Current Cross City, Florida and the surrounding area money market deposit account rates include Climate First BankClimate First BankA+5.0 ★Texas Ratio: 0.00% Business Money Market at 4.26% APY, Total Direct BankTotal Direct BankA5.0 ★Texas Ratio: 6.04% Money Market Account at 4.01% APY, Dort Financial Credit UnionDort Financial Credit UnionA+5.0 ★Texas Ratio: 5.35% Public Funds Money Market at 4.00% APY, RadiFi Credit UnionRadiFi Credit UnionA+5.0 ★Texas Ratio: 3.76% Tidal Wave Money Market Account at 4.00% APY, and LMCU Lake Michigan Credit UnionLMCU Lake Michigan Credit UnionA+5.0 ★Texas Ratio: 2.33% Max Money Market at 4.00% APY. Money market rates as of May 18, 2026 according to verified data from MonitorBankRates.
Cross City is a smaller community with no bank or credit union branches currently in our database. 150 institutions serving the Florida area are available to Cross City residents, with money market rates as high as 4.26% APY from Climate First Bank. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Cross City, Florida and surrounding area. Last Updated and Verified: May 18, 2026
Qualifying balance up to $2,500.00
$1,000,000 +
based on zip code.
New money only
New money only
The Higher the Amount the Higher the Interest Rate.
Tiered rates that reward higher balances
$15,000+
$500
No service charges or monthly fees.
$250,000 - $999,999
Qualifying balance up to $10,000.00
Minimum of $25,000 not currently deposited at Huntington.
Minimum to open is $10,000
Minimum to open is $2,500
$100,000 - $249,999
APY = Annual Percentage Yield. Rates and fees are subject to change. Fees may reduce earnings. 3.00% APY with a minimum balance of $50,000. Rates effective as of 01/02/2026.
Qualifying balance up to $24,999.00; High yield checking required
Minimum to open is $2,500
Minimum to open is $2,500
Qualifications Required
Compare local Cross City, FL money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Florida high-yield MMA rates fell 0.078 points over the past 7 days to 3.566% APY.
Florida standard MMA rates fell 0.018 points over the past 7 days to 0.543% APY.
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Cross City, Florida money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
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Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Cross City, Florida directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Cross City, Florida. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in FL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.