Best Money Market Rates in Richville, Minnesota - July 2026
Brian McKay
Brian McKay
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Current Richville, Minnesota and the surrounding area money market deposit account rates include South Metro Federal Credit UnionSouth Metro Federal Credit UnionA+5.0 ★Texas Ratio: 2.84% ELITE WEALTH Money Market Savings at 4.00% APY, The Huntington National BankThe Huntington National BankA+5.0 ★Texas Ratio: 4.60% High Yield Money Market at 3.75% APY, Security State Bank of MarineSecurity State Bank of MarineA+5.0 ★Texas Ratio: 0.11% Money Market Platinum at 3.56% APY, VisionBank Saint Louis Park, MNVisionBank Saint Louis Park, MNA5.0 ★Texas Ratio: 12.22% Premium Money Market Business at 3.50% APY, and North Shore Bank of CommerceNorth Shore Bank of CommerceA+5.0 ★Texas Ratio: 2.16% Preferred Investment Max | Money Market at 3.50% APY. Money market rates as of July 11, 2026 according to verified data from MonitorBankRates.
Richville is a smaller community with no bank or credit union branches currently in our database. 150 institutions serving the Minnesota area are available to Richville residents, with money market rates as high as 4.00% APY from South Metro Federal Credit Union. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Richville, Minnesota and surrounding area. Last Updated and Verified: July 11, 2026
Compare the Best Money Market Rates Today in Richville, Minnesota & the Surrounding Area
Rates are based on zip code. The interest rate is variable and subject to change at any time. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest and may be subject to a $25.00 per month maintenance fee. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier. Initial minimum opening deposit to earn interest on the HRMMA is $25,000.00 and must be "New Money" which is defined as money that is not currently on deposit in any Huntington account (except maturing CDs). Offer is limited to one per household. We also reserve the right to limit acceptance of deposits greater than $2,000,000.00. Not valid with any other offer.
Rates based on zip code and with a minimum of $25,000 not currently deposited at Huntington. Variable rate. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest. Offer is limited to one per household. Not valid with any other offer.
Up to $3,000,000.00
Up to $3,000,000.00
Rate is based on the 3-month US Treasury rate minus a margin of 0.50%. Maximum APY will not exceed 5%.
Earn interest based on your account balance: $250,000+
Maintenance Fee/Minimum Balance*: $0 (effective 2/1/25)
Maintenance Fee/Minimum Balance*: $0 (effective 2/1/25)
Maintenance Fee/Minimum Balance*: $0 (effective 2/1/25)
APY is determined by the account balance. Minimum balance of $.01 to earn APY. APY is accurate as of the last dividend declaration date. Rates may change after the account is opened. Fees could reduce the balance and earnings on the account. Membership required and account opening upon qualification. Other conditions or restriction may apply. Refer to our disclosures and service fees for more information.?
Maintenance Fee/Minimum Balance*: $0 (effective 2/1/25)
($25,000 minimum balance requirement to obtain APR/APY)
Daily Balances of $150,000.00-10,000,000.00
Up to
APY is determined by the account balance. Minimum balance of $.01 to earn APY. APY is accurate as of the last dividend declaration date. Rates may change after the account is opened. Fees could reduce the balance and earnings on the account. Membership required and account opening upon qualification. Other conditions or restriction may apply. Refer to our disclosures and service fees for more information.?
Daily Balances of $100,000.00-149,999.99
Earn interest based on your account balance: $100,000-249,999.99
APY is determined by the account balance. Minimum balance of $.01 to earn APY. APY is accurate as of the last dividend declaration date. Rates may change after the account is opened. Fees could reduce the balance and earnings on the account. Membership required and account opening upon qualification. Other conditions or restriction may apply. Refer to our disclosures and service fees for more information.?
Member needs to meet minimum requirements to qualify.
Balance Needed to Obtain APY: $250,000.01 and over
APY = Annual Percentage Yield.
Daily Balances of $50,000.00-99,999.99
Qualifying balance up to $499,999.00
Daily Balances up to $49,999.99
Qualifying balance up to $249,999.00
Earn interest based on your account balance: $25,000-99,999.99
$50,000 and Above
Qualifying balance up to $99,999.00
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Richville, MN Money Market Rate Trends
Compare local Richville, MN money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Minnesota high-yield MMA rates fell 0.018 points over the past 7 days to 3.102% APY.
Minnesota standard MMA rates rose 0.016 points over the past 7 days to 1.104% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Richville, Minnesota money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Richville, Minnesota directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Richville, Minnesota. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Richville, Minnesota
What is a Money Market Account (MMA)?
Are Money Market accounts in Richville, Minnesota safe?
How often do MMA rates change in Richville, Minnesota?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Richville, Minnesota?
Best Money Market Rates in Richville, Minnesota
- South Metro Federal Credit Union
ELITE WEALTH Money Market Savings — 4.00% APY - The Huntington National Bank
High Yield Money Market — 3.75% APY - Security State Bank of Marine
Money Market Platinum — 3.56% APY - VisionBank Saint Louis Park, MN
Premium Money Market Business — 3.50% APY - North Shore Bank of Commerce
Preferred Investment Max | Money Market — 3.50% APY
