Best Money Market Rates in Mount Pleasant, South Carolina - May 2026
Content reviewed by
Brian McKay
i
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Mount Pleasant, South Carolina and the surrounding area money market deposit account rates include TruistTruist2692 N Highway 17, Mount Pleasant, SC 29466A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 3.25% APY, Beacon Community BankBeacon Community Bank2347 Highway 17n, Mount Pleasant, SC 29466A+5.0 ★Texas Ratio: 0.00% Money Market at 1.00% APY, First HorizonFirst Horizon651 Johnnie Dodds Blvd, Mount Pleasant, SC 29464A+5.0 ★Texas Ratio: 5.08% TotalView Money Market Savings at 0.75% APY, The Bank of South CarolinaThe Bank of South Carolina1337 Chuck Dawley Blvd, Mount Pleasant, SC 29464A+5.0 ★Texas Ratio: 4.36% Money Market Accounts at 0.25% APY, and Marine Federal Credit UnionMarine Federal Credit UnionA5.0 ★Texas Ratio: 6.94% Choice Money Market at 4.07% APY. Money market rates as of May 30, 2026 according to verified data from MonitorBankRates.
Mount Pleasant has 4 local institutions in our database, with money market rates as high as 3.25% APY from Truist at 2692 N Highway 17, Mount Pleasant, SC 29466. Use the table below to compare all available offers, including options from institutions serving the broader South Carolina area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Mount Pleasant, South Carolina and surrounding area. Last Updated and Verified: May 30, 2026
Compare the Best Money Market Rates Today in Mount Pleasant, South Carolina & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
2692 N Highway 17, Mount Pleasant, SC 29466
Small Business Money Market Account
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Beacon Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2347 Highway 17n, Mount Pleasant, SC 29466
Business Money Market
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Beacon Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2347 Highway 17n, Mount Pleasant, SC 29466
Money Market
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Beacon Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2347 Highway 17n, Mount Pleasant, SC 29466
Business Money Market
0.85%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Beacon Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2347 Highway 17n, Mount Pleasant, SC 29466
Money Market
0.85%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
651 Johnnie Dodds Blvd, Mount Pleasant, SC 29464
TotalView Money Market Savings
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
651 Johnnie Dodds Blvd, Mount Pleasant, SC 29464
TotalView Money Market Savings
0.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
651 Johnnie Dodds Blvd, Mount Pleasant, SC 29464
TotalView Money Market Savings
0.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Beacon Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2347 Highway 17n, Mount Pleasant, SC 29466
Business Money Market
0.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Beacon Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2347 Highway 17n, Mount Pleasant, SC 29466
Money Market
0.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Beacon Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2347 Highway 17n, Mount Pleasant, SC 29466
Money Market
0.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
The Bank of South Carolina
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
1337 Chuck Dawley Blvd, Mount Pleasant, SC 29464
Money Market Accounts
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Beacon Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2347 Highway 17n, Mount Pleasant, SC 29466
Business Money Market
0.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
The Bank of South Carolina
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
1337 Chuck Dawley Blvd, Mount Pleasant, SC 29464
Money Market Accounts
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Beacon Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2347 Highway 17n, Mount Pleasant, SC 29466
Business Money Market
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Beacon Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
2347 Highway 17n, Mount Pleasant, SC 29466
Money Market
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
The Bank of South Carolina
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
1337 Chuck Dawley Blvd, Mount Pleasant, SC 29464
Money Market Accounts
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
651 Johnnie Dodds Blvd, Mount Pleasant, SC 29464
Money Market Savings
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
651 Johnnie Dodds Blvd, Mount Pleasant, SC 29464
Money Market Savings
0.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
The Bank of South Carolina
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
1337 Chuck Dawley Blvd, Mount Pleasant, SC 29464
Money Market Accounts
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Marine Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.94%
Choice Money Market
4.07%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
[Learn More](https://www.marinefederalhb.org/home/site/choicemoneymarket)
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Money Market Checking
3.30%
$250,001
▼
Rate3.25%
Min Deposit$250,001
Min Balance—
UpdatedMay 22, 2026
Details
Palmetto First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.64%
Jumbo Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Sharonview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.83%
Jumbo Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 21, 2026
Details
Minimum of **$25,000** not currently deposited at Huntington.
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Palmetto First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.64%
Jumbo Money Market
3.15%
$0
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Mid Carolina Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
Money Market - Tier 3
3.04%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$100,000 or greater
Sharonview Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.83%
Jumbo Money Market
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Money Market Checking
2.79%
$100,001
▼
Rate2.75%
Min Deposit$100,001
Min Balance—
UpdatedMay 22, 2026
Details
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Checking Account
2.60%
$0
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Georgetown Kraft Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
Money Markets Balance
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Money Market Account Plus
2.52%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Money Market Plus accounts are limited to six withdrawals per month. The account is subject to a $10 fee per excessive withdrawal.
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Checking Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Checking Account
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Carolina Foothills Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Checking Account
2.30%
$0
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Money Market Account Plus
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Money Market Plus accounts are limited to six withdrawals per month. The account is subject to a $10 fee per excessive withdrawal.
Family Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Money Market Account
2.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Mid Carolina Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
Money Market - Tier 2
2.22%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
$50,000 - $99,999
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Money Market Checking
2.02%
$50,001
▼
Rate2.00%
Min Deposit$50,001
Min Balance—
UpdatedMay 22, 2026
Details
State Department Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Premier Money Market
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Georgetown Kraft Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
Money Markets Balance
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Skyla Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.62%
Money Market
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Money Market Account
1.91%
$0
▼
Rate1.90%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Money Market accounts are limited to six withdrawals per month. The account is subject to a $10 fee per excessive withdrawal.
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Money Market Account Plus
1.81%
$0
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Money Market Plus accounts are limited to six withdrawals per month. The account is subject to a $10 fee per excessive withdrawal.
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.28%
Performance Money Market
1.81%
$0
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.28%
Money Market
1.81%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
As High As
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
Premium Money Market
1.76%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Georgetown Kraft Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
Money Markets Balance
1.76%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
State Department Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Premier Money Market
1.76%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Money Market
1.61%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.28%
Performance Money Market
1.56%
$0
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Money Market Account Plus
1.56%
$0
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Money Market Plus accounts are limited to six withdrawals per month. The account is subject to a $10 fee per excessive withdrawal.
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Money Market
1.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
yields as high as
State Department Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Premier Money Market
1.51%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
CPM Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.28%
Performance Money Market
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Palmetto First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.64%
Jumbo Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Skyla Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.62%
Money Market
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
Premium Money Market
1.46%
$0
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Insured Money Market
1.45%
$0
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Money Market Account
1.45%
$0
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Money Market accounts are limited to six withdrawals per month. The account is subject to a $10 fee per excessive withdrawal.
Palmetto Citizens Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
Premium Money Market
1.41%
$0
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Greenville Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Money Market Checking
1.36%
$25,001
▼
Rate1.35%
Min Deposit$25,001
Min Balance—
UpdatedMay 22, 2026
Details
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Insured Money Market
1.35%
$0
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Money Market Account Plus
1.35%
$0
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Money Market Plus accounts are limited to six withdrawals per month. The account is subject to a $10 fee per excessive withdrawal.
State Department Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Premier Money Market
1.26%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Georgetown Kraft Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
Money Markets Balance
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Market USA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.99%
Money Market
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
State Department Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
Prime Money Market
1.21%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
First Piedmont Federal S&L of Gaffney
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
Money Market
1.21%
$0
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Houston Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Insured Money Market
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
MTC Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Money Market Account
1.20%
$0
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Money Market accounts are limited to six withdrawals per month. The account is subject to a $10 fee per excessive withdrawal.
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Conway National Bank (CNB)
Institution Rating:
A+5.0 ★ Texas Ratio: 0.42%
INVESTORS MONEY MARKET DEPOSIT ACCOUNT
0.65%
$500
▼
Rate0.65%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
$250,000 OR MORE
Conway National Bank (CNB)
Institution Rating:
A+5.0 ★ Texas Ratio: 0.42%
PREMIER MONEY MARKET DEPOSIT ACCOUNT
0.60%
$500
▼
Rate0.60%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
$10,000 OR MORE
Conway National Bank (CNB)
Institution Rating:
A+5.0 ★ Texas Ratio: 0.42%
INVESTORS MONEY MARKET DEPOSIT ACCOUNT
0.60%
$500
▼
Rate0.60%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
$150,000 - $249,999
Conway National Bank (CNB)
Institution Rating:
A+5.0 ★ Texas Ratio: 0.42%
INVESTORS MONEY MARKET DEPOSIT ACCOUNT
0.57%
$500
▼
Rate0.57%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
$50,000 - $149,999
Conway National Bank (CNB)
Institution Rating:
A+5.0 ★ Texas Ratio: 0.42%
INVESTORS MONEY MARKET DEPOSIT ACCOUNT
0.55%
$500
▼
Rate0.55%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
LESS THAN $25,000
Conway National Bank (CNB)
Institution Rating:
A+5.0 ★ Texas Ratio: 0.42%
PREMIER MONEY MARKET DEPOSIT ACCOUNT
0.55%
$500
▼
Rate0.55%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
LESS THAN $1,500
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
SOUTH CAROLINA NATIONAL GUARD
Institution Rating:
D3.1 ★ Texas Ratio: 0.35%
Money Market
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
FNB of South Carolina
Institution Rating:
A+5.0 ★ Texas Ratio: 4.76%
Money Market - Consumer
0.15%
$500
▼
Rate0.15%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
FNB of South Carolina
Institution Rating:
A+5.0 ★ Texas Ratio: 4.76%
Money Market - Consumer
0.10%
$500
▼
Rate0.10%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Daily balances of: $100,000.00 and up
FNB of South Carolina
Institution Rating:
A+5.0 ★ Texas Ratio: 4.76%
Money Market - Consumer
0.05%
$500
▼
Rate0.05%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Daily balances of: $50,000.00 - 74,999.99
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Daily balances of: $1,000.00 - 24,999.99
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Daily balances of: up to $999.99
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Mount Pleasant, South Carolina and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Mount Pleasant, SC Money Market Rate Trends
Compare local Mount Pleasant, SC money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — SC Avg
3.052%
▼ 0.002 vs 7 days ago
South Carolina high-yield MMA rates fell 0.002 points over the past 7 days to 3.052% APY.
Standard MMA — SC Avg
0.513%
Unchanged vs 7 days ago
South Carolina standard MMA rates currently average 0.513% APY.
As of May 30, 2026 • Rate data sourced from 8,500+ monitored institutions
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Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Mount Pleasant, South Carolina money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Mount Pleasant, South Carolina directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Mount Pleasant, South Carolina. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in SC.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Mount Pleasant, South Carolina
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in South Carolina.
Are Money Market accounts in Mount Pleasant, South Carolina safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in South Carolina up to $250,000 per depositor, per institution.
How often do MMA rates change in Mount Pleasant, South Carolina?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local South Carolina rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Mount Pleasant, South Carolina?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Mount Pleasant, South Carolina require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Mount Pleasant, South Carolina
Here are some of the highest money market account APYs currently available in Mount Pleasant, South Carolina and the surrounding area:
- Truist
Small Business Money Market Account — 3.25% APY - Beacon Community Bank
Money Market — 1.00% APY - First Horizon
TotalView Money Market Savings — 0.75% APY - The Bank of South Carolina
Money Market Accounts — 0.25% APY - Marine Federal Credit Union
Choice Money Market — 4.07% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Mount Pleasant, South Carolina. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 30, 2026
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