Landover Hills, Maryland Money Market Rates - October 2026
Brian McKay
Brian McKay
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Landover Hills, Maryland money market account rates range from 0.30% to 4.05% APY, verified by MonitorBankRates as of October 12, 2026. Current Landover Hills, Maryland and the surrounding area money market deposit account rates include Woodforest National BankWoodforest National Bank6210 Annapolis Rd, Landover Hills, MD 20784A-5.0 ★Texas Ratio: 14.96%Real return: -2.50%APY minus 2.8% CPI (February 2026) Business Money Market at 0.30% APY, CFG BankCFG BankD3.3 ★Texas Ratio: 35.17%Real return: +1.25%APY minus 2.8% CPI (February 2026) CFG High Yield Money Market In Branch at 4.05% APY, Har-co Credit UnionHar-co Credit UnionA5.0 ★Texas Ratio: 9.57%Real return: +1.20%APY minus 2.8% CPI (February 2026) Business Advantage Money Market at 4.00% APY, Transit Employees Federal Credit UnionTransit Employees Federal Credit UnionA+5.0 ★Texas Ratio: 2.52%Real return: +0.95%APY minus 2.8% CPI (February 2026) Paramount Money Market at 3.75% APY, and Capital Area Realtors Federal Credit UnionCapital Area Realtors Federal Credit UnionA-5.0 ★Texas Ratio: 15.32%Real return: +0.95%APY minus 2.8% CPI (February 2026) Money Market at 3.75% APY. Money market rates as of October 12, 2026 according to verified data from MonitorBankRates.
Landover Hills has 1 local institution in our database, with money market rates as high as 0.30% APY from Woodforest National Bank at 6210 Annapolis Rd, Landover Hills, MD 20784. Use the table below to compare all available offers, including options from institutions serving the broader Maryland area. Rates are continually updated, so we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Landover Hills, Maryland and surrounding area. Last Updated and Verified: October 12, 2026
Compare the Best Money Market Rates Today in Landover Hills, Maryland & the Surrounding Area
Transaction Limits: Limited
Balance: $1,000+; May add deposits at anytime. See below for account details.
Balance: $1,000+; May add deposits at anytime, no check writing privileges. See below for account details.
Click for full details.
Annual percentage yield (APY) is accurate as of 9/18/2026. Through December 31st, 2026, the account will earn no less than 4.00% APY. The minimum qualifying balance required to open and maintain this special 4.00% APY is $25,000 and the maximum balance may not exceed $250,000. After December 31st, 2026, the rate will default to the posted money market rate at that time. The APY will be based upon your account balance. Har-co Business Advantage Money Market is available to members who open or maintain a Business Savings Account. Minimum balance of $2,000 required to earn APY and to avoid minimum balance fee.
Balance: $200,000.00+
- Sep 18, 20263.75%▼ from 3.81%
- Sep 17, 20263.81%first recorded
May add deposits at any time
- Check writing allowed
- ATM card upon request
Balance: $1,000,000+
- Sep 18, 20263.63%▼ from 3.67%
- Sep 17, 20263.67%first recorded
Balance: $5,000,000 +
Money Market ADVANTAGE Account
($25,000 or more)
Balance: $1,000,000.00 - $4,999,999.99
On Balances Between $25,000 and $500,000; Earn 1.50% APY* on Higher Balances; Earn 0.10% APY* on Average Daily Balances under $25,000
- Oct 7, 20263.50%▲ from 1.50%
- Sep 27, 20261.50%first recorded
On Balances Between $25,000 and $250,000. Earn 1.50% APY* on Higher Balances Earn 0.10% APY* on Average Daily Balances under $25,000.
Preferred rates; New money is required to qualify for preferred rates.
Preferred rates; New money required to qualify for preferred rates.
Balance: Over $100,000
- Sep 18, 20263.50%▼ from 3.53%
- Sep 17, 20263.53%first recorded
Balance: $15,000+; Intro rate
- Oct 10, 20263.50%▲ from 1.25%
- Sep 14, 20261.25%first recorded
Balance: $0.00 to $2,499.99
- Oct 10, 20263.50%▲ from 0.15%
- Sep 14, 20260.15%first recorded
Open a Money Market account and earn 3.50% APY on all balances through December 28, 2026.
Balance: $1,500,000 and above
Balance: $250,000.00 - $499,999.99
May add deposits at anytime, check writing allowed, and ATM card issues upon request.
Balance: $500,000
Balance: $1,000,000; Compounding Frequency: Daily
Balance: $100,000.00 - $249,999.99
Balance: $1,000,000.00 and above
Balance: $1,000,000.00 and above
Balance: $750,000.00 - $999,999.99
Balance: $500,000.00 - $749,999.99
Balance: $750,000.00 - $999,999.99
Balance: $250,000.00 - $499,999.99
Balance: $500,000.00 - $999,999.99
Balance: $100,000.00 to $199,999.99
Balance: $500,000.00 - $749,999.99
Balance: $250,000.00 - $499,999.99
Balance: $75,000.01 and up
Balance: $200,000
Balance: $500,000.00 and up; Visit or Call
Balance: $250,000.00 - $499,999.99
Balance: $1,000,000 - $1,499,999
Balance: $250,000.00 - $499,999.99; Visit or Call
IRA Money Market Accounts - Traditional, Roth, Education; for balances greater than $50,000
Balance: $25,000.01 - $75,000.00
Balance: $0.00 - $24,999.99
Balance: $0.00 - $249,999.99; Visit or Call
IRA Money Market Accounts - Traditional, Roth, Education; for balances from $20,000 to $49,999
Balance: $1,000,000 and over
Balance: greater than $50,000
Money Market Balances that fall below $2,500 will earn a dividend equal to the current Share Draft Checking rate.
- Oct 5, 20262.05%▲ from 1.23%
- Sep 21, 20261.23%first recorded
IRA Money Market Accounts - Traditional, Roth, Education; for balances from $100 - $19,999
Balance: $20,000 - $49,999
Balance: $500,000.00 +
Balance: $2,000.00 - $25,000.00
Balance: $100,000 - $200,000
Balance: $1,000,000 to $4,999,999
Balance: $500,000 - $749,999.99
Balance: $1,000,000+
Balance: $250,000 and over
Balance: greater than $50,000
Balance: greater than $50,000
Balance: $249,999.01 - $999,999
Balance: $1,000,000 and up
Balance: $500,000 - $999,999
Balance: $20,000 to $49,999
Balance: $20,000 to $49,999
Balance: $250,000.00 - $499,999.99
Balance: $100,000.00 - $249,999.99
Balance: $100,000 and above
Balance: $100 to $19,999
Balance: $2,500 to $19,999
Balance: $175,000.00 - $249,999.99
Balance: $250,000.00 +
Balance: $50,000.00 - $99,999.99
Balance: $100,000.00 or greater
Balance: $500,000; Compounding Frequency: Daily
Balance: $250,000 - $499,999
Balance: $100,000.01 & Over; FedPerks Members earn an .10% bonus when they are part of the program.
- Oct 12, 20261.75%▲ from 1.65%
- Oct 4, 20261.65%▲ from 1.15%
- Sep 20, 20261.15%first recorded
Balance: Over $100,000 to $250,000; A $10 monthly maintenance fee will be charged for Money Market Accounts with a daily balance below $1,000.
Balance: $25,000.00 to $99,999.99
Balance: $500,001-1,000,000
Effective 2/1/2026; Dividends earned only on balances over $2,500; No minimum balance required to open
Balance: $1,000,000.00+
Balance: $500,000 - $999,999
Balance: $1,000,000.00+
Balance: $99,999.01 - $249,999
Balance: $300,000.00 - $499,999.99
Balance: $300,000 - $999,999.99
Balance: $50,000 to $99,999.99
Balance: $500,000.01 +
- Oct 2, 20261.50%▲ from 1.40%
- Sep 27, 20261.40%first recorded
Balance: $250,000.01 - $500,000.00
- Oct 2, 20261.30%▲ from 1.20%
- Sep 27, 20261.20%first recorded
Balance: $500,000 to $999,999
Balance: $100,000.00 - $199,999.99
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Landover Hills, MD Money Market Rate Trends
Compare local Landover Hills, MD money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.
Maryland high-yield MMA rates fell 0.004 points over the past 7 days to 3.273% APY.
Maryland standard MMA rates fell 0.014 points over the past 7 days to 0.684% APY.
Landover Hills, Maryland Money Market Rate Forecast, Next 12 Months
Money market rates move with Federal Reserve policy. Our model uses the current MD high-yield MMA average and a Fed funds spread to project the likely rate trajectory for 2026 to 2027.
Money market account rates are variable and move in close correlation with the Federal Reserve’s federal funds rate target. Our 12-month forecast is derived from the current MD high-yield money market average of 3.273% APY and a Fed funds spread model calibrated to the historical relationship between policy rate changes and deposit rate adjustments at banks and credit unions.
Key assumptions: the Federal Reserve holds the federal funds rate at its current level over the next 12 months, with the possibility of one 25 basis point increase; deposit rates at banks and credit unions track policy-rate changes within 60 to 90 days. High-yield money market rates tend to adjust faster than standard branch-based accounts.
Important notice: This forecast is for informational purposes only and should not be used as the sole basis for financial decisions. Rate forecasts carry significant uncertainty. The actual trajectory will depend on Federal Reserve decisions, economic conditions, and competitive dynamics among financial institutions in Landover Hills, Maryland.
Money Market Account Earnings in Landover Hills, Maryland
Annual interest earnings at current MD average APYs, based on the high-yield and standard money market averages tracked in our database. Balances reflect the higher minimums typical of money market accounts. Compounding assumed monthly.
| Balance | HY Money Market (3.273% APY) | Monthly Earnings | Standard MMA (0.684% APY) | Monthly Earnings |
|---|---|---|---|---|
| $10,000 | $327.27 / year | $27.27 | $68.40 / year | $5.70 |
| $25,000 | $818.18 / year | $68.18 | $171.00 / year | $14.25 |
| $50,000 | $1,636.35 / year | $136.36 | $342.00 / year | $28.50 |
| $100,000 | $3,272.70 / year | $272.72 | $684.00 / year | $57.00 |
| Earnings estimates use daily compounding. Actual earnings depend on exact rate, compounding frequency, rate tier, and daily balance maintained. Rates are variable and subject to change. Source: Landover Hills, Maryland money market rate averages as of October 13, 2026. | ||||
About Our Landover Hills, Maryland Money Market Rate Database
MonitorBankRates found 1 institution with branches in Landover Hills, plus 51 additional state-chartered and national online institutions available to Landover Hills residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.
Current top rate: Woodforest National Bank offers a money market account at 0.30% APY. Use the rate table above to compare all current offers in Landover Hills, Maryland.
How to Find the Best Money Market Rates in Landover Hills, Maryland
What to compare when shopping for a money market account in Landover Hills, Maryland
To find the best money market APYs in Landover Hills, Maryland, start with credit unions and online-only banks: Landover Hills, Maryland has 33 credit unions in our database, and they consistently offer some of the highest yields because they are member-owned nonprofits with lower overhead than traditional banks.
Always compare the APY (Annual Percentage Yield), not just the interest rate, and pay close attention to balance tiers. Many money market accounts only pay their advertised top rate above a minimum balance of $1,000 to $25,000, with lower rates (or monthly fees) below that threshold. The current MD high-yield money market average is 3.273% Use the table above to find the best available offer.
Unlike a CD, money market rates are variable. Your rate can change at any time with Federal Reserve policy. Also check check-writing and debit card limits: most MMAs allow a set number of withdrawals per month, and exceeding the limit can trigger fees. Review your account periodically to ensure your APY remains competitive.
When a Money Market Account Makes Sense
- Emergency fund with flexibility: You get savings-level yields plus limited check-writing and debit access. Landover Hills, Maryland high-yield money market rates currently average 3.273% APY, far above a typical checking account.
- Larger balances ($10,000+): Many MMAs pay tiered rates that rise with your balance, so bigger deposits often earn more than they would in a standard savings account.
- Parking cash between investments: A high-yield money market account at Landover Hills, Maryland institutions keeps idle cash working harder while remaining fully accessible.
- You prefer banking locally: 52 institutions in Landover Hills, Maryland report money market rates to our database.
- You’re among Landover Hills, Maryland’s 19.3% of residents aged 65+ for whom liquid, accessible savings complement fixed-income holdings.
- No rate lock-in risk: Unlike a CD, your rate moves up with the market if rates rise further.
Consider an Alternative If…
- You want a locked-in, guaranteed return Landover Hills, Maryland CD rates
- You don’t need check writing and want a lower minimum Landover Hills, Maryland savings rates
- You need daily transaction access Landover Hills, Maryland checking rates
Landover Hills, Maryland Financial Snapshot
Local demographics and economic context for savers . Source: U.S. Census Bureau
19.3% of residents are 65 or older, in line with the national average of 17.3%; an unemployment rate of 10.8% (vs. 4.8% nationally) underscores the value of keeping liquid emergency savings. At today’s MD high-yield money market average of 3.273%, saving 10% of the local median salary ($4,490/year) would earn an additional $147 annually in interest.
Data: U.S. Census Bureau and U.S. Bureau of Labor Statistics.
Money Market Accounts vs. Other Landover Hills, Maryland Options
How money market deposit accounts compare to other deposit products available at banks and credit unions in Landover Hills, Maryland.
| Feature | Money Market | High-Yield Savings | Standard Savings | CD (12-Month) |
|---|---|---|---|---|
| Current MD Avg APY | 3.273% | View Savings Rates | 0.684%(Standard MMA) | View CD Rates |
| Rate Type | Variable | Variable | Variable | Fixed for term |
| FDIC / NCUA Insured | ✓ Up to $250K | ✓ Up to $250K | ✓ Up to $250K | ✓ Up to $250K |
| Withdraw Anytime | ✓ Yes | ✓ Yes | ✓ Yes | ✗ Penalty applies |
| Check Writing | ✓ Often yes | ✗ No | ✗ No | ✗ No |
| Debit / ATM Card | ✓ Often yes | Some institutions | ✗ Rarely | ✗ No |
| Typical Min Deposit | $0 to $2,500 | $0 to $100 | $25 to $100 | $500 to $1,000 |
| Rate Risk | Variable, moves with Fed policy | Variable, moves with Fed policy | Variable, moves with Fed policy | None, locked for term |
| Best For | Active savers wanting flexibility + check writing | Emergency fund, short-term goals, parking cash | Everyday saving, low-balance accounts | Locking in a rate for a defined period |
APY data reflects Landover Hills, Maryland averages tracked in our database as of October 13, 2026. Rates are variable and may differ by institution. See individual product pages for full details.
Landover Hills, Maryland Money Market Account Calculator
See how much a money market account can earn you. Enter your deposit, monthly contribution, and time frame, or click any current Landover Hills, Maryland rate on the right to apply it instantly. Interest compounds monthly.
Assumes monthly compounding and a constant APY for the full period. Money market rates are variable and can change at any time, so actual earnings will differ. Estimates are for informational purposes only.
Money Market & Savings Calculators for Landover Hills, Maryland
At MD’s top money market rate of 0.30% from Woodforest National Bank, a $10,000 deposit earns $30 annually. Enter your balance to see your exact return.
Savings Goal CalculatorA 3-month emergency fund for the median Landover Hills, Maryland earner is roughly $11,200. At 3.273% APY in a money market account, saving $940/month gets you there in about 12 months. Set your target and see your exact timeline.
CD vs. Liquid Deposit AccountMaryland’s high-yield money market average is 3.273% APY, variable, always accessible, and often with check-writing. A local CD may offer a higher fixed yield in exchange for locking in your deposit. Compare both side-by-side to find the better fit for your timeline.
Budget CalculatorBefore you can grow your savings, you need to know how much you can set aside each month. The median Landover Hills, Maryland earner makes $44,904/year. Track your income vs. expenses to find your monthly surplus, then put it to work at 3.273% APY.
Retirement PlannerA $25,000 money market balance earning 3.273% APY grows to roughly $47,605 over 20 years with compounding. See how your current savings trajectory lines up with your retirement income needs.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Landover Hills, Maryland money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Landover Hills, Maryland directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Landover Hills, Maryland. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MD.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Landover Hills, Maryland
What is a Money Market Account (MMA)?
Are Money Market accounts in Landover Hills, Maryland safe?
How often do MMA rates change in Landover Hills, Maryland?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Landover Hills, Maryland?
Can I lose money in a Money Market Account?
What is the difference between a Money Market Account and a Money Market Fund?
Do I have to pay taxes on money market account interest?
Are online banks better than local banks in Landover Hills, Maryland for money market accounts?
Best Money Market Rates in Landover Hills, Maryland
- Woodforest National Bank
Business Money Market: 0.30% APY - CFG Bank
CFG High Yield Money Market In Branch: 4.05% APY - Har-co Credit Union
Business Advantage Money Market: 4.00% APY - Transit Employees Federal Credit Union
Paramount Money Market: 3.75% APY - Capital Area Realtors Federal Credit Union
Money Market: 3.75% APY
Landover Hills, Maryland Rates & Resources
