Best Money Market Rates in Madison, Florida - July 2026

Preferred rates; A minimum of $25,000 of new money is required to qualify for preferred rates.

No service charges or monthly fees. No minimum deposit required.

Preferred rates; A minimum of $25,000 of new money is required to qualify for preferred rates.

See Axiom Associate for balances $25,000 and above.

Variable rate; based on your zip code. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier.

Special interest rate for balances between $25,000.00 to $2,000,000.99. Variable rate and subject to change at any time. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest and may be subject to a $25.00 per month maintenance fee. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier. Offer is limited to one per household. We also reserve the right to limit acceptance of deposits greater than $2,000,000.00. Not valid with any other offer.

Monthly Interest Compounded 3 per month

Maximum Opening Balance: $99,999.99; Dividend Frequency: Monthly

APY = Annual Percentage Yield. Rates and fees are subject to change. Fees may reduce earnings.

Tiered rates.

Rates are current as of 7/1/2026, and subject to change at any time without notice. All deposits made to the Tidal Wave Money Market Account must be new money only. New money is defined as funds not currently on deposit with RadiFi Credit Union. Please see the Truth-in-Savings Disclosure for complete disclosures of this account.

3.00% APY† on $0-24,999 balance. High yield checking required

Earn premium rates while maintaining easy access to your money. Annual Percentage Yield (APY) is effective as of July 7, 2026 on balances of $100,000 or greater and is subject to change. Other tiers and APYs that are subject to change at any time are as follows: $0.01 - $9,999.99 = 0.03%, $10,000 - $24,999.99 = 1.50%, $25,000 - $49,999.99 = 1.75%, $50,000 - $99,999.99 = 2.00% and $100,000+ = 3.00%. Fees assessed to accounts may reduce earnings. Personal Accounts only.

Eligibility requirements apply. Please visit your local branch or call us at 800.593.2274 for complete details.

Tiered rates.

Eligibility requirements apply. Please visit your local branch or call us at 800.593.2274 for complete details.

Tiered rates.

No Minimum Balance Required; $3.00 fee per withdrawal or debit transaction in excess of six (6) per month

$250,000

APY = Annual Percentage Yield.

This is a variable rate account. Your interest and APY may change without notice. Fees can reduce earnings.

The money market savings account is a tiered account. Once a particular range is met the dividend rate and annual percentage yield for that balance range will apply to the full balance of your account.

The money market savings account is a tiered account. Once a particular range is met the dividend rate and annual percentage yield for that balance range will apply to the full balance of your account.

The money market savings account is a tiered account. Once a particular range is met the dividend rate and annual percentage yield for that balance range will apply to the full balance of your account.

$2,000,000 to $4,999,999.99