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Louisiana MMA Rate Trends

Best Money Market Rates in Ruby, Louisiana (LA) - March 2026

Content reviewed by
Brian McKay Brian McKay
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: March 23, 2026

Current Ruby, Louisiana and the surrounding area money market rates include Essential Credit UnionEssential Credit Union21925 Highway 1, Plaquemine, LA 70764 5132A5.0 ★Texas Ratio: 11.36% Money Market Account at 3.60% APY, Ascension Credit UnionAscension Credit Union2430 S Burnside Ave, Gonzales, LA 70737 4645A+5.0 ★Texas Ratio: 0.25% Money Market at 3.50% APY, Red River Employees Federal Credit UnionRed River Employees Federal Credit Union380 S Franklin St, Bastrop, LA 71220A+5.0 ★Texas Ratio: 5.10% Commercial Money Market at 3.35% APY, Jefferson Financial Federal Credit UnionJefferson Financial Federal Credit Union7701 Airline Dr, Metairie, LA 70003 6228B4.5 ★Texas Ratio: 20.76% HIMMA Premier High Interest Money Market Account2 at 3.25% APY, and Keesler Federal Credit UnionKeesler Federal Credit Union1338 Gause Blvd, Slidell, LA 70458A+5.0 ★Texas Ratio: 4.31% HIMMA Premier High Interest Money Market Account at 3.25% APY.

To see how these money market rates in Ruby, Louisiana and the surrounding area compare, use our comprehensive tables below for side-by-side comparisons so you can find the best yields available. Rates in Ruby, Louisiana (LA) are continually updated we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Ruby, Louisiana and surrounding area. Last Updated and Verified: March 23, 2026

Ruby, LA Money Market Rate Trends

Compare local Ruby, LA MMA rate quotes against the statewide average

Weekly money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Louisiana MMA Trends →
High-Yield MMA — LA Avg
1.932%
▲ 0.823 from last week

Louisiana high-yield MMA rates rose 0.823 points this week to 1.932% APY, up from 1.109% last week.

Standard MMA — LA Avg
1.268%
▲ 0.135 from last week

Louisiana standard MMA rates rose 0.135 points this week to 1.268% APY, up from 1.133% last week.

As of Mar 23, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Compare the Best Money Market Rates Today in Ruby, Louisiana & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.36%
21925 Highway 1, Plaquemine, LA 70764 5132
Money Market Account
3.60%
$0
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details

Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.36%
21925 Highway 1, Plaquemine, LA 70764 5132
Money Market Tiers
3.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details

Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.36%
21925 Highway 1, Plaquemine, LA 70764 5132
Money Market Accounts
3.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details

On balance above $350,000

Ascension Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.25%
2430 S Burnside Ave, Gonzales, LA 70737 4645
Money Market
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Qualifying balance up to $10,000.00

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
380 S Franklin St, Bastrop, LA 71220
Commercial Money Market
3.35%
$0
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

($2,500 Opening Balance)

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
1338 Gause Blvd, Slidell, LA 70458
HIMMA Premier High Interest Money Market Account
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Rate available on new deposits only. Account can be opened online, by phone or in branch. Dividend paid at rate of 3.25% APY or 3.20% dividend rate. At the end of six months, the HIMMA Premier balance can be rolled into one of the following options: a regular HIMMA account, a share or checking account, or a certificate. Limit 6 pre-authorized withdrawals per month. Rates and terms subject to change at any time.

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.76%
7701 Airline Dr, Metairie, LA 70003 6228
HIMMA Premier High Interest Money Market Account2
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Rate available on new deposits only. Account can be opened online, by phone or in branch. Dividend paid at rate of 3.25% APY or 3.20% dividend rate. At the end of six months, the HIMMA Premier balance can be rolled into one of the following options: a regular HIMMA account, a share or checking account, or a certificate. Limit 6 pre-authorized withdrawals per month. Rates and terms subject to change at any time.

b1BANK
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
11307 Coursey Blvd, Baton Rouge, LA 70816
Max Money Market
3.18%
$0
View
▼
Rate3.13%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Premium rate tiers with an active checking account

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
380 S Franklin St, Bastrop, LA 71220
Commercial Money Market
3.15%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

($2,500 Opening Balance)

b1BANK
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
11307 Coursey Blvd, Baton Rouge, LA 70816
MAX Money Market
3.12%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

b1BANK
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
11307 Coursey Blvd, Baton Rouge, LA 70816
Max Money Market
3.07%
$0
View
▼
Rate3.03%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Premium rate tiers with an active checking account

b1BANK
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
11307 Coursey Blvd, Baton Rouge, LA 70816
Max Money Market
3.03%
$0
View
▼
Rate2.99%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Premium rate tiers with an active checking account

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
380 S Franklin St, Bastrop, LA 71220
Commercial Money Market
3.00%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

($2,500 Opening Balance)

Cross Keys Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.92%
115 N Chestnut St, Tallulah, LA 71282
High Yield Money Market
2.95%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Planters Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 3.98%
115 N Chestnut St, Tallulah, LA 71282
High Yield Money Market
2.95%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
380 S Franklin St, Bastrop, LA 71220
Commercial Money Market
2.85%
$0
View
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

($2,500 Opening Balance)

b1BANK
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
11307 Coursey Blvd, Baton Rouge, LA 70816
Max Money Market
2.78%
$0
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Premium rate tiers with an active checking account

Gateway First Bank
Institution Rating:
F1.8 ★ Texas Ratio: 53.47%
123 N Oak St, Hammond, LA 70401
Gateway Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

$25,000 and above

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
380 S Franklin St, Bastrop, LA 71220
Money Market
2.60%
$0
View
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

($2,500 Opening Balance)

b1BANK
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
11307 Coursey Blvd, Baton Rouge, LA 70816
Max Money Market
2.52%
$0
View
▼
Rate2.49%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Default rate tiers without an active checking account

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
380 S Franklin St, Bastrop, LA 71220
Money Market
2.35%
$0
View
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

($2,500 Opening Balance)

Barksdale Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.16%
2321 Airline Dr, Bossier City, LA 71111 5810
Money Market
2.27%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Gateway First Bank
Institution Rating:
F1.8 ★ Texas Ratio: 53.47%
123 N Oak St, Hammond, LA 70401
Gateway Money Market
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Any balance up to $24,999.99

Credit Human Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.04%
3001 Tulane Ave Ste 8, New Orleans, LA 70119 7200
Money Market Savings
2.16%
$0
View
▼
Rate2.14%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
2739 W Church St, Hammond, LA 70401
Money Market Accounts
2.15%
$200,000
View
▼
Rate2.13%
Min Deposit$200,000
Min Balance—
UpdatedMar 17, 2026
Details

b1BANK
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
11307 Coursey Blvd, Baton Rouge, LA 70816
Max Money Market
2.14%
$0
View
▼
Rate2.12%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Default rate tiers without an active checking account

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
380 S Franklin St, Bastrop, LA 71220
Money Market
2.10%
$0
View
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

($2,500 Opening Balance)

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
2739 W Church St, Hammond, LA 70401
Money Market Accounts
2.05%
$150,000
View
▼
Rate2.04%
Min Deposit$150,000
Min Balance—
UpdatedMar 17, 2026
Details

Barksdale Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.16%
2321 Airline Dr, Bossier City, LA 71111 5810
Money Market
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

ANECA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.78%
4361 Youree Dr, Shreveport, LA 71105
Money Market
2.02%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

Credit Human Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.04%
3001 Tulane Ave Ste 8, New Orleans, LA 70119 7200
Money Market Savings
1.80%
$0
View
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

ANECA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.78%
4361 Youree Dr, Shreveport, LA 71105
Money Market
1.76%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

Bank of Zachary
Institution Rating:
A+5.0 ★ Texas Ratio: 5.43%
4743 Main St, Zachary, LA 70791
e-Z Money Market Commercial
1.75%
$1,500
View
▼
Rate1.74%
Min Deposit$1,500
Min Balance—
UpdatedMar 18, 2026
Details

Bank of Zachary
Institution Rating:
A+5.0 ★ Texas Ratio: 5.43%
4743 Main St, Zachary, LA 70791
e-Z Money Market
1.75%
$0
View
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Credit Human Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.04%
3001 Tulane Ave Ste 8, New Orleans, LA 70119 7200
Money Market Savings
1.55%
$0
View
▼
Rate1.54%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
2739 W Church St, Hammond, LA 70401
Money Market Accounts
1.55%
$100,000
View
▼
Rate1.54%
Min Deposit$100,000
Min Balance—
UpdatedMar 17, 2026
Details

Barksdale Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.16%
2321 Airline Dr, Bossier City, LA 71111 5810
Money Market
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

b1BANK
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
11307 Coursey Blvd, Baton Rouge, LA 70816
Max Money Market
1.38%
$0
View
▼
Rate1.37%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Default rate tiers without an active checking account

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
2739 W Church St, Hammond, LA 70401
Money Market Accounts
1.30%
$50,000
View
▼
Rate1.29%
Min Deposit$50,000
Min Balance—
UpdatedMar 17, 2026
Details

Barksdale Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.16%
2321 Airline Dr, Bossier City, LA 71111 5810
Money Market
1.26%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

ANECA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.78%
4361 Youree Dr, Shreveport, LA 71105
Money Market
1.26%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

Southwest Louisiana Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
4056 Ryan St, Lake Charles, LA 70605
Money Market
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
306 E Kaliste Saloom Rd, Lafayette, LA 70508
Premium Money Market
1.22%
$0
View
▼
Rate1.21%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
4400 Sen J Bennett Johnston Ave, Lake Charles, LA 70615 5157
Money Market
1.20%
$2,500
View
▼
Rate1.20%
Min Deposit$2,500
Min Balance—
UpdatedMar 20, 2026
Details

Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
4400 Sen J Bennett Johnston Ave, Lake Charles, LA 70615 5157
IRA Money Market
1.20%
$0
View
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
2739 W Church St, Hammond, LA 70401
Money Market Accounts
1.15%
$25,000
View
▼
Rate1.15%
Min Deposit$25,000
Min Balance—
UpdatedMar 17, 2026
Details

Southwest Louisiana Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
4056 Ryan St, Lake Charles, LA 70605
Money Market
1.15%
$0
View
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.36%
21925 Highway 1, Plaquemine, LA 70764 5132
Money Market Tiers
1.10%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details

Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.36%
21925 Highway 1, Plaquemine, LA 70764 5132
Money Market Account
1.10%
$0
View
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
2739 W Church St, Hammond, LA 70401
Money Market Accounts
1.05%
$2,500
View
▼
Rate1.05%
Min Deposit$2,500
Min Balance—
UpdatedMar 17, 2026
Details

b1BANK
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
11307 Coursey Blvd, Baton Rouge, LA 70816
Max Money Market
1.01%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Default rate tiers without an active checking account

Bank of Zachary
Institution Rating:
A+5.0 ★ Texas Ratio: 5.43%
4743 Main St, Zachary, LA 70791
e-Z Money Market
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Bank of Zachary
Institution Rating:
A+5.0 ★ Texas Ratio: 5.43%
4743 Main St, Zachary, LA 70791
e-Z Money Market Commercial
1.00%
$1,500
View
▼
Rate1.00%
Min Deposit$1,500
Min Balance—
UpdatedMar 18, 2026
Details

Southwest Louisiana Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.91%
4056 Ryan St, Lake Charles, LA 70605
Money Market
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.36%
21925 Highway 1, Plaquemine, LA 70764 5132
Money Market
1.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details

On balance above $25,000

Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.36%
21925 Highway 1, Plaquemine, LA 70764 5132
Money Market Account
1.00%
$0
View
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details

Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.36%
21925 Highway 1, Plaquemine, LA 70764 5132
Money Market Tiers
1.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details

b1BANK
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
11307 Coursey Blvd, Baton Rouge, LA 70816
Max Money Market
0.87%
$0
View
▼
Rate0.87%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Default rate tiers without an active checking account

CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
4321 Nelson Rd, Lake Charles, LA 70605 4119
Money Market
0.85%
$2,500
View
▼
Rate0.85%
Min Deposit$2,500
Min Balance—
UpdatedMar 18, 2026
Details

Alive Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.30%
2739 W Church St, Hammond, LA 70401
Money Market Accounts
0.75%
$100
View
▼
Rate0.75%
Min Deposit$100
Min Balance—
UpdatedMar 17, 2026
Details

CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
4321 Nelson Rd, Lake Charles, LA 70605 4119
Money Market
0.75%
$2,500
View
▼
Rate0.75%
Min Deposit$2,500
Min Balance—
UpdatedMar 18, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
4440 Nelson Rd, Lake Charles, LA 70605
TotalView Money Market Savings
0.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
4321 Nelson Rd, Lake Charles, LA 70605 4119
Money Market
0.65%
$2,500
View
▼
Rate0.65%
Min Deposit$2,500
Min Balance—
UpdatedMar 18, 2026
Details

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.24%
639 Loyola Ave Ste 220, New Orleans, LA 70113 3130
Money Market Savings
0.65%
$0
View
▼
Rate0.64%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.36%
21925 Highway 1, Plaquemine, LA 70764 5132
Money Market Account
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details

Essential Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.36%
21925 Highway 1, Plaquemine, LA 70764 5132
Money Market Tiers
0.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details

CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
4321 Nelson Rd, Lake Charles, LA 70605 4119
Money Market
0.60%
$2,500
View
▼
Rate0.60%
Min Deposit$2,500
Min Balance—
UpdatedMar 18, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
4440 Nelson Rd, Lake Charles, LA 70605
TotalView Money Market Savings
0.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
306 E Kaliste Saloom Rd, Lafayette, LA 70508
Business Money Market
0.56%
$0
View
▼
Rate0.56%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
306 E Kaliste Saloom Rd, Lafayette, LA 70508
Money Market
0.56%
$0
View
▼
Rate0.56%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Meritus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.17%
515 Guilbeau Rd, Lafayette, LA 70506 6089
Money Market Savings Accounts
0.56%
$50,000
View
▼
Rate0.56%
Min Deposit$50,000
Min Balance—
UpdatedMar 20, 2026
Details

CSE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.33%
4321 Nelson Rd, Lake Charles, LA 70605 4119
Money Market
0.55%
$2,500
View
▼
Rate0.55%
Min Deposit$2,500
Min Balance—
UpdatedMar 18, 2026
Details

Meritus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.17%
515 Guilbeau Rd, Lafayette, LA 70506 6089
Money Market Savings Accounts
0.52%
$25,000
View
▼
Rate0.52%
Min Deposit$25,000
Min Balance—
UpdatedMar 20, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
306 E Kaliste Saloom Rd, Lafayette, LA 70508
Business Money Market
0.51%
$0
View
▼
Rate0.51%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
306 E Kaliste Saloom Rd, Lafayette, LA 70508
Money Market
0.51%
$0
View
▼
Rate0.51%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
4440 Nelson Rd, Lake Charles, LA 70605
TotalView Money Market Savings
0.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
306 E Kaliste Saloom Rd, Lafayette, LA 70508
Business Money Market
0.46%
$0
View
▼
Rate0.46%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
306 E Kaliste Saloom Rd, Lafayette, LA 70508
Money Market
0.46%
$0
View
▼
Rate0.46%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

American Bank & Trust Company LA
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
307 E Landry St, Opelousas, LA 70570
Money Market
0.45%
$2,500
View
▼
Rate0.45%
Min Deposit$2,500
Min Balance—
UpdatedMar 17, 2026
Details

Bank of Zachary
Institution Rating:
A+5.0 ★ Texas Ratio: 5.43%
4743 Main St, Zachary, LA 70791
e-Z Money Market Commercial
0.40%
$1,500
View
▼
Rate0.40%
Min Deposit$1,500
Min Balance—
UpdatedMar 18, 2026
Details

Bank of Zachary
Institution Rating:
A+5.0 ★ Texas Ratio: 5.43%
4743 Main St, Zachary, LA 70791
e-Z Money Market
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

First Guaranty Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
6151 Hwy 10, Greensburg, LA 70441
Guaranty Money Market
0.35%
$1,500
View
▼
Rate0.35%
Min Deposit$1,500
Min Balance—
UpdatedMar 18, 2026
Details

b1BANK
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
11307 Coursey Blvd, Baton Rouge, LA 70816
Max Money Market
0.22%
$0
View
▼
Rate0.22%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details

Default rate tiers without an active checking account

State Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
176 Washington Street, Golden Meadow, LA 70357
I.M.M.A. (Insured Money Market Account)
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
4440 Nelson Rd, Lake Charles, LA 70605
Money Market Savings
0.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

First Guaranty Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
6151 Hwy 10, Greensburg, LA 70441
Guaranty Money Market
0.15%
$1,500
View
▼
Rate0.15%
Min Deposit$1,500
Min Balance—
UpdatedMar 18, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
4440 Nelson Rd, Lake Charles, LA 70605
Money Market Savings
0.10%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details

Citizens Savings Bank Bogalusa, LA
Institution Rating:
A+5.0 ★ Texas Ratio: 5.84%
1725 Sullivan Dr, Bogalusa, LA 70427
Personal Money Market GOLD
0.05%
$5,000
View
▼
Rate0.05%
Min Deposit$5,000
Min Balance—
UpdatedMar 18, 2026
Details

Qualifying balance up to $4,999.99

Citizens Savings Bank Bogalusa, LA
Institution Rating:
A+5.0 ★ Texas Ratio: 5.84%
1725 Sullivan Dr, Bogalusa, LA 70427
Personal Money Market
0.05%
$2,500
View
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMar 18, 2026
Details

Citizens Savings Bank Bogalusa, LA
Institution Rating:
A+5.0 ★ Texas Ratio: 5.84%
1725 Sullivan Dr, Bogalusa, LA 70427
Business/Public Funds Money Market GOLD
0.05%
$5,000
View
▼
Rate0.05%
Min Deposit$5,000
Min Balance—
UpdatedMar 18, 2026
Details

Qualifying balance up to $4,999.99

First Guaranty Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
6151 Hwy 10, Greensburg, LA 70441
Guaranty Money Market
0.05%
$1,500
View
▼
Rate0.05%
Min Deposit$1,500
Min Balance—
UpdatedMar 18, 2026
Details

Citizens Savings Bank Bogalusa, LA
Institution Rating:
A+5.0 ★ Texas Ratio: 5.84%
1725 Sullivan Dr, Bogalusa, LA 70427
Business/Public Funds Money Market
0.05%
$2,500
View
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMar 18, 2026
Details

First Guaranty Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
6151 Hwy 10, Greensburg, LA 70441
Guaranty Money Market
0.00%
$1,500
View
▼
Rate—
Min Deposit$1,500
Min Balance—
UpdatedMar 18, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Ruby, Louisiana and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Ruby, Louisiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Ruby, Louisiana. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in LA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Ruby, Louisiana

What is a Money Market Account (MMA)?

A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Louisiana.

Are Money Market accounts in Ruby, Louisiana safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Louisiana up to $250,000 per depositor, per institution.

How often do MMA rates change in Ruby, Louisiana?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Louisiana rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

Best Money Market Rates in Ruby, Louisiana

Here are some of the highest money market account APYs currently available in Ruby, Louisiana and the surrounding area:
  • Essential Credit Union
    Money Market Account — 3.60% APY
  • Ascension Credit Union
    Money Market — 3.50% APY
  • Red River Employees Federal Credit Union
    Commercial Money Market — 3.35% APY
  • Jefferson Financial Federal Credit Union
    HIMMA Premier High Interest Money Market Account2 — 3.25% APY
  • Keesler Federal Credit Union
    HIMMA Premier High Interest Money Market Account — 3.25% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Ruby, Louisiana. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 23, 2026

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