Best Money Market Rates in Saint Michael, Minnesota (MN) - May 2026
Content reviewed by
Brian McKay
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Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Saint Michael, Minnesota and the surrounding area money market deposit account rates include Highland BankHighland Bank113 Central Avenue East, Saint Michael, MN 55376A+5.0 ★Texas Ratio: 1.01% Commercial Premier Money Market at 1.66% APY, The Huntington National BankThe Huntington National BankA+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.82% APY, Security State Bank of MarineSecurity State Bank of MarineA+5.0 ★Texas Ratio: 0.11% Money Market Platinum at 3.56% APY, North Shore Bank of CommerceNorth Shore Bank of CommerceA+5.0 ★Texas Ratio: 2.16% Preferred Investment Max | Money Market at 3.50% APY, and Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% Money Market Special at 3.50% APY. Money market rates as of May 15, 2026 according to verified data from MonitorBankRates.
Saint Michael has 1 local institution in our database, with money market rates as high as 1.66% APY from Highland Bank at 113 Central Avenue East, Saint Michael, MN 55376. Use the table below to compare all available offers, including options from institutions serving the broader Minnesota area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Saint Michael, Minnesota and surrounding area. Last Updated and Verified: May 15, 2026
Compare the Best Money Market Rates Today in Saint Michael, Minnesota & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
113 Central Avenue East, Saint Michael, MN 55376
Commercial Premier Money Market
1.66%
$0
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
$5,000,000+
Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
113 Central Avenue East, Saint Michael, MN 55376
Premier Money Market Savings
1.66%
$0
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
113 Central Avenue East, Saint Michael, MN 55376
Commercial Premier Money Market
1.61%
$0
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
$2,500,000-$4,999,999
Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
113 Central Avenue East, Saint Michael, MN 55376
Premier Money Market Savings
1.61%
$0
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
113 Central Avenue East, Saint Michael, MN 55376
Commercial Premier Money Market
1.56%
$0
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
$1,000,000-$2,499,999
Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
113 Central Avenue East, Saint Michael, MN 55376
Premier Money Market Savings
1.56%
$0
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
113 Central Avenue East, Saint Michael, MN 55376
Commercial Money Market Savings
1.46%
$0
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
$250,000 +
Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
113 Central Avenue East, Saint Michael, MN 55376
Commercial Premier Money Market
1.46%
$0
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
$250,000-$999,999
Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
113 Central Avenue East, Saint Michael, MN 55376
Premier Money Market Savings
1.46%
$0
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
113 Central Avenue East, Saint Michael, MN 55376
Premier Money Market Savings
1.31%
$0
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
113 Central Avenue East, Saint Michael, MN 55376
Commercial Premier Money Market
1.31%
$0
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
$100,000-$249,999.99
Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
113 Central Avenue East, Saint Michael, MN 55376
IRA Money Market Savings
1.30%
$0
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
113 Central Avenue East, Saint Michael, MN 55376
IRA Money Market Savings
1.15%
$0
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
113 Central Avenue East, Saint Michael, MN 55376
Commercial Premier Money Market
1.11%
$0
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
$50,000-$99,999.99
Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
113 Central Avenue East, Saint Michael, MN 55376
Commercial Money Market Savings
1.06%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
$100,000-$249,999
Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
113 Central Avenue East, Saint Michael, MN 55376
Premier Money Market Savings
1.06%
$0
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
113 Central Avenue East, Saint Michael, MN 55376
Premier Money Market Savings
0.95%
$0
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
113 Central Avenue East, Saint Michael, MN 55376
Commercial Money Market Savings
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
$50,000-$99,999.99
Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
113 Central Avenue East, Saint Michael, MN 55376
Premier Money Market Savings
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
113 Central Avenue East, Saint Michael, MN 55376
IRA Money Market Savings
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
113 Central Avenue East, Saint Michael, MN 55376
Commercial Premier Money Market
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
under $50,000
Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
113 Central Avenue East, Saint Michael, MN 55376
Commercial Money Market Savings
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
$25,000-$49,999.99
Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
113 Central Avenue East, Saint Michael, MN 55376
Money Market Savings
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
113 Central Avenue East, Saint Michael, MN 55376
Commercial Money Market Savings
0.70%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
under $25,000
Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
113 Central Avenue East, Saint Michael, MN 55376
Premier Money Market Savings
0.70%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
113 Central Avenue East, Saint Michael, MN 55376
Money Market Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
113 Central Avenue East, Saint Michael, MN 55376
IRA Money Market Savings
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
113 Central Avenue East, Saint Michael, MN 55376
IRA Money Market Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Highland Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.01%
113 Central Avenue East, Saint Michael, MN 55376
IRA Money Market Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Minimum of **$25,000** not currently deposited at Huntington.
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Security State Bank of Marine
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
Money Market Platinum
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Business High-Yield Money Market
3.50%
$5
▼
Rate3.45%
Min Deposit$5
Min Balance—
UpdatedMay 12, 2026
Details
$5,000,000 And Greater
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$15,000+
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
North Shore Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Preferred Investment Max | Money Market
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
3.40%
$1,000,000
▼
Rate3.36%
Min Deposit$1,000,000
Min Balance—
UpdatedMay 10, 2026
Details
American National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
6-month money market
3.25%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
New deposits only
Rate—
Min Deposit$20,000
Min Balance—
UpdatedMay 5, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Business High-Yield Money Market
3.25%
$5
▼
Rate3.20%
Min Deposit$5
Min Balance—
UpdatedMay 12, 2026
Details
$3,000,000 - $4,999,999.99
North Shore Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Preferred Investment Max | Money Market
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 4, 2026
Details
Minimum of **$25,000** not currently deposited at Huntington.
Riverland Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.67%
Money Market Accounts
3.14%
$1,000
▼
Rate3.10%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
3.05%
$750,000
▼
Rate3.02%
Min Deposit$750,000
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.00%
Min Deposit$50
Min Balance—
UpdatedMay 5, 2026
Details
Limited time offer
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Jumbo Money Market
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
MONEY MARKET SAVINGS
3.04%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Security State Bank of Marine
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
Money Market Platinum
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 15, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Elite Money Market Savings*
3.01%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
Elite Money Market Savings
3.01%
$50
▼
Rate—
Min Deposit$50
Min Balance—
UpdatedMay 4, 2026
Details
Qualifying balance up to $25,000.00
VisionBank Saint Louis Park, MN
Institution Rating:
A5.0 ★ Texas Ratio: 12.22%
Premium Money Market Personal
3.00%
$1,000
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
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American Bank & Trust
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Money Market Special
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
VisionBank Saint Louis Park, MN
Institution Rating:
A5.0 ★ Texas Ratio: 12.22%
Premium Money Market Business
3.00%
$1,000
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Qualifying balance up to $3,000,000.00
First Alliance Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
Business Money Market Account
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Money Market
3.00%
$2,500
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
UpdatedMay 12, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Business High-Yield Money Market
3.00%
$5
▼
Rate2.96%
Min Deposit$5
Min Balance—
UpdatedMay 12, 2026
Details
$1,000,000 - $2,999,999.99
Toro Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
MONEY MARKET
3.00%
$2,500
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
UpdatedMay 7, 2026
Details
North Shore Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Preferred Investment Max | Money Market
2.95%
$0
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
2.90%
$500,000
▼
Rate2.87%
Min Deposit$500,000
Min Balance—
UpdatedMay 10, 2026
Details
Riverview Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Premium Money Market Savings
2.90%
$0
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
($25,000 minimum balance requirement to obtain APR/APY)
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Jumbo Money Market
2.84%
$0
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Federated Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
Money Market
2.79%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
North Star Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.05%
ExecuStar Money Market Savings
2.78%
$50,000
▼
Rate2.75%
Min Deposit$50,000
Min Balance—
UpdatedMay 5, 2026
Details
Daily Balances of $150,000.00-10,000,000.00
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Money Market / IRA Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
Business High Yield Money Market
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Business High-Yield Money Market
2.75%
$5
▼
Rate2.72%
Min Deposit$5
Min Balance—
UpdatedMay 12, 2026
Details
$750,000 - $999,999.99
North Shore Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
Preferred Investment Max | Money Market
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Alliance Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
Business Money Market Account
2.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
2.65%
$250,000
▼
Rate2.62%
Min Deposit$250,000
Min Balance—
UpdatedMay 10, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Jumbo Money Market
2.63%
$0
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Federated Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
Money Market
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Red Wing Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
Money Market Accounts
2.52%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Business High-Yield Money Market
2.50%
$5
▼
Rate2.47%
Min Deposit$5
Min Balance—
UpdatedMay 12, 2026
Details
$500,000 - $749,999.99
Ideal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.40%
Business High Yield Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Money Market / IRA Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Trustar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
Money Market Checking
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Toro Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
MONEY MARKET
2.50%
$2,500
▼
Rate2.47%
Min Deposit$2,500
Min Balance—
UpdatedMay 7, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Jumbo Money Market
2.43%
$0
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
First Alliance Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
Business Money Market Account
2.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
College Rewards Money Market
2.38%
$0
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
minimum balance of $100 required to earn dividends. First $100 earns rate equal to $2500 - $9,999.99 tier paid for High Yield Money Market. Member needs to meet minimum requirements to qualify.
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
2.30%
$100,000
▼
Rate2.28%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Money Market Savings
2.30%
$0
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Building Trades Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
MONEY MARKET SAVINGS
2.27%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Federated Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
Money Market
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Money Market
2.25%
$0
▼
Rate2.22%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Associated Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Money Market / IRA Money Market
2.25%
$0
▼
Rate2.22%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Red Wing Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
Money Market Accounts
2.22%
$0
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
First Alliance Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
Money Market Account Tier 5
2.20%
$0
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
College Rewards Money Market
2.17%
$0
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
minimum balance of $100 required to earn dividends. First $100 earns rate equal to $2500 - $9,999.99 tier paid for High Yield Money Market. Member needs to meet minimum requirements to qualify.
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
First Alliance Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
Business Money Market Account
2.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Red Wing Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.22%
Money Market Accounts
2.07%
$0
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Leading Edge Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.15%
Edge Money Market
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Expedition Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Money Market Savings
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Trustar Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.42%
Money Market Checking
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Saint Michael, Minnesota and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Saint Michael, MN Money Market Rate Trends
Compare local Saint Michael, MN money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — MN Avg
3.349%
Unchanged vs 7 days ago
Minnesota high-yield MMA rates currently average 3.349% APY.
Standard MMA — MN Avg
1.055%
Unchanged vs 7 days ago
Minnesota standard MMA rates currently average 1.055% APY.
As of May 15, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Saint Michael, Minnesota money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Saint Michael, Minnesota directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Saint Michael, Minnesota. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Saint Michael, Minnesota
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Minnesota.
Are Money Market accounts in Saint Michael, Minnesota safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Minnesota up to $250,000 per depositor, per institution.
How often do MMA rates change in Saint Michael, Minnesota?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Minnesota rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Saint Michael, Minnesota?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Saint Michael, Minnesota require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Saint Michael, Minnesota
Here are some of the highest money market account APYs currently available in Saint Michael, Minnesota and the surrounding area:
- Highland Bank
Commercial Premier Money Market — 1.66% APY - The Huntington National Bank
High-Yield Money Market — 3.82% APY - Security State Bank of Marine
Money Market Platinum — 3.56% APY - North Shore Bank of Commerce
Preferred Investment Max | Money Market — 3.50% APY - Baxter Credit Union
Money Market Special — 3.50% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Saint Michael, Minnesota. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 15, 2026
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