MonitorBankRates
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Best Money Market Rates in Nyack, New York - July 2026

Current Nyack, New York and the surrounding area money market deposit account rates include TrustCo BankTrustCo Bank388 Route 59, Nyack, NY 10960A+5.0 ★Texas Ratio: 3.16% Money Market at 1.57% APY, Piermont BankPiermont BankA+5.0 ★Texas Ratio: 5.99% High-Yield MMA Promotion at 3.75% APY, The Upstate National BankThe Upstate National BankA+5.0 ★Texas Ratio: 0.00% Money Market Deposit Account at 3.70% APY, Apple Bank for SavingsApple Bank for SavingsA+5.0 ★Texas Ratio: 1.54% Apple Choice Money Market Account Preferred Rate at 3.55% APY, and Generations United Federal Credit UnionGenerations United Federal Credit UnionA+5.0 ★Texas Ratio: 0.06% Business Money Market at 3.50% APY. Money market rates as of July 11, 2026 according to verified data from MonitorBankRates.

Nyack has 1 local institution in our database, with money market rates as high as 1.57% APY from TrustCo Bank at 388 Route 59, Nyack, NY 10960. Use the table below to compare all available offers, including options from institutions serving the broader New York area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Nyack, New York and surrounding area. Last Updated and Verified: July 11, 2026

Compare the Best Money Market Rates Today in Nyack, New York & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
388 Route 59, Nyack, NY 10960
Money Market
1.57%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 7, 2026
Details

$2,000,000 to $4,999,999.99

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
388 Route 59, Nyack, NY 10960
Money Market
1.09%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 7, 2026
Details

$500,000 to $1,999,999.99

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
388 Route 59, Nyack, NY 10960
Money Market
1.05%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 7, 2026
Details

$100,000 to $499,999.99

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
388 Route 59, Nyack, NY 10960
Money Market
1.01%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 7, 2026
Details

$2,000,000 to $4,999,999.99

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
388 Route 59, Nyack, NY 10960
Money Market
0.40%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 7, 2026
Details

$500,000 to $1,999,999.99

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
388 Route 59, Nyack, NY 10960
Money Market
0.35%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 7, 2026
Details

$100,000 to $499,999.99

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
388 Route 59, Nyack, NY 10960
Money Market
0.10%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 7, 2026
Details

$50,000 to $99,999.99

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
388 Route 59, Nyack, NY 10960
Money Market
0.08%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 7, 2026
Details

$15,000 to $49,999.99

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
388 Route 59, Nyack, NY 10960
Money Market
0.05%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 7, 2026
Details

$0 to $14,999.99

Piermont Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
High-Yield MMA Promotion
3.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 7, 2026
Details

Earn Up to 3.75% APY* on Your Business Money Market Account. Apply online with just a few clicks and put your business on a better path.

The Upstate National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Deposit Account
3.70%
$0
Rate3.64%
Min Deposit$0
Min Balance
UpdatedJul 7, 2026
Details

Apple Bank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Apple Choice Money Market Account Preferred Rate
3.55%
$100
Rate3.48%
Min Deposit$100
Min Balance
UpdatedJul 9, 2026
Details

Apple Bank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Choice Money Market
3.55%
$0
Rate3.48%
Min Deposit$0
Min Balance
UpdatedJul 9, 2026
Details

Preferred

Apple Bank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Treasury Bill Indexed Money Market Account
3.55%
$0
Rate3.48%
Min Deposit$0
Min Balance
UpdatedJul 9, 2026
Details

Balance: $2,500 - $49,999.99

EverBank
Institution Rating:
B4.5 ★ Texas Ratio: 20.65%
Business Money Market
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 7, 2026
Details

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Private Client Money Market
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 7, 2026
Details

Preferred rates; A minimum of $25,000 of new money is required to qualify for preferred rates.

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Quest Money Market
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 7, 2026
Details

Preferred rates; A minimum of $25,000 of new money is required to qualify for preferred rates.

Generations United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
Business Money Market
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 10, 2026
Details

Newtek Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
Business Money Market Account
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 7, 2026
Details

No service charges or monthly fees. No minimum deposit required.

Newtek Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
Newtek Money Market
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 7, 2026
Details

Pioneer Bank Albany, NY
Institution Rating:
A5.0 ★ Texas Ratio: 6.71%
Pioneer Money Market
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 9, 2026
Details

All Together ForwardTM

New Millennium Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
SMART Money Market Account
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 9, 2026
Details

Pathfinder Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
Premier Money Market Deposit Account 6-Month Intro Rate
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedJul 7, 2026
Details

Tier: $25,000 minimum

International Bank of Chicago
Institution Rating:
B-4.4 ★ Texas Ratio: 22.84%
Premier Money Market
3.40%
$0
Rate3.35%
Min Deposit$0
Min Balance
UpdatedJul 7, 2026
Details

Balance range: $250,000-$1,000,000

International Bank of Chicago
Institution Rating:
B-4.4 ★ Texas Ratio: 22.84%
Money Market Account
3.35%
$0
Rate3.30%
Min Deposit$0
Min Balance
UpdatedJul 7, 2026
Details

Ballston Spa National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
Platinum Money Market
3.35%
$10,000
Rate3.30%
Min Deposit$10,000
Min Balance
UpdatedJul 8, 2026
Details

Personal, Business, Non-profit, Trusts, Estates

Spring Bank Bronx, NY
Institution Rating:
A5.0 ★ Texas Ratio: 11.84%
Money Market
3.35%
$500
Rate3.30%
Min Deposit$500
Min Balance
UpdatedJul 9, 2026
Details

Minimum Average Daily Balance to Earn APY: $500 to $999,999.99

SJP Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.06%
Money Market
3.30%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

Savings, Money Market, IRA, and Club Accounts are variable rate accounts and rates may change after account opening. Dividends on Savings, Money Market, IRA, and Club Accounts are compounded and credited monthly; accounts must remain open through the end of the dividend period to receive accrued dividends, and dividends will not be paid if the account is closed prior to month-end. Money Market and IRA rates shown reflect anticipated monthly dividends and may change based on market conditions.

International Bank of Chicago
Institution Rating:
B-4.4 ★ Texas Ratio: 22.84%
Premier Money Market
3.30%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedJul 7, 2026
Details

Balance range: $1,000,001-$1,500,000

Hanover Community Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.19%
High Value Business Money Market
3.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 7, 2026
Details

New money only. Variable rate product. Daily balances at or below $24,999.99 earn an APY of 1.50%. No check writing privileges.

New Millennium Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
SMART Money Market Account
3.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 9, 2026
Details

Sunmark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.99%
Money Market Accounts
3.25%
$0
Rate3.21%
Min Deposit$0
Min Balance
UpdatedJun 27, 2026
Details

Minimum Balance to Earn Dividend: $200,000 and over

International Bank of Chicago
Institution Rating:
B-4.4 ★ Texas Ratio: 22.84%
Premier Money Market
3.20%
$0
Rate3.15%
Min Deposit$0
Min Balance
UpdatedJul 7, 2026
Details

MOOG EMPLOYEES
Institution Rating:
A5.0 ★ Texas Ratio: 0.11%
Platinum Money Market Shares
3.20%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedJul 11, 2026
Details

Minimum Balance of $10,000.00 Required to Earn Dividends; Deposit cannot exceed $500,000.00

Hanover Community Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.19%
Premium High Yield Money Market
3.10%
$25,000
Rate
Min Deposit$25,000
Min Balance
UpdatedJul 7, 2026
Details

Tier 5: If your daily balance is $500,000.00 or more you will earn an interest rate of 3.06%.

Broadview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 6.28%
Money Market
3.05%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedJun 29, 2026
Details

International Bank of Chicago
Institution Rating:
B-4.4 ★ Texas Ratio: 22.84%
Money Market Account
3.05%
$0
Rate3.01%
Min Deposit$0
Min Balance
UpdatedJul 7, 2026
Details

Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market
3.05%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 7, 2026
Details

Annual Percentage Yield (APY). FDIC-insured up to the maximum allowed by law.

Apple Bank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Choice Money Market
3.03%
$0
Rate2.98%
Min Deposit$0
Min Balance
UpdatedJul 9, 2026
Details

Apple Bank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Apple Choice Money Market Account
3.03%
$100
Rate2.98%
Min Deposit$100
Min Balance
UpdatedJul 9, 2026
Details

Get Details

Ballston Spa National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
Platinum Money Market
3.00%
$10,000
Rate2.96%
Min Deposit$10,000
Min Balance
UpdatedJul 8, 2026
Details

Personal, Business, Non-profit, Trusts, Estates

Sunmark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.99%
Money Market Accounts
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJun 27, 2026
Details

Minimum Balance to Open: $500

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
Signature Money Market
3.00%
$10,000
Rate
Min Deposit$10,000
Min Balance
UpdatedJul 6, 2026
Details

Tiered rates.

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
Signature Money Market (Personal)
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
High Rate Money Market
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJun 27, 2026
Details

Premium Rate

Patriot Bank N.A.
Institution Rating:
F2.4 ★ Texas Ratio: 45.79%
Money Market
3.00%
$0
Rate2.92%
Min Deposit$0
Min Balance
UpdatedJul 7, 2026
Details

New Millennium Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
SMART Money Market Account
3.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 9, 2026
Details

The Bank of Princeton
Institution Rating:
A+5.0 ★ Texas Ratio: 2.91%
Premier Money Market
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJul 7, 2026
Details

Balance requirement of $50,000**

Pathfinder Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
Municipal Money Market Deposit Account
2.90%
$0
Rate2.86%
Min Deposit$0
Min Balance
UpdatedJul 7, 2026
Details

Hanover Community Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.19%
Premium High Yield Money Market
2.85%
$25,000
Rate
Min Deposit$25,000
Min Balance
UpdatedJul 7, 2026
Details

Tier 4: If your daily balance is $250,000.00 up to $499,999.99 you will earn an interest rate of 2.81%.

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
Signature Money Market
2.75%
$10,000
Rate
Min Deposit$10,000
Min Balance
UpdatedJul 6, 2026
Details

Tiered rates.

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
Signature Money Market (Personal)
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

Broadview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 6.28%
Money Market
2.75%
$0
Rate2.71%
Min Deposit$0
Min Balance
UpdatedJun 29, 2026
Details

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
High Rate Money Market
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedJun 27, 2026
Details

Premium Rate

Mid-Hudson Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
Money Market
2.75%
$1,000,000
Rate2.72%
Min Deposit$1,000,000
Min Balance
UpdatedJul 6, 2026
Details

$1,000,000

Hanover Community Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.19%
Premium High Yield Money Market
2.75%
$25,000
Rate
Min Deposit$25,000
Min Balance
UpdatedJul 7, 2026
Details

Tier 3: If your daily balance is $100,000.00 up to $249,999.99 you will earn an interest rate of 2.71%.

Rondout Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
Business Money Market Special
2.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 7, 2026
Details

The service is only available to business customers and may not be used for personal, family, or household purposes

Sawyer Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.52%
Preferred Money Market
2.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 9, 2026
Details

New Millennium Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
SMART Money Market Account
2.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 9, 2026
Details

Pathfinder Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.40%
Premier Money Market Deposit Account
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedJul 7, 2026
Details

Tier: $250,000 and over

Visions Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
Business Money Market
2.65%
$0
Rate2.62%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

Balance: $1,000,000 & Over

Hanover Community Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.19%
Premium High Yield Money Market
2.60%
$25,000
Rate
Min Deposit$25,000
Min Balance
UpdatedJul 7, 2026
Details

Tier 2: If your daily balance is $25,000.00 up to $99,999.99 you will earn an interest rate of 2.56%.

Apple Bank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Treasury Bill Indexed Money Market Account
2.56%
$10,000
Rate2.52%
Min Deposit$10,000
Min Balance
UpdatedJul 9, 2026
Details

Apple Bank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Treasury Bill Indexed Money Market
2.56%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 9, 2026
Details

70% of the indexed rate

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
High Rate Money Market
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedJun 27, 2026
Details

Premium Rate

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
Signature Money Market (Personal)
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
Signature Money Market
2.50%
$10,000
Rate
Min Deposit$10,000
Min Balance
UpdatedJul 6, 2026
Details

Tiered rates.

Sunmark Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.99%
Money Market Accounts
2.50%
$0
Rate2.48%
Min Deposit$0
Min Balance
UpdatedJun 27, 2026
Details

Minimum Balance to Earn Dividend: $50,000 - $99,999.99

Broadview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 6.28%
Money Market
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedJun 29, 2026
Details

Mid-Hudson Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
Money Market
2.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

$300,000

Inner Lakes Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.62%
Money Market
2.48%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 8, 2026
Details

As High As

SUMA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.57%
Money Market & Up
2.43%
$250,000
Rate2.40%
Min Deposit$250,000
Min Balance
UpdatedJul 6, 2026
Details

$250,000

Broadview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 6.28%
Money Market
2.25%
$0
Rate2.22%
Min Deposit$0
Min Balance
UpdatedJun 29, 2026
Details

Mid-Hudson Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
Money Market
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

$100,000

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
Health Savings Account (HSA) Money Market
2.23%
$100,000
Rate
Min Deposit$100,000
Min Balance
UpdatedJun 27, 2026
Details

SUMA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.57%
Money Market
2.18%
$100,000
Rate2.15%
Min Deposit$100,000
Min Balance
UpdatedJul 6, 2026
Details

$100,000 - $249,999

State CS Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
Money Market Accounts
2.15%
$0
Rate2.13%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

Parks Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
Money Market Tier 4
2.15%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

Ontario Shores Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
Money Market
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

Encompass Niagara Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.27%
Money Markets (Existing pre-merge Only)
2.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 10, 2026
Details

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
Money Market Share Accounts
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedJul 10, 2026
Details

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
High Rate Money Market
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedJun 27, 2026
Details

Premium Rate

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
Health Savings Account (HSA) Money Market
1.98%
$50,000
Rate
Min Deposit$50,000
Min Balance
UpdatedJun 27, 2026
Details

Broadview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 6.28%
Money Market
1.90%
$0
Rate1.88%
Min Deposit$0
Min Balance
UpdatedJun 29, 2026
Details

State CS Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
Money Market Accounts
1.90%
$0
Rate1.89%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

Parks Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
Money Market Tier 3
1.90%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

First Source Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Money Market
1.80%
$0
Rate1.79%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

First Source Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.64%
Business Money Market
1.80%
$0
Rate1.79%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

Visions Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
Business Money Market
1.75%
$0
Rate1.73%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

Balance: $500,000 - $999,999.99

GHS Federal Credit Union
Institution Rating:
D3.2 ★ Texas Ratio: 31.38%
Money Market Plus
1.75%
$0
Rate1.74%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
Signature Money Market (Personal)
1.75%
$0
Rate1.74%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
Signature Money Market
1.75%
$10,000
Rate
Min Deposit$10,000
Min Balance
UpdatedJul 6, 2026
Details

Tiered rates.

AmeriCU Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.21%
Health Savings Account (HSA) Money Market
1.74%
$10,000
Rate
Min Deposit$10,000
Min Balance
UpdatedJun 27, 2026
Details

Heritage Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.20%
Money Market Share Accounts
1.70%
$0
Rate1.70%
Min Deposit$0
Min Balance
UpdatedJul 10, 2026
Details

SUMA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.57%
Money Market
1.67%
$2,500
Rate1.65%
Min Deposit$2,500
Min Balance
UpdatedJul 6, 2026
Details

Up to $99,999

State CS Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
Money Market Accounts
1.65%
$0
Rate1.64%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

Parks Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
Money Market Tier 2
1.65%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

Access Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
Money Market Savings
1.60%
$0
Rate1.59%
Min Deposit$0
Min Balance
UpdatedJun 23, 2026
Details

GPO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.97%
Money Market Share
1.60%
$0
Rate1.59%
Min Deposit$0
Min Balance
UpdatedJun 26, 2026
Details

Crossroads Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
Money Market Share Account Balances
1.55%
$0
Rate1.55%
Min Deposit$0
Min Balance
UpdatedJul 6, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Nyack, New York and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Nyack, NY Money Market Rate Trends

Compare local Nyack, NY money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full New York MMA Trends →
High-Yield MMA — NY Avg
3.238%
▼ 0.015 vs 7 days ago

New York high-yield MMA rates fell 0.015 points over the past 7 days to 3.238% APY.

Standard MMA — NY Avg
0.580%
▼ 0.033 vs 7 days ago

New York standard MMA rates fell 0.033 points over the past 7 days to 0.580% APY.

As of Jul 11, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Nyack, New York money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Nyack, New York directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Nyack, New York. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in NY.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Nyack, New York

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in New York.

Are Money Market accounts in Nyack, New York safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in New York up to $250,000 per depositor, per institution.

How often do MMA rates change in Nyack, New York?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local New York rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Nyack, New York?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Nyack, New York require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Nyack, New York

Here are some of the highest money market account APYs currently available in Nyack, New York and the surrounding area:
  • TrustCo Bank
    Money Market — 1.57% APY
  • Piermont Bank
    High-Yield MMA Promotion — 3.75% APY
  • The Upstate National Bank
    Money Market Deposit Account — 3.70% APY
  • Apple Bank for Savings
    Apple Choice Money Market Account Preferred Rate — 3.55% APY
  • Generations United Federal Credit Union
    Business Money Market — 3.50% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Nyack, New York. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: July 11, 2026