Current Ona, Florida and the surrounding area money market deposit account rates include Climate First BankClimate First BankA+5.0 ★Texas Ratio: 0.00% Business Money Market at 4.26% APY, Total Direct BankTotal Direct BankA5.0 ★Texas Ratio: 6.04% Money Market Account at 4.01% APY, Blue Coast Federal Credit UnionBlue Coast Federal Credit UnionA+5.0 ★Texas Ratio: 4.37% Business Money Market Account at 4.00% APY, LMCU Lake Michigan Credit UnionLMCU Lake Michigan Credit UnionA+5.0 ★Texas Ratio: 2.47% Max Money Market at 4.00% APY, and Dort Financial Credit UnionDort Financial Credit UnionA+5.0 ★Texas Ratio: 5.65% Public Funds Money Market at 4.00% APY. Money market rates as of May 15, 2026 according to verified data from MonitorBankRates.
Ona is a smaller community with no bank or credit union branches currently in our database. 150 institutions serving the Florida area are available to Ona residents, with money market rates as high as 4.26% APY from Climate First Bank. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Ona, Florida and surrounding area. Last Updated and Verified: May 15, 2026
Terms Apply.
for balances $2,500 and over
Minimum Balance to earn the 4.00% Annual Percentage Yield
$1,000,000 +
Minimum of **$25,000** not currently deposited at Huntington.
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
The Higher the Amount the Higher the Interest Rate.
Tiered rates that reward higher balances
New money only
New money only
$500
$15,000+
No service charges or monthly fees.
Qualifying balance up to $10,000.00
$250,000 - $999,999
Minimum of **$25,000** not currently deposited at Huntington.
Minimum to open is $10,000
Minimum to open is $2,500
$100,000 - $249,999
Qualifying balance up to $24,999.00; High yield checking required
Qualifying balance up to $50,000.00
Qualifying balance up to $100,000.00
Minimum to open is $2,500
Minimum to open is $2,500
Qualifications Required
Compare local Ona, FL money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Florida high-yield MMA rates currently average 3.644% APY.
Florida standard MMA rates currently average 0.561% APY.
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Ona, Florida money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
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Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Ona, Florida directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Ona, Florida. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in FL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.