Current Girard, Pennsylvania and the surrounding area money market deposit account rates include Widget Financial Credit UnionWidget Financial Credit Union721 Rice Ave, Girard, PA 16417 1122A+5.0 ★Texas Ratio: 2.40% Money Market at 1.51% APY, Tendto Credit UnionTendto Credit Union9189 Ridge Rd, Girard, PA 16417 9625A+5.0 ★Texas Ratio: 3.74% Money Market at 1.46% APY, TruistTruistA+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 4.00% APY, United Federal Credit UnionUnited Federal Credit UnionA+5.0 ★Texas Ratio: 3.13% Money Market Special at 4.00% APY, and Parke BankParke BankA5.0 ★Texas Ratio: 6.65% Parke Select Personal or Business Money Market at 3.75% APY. Money market rates as of July 16, 2026 according to verified data from MonitorBankRates.
Girard has 2 local institutions in our database, with money market rates as high as 1.51% APY from Widget Financial Credit Union at 721 Rice Ave, Girard, PA 16417 1122. Use the table below to compare all available offers, including options from institutions serving the broader Pennsylvania area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Girard, Pennsylvania and surrounding area. Last Updated and Verified: July 16, 2026
Rate applies to the portion of your balance within tier.
Rate applies to the portion of your balance within tier.
Rate applies to the portion of your balance within tier.
Rate applies to the portion of your balance within tier.
Rate applies to the portion of your balance within tier.
The special rate of up to 4.00% APY is available only on new Money Market Special accounts opened on or after 7/1/2026 and applies for the first 6 months following account opening. After 6 months, the account will automatically convert to a standard Elevate Money Market account and earn standard Elevate Money Market rates thereafter. A minimum opening balance of $15,000 is required. Members who currently have, or previously had in the last 12 months, any opened money market account at United are not eligible for this offer. Fees may reduce earnings. Rates may change after account is opened.
Eligible clients can open a new Truist Business Money Market Account and earn up to 4.00% annual percentage yield (APY) for balances between $5,000 - $4,999,999.99.
For a deposit balance of $50,000 or greater
Learn More Now
Special rate.
Rates are based on zip code. The interest rate is variable and subject to change at any time. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest and may be subject to a $25.00 per month maintenance fee. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier. Initial minimum opening deposit to earn interest on the HRMMA is $25,000.00 and must be "New Money" which is defined as money that is not currently on deposit in any Huntington account (except maturing CDs). Offer is limited to one per household. We also reserve the right to limit acceptance of deposits greater than $2,000,000.00. Not valid with any other offer.
Rates based on zip code and with a minimum of $25,000 not currently deposited at Huntington. Variable rate. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest. Offer is limited to one per household. Not valid with any other offer.
Save more with rates up to 3.50% APY and still have flexible access to your money.
Preferred rates; Must have a Citizens Private Client® Checking account; A minimum of $25,000 of new money is required to qualify for preferred rates.
For a deposit balance up to $49,999.99
Preferred rates; Requires a Citizens Quest® Checking account; A minimum of $25,000 of new money is required to qualify for preferred rates.
As Low As; Make more of your money. Earn as much as 3.45 % APY
Earn as much as 3.45 % APY
New Money Required. No Maximum deposit. During any month in which the average daily balance falls below $2,500, a monthly maintenance fee of $10 will be applied. APY = Annual Percentage Yield as of 12/22/2025. APY assumes that dividends are reinvested. Withdrawal of dividends will reduce earnings. Earnings may be reduced if fees are incurred. Rates are subject to change without notice.
Balances $100,000 +
Special APY requires $50,000 minimum balance.
Annual Percentage Yield (APY) is effective as of July 11, 2026 on balances of $100,000 or greater and is subject to change. Other tiers and APYs that are subject to change at any time are as follows: $0.01 - $9,999.99 = 0.03%, $10,000 - $24,999.99 = 1.50%, $25,000 - $49,999.99 = 1.75%, $50,000 - $99,999.99 = 2.00% and $100,000+ = 3.00%. Fees assessed to accounts may reduce earnings. Personal Accounts only.
Balances of $100,000.00 and over
See Details; (new money only)
Earn as much as
Dividends are paid and compounded monthly. Withdrawal restrictions apply. The annual percentage yield (APY) is accurate as of the last dividend declaration date. Fees may reduce earnings on the accounts. Rate may change after the account is opened. A $10 monthly maintenance fee will be charged for Money Market Accounts with a daily balance below $1,000.
June 2026 Declared APR: 2.60%, APY*: 2.63%; July 2026 Anticipated APR: 2.60%, APY*: 2.63%
Balances of $50,000.00 to $99,999.99
Balances $15,000 or more
Balances exceeding $15,000. Self-service transfers allowed! Gain full control over your money market balance Transfer funds within our mobile app and online banking applications
June 2026 Declared APR: 2.55%, APY*: 2.58%; July 2026 Anticipated APR: 2.55%, APY*: 2.58%
June 2026 Declared: APR 2.55%, APY* 2.58%; July 2026 Anticipated: APR 2.55%, APY* 2.58%
June 2026 Declared: APR 2.50%, APY* 2.53%; July 2026 Anticipated: APR 2.50%, APY* 2.53%
June 2026 Declared APR: 2.50%, APY*: 2.53%; July 2026 Anticipated APR: 2.50%, APY*: 2.53%
Compounding Frequency: Monthly
Interest Compounded: Monthly
Compare local Girard, PA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Pennsylvania high-yield MMA rates rose 0.005 points over the past 7 days to 3.296% APY.
Pennsylvania standard MMA rates rose 0.019 points over the past 7 days to 0.600% APY.
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Girard, Pennsylvania money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
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Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Girard, Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Girard, Pennsylvania. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in PA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.