, SD Money Market Rate Trends
Compare local Java, SD MMA rate quotes against the statewide average
Weekly money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — SD Avg
0.750%
South Dakota high-yield MMA rates currently average 0.750% APY based on data from institutions in our monitoring network.
Standard MMA — SD Avg
1.146%
▲ 0.235 from last week
South Dakota standard MMA rates rose 0.235 points this week to 1.146% APY, up from 0.911% last week.
As of Mar 21, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare the Best Money Market Rates Today in Java, South Dakota & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Frontier Bank Sioux Falls, SD
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
101 S Phillips Ave, Sioux Falls, SD 57104
Money Market Select
3.25%
$50,000
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMar 20, 2026
Details
Bank Midwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
225 S Minnesota Ave, Sioux Falls, SD 57104
Premier Money Market
3.04%
$50
▼
Rate3.00%
Min Deposit$50
Min Balance—
UpdatedMar 17, 2026
Details
Limited time offer
HIGHMARK
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
725 5th St, Rapid City, SD 57701
Smart Choice Money Market
2.99%
$25
▼
Rate2.95%
Min Deposit$25
Min Balance—
UpdatedMar 20, 2026
Details
Voyage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
5800 E 18th St Ste 101, Sioux Falls, SD 57110
Money Market
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Bank Midwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
225 S Minnesota Ave, Sioux Falls, SD 57104
Premier Money Market
2.53%
$50
▼
Rate2.50%
Min Deposit$50
Min Balance—
UpdatedMar 17, 2026
Details
Limited time offer
First Premier Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
503 Main Ave, Lake Norden, SD 57248
PREMIER Money Market Deposit Account
2.52%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
HIGHMARK
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
725 5th St, Rapid City, SD 57701
Money Market Savings
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
First Dakota National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
201 N Courtland St, Chamberlain, SD 57325
FirstChoice Money Market Account
2.38%
$0
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Voyage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
5800 E 18th St Ste 101, Sioux Falls, SD 57110
Money Market
2.32%
$0
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Voyage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
5800 E 18th St Ste 101, Sioux Falls, SD 57110
Money Market
2.07%
$0
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Bank Midwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
225 S Minnesota Ave, Sioux Falls, SD 57104
Premier Money Market
2.02%
$50
▼
Rate2.00%
Min Deposit$50
Min Balance—
UpdatedMar 17, 2026
Details
Limited time offer
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD 57103 2133
Premier Money Market
2.00%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
First Dakota National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
201 N Courtland St, Chamberlain, SD 57325
FirstChoice Money Market Account
1.97%
$0
▼
Rate1.95%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
First Dakota National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
201 N Courtland St, Chamberlain, SD 57325
FirstChoice Money Market Account
1.87%
$0
▼
Rate1.85%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
First Dakota National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
201 N Courtland St, Chamberlain, SD 57325
FirstChoice Money Market Account
1.76%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
First Premier Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
503 Main Ave, Lake Norden, SD 57248
PREMIER Money Market Deposit Account
1.76%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Daily Balance: $250,000.00 to $499,999.99
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD 57103 2133
Premier Money Market
1.75%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Norstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
515 Vander Horck St, Britton, SD 57430
Money Market Checking
1.75%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
6 transfers allowed per month; 3 checks allowed per month; Minimum Balance $1,500
Voyage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
5800 E 18th St Ste 101, Sioux Falls, SD 57110
Money Market
1.71%
$0
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Merchants State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
305 S Main St, Freeman, SD 57029
Money Market Gold Account
1.65%
$10,000
▼
Rate1.64%
Min Deposit$10,000
Min Balance—
UpdatedMar 21, 2026
Details
Bank Midwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
225 S Minnesota Ave, Sioux Falls, SD 57104
Premier Money Market
1.51%
$50
▼
Rate1.50%
Min Deposit$50
Min Balance—
UpdatedMar 17, 2026
Details
Limited time offer
HIGHMARK
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
725 5th St, Rapid City, SD 57701
Money Market Savings
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Norstar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
515 Vander Horck St, Britton, SD 57430
Money Market Checking
1.50%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
6 transfers allowed per month; 3 checks allowed per month; Minimum Balance $1,500
SNB Security National Bank of SD
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
325 Dakota Dunes Blvd, Dakota Dunes, SD 57049
Money Market Gold Plus Savings
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Merchants State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
305 S Main St, Freeman, SD 57029
Money Market Gold Account
1.45%
$10,000
▼
Rate1.44%
Min Deposit$10,000
Min Balance—
UpdatedMar 21, 2026
Details
Voyage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.07%
5800 E 18th St Ste 101, Sioux Falls, SD 57110
Money Market
1.41%
$0
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
First Premier Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
503 Main Ave, Lake Norden, SD 57248
PREMIER Money Market Deposit Account
1.36%
$0
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
327 Dakota Dunes Blvd, Dakota Dunes, SD 57049
Money Market
1.25%
$1,000
▼
Rate1.25%
Min Deposit$1,000
Min Balance—
UpdatedMar 21, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD 57103 2133
Premier Money Market
1.25%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Merchants State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
305 S Main St, Freeman, SD 57029
Money Market Gold Account
1.20%
$10,000
▼
Rate1.19%
Min Deposit$10,000
Min Balance—
UpdatedMar 21, 2026
Details
First Premier Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
503 Main Ave, Lake Norden, SD 57248
PREMIER Money Market Deposit Account
1.14%
$0
▼
Rate1.13%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Daily Balance2: $10,000.00 to $24,999.99
First Dakota National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
201 N Courtland St, Chamberlain, SD 57325
FirstChoice Money Market Account
1.11%
$0
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
First Premier Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
503 Main Ave, Lake Norden, SD 57248
PREMIER Money Market Deposit Account
1.08%
$0
▼
Rate1.08%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Qualifying balance up to $9,999.99
Merchants State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
305 S Main St, Freeman, SD 57029
Money Market Savings Account
1.00%
$2,500
▼
Rate0.99%
Min Deposit$2,500
Min Balance—
UpdatedMar 21, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD 57103 2133
Premier Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Sentinel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.56%
2723 LeMay Blvd, Ellsworth AFB, SD 57706
Money Market Tier 3
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
HIGHMARK
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
725 5th St, Rapid City, SD 57701
Money Market Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Bank Midwest
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
225 S Minnesota Ave, Sioux Falls, SD 57104
Premier Money Market
1.00%
$50
▼
Rate1.00%
Min Deposit$50
Min Balance—
UpdatedMar 17, 2026
Details
Limited time offer
Merchants State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.01%
305 S Main St, Freeman, SD 57029
Money Market Gold Account
1.00%
$10,000
▼
Rate0.99%
Min Deposit$10,000
Min Balance—
UpdatedMar 21, 2026
Details
Sentinel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.56%
2723 LeMay Blvd, Ellsworth AFB, SD 57706
Money Market Tier 2
0.95%
$0
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Richland State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
602 1st St, Bruce, SD 57220
Money Market Account
0.95%
$0
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Bluestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
3400 S Sycamore Ave, Sioux Falls, SD 57110 4412
MONEY MARKET SAS
0.90%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
First Dakota National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
201 N Courtland St, Chamberlain, SD 57325
FirstChoice Money Market Account
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Richland State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
602 1st St, Bruce, SD 57220
Money Market Account
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Sentinel Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.56%
2723 LeMay Blvd, Ellsworth AFB, SD 57706
Money Market Tier 1
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD 57103 2133
Premier Money Market
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
327 Dakota Dunes Blvd, Dakota Dunes, SD 57049
Money Market
0.75%
$1,000
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 21, 2026
Details
Dacotah Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
7 E Us Highway 12, Groton, SD 57445
Gold Money Market
0.75%
$10,000
▼
Rate0.75%
Min Deposit$10,000
Min Balance—
UpdatedMar 18, 2026
Details
HIGHMARK
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
725 5th St, Rapid City, SD 57701
Smart Choice Money Market
0.75%
$25,000
▼
Rate0.75%
Min Deposit$25,000
Min Balance—
UpdatedMar 20, 2026
Details
Avanti Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.32%
1620 4th St NE, Watertown, SD 57201 8604
Money Market
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Richland State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
602 1st St, Bruce, SD 57220
Money Market Account
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Bluestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
3400 S Sycamore Ave, Sioux Falls, SD 57110 4412
MONEY MARKET SAS
0.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Richland State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
602 1st St, Bruce, SD 57220
Money Market Account
0.65%
$0
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
815 Columbus St, Rapid City, SD 57701
Money Market Multiplier Tier 5
0.65%
$0
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
815 Columbus St, Rapid City, SD 57701
Money Market Multiplier Tier 6
0.65%
$0
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
815 Columbus St, Rapid City, SD 57701
Money Market Multiplier Tier 4
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
815 Columbus St, Rapid City, SD 57701
Money Market Multiplier Tier 3
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
815 Columbus St, Rapid City, SD 57701
Money Market Multiplier Tier 2
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
815 Columbus St, Rapid City, SD 57701
Money Market Multiplier Tier I
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Avanti Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.32%
1620 4th St NE, Watertown, SD 57201 8604
Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Bluestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
3400 S Sycamore Ave, Sioux Falls, SD 57110 4412
MONEY MARKET SAS
0.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Fort Randall Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
100 W 7th Street, Platte, SD 57369
Money Market Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD 57103 2133
FIMMA - First Insured Money Market Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD 57103 2133
Premier Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Dacotah Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
7 E Us Highway 12, Groton, SD 57445
Young Dacotah Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
East River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
220 S Harth Ave, Madison, SD 57042 2916
Money Market
0.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
As High As
East River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
220 S Harth Ave, Madison, SD 57042 2916
Money Market Account
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
East River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
220 S Harth Ave, Madison, SD 57042 2916
Money Market Account
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Dacotah Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
7 E Us Highway 12, Groton, SD 57445
Money Market Accounts
0.40%
$100
▼
Rate0.40%
Min Deposit$100
Min Balance—
UpdatedMar 18, 2026
Details
East River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
220 S Harth Ave, Madison, SD 57042 2916
Money Market Account
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
East River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
220 S Harth Ave, Madison, SD 57042 2916
Money Market Account
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Dacotah Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
7 E Us Highway 12, Groton, SD 57445
Money Market Accounts
0.30%
$100
▼
Rate0.30%
Min Deposit$100
Min Balance—
UpdatedMar 18, 2026
Details
East River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
220 S Harth Ave, Madison, SD 57042 2916
Money Market Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
HIGHMARK
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
725 5th St, Rapid City, SD 57701
Smart Choice Money Market
0.25%
$25,000
▼
Rate0.25%
Min Deposit$25,000
Min Balance—
UpdatedMar 20, 2026
Details
Service First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
3901 E 10th St, Sioux Falls, SD 57103 2133
FIMMA - First Insured Money Market Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Siouxland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.96%
327 Dakota Dunes Blvd, Dakota Dunes, SD 57049
Money Market
0.20%
$1,000
▼
Rate0.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 21, 2026
Details
East River Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
220 S Harth Ave, Madison, SD 57042 2916
Money Market Account
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Dacotah Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
7 E Us Highway 12, Groton, SD 57445
Money Market Accounts
0.20%
$100
▼
Rate0.20%
Min Deposit$100
Min Balance—
UpdatedMar 18, 2026
Details
HIGHMARK
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
725 5th St, Rapid City, SD 57701
Smart Choice Money Market
0.20%
$50,000
▼
Rate0.20%
Min Deposit$50,000
Min Balance—
UpdatedMar 20, 2026
Details
Reliabank Dakota
Institution Rating:
B+4.8 ★ Texas Ratio: 17.25%
117 Main Avenue, Hayti, SD 57241
Money Market Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Daily balances of: $200,000 and up
Reliabank Dakota
Institution Rating:
B+4.8 ★ Texas Ratio: 17.25%
117 Main Avenue, Hayti, SD 57241
Money Market Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Daily balances of: $75,000.00 - 199,999.00
HIGHMARK
Institution Rating:
A5.0 ★ Texas Ratio: 11.71%
725 5th St, Rapid City, SD 57701
Smart Choice Money Market
0.15%
$1,000,000
▼
Rate0.15%
Min Deposit$1,000,000
Min Balance—
UpdatedMar 20, 2026
Details
Dacotah Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
7 E Us Highway 12, Groton, SD 57445
Money Market Accounts
0.10%
$100
▼
Rate0.10%
Min Deposit$100
Min Balance—
UpdatedMar 18, 2026
Details
Reliabank Dakota
Institution Rating:
B+4.8 ★ Texas Ratio: 17.25%
117 Main Avenue, Hayti, SD 57241
Money Market Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Daily balances of: $25,000.00 - $74,999.00
Reliabank Dakota
Institution Rating:
B+4.8 ★ Texas Ratio: 17.25%
117 Main Avenue, Hayti, SD 57241
Money Market Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Daily balances of: $2,500.00 - 24,999.00
Quoin Financial Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
209 Commercial Ave Se, Highmore, SD 57345
Money Market (MMDA)
0.01%
$1,000
▼
Rate0.01%
Min Deposit$1,000
Min Balance—
UpdatedMar 21, 2026
Details
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Java, South Dakota and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Java, South Dakota directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Java, South Dakota. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in SD.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Java, South Dakota
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in South Dakota.
Are Money Market accounts in Java, South Dakota safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in South Dakota up to $250,000 per depositor, per institution.
How often do MMA rates change in Java, South Dakota?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local South Dakota rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Java, South Dakota
Here are some of the highest money market account APYs currently available in Java, South Dakota and the surrounding area:
- Frontier Bank Sioux Falls, SD
Money Market Select — 3.25% APY - Bank Midwest
Premier Money Market — 3.04% APY - HIGHMARK
Smart Choice Money Market — 2.99% APY - Voyage Federal Credit Union
Money Market — 2.53% APY - First Premier Bank
PREMIER Money Market Deposit Account — 2.52% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Java, South Dakota. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 21, 2026
