Best Money Market Rates in Syracuse, New York (NY) - May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Syracuse, New York and the surrounding area money market deposit account rates include Citizens BankCitizens Bank3524 W Genesee St, Syracuse, NY 13219A5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.75% APY, Visions Federal Credit UnionVisions Federal Credit Union500 Erie Blvd E, Syracuse, NY 13202 1903A+5.0 ★Texas Ratio: 4.43% Money Market at 3.60% APY, Broadview Federal Credit UnionBroadview Federal Credit Union401 S Salina St, Syracuse, NY 13202 2584A+5.0 ★Texas Ratio: 0.00% Money Market at 3.05% APY, AmeriCU Credit UnionAmeriCU Credit Union200 Walton St, Syracuse, NY 13202 1227A-4.9 ★Texas Ratio: 16.15% High Rate Money Market at 3.00% APY, and The Summit Federal Credit UnionThe Summit Federal Credit Union1400 ERIE BLVD E, SYRACUSE, NY 13210A+5.0 ★Texas Ratio: 2.45% Money Market at 1.35% APY. Money market rates as of May 15, 2026 according to verified data from MonitorBankRates.
Syracuse has 10 local institutions in our database, with money market rates as high as 3.75% APY from Citizens Bank at 3524 W Genesee St, Syracuse, NY 13219. Use the table below to compare all available offers, including options from institutions serving the broader New York area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Syracuse, New York and surrounding area. Last Updated and Verified: May 15, 2026
Compare the Best Money Market Rates Today in Syracuse, New York & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
3524 W Genesee St, Syracuse, NY 13219
Citizens Private Client® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $25,000.00
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
3524 W Genesee St, Syracuse, NY 13219
Citizens Quest® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $25,000.00
Visions Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
500 Erie Blvd E, Syracuse, NY 13202 1903
Money Market
3.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
For six months when you become a new member and open a Flex Money Market or Business Money Market account!
Broadview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
401 S Salina St, Syracuse, NY 13202 2584
Money Market
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
200 Walton St, Syracuse, NY 13202 1227
Money Markets
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
As high as as
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
200 Walton St, Syracuse, NY 13202 1227
High Rate Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
200 Walton St, Syracuse, NY 13202 1227
High Rate Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Broadview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
401 S Salina St, Syracuse, NY 13202 2584
Money Market
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Visions Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
500 Erie Blvd E, Syracuse, NY 13202 1903
Business Money Market
2.65%
$0
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
200 Walton St, Syracuse, NY 13202 1227
High Rate Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Broadview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
401 S Salina St, Syracuse, NY 13202 2584
Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Broadview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
401 S Salina St, Syracuse, NY 13202 2584
Money Market
2.25%
$0
▼
Rate2.22%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
200 Walton St, Syracuse, NY 13202 1227
Health Savings Account (HSA) Money Market
2.23%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
200 Walton St, Syracuse, NY 13202 1227
High Rate Money Market
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
200 Walton St, Syracuse, NY 13202 1227
Health Savings Account (HSA) Money Market
1.98%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Broadview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
401 S Salina St, Syracuse, NY 13202 2584
Money Market
1.90%
$0
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Visions Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
500 Erie Blvd E, Syracuse, NY 13202 1903
Business Money Market
1.75%
$0
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
200 Walton St, Syracuse, NY 13202 1227
Health Savings Account (HSA) Money Market
1.74%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
200 Walton St, Syracuse, NY 13202 1227
High Rate Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Broadview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
401 S Salina St, Syracuse, NY 13202 2584
Money Market
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
200 Walton St, Syracuse, NY 13202 1227
Health Savings Account (HSA) Money Market
1.49%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Visions Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
500 Erie Blvd E, Syracuse, NY 13202 1903
Business Money Market
1.40%
$0
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
The Summit Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
1400 ERIE BLVD E, SYRACUSE, NY 13210
Money Market
1.35%
$0
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Syracuse Fire Department Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
211 Wilkinson St, Syracuse, NY 13204
Money Markets
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Syracuse Fire Department Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
211 Wilkinson St, Syracuse, NY 13204
Money Markets Tier 4
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Syracuse Fire Department Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
211 Wilkinson St, Syracuse, NY 13204
Money Markets Tier 5
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
200 Walton St, Syracuse, NY 13202 1227
High Rate Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
200 Walton St, Syracuse, NY 13202 1227
Health Savings Account (HSA) Money Market
1.24%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
The Summit Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
1400 ERIE BLVD E, SYRACUSE, NY 13210
Money Market
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Visions Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
500 Erie Blvd E, Syracuse, NY 13202 1903
Business Money Market
1.15%
$0
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
200 Walton St, Syracuse, NY 13202 1227
Health Savings Account (HSA) Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
200 Walton St, Syracuse, NY 13202 1227
High Rate Money Market
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Syracuse Fire Department Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
211 Wilkinson St, Syracuse, NY 13204
Money Markets
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Syracuse Fire Department Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
211 Wilkinson St, Syracuse, NY 13204
Money Markets Tier 1
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Syracuse Fire Department Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
211 Wilkinson St, Syracuse, NY 13204
Money Markets Tier 2
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Broadview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
401 S Salina St, Syracuse, NY 13202 2584
Money Market
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Syracuse Cooperative Federal Credit Union
Institution Rating:
F2.9 ★ Texas Ratio: 40.19%
800 N SALINA ST STE 200, SYRACUSE, NY 13208 2513
Super Share (Money Market)
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Syracuse Fire Department Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.84%
211 Wilkinson St, Syracuse, NY 13204
Money Markets Tier 3
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
200 Walton St, Syracuse, NY 13202 1227
Money Market Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
109 S Warren St, Syracuse, NY 13202
Money Market Advantage Non-Personal
1.00%
$25,000
▼
Rate1.00%
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
The Summit Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
1400 ERIE BLVD E, SYRACUSE, NY 13210
Money Market
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
109 S Warren St, Syracuse, NY 13202
Money Market Advantage
1.00%
$25,000
▼
Rate1.00%
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
200 Walton St, Syracuse, NY 13202 1227
Money Market Savings
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
200 Walton St, Syracuse, NY 13202 1227
High Rate Money Market
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
109 S Warren St, Syracuse, NY 13202
Money Market Advantage
0.85%
$25,000
▼
Rate0.85%
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
109 S Warren St, Syracuse, NY 13202
Money Market Advantage Non-Personal
0.85%
$25,000
▼
Rate0.85%
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
200 Walton St, Syracuse, NY 13202 1227
Money Market Savings
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
200 Walton St, Syracuse, NY 13202 1227
High Rate Money Market
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Geddes Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
2208 W Genesee St, Syracuse, NY 13219
Premier Money Market
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Geddes Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
2208 W Genesee St, Syracuse, NY 13219
Premier Money Market Account
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
109 S Warren St, Syracuse, NY 13202
Money Market Non-Personal
0.75%
$100
▼
Rate0.75%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details
Broadview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
401 S Salina St, Syracuse, NY 13202 2584
Money Market
0.75%
$0
▼
Rate0.74%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
The Summit Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.45%
1400 ERIE BLVD E, SYRACUSE, NY 13210
Money Market
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
109 S Warren St, Syracuse, NY 13202
Money Market Account
0.75%
$15
▼
Rate0.75%
Min Deposit$15
Min Balance—
UpdatedMay 4, 2026
Details
Geddes Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
2208 W Genesee St, Syracuse, NY 13219
Money Market
0.70%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Geddes Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
2208 W Genesee St, Syracuse, NY 13219
Premier Money Market
0.70%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Geddes Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
2208 W Genesee St, Syracuse, NY 13219
Premier Money Market Account
0.70%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
109 S Warren St, Syracuse, NY 13202
Money Market Non-Personal
0.65%
$100
▼
Rate0.65%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details
Syracuse Cooperative Federal Credit Union
Institution Rating:
F2.9 ★ Texas Ratio: 40.19%
800 N SALINA ST STE 200, SYRACUSE, NY 13208 2513
Super Share Checking (Money Market)
0.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
109 S Warren St, Syracuse, NY 13202
Money Market Account
0.65%
$15
▼
Rate0.65%
Min Deposit$15
Min Balance—
UpdatedMay 4, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
200 Walton St, Syracuse, NY 13202 1227
Money Market Savings
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
200 Walton St, Syracuse, NY 13202 1227
High Rate Money Market
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
109 S Warren St, Syracuse, NY 13202
Money Market Advantage
0.60%
$25,000
▼
Rate0.60%
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Geddes Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
2208 W Genesee St, Syracuse, NY 13219
Money Market
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
109 S Warren St, Syracuse, NY 13202
Money Market Advantage Non-Personal
0.60%
$25,000
▼
Rate0.60%
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Geddes Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
2208 W Genesee St, Syracuse, NY 13219
Premier Money Market Account
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Geddes Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
2208 W Genesee St, Syracuse, NY 13219
Premier Money Market
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
109 S Warren St, Syracuse, NY 13202
Money Market Advantage Non-Personal
0.50%
$25,000
▼
Rate0.50%
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
200 Walton St, Syracuse, NY 13202 1227
High Rate Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.15%
200 Walton St, Syracuse, NY 13202 1227
Money Market Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
109 S Warren St, Syracuse, NY 13202
Money Market Advantage
0.50%
$25,000
▼
Rate0.50%
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Money Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
125 E Jefferson St, Syracuse, NY 13202
Money Market Savings
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
109 S Warren St, Syracuse, NY 13202
Money Market Non-Personal
0.45%
$100
▼
Rate0.45%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details
Geddes Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
2208 W Genesee St, Syracuse, NY 13219
Money Market
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
109 S Warren St, Syracuse, NY 13202
Money Market Account
0.45%
$15
▼
Rate0.45%
Min Deposit$15
Min Balance—
UpdatedMay 4, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
109 S Warren St, Syracuse, NY 13202
Money Market Non-Personal
0.35%
$100
▼
Rate0.35%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
109 S Warren St, Syracuse, NY 13202
Money Market Account
0.35%
$15
▼
Rate0.35%
Min Deposit$15
Min Balance—
UpdatedMay 4, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
109 S Warren St, Syracuse, NY 13202
Money Market Advantage
0.30%
$25,000
▼
Rate0.30%
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Geddes Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
2208 W Genesee St, Syracuse, NY 13219
Premier Money Market
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Geddes Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
2208 W Genesee St, Syracuse, NY 13219
Premier Money Market Account
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Geddes Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
2208 W Genesee St, Syracuse, NY 13219
Money Market
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
109 S Warren St, Syracuse, NY 13202
Money Market Advantage Non-Personal
0.30%
$25,000
▼
Rate0.30%
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
109 S Warren St, Syracuse, NY 13202
Money Market Non-Personal
0.25%
$100
▼
Rate0.25%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
109 S Warren St, Syracuse, NY 13202
Money Market Account
0.25%
$15
▼
Rate0.25%
Min Deposit$15
Min Balance—
UpdatedMay 4, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
109 S Warren St, Syracuse, NY 13202
Money Market Advantage Non-Personal
0.20%
$25,000
▼
Rate0.20%
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
109 S Warren St, Syracuse, NY 13202
Money Market Advantage
0.20%
$25,000
▼
Rate0.20%
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
109 S Warren St, Syracuse, NY 13202
Money Market Non-Personal
0.15%
$100
▼
Rate0.15%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details
Solvay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
109 S Warren St, Syracuse, NY 13202
Money Market Account
0.15%
$15
▼
Rate0.15%
Min Deposit$15
Min Balance—
UpdatedMay 4, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
3524 W Genesee St, Syracuse, NY 13219
Citizens Private Client® Money Market
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Geddes Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
2208 W Genesee St, Syracuse, NY 13219
Premier Money Market Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
3524 W Genesee St, Syracuse, NY 13219
Citizens Quest® Money Market
0.03%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
3524 W Genesee St, Syracuse, NY 13219
Personal Money Market
0.01%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Carver Federal Savings Bank
Institution Rating:
C3.9 ★ Texas Ratio: 28.07%
Money Market Accounts & High Yield Savings
4.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Ridgewood Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.75%
Smart Move Money Market
3.75%
$10,000
▼
Rate3.63%
Min Deposit$10,000
Min Balance—
UpdatedMay 4, 2026
Details
The Upstate National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Deposit Account
3.70%
$0
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Apple Bank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Treasury Bill Indexed Money Market Account
3.55%
$0
▼
Rate3.48%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Apple Bank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Apple Choice Money Market Account Preferred Rate
3.55%
$0
▼
Rate3.48%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Apple Choice Banking Program
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Piermont Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Business Money Market Account
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Minimum Average Daily Balance to Earn APY: $500 to $999,999.99
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Syracuse, New York and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Syracuse, NY Money Market Rate Trends
Compare local Syracuse, NY money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — NY Avg
3.343%
Unchanged vs 7 days ago
New York high-yield MMA rates currently average 3.343% APY.
Standard MMA — NY Avg
0.595%
Unchanged vs 7 days ago
New York standard MMA rates currently average 0.595% APY.
As of May 15, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Syracuse, New York money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Syracuse, New York directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Syracuse, New York. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Syracuse, New York
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in New York.
Are Money Market accounts in Syracuse, New York safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in New York up to $250,000 per depositor, per institution.
How often do MMA rates change in Syracuse, New York?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local New York rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Syracuse, New York?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Syracuse, New York require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Syracuse, New York
Here are some of the highest money market account APYs currently available in Syracuse, New York and the surrounding area:
- Citizens Bank
Citizens Private Client® Money Market — 3.75% APY - Visions Federal Credit Union
Money Market — 3.60% APY - Broadview Federal Credit Union
Money Market — 3.05% APY - AmeriCU Credit Union
High Rate Money Market — 3.00% APY - The Summit Federal Credit Union
Money Market — 1.35% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Syracuse, New York. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 15, 2026
Rate Assistant
MonitorBankRates.com · Live Data
Try asking