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Best Money Market Rates in West Columbia, South Carolina (SC) - May 2026

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Brian McKay Brian McKay
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Brian McKay

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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: May 18, 2026

Current West Columbia, South Carolina and the surrounding area money market deposit account rates include TruistTruist701 12th St, West Columbia, SC 29169A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 3.40% APY, Security Federal BankSecurity Federal Bank1185 Sunset Blvd, West Columbia, SC 29169A5.0 ★Texas Ratio: 7.11% Money Market at 2.30% APY, Palmetto Citizens Federal Credit UnionPalmetto Citizens Federal Credit Union2120 Sunset Blvd, West Columbia, SC 29169 4793A+5.0 ★Texas Ratio: 3.95% Premium Money Market at 1.76% APY, Marine Federal Credit UnionMarine Federal Credit UnionA5.0 ★Texas Ratio: 6.94% Choice Money Market at 4.07% APY, and The Huntington National BankThe Huntington National BankA+5.0 ★Texas Ratio: 4.60% Huntington Relationship Money Market at 3.82% APY. Money market rates as of May 18, 2026 according to verified data from MonitorBankRates.

West Columbia has 3 local institutions in our database, with money market rates as high as 3.40% APY from Truist at 701 12th St, West Columbia, SC 29169. Use the table below to compare all available offers, including options from institutions serving the broader South Carolina area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in West Columbia, South Carolina and surrounding area. Last Updated and Verified: May 18, 2026

Compare the Best Money Market Rates Today in West Columbia, South Carolina & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
701 12th St, West Columbia, SC 29169
Small Business Money Market Account
3.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Security Federal Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
1185 Sunset Blvd, West Columbia, SC 29169
Money Market
2.30%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
2120 Sunset Blvd, West Columbia, SC 29169 4793
Premium Money Market
1.76%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Security Federal Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
1185 Sunset Blvd, West Columbia, SC 29169
Money Market
1.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
2120 Sunset Blvd, West Columbia, SC 29169 4793
Premium Money Market
1.46%
$0
View
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
2120 Sunset Blvd, West Columbia, SC 29169 4793
Premium Money Market
1.41%
$0
View
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
2120 Sunset Blvd, West Columbia, SC 29169 4793
Premium Money Market
0.90%
$0
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Security Federal Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
1185 Sunset Blvd, West Columbia, SC 29169
Money Market
0.90%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Security Federal Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.11%
1185 Sunset Blvd, West Columbia, SC 29169
Money Market
0.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
2120 Sunset Blvd, West Columbia, SC 29169 4793
Money Market Account
0.45%
$0
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
2120 Sunset Blvd, West Columbia, SC 29169 4793
Money Market IRA
0.45%
$0
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
2120 Sunset Blvd, West Columbia, SC 29169 4793
Money Market IRA
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
2120 Sunset Blvd, West Columbia, SC 29169 4793
Money Market Account
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Marine Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.94%
Choice Money Market
4.07%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

[Learn More](https://www.marinefederalhb.org/home/site/choicemoneymarket)

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.82%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 15, 2026
Details

based on zip code.

Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Money Market Checking
3.30%
$0
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Sharonview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.83%
Jumbo Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Palmetto First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.64%
Jumbo Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market Account
3.20%
$25,000
View
▼
Rate3.15%
Min Deposit$25,000
Min Balance—
UpdatedMay 15, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.20%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 15, 2026
Details

Minimum of $25,000 not currently deposited at Huntington.

Palmetto First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.64%
Jumbo Money Market
3.15%
$0
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Money Market
3.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Business Money Market
3.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Mid Carolina Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
Money Market - Tier 3
3.04%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$100,000 or greater

Sharonview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.83%
Jumbo Money Market
2.90%
$0
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Money Market Checking
2.79%
$0
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Founders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Money Market Plus
2.78%
$1,000
View
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details

Balances of $250,000 or more

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Checking Account
2.60%
$0
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Founders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Money Market Plus
2.53%
$1,000
View
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details

Balances of $100,000 - $249,999

Georgetown Kraft Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
Money Markets Balance
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Money Market Account Plus
2.52%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Checking Account
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Checking Account
2.40%
$0
View
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Checking Account
2.30%
$0
View
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Money Market Account Plus
2.27%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Family Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Money Market Account
2.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Mid Carolina Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
Money Market - Tier 2
2.22%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

$50,000 - $99,999

Georgetown Kraft Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
Money Markets Balance
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

State Department Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Premier Money Market
2.02%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Money Market Checking
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Founders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Money Market Plus
2.02%
$1,000
View
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details

Balances of $50,000 - $99,999

Skyla Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.62%
Money Market
2.00%
$500,000
View
▼
Rate—
Min Deposit$500,000
Min Balance—
UpdatedMay 18, 2026
Details

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Money Market Account
1.91%
$0
View
▼
Rate1.90%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.28%
Money Market
1.81%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

As High As

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Money Market Account Plus
1.81%
$0
View
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

State Department Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Premier Money Market
1.76%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Georgetown Kraft Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
Money Markets Balance
1.76%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

Self-Help Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.49%
Money Market
1.61%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Money Market
1.61%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Money Market Account Plus
1.56%
$0
View
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Money Market
1.55%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

State Department Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Premier Money Market
1.51%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Founders Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Money Market Plus
1.51%
$1,000
View
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details

Balances of $1,000 - $49,999

Skyla Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.62%
Money Market
1.50%
$100,000
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 18, 2026
Details

Palmetto First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.64%
Jumbo Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Insured Money Market
1.45%
$0
View
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Money Market Account
1.45%
$0
View
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Money Market Checking
1.36%
$0
View
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Money Market Account Plus
1.35%
$0
View
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Insured Money Market
1.35%
$0
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

First Piedmont Federal S&L of Gaffney
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
Money Market
1.21%
$1,000
View
▼
Rate1.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details

Beacon Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
1.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Beacon Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Money Market
1.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Beacon Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Money Market
0.85%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Beacon Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
0.85%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
TotalView Money Market Savings
0.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Conway National Bank (CNB)
Institution Rating:
A+5.0 ★ Texas Ratio: 0.42%
INVESTORS MONEY MARKET DEPOSIT ACCOUNT
0.65%
$500
View
▼
Rate0.65%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
TotalView Money Market Savings
0.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Conway National Bank (CNB)
Institution Rating:
A+5.0 ★ Texas Ratio: 0.42%
INVESTORS MONEY MARKET DEPOSIT ACCOUNT
0.60%
$500
View
▼
Rate0.60%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details

Conway National Bank (CNB)
Institution Rating:
A+5.0 ★ Texas Ratio: 0.42%
PREMIER MONEY MARKET DEPOSIT ACCOUNT
0.60%
$500
View
▼
Rate0.60%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details

Conway National Bank (CNB)
Institution Rating:
A+5.0 ★ Texas Ratio: 0.42%
INVESTORS MONEY MARKET DEPOSIT ACCOUNT
0.57%
$500
View
▼
Rate0.57%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details

Conway National Bank (CNB)
Institution Rating:
A+5.0 ★ Texas Ratio: 0.42%
PREMIER MONEY MARKET DEPOSIT ACCOUNT
0.55%
$500
View
▼
Rate0.55%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Money Market
0.55%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Conway National Bank (CNB)
Institution Rating:
A+5.0 ★ Texas Ratio: 0.42%
INVESTORS MONEY MARKET DEPOSIT ACCOUNT
0.55%
$500
View
▼
Rate0.55%
Min Deposit$500
Min Balance—
UpdatedMay 15, 2026
Details

Beacon Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Money Market
0.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
TotalView Money Market Savings
0.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Beacon Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
0.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Money Market
0.45%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

REV
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
Money Market
0.35%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

The Bank of South Carolina
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
Money Market Accounts
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Beacon Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Money Market
0.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Beacon Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
0.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

The Bank of South Carolina
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
Money Market Accounts
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Beacon Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
0.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

SOUTH CAROLINA NATIONAL GUARD
Institution Rating:
D3.1 ★ Texas Ratio: 0.35%
Money Market
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

FNB of South Carolina
Institution Rating:
A+5.0 ★ Texas Ratio: 4.76%
Money Market - Consumer
0.15%
$500
View
▼
Rate0.15%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details

The Bank of South Carolina
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
Money Market Accounts
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Beacon Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Money Market
0.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
Money Market Savings
0.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

The Bank of South Carolina
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
Money Market Accounts
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
Money Market Savings
0.10%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

FNB of South Carolina
Institution Rating:
A+5.0 ★ Texas Ratio: 4.76%
Money Market - Consumer
0.10%
$500
View
▼
Rate0.10%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details

Countybank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
Money Market
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Daily balances of: $100,000.00 and up

Countybank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
Money Markets
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Money Markets Details

FNB of South Carolina
Institution Rating:
A+5.0 ★ Texas Ratio: 4.76%
Money Market - Consumer
0.05%
$500
View
▼
Rate0.05%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details

Countybank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
Money Market
0.03%
$0
View
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Daily balances of: $50,000.00 - 74,999.99

Countybank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
Money Markets
0.03%
$0
View
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Money Markets Details

Countybank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
Money Market
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Daily balances of: $1,000.00 - 24,999.99

Countybank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
Money Markets
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Money Markets Details

Countybank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
Money Market
0.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details

Daily balances of: up to $999.99

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in West Columbia, South Carolina and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

West Columbia, SC Money Market Rate Trends

Compare local West Columbia, SC money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full South Carolina MMA Trends →
High-Yield MMA — SC Avg
3.054%
▼ 0.016 vs 7 days ago

South Carolina high-yield MMA rates fell 0.016 points over the past 7 days to 3.054% APY.

Standard MMA — SC Avg
0.513%
Unchanged vs 7 days ago

South Carolina standard MMA rates currently average 0.513% APY.

As of May 20, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our West Columbia, South Carolina money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for West Columbia, South Carolina directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in West Columbia, South Carolina. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in SC.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in West Columbia, South Carolina

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in South Carolina.

Are Money Market accounts in West Columbia, South Carolina safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in South Carolina up to $250,000 per depositor, per institution.

How often do MMA rates change in West Columbia, South Carolina?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local South Carolina rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in West Columbia, South Carolina?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in West Columbia, South Carolina require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in West Columbia, South Carolina

Here are some of the highest money market account APYs currently available in West Columbia, South Carolina and the surrounding area:
  • Truist
    Small Business Money Market Account — 3.40% APY
  • Security Federal Bank
    Money Market — 2.30% APY
  • Palmetto Citizens Federal Credit Union
    Premium Money Market — 1.76% APY
  • Marine Federal Credit Union
    Choice Money Market — 4.07% APY
  • The Huntington National Bank
    Huntington Relationship Money Market — 3.82% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in West Columbia, South Carolina. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 18, 2026

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