Best Money Market Rates in Bee Spring, Kentucky - July 2026
Brian McKay
Brian McKay
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Current Bee Spring, Kentucky and the surrounding area money market deposit account rates include Beacon Community Credit UnionBeacon Community Credit UnionA+5.0 ★Texas Ratio: 1.67% Money Market Accounts at 4.00% APY, TruistTruistA+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 4.00% APY, WesBanco BankWesBanco BankA+5.0 ★Texas Ratio: 1.63% Money Market special at 3.75% APY, American Bank & Trust Co, Inc.American Bank & Trust Co, Inc.A+5.0 ★Texas Ratio: 1.55% Money Market (Personal) at 3.70% APY, and Citizens BankCitizens BankA5.0 ★Texas Ratio: 8.28% Citizens Private Client Money Market at 3.50% APY. Money market rates as of July 11, 2026 according to verified data from MonitorBankRates.
Bee Spring is a smaller community with no bank or credit union branches currently in our database. 121 institutions serving the Kentucky area are available to Bee Spring residents, with money market rates as high as 4.00% APY from Beacon Community Credit Union. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Bee Spring, Kentucky and surrounding area. Last Updated and Verified: July 11, 2026
Compare the Best Money Market Rates Today in Bee Spring, Kentucky & the Surrounding Area
Eligible clients can open a new Truist Business Money Market Account and earn up to 4.00% annual percentage yield (APY) for balances between $5,000 - $4,999,999.99.
High Yield Checking restrictions apply
Special rate
Qualifications Required: 15 debit and/or credit card monthly combined transactions; minimum $2,000 average daily balance or cumulative $1,000 monthly direct deposit; * High Yield Checking account required for High Yield Money Market. Must maintain a minimum average daily balance of $25,000 and meet High Yield Checking account qualifiers to earn dividends for High Yield Money Market. High Yield Checking qualifiers to earn High Yield dividends: 15 debit and/or credit card monthly combined transactions; minimum $2,000 average daily balance or cumulative $1,000 monthly direct deposit. Direct deposit consists of an electronic deposit of wages, pension and/or social security benefits. Transfers of funds, mobile deposits, and deposits from payment vendors (PayPal, Venmo) do not qualify. The Annual Percentage Yield (APY) for High Yield Money Market is 3.50% if High Yield Checking and minimum balance requirements are met. 1.00% APY for average daily balances $25,000 and over if requirements are not met for High Yield Checking. No dividends are paid for the dividend period if minimum average daily balance qualifier is not met. If High Yield Checking is closed, High Yield Money Market must be closed.
Qualifications Required: maintain a balance of $50,000 in a business checking account or a business loan(s) minimum balance of $250,000; Qualifications to earn Business High Yield Money Market relationship rate: maintain a balance of $50,000 in a business checking account or a business loan(s) minimum balance of $250,000. Business credit cards do not qualify toward the business loan balance.
Preferred rates; A minimum of $25,000 of new money is required to qualify for preferred rates.
Preferred rates; A minimum of $25,000 of new money is required to qualify for preferred rates.
Variable rate; based on your zip code. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier.
Special interest rate for balances between $25,000.00 to $2,000,000.99. Variable rate and subject to change at any time. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest and may be subject to a $25.00 per month maintenance fee. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier. Offer is limited to one per household. We also reserve the right to limit acceptance of deposits greater than $2,000,000.00. Not valid with any other offer.
Annual Percentage Yield (APY). FDIC-insured up to the maximum allowed by law.
Qualifications Required: maintain a balance of $50,000 in a business checking account or a business loan(s) minimum balance of $250,000; Qualifications to earn Business High Yield Money Market relationship rate: maintain a balance of $50,000 in a business checking account or a business loan(s) minimum balance of $250,000. Business credit cards do not qualify toward the business loan balance.
Park Perks**
Qualifications Required: maintain a balance of $50,000 in a business checking account or a business loan(s) minimum balance of $250,000; Qualifications to earn Business High Yield Money Market relationship rate: maintain a balance of $50,000 in a business checking account or a business loan(s) minimum balance of $250,000. Business credit cards do not qualify toward the business loan balance.
Up to $99.99
Park Perks**
Park Perks**
Daily Balance >= $10,000
Park Perks**
Park Perks**
High Yield Checking restrictions apply
Daily Balance <$10,000
Subject to Change Daily
High Yield Checking restrictions apply
Park Perks**
Subject to Change Daily
High Yield Checking restrictions apply
Subject to Change Daily
Park Perks**
All interest rates and annual percentage yields (APY) indicated are accurate for Tuesday, July 7, 2026 only and are subject to change without notice.
Money Market Savings
Average Daily Balances Required to Earn stated APY
All interest rates and annual percentage yields (APY) indicated are accurate for Tuesday, July 7, 2026 only and are subject to change without notice.
Average Daily Balances Required to Earn stated APY
Average Daily Balances Required to Earn stated APY
Standard rates
Average Daily Balances Required to Earn stated APY
Money Market Savings
$100,000 and above
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Bee Spring, KY Money Market Rate Trends
Compare local Bee Spring, KY money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Kentucky high-yield MMA rates fell 0.003 points over the past 7 days to 3.556% APY.
Kentucky standard MMA rates fell 0.022 points over the past 7 days to 0.514% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Bee Spring, Kentucky money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Bee Spring, Kentucky directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Bee Spring, Kentucky. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in KY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Bee Spring, Kentucky
What is a Money Market Account (MMA)?
Are Money Market accounts in Bee Spring, Kentucky safe?
How often do MMA rates change in Bee Spring, Kentucky?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Bee Spring, Kentucky?
Best Money Market Rates in Bee Spring, Kentucky
- Beacon Community Credit Union
Money Market Accounts — 4.00% APY - Truist
Small Business Money Market Account — 4.00% APY - WesBanco Bank
Money Market special — 3.75% APY - American Bank & Trust Co, Inc.
Money Market (Personal) — 3.70% APY - Citizens Bank
Citizens Private Client Money Market — 3.50% APY
