Best Money Market Rates in Madison, Florida (FL) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current Madison, Florida and the surrounding area money market deposit account rates include Climate First BankClimate First BankA+5.0 ★Texas Ratio: 0.00% Business Money Market at 4.26% APY, Total Direct BankTotal Direct BankA5.0 ★Texas Ratio: 6.04% Money Market Account at 4.01% APY, Dort Financial Credit UnionDort Financial Credit UnionA+5.0 ★Texas Ratio: 5.35% Public Funds Money Market at 4.00% APY, LMCU Lake Michigan Credit UnionLMCU Lake Michigan Credit UnionA+5.0 ★Texas Ratio: 2.33% Max Money Market at 4.00% APY, and RadiFi Credit UnionRadiFi Credit UnionA+5.0 ★Texas Ratio: 3.76% Tidal Wave Money Market Account at 4.00% APY. Money market rates as of May 23, 2026 according to verified data from MonitorBankRates.
Madison is a smaller community with no bank or credit union branches currently in our database. 150 institutions serving the Florida area are available to Madison residents, with money market rates as high as 4.26% APY from Climate First Bank. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Madison, Florida and surrounding area. Last Updated and Verified: May 23, 2026
Compare the Best Money Market Rates Today in Madison, Florida & the Surrounding Area
for balances $2,500 and over
$1,000,000 +
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
New money only
New money only
Tiered rates that reward higher balances
$15,000+
The Higher the Amount the Higher the Interest Rate.
$500
Rate may change after account is opened.
Qualifying balance up to $10,000.00
$250,000 - $999,999
Minimum of **$25,000** not currently deposited at Huntington.
Minimum to open is $10,000
Rate may change after account is opened.
Qualifying balance up to $24,999.00; High yield checking required
APY = Annual Percentage Yield. Rates and fees are subject to change. Fees may reduce earnings. 3.00% APY with a minimum balance of $50,000. Rates effective as of 01/02/2026.
Annual Percentage Yield (APY) is effective as of May 21, 2026 on balances of $100,000 or greater and is subject to change. Other tiers and APYs that are subject to change at any time are as follows: $0.01 - $9,999.99 = 0.03%, $10,000 - $24,999.99 = 1.50%, $25,000 - $49,999.99 = 1.75%, $50,000 - $99,999.99 = 2.00% and $100,000+ = 3.00%. Fees assessed to accounts may reduce earnings. Personal Accounts only.
$100,000 - $249,999
Minimum to open is $2,500
Rate may change after account is opened.
Minimum to open is $2,500
Eligibility requirements apply. Please visit your local branch or call us at 800.593.2274 for complete details.
Minimum to open is $2,500
$2,500
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Madison, FL Money Market Rate Trends
Compare local Madison, FL money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Florida high-yield MMA rates rose 0.171 points over the past 7 days to 3.737% APY.
Florida standard MMA rates currently average 0.543% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Madison, Florida money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Madison, Florida directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Madison, Florida. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in FL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Madison, Florida
What is a Money Market Account (MMA)?
Are Money Market accounts in Madison, Florida safe?
How often do MMA rates change in Madison, Florida?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Madison, Florida?
Best Money Market Rates in Madison, Florida
- Climate First Bank
Business Money Market — 4.26% APY - Total Direct Bank
Money Market Account — 4.01% APY - Dort Financial Credit Union
Public Funds Money Market — 4.00% APY - LMCU Lake Michigan Credit Union
Max Money Market — 4.00% APY - RadiFi Credit Union
Tidal Wave Money Market Account — 4.00% APY
