Best Money Market Rates in Maine (ME) - May 2026
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Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Maine money market deposit account rates include Atlantic Regional Federal Credit UnionAtlantic Regional Federal Credit Union55 Cushing ST, Brunswick, ME 04011A+5.0 ★Texas Ratio: 2.96% Business Money Market at 4.00% APY, Maine Family Federal Credit UnionMaine Family Federal Credit Union555 Sabattus St, Lewiston, ME 04240A+5.0 ★Texas Ratio: 1.39% Mini Money Market Accounts < at 3.66% APY, Aroostook County FS&L Assoc.Aroostook County FS&L Assoc.43 High St, Caribou, ME 04736A+5.0 ★Texas Ratio: 1.78% Money Market Now at 2.80% APY, cPort Credit UnioncPort Credit Union50 Riverside Industrial Pkwy, Portland, ME 04103A5.0 ★Texas Ratio: 6.99% Money Market Plus Account at 2.78% APY, and Central Maine Federal Credit UnionCentral Maine Federal Credit Union1000 Lisbon St, Lewiston, ME 04240 5721A+5.0 ★Texas Ratio: 0.67% Money Market (5) at 2.78% APY. Money market rates as of May 4, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare money market rates across Maine side-by-side. Maine money market rates currently reach as high as 4.00% APY from Atlantic Regional Federal Credit Union at 55 Cushing ST, Brunswick, ME 04011. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Maine and surrounding area. Last Updated and Verified: May 4, 2026
Compare the Best Money Market Rates Today in Maine
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME 04011
Money Market Account
4.00%
$250,000
▼
Rate3.93%
Min Deposit$250,000
Min Balance—
UpdatedApr 17, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME 04011
Business Money Market
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
$250,000 - $499,999
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME 04011
Business Money Market Account
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
$250,000 - $499,999
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
555 Sabattus St, Lewiston, ME 04240
Mini Money Market Accounts <
3.66%
$0
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
$2,500
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME 04011
Money Market
3.10%
$0
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME 04011
Kasasa Saver* Money Market Account
3.00%
$0
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME 04011
Money Market
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Aroostook County FS&L Assoc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
43 High St, Caribou, ME 04736
Money Market Now
2.80%
$1,000
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
UpdatedMay 3, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME 04011
Money Market
2.80%
$0
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
1000 Lisbon St, Lewiston, ME 04240 5721
Money Market (5)
2.78%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 25, 2026
Details
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME 04103
Money Market Plus Account
2.78%
$25,000
▼
Rate2.75%
Min Deposit$25,000
Min Balance—
UpdatedApr 19, 2026
Details
University Credit Union Orono, ME
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
977 Union St, Bangor, ME 04401
Preferred Money Market, IRA & Coverdell ESA
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
NorState Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.25%
78 Fox St, Madawaska, ME 04756
Money Market
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
As High As
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
177 Main St, Bucksport, ME 04416
Money Market
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
555 Sabattus St, Lewiston, ME 04240
Money Market Accounts
2.75%
$2,500
▼
Rate2.72%
Min Deposit$2,500
Min Balance—
UpdatedApr 17, 2026
Details
$50,000+
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME 04240
Money Market Accounts
2.68%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME 04011
Money Market
2.65%
$0
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME 04103
Money Market Plus Account
2.63%
$25,000
▼
Rate2.60%
Min Deposit$25,000
Min Balance—
UpdatedApr 19, 2026
Details
Bangor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
339 Hogan Rd, Bangor, ME 04401 4205
Money Market Account
2.63%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
Kennebec Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
150 State St, Augusta, ME 04330
Premier Money Market
2.55%
$100
▼
Rate2.52%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details
CASCO Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.84%
375 Main St, Gorham, ME 04038 1336
Money Market
2.53%
$2,000
▼
Rate2.50%
Min Deposit$2,000
Min Balance—
UpdatedMay 2, 2026
Details
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
1000 Lisbon St, Lewiston, ME 04240 5721
Money Market (4)
2.53%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 25, 2026
Details
Downeast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
23 Third Ave, Baileyville, ME 04694
Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME 04011
Money Market Account
2.50%
$100,000
▼
Rate2.47%
Min Deposit$100,000
Min Balance—
UpdatedApr 17, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME 04011
Business Money Market Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
$100,000 - $249,999
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME 04011
Business Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
$100,000 - $249,999
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME 04240
Money Market Accounts
2.48%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME 04103
Money Market Plus Account
2.48%
$25,000
▼
Rate2.45%
Min Deposit$25,000
Min Balance—
UpdatedApr 19, 2026
Details
Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
333 Cottage Rd, South Portland, ME 04106 3919
Money Market
2.45%
$0
▼
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME 04103
Money Market Plus Account
2.32%
$25,000
▼
Rate2.30%
Min Deposit$25,000
Min Balance—
UpdatedApr 19, 2026
Details
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
225 Riverside St, Portland, ME 04103 1038
APEX Business Money Market
2.30%
$0
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
505 SOMERSET AVE, PITTSFIELD, ME 04967
Money Market
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 25, 2026
Details
$1,000,000+
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
1000 Lisbon St, Lewiston, ME 04240 5721
Money Market (3)
2.27%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 25, 2026
Details
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.38%
144 Pine St, Lewiston, ME 04240
Money Market Account
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.38%
144 Pine St, Lewiston, ME 04240
Money Market
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
555 Sabattus St, Lewiston, ME 04240
Money Market Accounts <
2.25%
$2,500
▼
Rate2.23%
Min Deposit$2,500
Min Balance—
UpdatedApr 17, 2026
Details
$10,000
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME 04240
Flex Personal Money Market Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Maine Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
555 Sabattus St, Lewiston, ME 04240
Money Market Accounts
2.25%
$2,500
▼
Rate2.23%
Min Deposit$2,500
Min Balance—
UpdatedApr 17, 2026
Details
$10,000+
Midcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.69%
831 Middle St, Bath, ME 04530 2401
Peak Money Market
2.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 26, 2026
Details
APY as high as
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME 04240
Flex Business Money Market Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
University Credit Union Orono, ME
Institution Rating:
A+5.0 ★ Texas Ratio: 4.10%
977 Union St, Bangor, ME 04401
Preferred Money Market, IRA & Coverdell ESA
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
333 Cottage Rd, South Portland, ME 04106 3919
IRA Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Downeast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
23 Third Ave, Baileyville, ME 04694
Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Skowhegan Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
13 Elm St, Skowhegan, ME 04976
Integrity Plus Money Market
2.22%
$0
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME 04240
Money Market Accounts
2.22%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME 04103
Money Market Plus Account
2.17%
$25,000
▼
Rate2.15%
Min Deposit$25,000
Min Balance—
UpdatedApr 19, 2026
Details
Aroostook County FS&L Assoc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
43 High St, Caribou, ME 04736
Money Market Now
2.15%
$1,000
▼
Rate2.10%
Min Deposit$1,000
Min Balance—
UpdatedMay 3, 2026
Details
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
225 Riverside St, Portland, ME 04103 1038
APEX Ultimate Insured Business Money Market
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
252 Main St, Saco, ME 04072
Essential Money Market
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
225 Riverside St, Portland, ME 04103 1038
Money Market
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
333 Cottage Rd, South Portland, ME 04106 3919
Money Market
2.05%
$0
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.38%
144 Pine St, Lewiston, ME 04240
Money Market Account
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME 04103
Money Market Plus Account
2.02%
$25,000
▼
Rate2.00%
Min Deposit$25,000
Min Balance—
UpdatedApr 19, 2026
Details
CASCO Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.84%
375 Main St, Gorham, ME 04038 1336
Money Market
2.02%
$2,000
▼
Rate2.00%
Min Deposit$2,000
Min Balance—
UpdatedMay 2, 2026
Details
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.38%
144 Pine St, Lewiston, ME 04240
Money Market
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME 04240
Money Market Accounts
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
505 SOMERSET AVE, PITTSFIELD, ME 04967
Money Market to $999,999.99
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 25, 2026
Details
$750,000
First Federal S&L Bath
Institution Rating:
A+5.0 ★ Texas Ratio: 5.84%
125 Front St, Bath, ME 04530
Premier Money Market
2.02%
$10,000
▼
Rate2.00%
Min Deposit$10,000
Min Balance—
UpdatedMay 3, 2026
Details
Aroostook County FS&L Assoc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
43 High St, Caribou, ME 04736
Money Market Now
1.90%
$1,000
▼
Rate1.86%
Min Deposit$1,000
Min Balance—
UpdatedMay 3, 2026
Details
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
252 Main St, Saco, ME 04072
Essential Money Market
1.85%
$0
▼
Rate1.83%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Skowhegan Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
13 Elm St, Skowhegan, ME 04976
Integrity Plus Money Market
1.56%
$0
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
First Federal S&L Bath
Institution Rating:
A+5.0 ★ Texas Ratio: 5.84%
125 Front St, Bath, ME 04530
Premier Money Market
1.51%
$10,000
▼
Rate1.50%
Min Deposit$10,000
Min Balance—
UpdatedMay 3, 2026
Details
Aroostook County FS&L Assoc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
43 High St, Caribou, ME 04736
Money Market Now
1.50%
$1,000
▼
Rate1.47%
Min Deposit$1,000
Min Balance—
UpdatedMay 3, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME 04240
Flex Personal Money Market Account
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME 04240
Flex Business Money Market Account
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Kennebec Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
150 State St, Augusta, ME 04330
Premier Money Market
1.40%
$100
▼
Rate1.39%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details
Skowhegan Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
13 Elm St, Skowhegan, ME 04976
Integrity Plus Money Market
1.31%
$0
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
252 Main St, Saco, ME 04072
Essential Money Market
1.21%
$0
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Skowhegan Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
13 Elm St, Skowhegan, ME 04976
Integrity Plus Money Market
1.16%
$0
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Kennebec Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
150 State St, Augusta, ME 04330
Premier Money Market
1.10%
$100
▼
Rate1.09%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details
Skowhegan Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
13 Elm St, Skowhegan, ME 04976
Integrity Plus Money Market
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
252 Main St, Saco, ME 04072
Essential Money Market
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Kennebec Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
150 State St, Augusta, ME 04330
Premier Money Market
0.75%
$100
▼
Rate0.75%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
177 Main St, Farmington, ME 04938
Money Market Account
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Skowhegan Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
13 Elm St, Skowhegan, ME 04976
Integrity Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
First Federal S&L Bath
Institution Rating:
A+5.0 ★ Texas Ratio: 5.84%
125 Front St, Bath, ME 04530
Premier Money Market
0.50%
$10,000
▼
Rate0.50%
Min Deposit$10,000
Min Balance—
UpdatedMay 3, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME 04240
Business Money Market Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
Kennebec Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
150 State St, Augusta, ME 04330
Premier Money Market
0.50%
$100
▼
Rate0.50%
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details
Bangor Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
177 Main St, Farmington, ME 04938
Money Market Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME 04240
Personal Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 3, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Maine and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Maine Money Market Rate Trends
Compare local Maine money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — ME Avg
3.051%
▼ 0.030 vs 7 days ago
Maine high-yield MMA rates fell 0.030 points over the past 7 days to 3.051% APY.
Standard MMA — ME Avg
0.414%
▼ 0.002 vs 7 days ago
Maine standard MMA rates fell 0.002 points over the past 7 days to 0.414% APY.
As of May 5, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Maine directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Maine. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in ME.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Maine
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Maine.
Are Money Market accounts in Maine safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Maine up to $250,000 per depositor, per institution.
How often do MMA rates change in Maine?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Maine rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Maine?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Maine require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Maine
Here are some of the highest money market account APYs currently available in Maine:
- Atlantic Regional Federal Credit Union
Business Money Market — 4.00% APY - Maine Family Federal Credit Union
Mini Money Market Accounts < — 3.66% APY - Aroostook County FS&L Assoc.
Money Market Now — 2.80% APY - cPort Credit Union
Money Market Plus Account — 2.78% APY - Central Maine Federal Credit Union
Money Market (5) — 2.78% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Maine. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 4, 2026
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