Best Money Market Rates in Fredonia, Pennsylvania (PA) - May 2026
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Brian McKay
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Current Fredonia, Pennsylvania and the surrounding area money market deposit account rates include Mercer County State BankMercer County State Bank71 Main St, Fredonia, PA 16124A-4.9 ★Texas Ratio: 16.60% Money Market Accounts - Personal & Business at 2.02% APY, Gold Credit UnionGold Credit UnionA+5.0 ★Texas Ratio: 3.83% Money Market Special at 4.00% APY, United Federal Credit UnionUnited Federal Credit UnionA+5.0 ★Texas Ratio: 3.13% Money Market Special at 4.00% APY, Citizens BankCitizens BankA5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.75% APY, and Parke BankParke BankA5.0 ★Texas Ratio: 6.65% Parke Select Personal or Business Money Market at 3.75% APY. Money market rates as of May 23, 2026 according to verified data from MonitorBankRates.
Fredonia has 1 local institution in our database, with money market rates as high as 2.02% APY from Mercer County State Bank at 71 Main St, Fredonia, PA 16124. Use the table below to compare all available offers, including options from institutions serving the broader Pennsylvania area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Fredonia, Pennsylvania and surrounding area. Last Updated and Verified: May 23, 2026
Compare the Best Money Market Rates Today in Fredonia, Pennsylvania & the Surrounding Area
The special rate of up to 4.00% APY is available only on new Money Market Special accounts opened on or after 5/1/2026 and applies for the first 6 months following account opening. After 6 months, the account will automatically convert to a standard Elevate Money Market account and earn standard Elevate Money Market rates thereafter. Members who currently have, or previously had in the last 12 months, any opened money market account at United are not eligible for this offer. Fees may reduce earnings. Rates may change after account is opened.
for the first six months.
APY of 3.75% for a deposit balance of $50,000 or greater; Fees may reduce earnings.
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
Qualifications Required: the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account or a Free Checking account maintained with an average monthly balance of at least $1.00; a combined total of at least 20 cleared signature (swipe and sign) credit transactions/non-PIN based debit card transactions on such Ultra Checking account or Free Checking account and cleared credit transactions on a U Boost, U First, or U Rewards credit card account for which the Tax Reported Owner is a cardholder are posted by 11:59 PM ET on the second to last calendar day of the dividend period; one direct deposit or electronic auto payment (ACH) from your Ultra Checking account or Free Checking account that is posted by 11:59 PM ET on the second to last calendar day of the dividend period; active enrollment in e-statements; Bonus rate
Money Market Offer: Earn up to 3.60% APY!* For six months when you become a new member and open a Flex Money Market or Business Money Market account!
Money Market Offer: Earn up to 3.60% APY!* For six months when you become a new member and open a Flex Money Market or Business Money Market account!
New money deposit of $10,000.
With a minimum of $25k new money
With a minimum of $25k new money
APY of 3.50% for a deposit balance up to $49,999.99; Fees may reduce earnings.
$75,000+
Qualifications Required: the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account or a Free Checking account maintained with an average monthly balance of at least $1.00; a combined total of at least 20 cleared signature (swipe and sign) credit transactions/non-PIN based debit card transactions on such Ultra Checking account or Free Checking account and cleared credit transactions on a U Boost, U First, or U Rewards credit card account for which the Tax Reported Owner is a cardholder are posted by 11:59 PM ET on the second to last calendar day of the dividend period; one direct deposit or electronic auto payment (ACH) from your Ultra Checking account or Free Checking account that is posted by 11:59 PM ET on the second to last calendar day of the dividend period; active enrollment in e-statements; Bonus rate
Minimum of **$25,000** not currently deposited at Huntington.
Qualifications Required: the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account or a Free Checking account maintained with an average monthly balance of at least $1.00; a combined total of at least 20 cleared signature (swipe and sign) credit transactions/non-PIN based debit card transactions on such Ultra Checking account or Free Checking account and cleared credit transactions on a U Boost, U First, or U Rewards credit card account for which the Tax Reported Owner is a cardholder are posted by 11:59 PM ET on the second to last calendar day of the dividend period; one direct deposit or electronic auto payment (ACH) from your Ultra Checking account or Free Checking account that is posted by 11:59 PM ET on the second to last calendar day of the dividend period; active enrollment in e-statements; Bonus rate
Annual Percentage Yield (APY) is effective as of May 21, 2026 on balances of $100,000 or greater and is subject to change. Other tiers and APYs that are subject to change at any time are as follows: $0.01 - $9,999.99 = 0.03%, $10,000 - $24,999.99 = 1.50%, $25,000 - $49,999.99 = 1.75%, $50,000 - $99,999.99 = 2.00% and $100,000+ = 3.00%. Fees assessed to accounts may reduce earnings. Personal Accounts only.
Balances of $100,000.00 and over
Dividends Posted Monthly
$100,000; Dividends Posted Monthly
new money only
Balances of $50,000.00 to $99,999.99
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Fredonia, PA Money Market Rate Trends
Compare local Fredonia, PA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Pennsylvania high-yield MMA rates fell 0.059 points over the past 7 days to 3.353% APY.
Pennsylvania standard MMA rates rose 0.065 points over the past 7 days to 0.680% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Fredonia, Pennsylvania money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Fredonia, Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Fredonia, Pennsylvania. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in PA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Fredonia, Pennsylvania
What is a Money Market Account (MMA)?
Are Money Market accounts in Fredonia, Pennsylvania safe?
How often do MMA rates change in Fredonia, Pennsylvania?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Fredonia, Pennsylvania?
Best Money Market Rates in Fredonia, Pennsylvania
- Mercer County State Bank
Money Market Accounts - Personal & Business — 2.02% APY - Gold Credit Union
Money Market Special — 4.00% APY - United Federal Credit Union
Money Market Special — 4.00% APY - Citizens Bank
Citizens Private Client® Money Market — 3.75% APY - Parke Bank
Parke Select Personal or Business Money Market — 3.75% APY
Fredonia, Pennsylvania Rates & Resources
