Best Money Market Rates in Bar Harbor, Maine - July 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Bar Harbor, Maine and the surrounding area money market deposit account rates include Maine Savings Federal Credit UnionMaine Savings Federal Credit Union600 Main St, Bar Harbor, ME 04609 1522A-4.9 ★Texas Ratio: 15.48% Money Market Account at 0.75% APY, Camden National BankCamden National Bank1316 State Highway 102, Bar Harbor, ME 04609A+5.0 ★Texas Ratio: 0.98% Money Market at 0.20% APY, Community Credit UnionCommunity Credit UnionA5.0 ★Texas Ratio: 12.04% Money Market Account at 4.00% APY, Aroostook County FS&L Assoc.Aroostook County FS&L Assoc.A+5.0 ★Texas Ratio: 1.78% Money Market Now at 3.25% APY, and Central Maine Federal Credit UnionCentral Maine Federal Credit UnionA+5.0 ★Texas Ratio: 0.67% Money Market (5) at 2.78% APY. Money market rates as of June 27, 2026 according to verified data from MonitorBankRates.
Bar Harbor has 2 local institutions in our database, with money market rates as high as 0.75% APY from Maine Savings Federal Credit Union at 600 Main St, Bar Harbor, ME 04609 1522. Use the table below to compare all available offers, including options from institutions serving the broader Maine area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Bar Harbor, Maine and surrounding area. Last Updated and Verified: June 27, 2026
Compare the Best Money Market Rates Today in Bar Harbor, Maine & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Maine Savings Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.48%
600 Main St, Bar Harbor, ME 04609 1522
Money Market Account
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Min. bal $250,000.00 and over
Maine Savings Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.48%
600 Main St, Bar Harbor, ME 04609 1522
Money Market Account
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Min. bal $100,000 - $249,999.99
Maine Savings Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.48%
600 Main St, Bar Harbor, ME 04609 1522
Money Market Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Min. bal $50,000 - $99,999.99
Maine Savings Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.48%
600 Main St, Bar Harbor, ME 04609 1522
Money Market Account
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Min. bal $25,000 - $49,999.99
Camden National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
1316 State Highway 102, Bar Harbor, ME 04609
Money Market
0.20%
$100
▼
Rate0.20%
Min Deposit$100
Min Balance—
UpdatedJun 16, 2026
Details
Camden National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
1316 State Highway 102, Bar Harbor, ME 04609
Money Market
0.15%
$100
▼
Rate0.15%
Min Deposit$100
Min Balance—
UpdatedJun 16, 2026
Details
Camden National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
1316 State Highway 102, Bar Harbor, ME 04609
Money Market
0.10%
$100
▼
Rate0.10%
Min Deposit$100
Min Balance—
UpdatedJun 16, 2026
Details
Maine Savings Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.48%
600 Main St, Bar Harbor, ME 04609 1522
Money Market Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Min. bal $0.00 - $24,999.99
Camden National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
1316 State Highway 102, Bar Harbor, ME 04609
Money Market
0.05%
$100
▼
Rate0.05%
Min Deposit$100
Min Balance—
UpdatedJun 16, 2026
Details
Camden National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.98%
1316 State Highway 102, Bar Harbor, ME 04609
Money Market
0.01%
$100
▼
Rate0.01%
Min Deposit$100
Min Balance—
UpdatedJun 16, 2026
Details
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.04%
Money Market Account
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
Tiered balance; APY**
Aroostook County FS&L Assoc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Money Market Now
3.25%
$1,000
▼
Rate3.15%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Aroostook County FS&L Assoc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Money Market Now
2.80%
$1,000
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
Money Market (5)
2.78%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.67%
Money Market Plus Account
2.78%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
Fees could reduce earnings on any account. $2,500 minimum average monthly balance to earn dividends. Transaction limits apply.
University Credit Union Orono, ME
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
Preferred Money Market, IRA & Coverdell ESA
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
NorState Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
Money Market
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
As High As
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.88%
Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
Money Market Accounts
2.68%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Bangor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.48%
Money Market Account
2.63%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
APY = Annual Percentage Yield
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.67%
Money Market Plus Account
2.63%
$0
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
Fees could reduce earnings on any account. $2,500 minimum average monthly balance to earn dividends. Transaction limits apply.
Kennebec Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Premier Money Market
2.55%
$100
▼
Rate2.52%
Min Deposit$100
Min Balance—
UpdatedJun 16, 2026
Details
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
Money Market (4)
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
Money Market Accounts
2.48%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.67%
Money Market Plus Account
2.48%
$0
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
Fees could reduce earnings on any account. $2,500 minimum average monthly balance to earn dividends. Transaction limits apply.
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.67%
Money Market Plus Account
2.32%
$0
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
Fees could reduce earnings on any account. $2,500 minimum average monthly balance to earn dividends. Transaction limits apply.
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 7.69%
APEX Business Money Market
2.30%
$250,000
▼
Rate2.28%
Min Deposit$250,000
Min Balance—
UpdatedJun 11, 2026
Details
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
Money Market
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Balance range: $1,000,000+
Central Maine Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.67%
Money Market (3)
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Flex Business Money Market Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
*New to Bank money only
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Flex Personal Money Market Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
*New to Bank money only
Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
IRA Money Market
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details
University Credit Union Orono, ME
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
Preferred Money Market, IRA & Coverdell ESA
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
Midcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Peak Money Market
2.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
APY as high as
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
Money Market Accounts
2.22%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Skowhegan Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
Integrity Plus Money Market
2.22%
$0
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.67%
Money Market Plus Account
2.17%
$0
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
Fees could reduce earnings on any account. $2,500 minimum average monthly balance to earn dividends. Transaction limits apply.
Aroostook County FS&L Assoc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Money Market Now
2.15%
$1,000
▼
Rate2.10%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 7.69%
Money Market
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 7.69%
APEX Ultimate Insured Business Money Market
2.10%
$250,000
▼
Rate2.08%
Min Deposit$250,000
Min Balance—
UpdatedJun 11, 2026
Details
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
Essential Money Market
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First Federal S&L Bath
Institution Rating:
A+5.0 ★ Texas Ratio: 5.84%
Premier Money Market
2.02%
$10,000
▼
Rate2.00%
Min Deposit$10,000
Min Balance—
UpdatedJun 23, 2026
Details
Frequency Rate Change: Variable
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
Money Market Accounts
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
Money Market
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Balance range: $750,000 to $999,999.99
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.67%
Money Market Plus Account
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
Fees could reduce earnings on any account. $2,500 minimum average monthly balance to earn dividends. Transaction limits apply.
Maine Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
Champion High-Yield Money Market
2.00%
$1
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedJun 23, 2026
Details
University Credit Union Orono, ME
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
Preferred Money Market, IRA & Coverdell ESA
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
Trademark Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.12%
Money Markets - Tier 5
1.95%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details
Aroostook County FS&L Assoc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Money Market Now
1.90%
$1,000
▼
Rate1.86%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 7.69%
Ultimate Insured Money Market
1.90%
$250,000
▼
Rate1.89%
Min Deposit$250,000
Min Balance—
UpdatedJun 11, 2026
Details
Rate1.85%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
Trademark Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.12%
Money Markets - Tier 4
1.85%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
Essential Money Market
1.85%
$0
▼
Rate1.83%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Maine Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
Treasury Advantage Business Money Market
1.84%
$1
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedJun 23, 2026
Details
Trademark Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.12%
Money Markets - Tier 3
1.81%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Franklin Somerset Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.23%
Money Market Share
1.76%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
University Credit Union Orono, ME
Institution Rating:
A+5.0 ★ Texas Ratio: 3.93%
Preferred Money Market, IRA & Coverdell ESA
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
IRA Money Market
1.75%
$10,000
▼
Rate1.74%
Min Deposit$10,000
Min Balance—
UpdatedJun 16, 2026
Details
Trademark Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.12%
Money Markets - Tier 2
1.66%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Maine Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
Treasury Advantage Business Money Market
1.65%
$1
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedJun 23, 2026
Details
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedJun 27, 2026
Details
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedJun 26, 2026
Details
Skowhegan Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
Integrity Plus Money Market
1.56%
$0
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.68%
Money Market
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Balance range: $500,000 to $749,999.99
First Federal S&L Bath
Institution Rating:
A+5.0 ★ Texas Ratio: 5.84%
Premier Money Market
1.51%
$10,000
▼
Rate1.50%
Min Deposit$10,000
Min Balance—
UpdatedJun 23, 2026
Details
Frequency Rate Change: Variable
Aroostook County FS&L Assoc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Money Market Now
1.50%
$1,000
▼
Rate1.47%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Maine Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
Essential Money Market
1.50%
$1
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedJun 23, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Flex Personal Money Market Account
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
*New to Bank money only
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Flex Business Money Market Account
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
*New to Bank money only
Maine Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
Treasury Advantage Business Money Market
1.47%
$1
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedJun 23, 2026
Details
Kennebec Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Premier Money Market
1.40%
$100
▼
Rate1.39%
Min Deposit$100
Min Balance—
UpdatedJun 16, 2026
Details
Skowhegan Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
Integrity Plus Money Market
1.31%
$0
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Maine Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
Smart Business Money Market
1.25%
$1
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedJun 23, 2026
Details
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
Essential Money Market
1.21%
$0
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Skowhegan Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
Integrity Plus Money Market
1.16%
$0
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Kennebec Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Premier Money Market
1.10%
$100
▼
Rate1.09%
Min Deposit$100
Min Balance—
UpdatedJun 16, 2026
Details
Maine Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
Treasury Advantage Business Money Market
1.10%
$1
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedJun 23, 2026
Details
Maine Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
Champion High-Yield Money Market
1.00%
$1
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedJun 23, 2026
Details
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
Essential Money Market
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Skowhegan Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
Integrity Plus Money Market
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Kennebec Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Premier Money Market
0.75%
$100
▼
Rate0.75%
Min Deposit$100
Min Balance—
UpdatedJun 16, 2026
Details
Maine Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
Treasury Advantage Business Money Market
0.73%
$1
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedJun 23, 2026
Details
Maine Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
Smart Business Money Market
0.60%
$1
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedJun 23, 2026
Details
Kennebec Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Premier Money Market
0.50%
$100
▼
Rate0.50%
Min Deposit$100
Min Balance—
UpdatedJun 16, 2026
Details
First Federal S&L Bath
Institution Rating:
A+5.0 ★ Texas Ratio: 5.84%
Premier Money Market
0.50%
$10,000
▼
Rate0.50%
Min Deposit$10,000
Min Balance—
UpdatedJun 23, 2026
Details
Frequency Rate Change: Variable
Maine Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
Champion High-Yield Money Market
0.50%
$1
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedJun 23, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Business Money Market Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Skowhegan Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
Integrity Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Personal Money Market
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Maine Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
Smart Business Money Market
0.45%
$1
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedJun 23, 2026
Details
Saco & Biddeford Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
Essential Money Market
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Maine Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
Champion High-Yield Money Market
0.40%
$1
▼
Rate—
Min Deposit$1
Min Balance—
UpdatedJun 23, 2026
Details
Norway Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.74%
inBusiness Money Market Savings
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Bar Harbor, Maine and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Bar Harbor, ME Money Market Rate Trends
Compare local Bar Harbor, ME money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — ME Avg
3.063%
Unchanged vs 7 days ago
Maine high-yield MMA rates currently average 3.063% APY.
Standard MMA — ME Avg
0.470%
Unchanged vs 7 days ago
Maine standard MMA rates currently average 0.470% APY.
As of Jul 4, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Bar Harbor, Maine money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Bar Harbor, Maine directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Bar Harbor, Maine. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in ME.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Bar Harbor, Maine
What is a Money Market Account (MMA)?
A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Maine.
Are Money Market accounts in Bar Harbor, Maine safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Maine up to $250,000 per depositor, per institution.
How often do MMA rates change in Bar Harbor, Maine?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Maine rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
How much do I need to deposit to open a money market account in Bar Harbor, Maine?
Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Bar Harbor, Maine require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.
Best Money Market Rates in Bar Harbor, Maine
Here are some of the highest money market account APYs currently available in Bar Harbor, Maine and the surrounding area:
- Maine Savings Federal Credit Union
Money Market Account — 0.75% APY - Camden National Bank
Money Market — 0.20% APY - Community Credit Union
Money Market Account — 4.00% APY - Aroostook County FS&L Assoc.
Money Market Now — 3.25% APY - Central Maine Federal Credit Union
Money Market (5) — 2.78% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Bar Harbor, Maine. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: June 27, 2026
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