Camden, Delaware Money Market Rates - October 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Camden, Delaware money market account rates range from 0.02% to 3.50% APY, verified by MonitorBankRates as of October 12, 2026. Current Camden, Delaware and the surrounding area money market deposit account rates include Wilmington Savings Fund Society (WSFS)Wilmington Savings Fund Society (WSFS)4566 S Dupont Hwy, Camden, DE 19934A+5.0 ★Texas Ratio: 3.10%Real return: +0.20%APY minus 2.8% CPI (February 2026) High-Yield Money Market at 3.00% APY, Dover Federal Credit UnionDover Federal Credit Union499 Walmart Drive, Camden, DE 19934A5.0 ★Texas Ratio: 8.00%Real return: +0.20%APY minus 2.8% CPI (February 2026) Business Money Market at 3.00% APY, Citizens BankCitizens BankA+5.0 ★Texas Ratio: 5.44%Real return: +0.70%APY minus 2.8% CPI (February 2026) Citizens Private Client Money Market at 3.50% APY, Sun East Federal Credit UnionSun East Federal Credit UnionA5.0 ★Texas Ratio: 9.77%Real return: +0.50%APY minus 2.8% CPI (February 2026) Grow Business Money Market Account - New Money Only at 3.30% APY, and Artisans BankArtisans BankA+5.0 ★Texas Ratio: 5.99%Real return: -0.30%APY minus 2.8% CPI (February 2026) Business Money Market at 2.50% APY. Money market rates as of October 12, 2026 according to verified data from MonitorBankRates.
Camden has 2 local institutions in our database, with money market rates as high as 3.00% APY from Wilmington Savings Fund Society (WSFS) at 4566 S Dupont Hwy, Camden, DE 19934. Use the table below to compare all available offers, including options from institutions serving the broader Delaware area. Rates are continually updated, so we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Camden, Delaware and surrounding area. Last Updated and Verified: October 12, 2026
Compare the Best Money Market Rates Today in Camden, Delaware & the Surrounding Area
Annual Percentage Yield (APY) is effective as of October 6, 2026 on balances of $100,000 or greater and is subject to change. Other tiers and APYs that are subject to change at any time are as follows: $0.01 - $9,999.99 = 0.03%, $10,000 - $24,999.99 = 1.50%, $25,000 - $49,999.99 = 1.75%, $50,000 - $99,999.99 = 2.00% and $100,000+ = 3.00%. Fees assessed to accounts may reduce earnings. Personal Accounts only.
Balance: $100,000 - $499,999.99
Balance: $50,000 - $99,999.99
Balance: $1,000 - $49,999.99
Balance: $250,000 and over
Balance: $100,000 - $249,999.99
Balance: $1,000 - $9,999.99
Preferred rates; New money is required to qualify for preferred rates.
Preferred rates; New money required to qualify for preferred rates.
Balance: $2,500 - No Max; New money only; limited time offer; effective 09/21/2026
- Oct 4, 20263.30%▲ from 3.20%
- Sep 12, 20263.20%first recorded
Balance: $2,500 - No Max; New money only; limited time offer; effective 09/21/2026
- Sep 25, 20263.30%▲ from 3.20%
- Sep 12, 20263.20%first recorded
Balance: $250,000 & Up
Balance: $100,000 & Up
Balance: $249,999.01 - $999,999
Balance: $100,000 and above
Balance: $99,999.01 - $249,999
Balance: $50,000 to $99,999.99
Balance: $250,000+
Balance: $250,000+; Balance Method: Average Daily Balance
- Oct 9, 20261.51%▲ from 1.50%
- Oct 5, 20261.50%first recorded
Balance: $100,000 to < $250,000
Balance: $100,000 to < $250,000; Balance Method: Average Daily Balance
- Oct 9, 20261.41%▲ from 1.40%
- Oct 5, 20261.40%▼ from 1.41%
- Sep 14, 20261.41%first recorded
Balance: $25,000 & Over
- Oct 5, 20261.35%▲ from 1.26%
- Sep 14, 20261.26%first recorded
Balance: $50,000 to < $100,000
Balance: $50,000 to < $100,000; Balance Method: Average Daily Balance
Balance: $10,000 to < $50,000
Balance: $10,000 to < $50,000; Balance Method: Average Daily Balance
Balance: $1,000 to < $10,000
Balance: $1,000 to < $10,000; Balance Method: Average Daily Balance
Balance: $10,000 to $49,999.99
Balance: $500,000 - $999,999.99
Balance: $500,000 & OVER
Balance: $49,999.01 - $99,999
Balance: $75,000.00 & over
Balance: $75,000.00 and over
Balance: $250,000 and Over
Balance: $100,000 - $499,999.99
Balance: $100,000 - $499,999
Balance: $750 to $9,999.99
Balance: $50,000.00 - $74,999.99
Balance: $50,000.00-$74,999.99
Balance: $100,000 - $249,999.99
Balance: $5,000 to $24,999
- Oct 5, 20260.75%▲ from 0.50%
- Sep 14, 20260.50%first recorded
Balance: $50,000 - $99,999.99
Balance: $50,000 - $99,999
Balance: $25,000.00 - $49,999.99
Balance: $25,000.00-$49,999.99
Balance: $50,000 - $74,999.99
Balance: $25,000 - $49,999
Balance: $24,999.01 - $49,999
Term: No Term/Monthly Compounding
Term: No Term/Monthly Compounding
Balance: $5,000.00 - $24,999.99
Balance: $5,000.00-$24,999.99
Balance: $25,000 - $49,999.99
Balance: $50,000 +
Balance: $10,000 - $24,999
Balance: $9,999.01 - $24,999
Balance: $2,500 - $49,999.99
Balance: $25,000-$49,999
Balance: $0 - $9,999
Balance: $1,000 - $9,999
APY=Annual Percentage Yield.
Balance: $2,500 - $24,999.99
Balance: $10,000-$24,999
Balance: Over $100,000
Balance: $100,000.00 - $249,999.99
Balance: $50,000-$99,999
Balance: $50,000.00 - $99,999.99
Balance: Up to $999.99; Rate: 0.15%; APY: 0.15%
Balance: $25,000.00 - $49,999.99
Balance: $1,000.00 - $9,999.99
Balance: $50.00
Balance: $100,000.00 - $249,999.99
Balance: $100,000.00 - $249,999.99
Balance: $1.00 - $9,999.99
Balance: $1.00 - $9,999.99
Balance: $100,000.00 - $249,999.99
Balance: $100,000.00 - $249,999.99
Balance: $10,000
Balance: $1.00 - $9,999.99
Standard rates; New money required to qualify for preferred rates.
Balance: $0 - $2,499
Balance: $500
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Camden, DE Money Market Rate Trends
Compare local Camden, DE money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.
Delaware high-yield MMA rates rose 0.003 points over the past 7 days to 3.035% APY.
Delaware standard MMA rates fell 0.068 points over the past 7 days to 0.437% APY.
Camden, Delaware Money Market Rate Forecast, Next 12 Months
Money market rates move with Federal Reserve policy. Our model uses the current DE high-yield MMA average and a Fed funds spread to project the likely rate trajectory for 2026 to 2027.
Money market account rates are variable and move in close correlation with the Federal Reserve’s federal funds rate target. Our 12-month forecast is derived from the current DE high-yield money market average of 3.035% APY and a Fed funds spread model calibrated to the historical relationship between policy rate changes and deposit rate adjustments at banks and credit unions.
Key assumptions: the Federal Reserve holds the federal funds rate at its current level over the next 12 months, with the possibility of one 25 basis point increase; deposit rates at banks and credit unions track policy-rate changes within 60 to 90 days. High-yield money market rates tend to adjust faster than standard branch-based accounts.
Important notice: This forecast is for informational purposes only and should not be used as the sole basis for financial decisions. Rate forecasts carry significant uncertainty. The actual trajectory will depend on Federal Reserve decisions, economic conditions, and competitive dynamics among financial institutions in Camden, Delaware.
Money Market Account Earnings in Camden, Delaware
Annual interest earnings at current DE average APYs, based on the high-yield and standard money market averages tracked in our database. Balances reflect the higher minimums typical of money market accounts. Compounding assumed monthly.
| Balance | HY Money Market (3.035% APY) | Monthly Earnings | Standard MMA (0.437% APY) | Monthly Earnings |
|---|---|---|---|---|
| $10,000 | $303.47 / year | $25.29 | $43.68 / year | $3.64 |
| $25,000 | $758.68 / year | $63.22 | $109.20 / year | $9.10 |
| $50,000 | $1,517.35 / year | $126.45 | $218.40 / year | $18.20 |
| $100,000 | $3,034.70 / year | $252.89 | $436.80 / year | $36.40 |
| Earnings estimates use daily compounding. Actual earnings depend on exact rate, compounding frequency, rate tier, and daily balance maintained. Rates are variable and subject to change. Source: Camden, Delaware money market rate averages as of October 13, 2026. | ||||
About Our Camden, Delaware Money Market Rate Database
MonitorBankRates found 2 institutions with branches in Camden (1 bank, 1 credit union), plus 20 additional state-chartered and national online institutions available to Camden residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.
Current top rate: Wilmington Savings Fund Society (WSFS) offers a money market account at 3.00% APY. Use the rate table above to compare all current offers in Camden, Delaware.
How to Find the Best Money Market Rates in Camden, Delaware
What to compare when shopping for a money market account in Camden, Delaware
To find the best money market APYs in Camden, Delaware, start with credit unions and online-only banks: Camden, Delaware has 11 credit unions in our database, and they consistently offer some of the highest yields because they are member-owned nonprofits with lower overhead than traditional banks.
Always compare the APY (Annual Percentage Yield), not just the interest rate, and pay close attention to balance tiers. Many money market accounts only pay their advertised top rate above a minimum balance of $1,000 to $25,000, with lower rates (or monthly fees) below that threshold. The current DE high-yield money market average is 3.035% Use the table above to find the best available offer.
Unlike a CD, money market rates are variable. Your rate can change at any time with Federal Reserve policy. Also check check-writing and debit card limits: most MMAs allow a set number of withdrawals per month, and exceeding the limit can trigger fees. Review your account periodically to ensure your APY remains competitive.
When a Money Market Account Makes Sense
- Emergency fund with flexibility: You get savings-level yields plus limited check-writing and debit access. Camden, Delaware high-yield money market rates currently average 3.035% APY, far above a typical checking account.
- Larger balances ($10,000+): Many MMAs pay tiered rates that rise with your balance, so bigger deposits often earn more than they would in a standard savings account.
- Parking cash between investments: A high-yield money market account at Camden, Delaware institutions keeps idle cash working harder while remaining fully accessible.
- You prefer banking locally: 22 institutions in Camden, Delaware report money market rates to our database.
- You’re among Camden, Delaware’s 22.5% of residents aged 65+ for whom liquid, accessible savings complement fixed-income holdings.
- No rate lock-in risk: Unlike a CD, your rate moves up with the market if rates rise further.
Consider an Alternative If…
- You want a locked-in, guaranteed return Camden, Delaware CD rates
- You don’t need check writing and want a lower minimum Camden, Delaware savings rates
- You need daily transaction access Camden, Delaware checking rates
Camden, Delaware Financial Snapshot
Local demographics and economic context for savers . Source: U.S. Census Bureau
22.5% of residents are 65 or older, above the national average of 17.3%, making liquid, accessible money market accounts a particularly relevant option in this market; a low unemployment rate of 1.3% reflects a strong local economy with solid savings capacity. At today’s DE high-yield money market average of 3.035%, saving 10% of the local median salary ($4,164/year) would earn an additional $126 annually in interest.
Data: U.S. Census Bureau and U.S. Bureau of Labor Statistics.
Money Market Accounts vs. Other Camden, Delaware Options
How money market deposit accounts compare to other deposit products available at banks and credit unions in Camden, Delaware.
| Feature | Money Market | High-Yield Savings | Standard Savings | CD (12-Month) |
|---|---|---|---|---|
| Current DE Avg APY | 3.035% | View Savings Rates | 0.437%(Standard MMA) | View CD Rates |
| Rate Type | Variable | Variable | Variable | Fixed for term |
| FDIC / NCUA Insured | ✓ Up to $250K | ✓ Up to $250K | ✓ Up to $250K | ✓ Up to $250K |
| Withdraw Anytime | ✓ Yes | ✓ Yes | ✓ Yes | ✗ Penalty applies |
| Check Writing | ✓ Often yes | ✗ No | ✗ No | ✗ No |
| Debit / ATM Card | ✓ Often yes | Some institutions | ✗ Rarely | ✗ No |
| Typical Min Deposit | $0 to $2,500 | $0 to $100 | $25 to $100 | $500 to $1,000 |
| Rate Risk | Variable, moves with Fed policy | Variable, moves with Fed policy | Variable, moves with Fed policy | None, locked for term |
| Best For | Active savers wanting flexibility + check writing | Emergency fund, short-term goals, parking cash | Everyday saving, low-balance accounts | Locking in a rate for a defined period |
APY data reflects Camden, Delaware averages tracked in our database as of October 13, 2026. Rates are variable and may differ by institution. See individual product pages for full details.
Camden, Delaware Money Market Account Calculator
See how much a money market account can earn you. Enter your deposit, monthly contribution, and time frame, or click any current Camden, Delaware rate on the right to apply it instantly. Interest compounds monthly.
Assumes monthly compounding and a constant APY for the full period. Money market rates are variable and can change at any time, so actual earnings will differ. Estimates are for informational purposes only.
Money Market & Savings Calculators for Camden, Delaware
At DE’s top money market rate of 3.00% from Wilmington Savings Fund Society (WSFS), a $10,000 deposit earns $300 annually. Enter your balance to see your exact return.
Savings Goal CalculatorA 3-month emergency fund for the median Camden, Delaware earner is roughly $10,400. At 3.035% APY in a money market account, saving $870/month gets you there in about 12 months. Set your target and see your exact timeline.
CD vs. Liquid Deposit AccountDelaware’s high-yield money market average is 3.035% APY, variable, always accessible, and often with check-writing. A local CD may offer a higher fixed yield in exchange for locking in your deposit. Compare both side-by-side to find the better fit for your timeline.
Budget CalculatorBefore you can grow your savings, you need to know how much you can set aside each month. The median Camden, Delaware earner makes $41,640/year. Track your income vs. expenses to find your monthly surplus, then put it to work at 3.035% APY.
Retirement PlannerA $25,000 money market balance earning 3.035% APY grows to roughly $45,458 over 20 years with compounding. See how your current savings trajectory lines up with your retirement income needs.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Camden, Delaware money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Camden, Delaware directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Camden, Delaware. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in DE.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Camden, Delaware
What is a Money Market Account (MMA)?
Are Money Market accounts in Camden, Delaware safe?
How often do MMA rates change in Camden, Delaware?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Camden, Delaware?
Can I lose money in a Money Market Account?
What is the difference between a Money Market Account and a Money Market Fund?
Do I have to pay taxes on money market account interest?
Are online banks better than local banks in Camden, Delaware for money market accounts?
Best Money Market Rates in Camden, Delaware
- Wilmington Savings Fund Society (WSFS)
High-Yield Money Market: 3.00% APY - Dover Federal Credit Union
Business Money Market: 3.00% APY - Citizens Bank
Citizens Private Client Money Market: 3.50% APY - Sun East Federal Credit Union
Grow Business Money Market Account - New Money Only: 3.30% APY - Artisans Bank
Business Money Market: 2.50% APY
Camden, Delaware Rates & Resources
