Best Money Market Rates in West Somerset, Kentucky (KY) - April 2026
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Brian McKay
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Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current West Somerset, Kentucky and the surrounding area money market rates include Beacon Community Credit UnionBeacon Community Credit UnionA+5.0 ★Texas Ratio: 1.73% Money Market Accounts at 4.00% APY, Citizens BankCitizens BankA5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.75% APY, F&M BankF&M BankA+5.0 ★Texas Ratio: 0.06% Performance Money Market at 3.70% APY, American Bank & Trust Co, Inc.American Bank & Trust Co, Inc.A+5.0 ★Texas Ratio: 1.55% Money Market (Personal) at 3.70% APY, and Brown Forman Employees Credit UnionBrown Forman Employees Credit UnionA+5.0 ★Texas Ratio: 4.26% Money Market Account at 3.50% APY. Money market rates as of April 19, 2026 according to verified data from MonitorBankRates.
West Somerset is a smaller community with no bank or credit union branches currently in our database. 150 institutions serving the Kentucky area are available to West Somerset residents, with money market rates as high as 4.00% APY from Beacon Community Credit Union. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in West Somerset, Kentucky and surrounding area. Last Updated and Verified: April 19, 2026
Compare the Best Money Market Rates Today in West Somerset, Kentucky & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Beacon Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
Money Market Accounts
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Avg Balance up to $10K
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Quest® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Qualifying balance up to $1,000.00
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Private Client® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Qualifying balance up to $1,000.00
American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Personal)
3.70%
$300,000
▼
Rate3.64%
Min Deposit$300,000
Min Balance—
UpdatedApr 16, 2026
Details
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Personal)
3.55%
$100,000
▼
Rate3.49%
Min Deposit$100,000
Min Balance—
UpdatedApr 16, 2026
Details
Brown Forman Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.26%
Money Market Account
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
As high as
L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Premier Money Market Special
3.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Business Money Market Accounts
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 16, 2026
Details
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market Account
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 16, 2026
Details
Get your variable rate after opening a Huntington Relationship Money Market Account when you maintain deposits of $25,000.00 - $2,000,000.99.
Armed Forces Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.63%
Premier Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Business Money Market Accounts
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Money Market Account
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Expree Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.78%
Money Market Savings Account
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Business Money Market Accounts
2.85%
$0
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Money Market Account
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Business Money Market Accounts
2.70%
$0
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Money Market Account
2.63%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Business Money Market Accounts
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Heritage Bank, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
Money Market Accounts
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Money Market
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
Money Market Tier 1
2.50%
$0
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Money Market Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Consumer Money Market Accounts
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Expree Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.78%
Money Market Savings Account
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Business)
2.35%
$0
▼
Rate2.33%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Money Market Account
2.33%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Money Market
2.27%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
up to
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Money Market Savings
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Money Market Accounts with Park Perks
2.25%
$250,000
▼
Rate2.23%
Min Deposit$250,000
Min Balance—
UpdatedApr 18, 2026
Details
American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Business)
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Consumer Money Market Accounts
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Money Market Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
Money Market Checking
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
Money Market Tier 2
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Personal)
2.20%
$50,000
▼
Rate2.18%
Min Deposit$50,000
Min Balance—
UpdatedApr 16, 2026
Details
American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Business)
2.15%
$0
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Money Market Accounts
2.13%
$0
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Personal)
2.10%
$25,000
▼
Rate2.08%
Min Deposit$25,000
Min Balance—
UpdatedApr 16, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Consumer Money Market Accounts
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Expree Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.78%
Money Market Savings Account
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Business)
2.05%
$0
▼
Rate2.03%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Heritage Bank, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
Money Market Accounts
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.44%
Money Market
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Money Market Account
2.02%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Personal)
2.00%
$15,000
▼
Rate1.98%
Min Deposit$15,000
Min Balance—
UpdatedApr 16, 2026
Details
Kemba Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Money Market Account
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
The Health And Education Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
Money Market Tier 3
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Business)
1.95%
$0
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Consumer Money Market Accounts
1.95%
$0
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Personal)
1.90%
$2,500
▼
Rate1.88%
Min Deposit$2,500
Min Balance—
UpdatedApr 16, 2026
Details
American Bank & Trust Co, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Market (Business)
1.85%
$0
▼
Rate1.83%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
Expree Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.78%
Money Market Savings Account
1.85%
$0
▼
Rate1.83%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Thrive Money Market
1.80%
$0
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
IRA Money Market
1.80%
$0
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Up to $99.99
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.66%
Consumer Money Market Accounts
1.80%
$0
▼
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Heritage Bank, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
Money Market Accounts
1.77%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Metro Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.04%
Money Market
1.76%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
As High As
Rate1.75%
Min Deposit$2,500
Min Balance—
UpdatedApr 2, 2026
Details
Park Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Money Market Accounts with Park Perks
1.75%
$150,000
▼
Rate1.74%
Min Deposit$150,000
Min Balance—
UpdatedApr 18, 2026
Details
Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
Money Market Checking
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Money Market Savings
1.71%
$0
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details
Expree Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.78%
Money Market Savings Account
1.70%
$0
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
Money Market
1.61%
$0
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 2, 2026
Details
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Rate1.25%
Min Deposit$2,500
Min Balance—
UpdatedApr 2, 2026
Details
Rate1.23%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Rate1.23%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Farmers Bank Nicholasville, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Premium Money Market Account
1.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details
Daily Balance >= $10,000; Minimum daily balance to obtain APY is based on tiered rate structure
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Heritage Bank, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
Money Market Accounts
1.01%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details
Rate1.00%
Min Deposit$2,500
Min Balance—
UpdatedApr 2, 2026
Details
Farmers Bank Nicholasville, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Premium Money Market Account
1.00%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 17, 2026
Details
Daily Balance <$10,000
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Farmers Bank Nicholasville, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Money Market Investment Account
0.90%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 17, 2026
Details
Minimum daily balance to obtain APY $2,500
Heritage Bank, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
Money Market Accounts
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Heritage Bank, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
Money Market Accounts
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Bank of Hindman
Institution Rating:
B-4.4 ★ Texas Ratio: 22.36%
Money Market Accounts
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in West Somerset, Kentucky and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
West Somerset, KY Money Market Rate Trends
Compare local West Somerset, KY money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — KY Avg
3.298%
▲ 0.072 vs 7 days ago
Kentucky high-yield MMA rates rose 0.072 points over the past 7 days to 3.298% APY.
Standard MMA — KY Avg
0.778%
▼ 0.190 vs 7 days ago
Kentucky standard MMA rates fell 0.190 points over the past 7 days to 0.778% APY.
As of Apr 19, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for West Somerset, Kentucky directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in West Somerset, Kentucky. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in KY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in West Somerset, Kentucky
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Kentucky.
Are Money Market accounts in West Somerset, Kentucky safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Kentucky up to $250,000 per depositor, per institution.
How often do MMA rates change in West Somerset, Kentucky?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Kentucky rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in West Somerset, Kentucky
Here are some of the highest money market account APYs currently available in West Somerset, Kentucky and the surrounding area:
- Beacon Community Credit Union
Money Market Accounts — 4.00% APY - Citizens Bank
Citizens Private Client® Money Market — 3.75% APY - F&M Bank
Performance Money Market — 3.70% APY - American Bank & Trust Co, Inc.
Money Market (Personal) — 3.70% APY - Brown Forman Employees Credit Union
Money Market Account — 3.50% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in West Somerset, Kentucky. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 19, 2026
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