MonitorBankRates
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Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Arkansas Money Market Rate Trends

Best Money Market Rates in Marked Tree, Arkansas - August 2026

Current Marked Tree, Arkansas and the surrounding area money market deposit account rates include First Service BankFirst Service BankA+5.0 ★Texas Ratio: 2.08%Real return: +1.84%APY minus 2.8% CPI (February 2026) Personal Premier Money Market Account at 4.64% APY, United Federal Credit UnionUnited Federal Credit UnionA+5.0 ★Texas Ratio: 3.13%Real return: +1.20%APY minus 2.8% CPI (February 2026) Money Market Special at 4.00% APY, Academy BankAcademy BankA+5.0 ★Texas Ratio: 5.58%Real return: +0.85%APY minus 2.8% CPI (February 2026) Premier Money Market Account at 3.65% APY, Orion Federal Credit UnionOrion Federal Credit UnionA+5.0 ★Texas Ratio: 2.33%Real return: +0.70%APY minus 2.8% CPI (February 2026) Premium Money Market at 3.50% APY, and Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.04%Real return: +0.70%APY minus 2.8% CPI (February 2026) Money Market Special at 3.50% APY. Money market rates as of August 28, 2026 according to verified data from MonitorBankRates.

Marked Tree is a smaller community with no bank or credit union branches currently in our database. 137 institutions serving the Arkansas area are available to Marked Tree residents, with money market rates as high as 4.64% APY from First Service Bank. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Marked Tree, Arkansas and surrounding area. Last Updated and Verified: August 28, 2026

Compare the Best Money Market Rates Today in Marked Tree, Arkansas & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
First Service Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Personal Premier Money Market Account
4.64%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

Balances up to $20,000.00. $5 service charge per month. (Service charge is waived when the primary owner enrolls in eStatements).

First Service Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Premier Money Market
4.64%
$100
Rate
Min Deposit$100
Min Balance
UpdatedAug 28, 2026
Details

interest on balances up to $20,0002; Fee waived with E-Statement enrollment3

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Money Market Special
4.00%
Rate3.93%
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

The special rate of up to 4.00% APY is available only on new Money Market Special accounts opened on or after 8/1/2026 and applies for the first 6 months following account opening. After 6 months, the account will automatically convert to a standard Elevate Money Market account and earn standard Elevate Money Market rates thereafter. A minimum opening balance of $15,000 is required. Members who currently have, or previously had in the last 12 months, any opened money market account at United are not eligible for this offer. Fees may reduce earnings. Rates may change after account is opened.

Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
Premier Money Market Account
3.65%
$15,000
Rate
Min Deposit$15,000
Min Balance
UpdatedAug 28, 2026
Details

Promotional rate is effective for 6 months from the opening date of a new Premier Money Market account. To receive the introductory rate, account must be opened with a minimum of $15,000 or for existing Money Market accounts, a minimum additional deposit of $15,000 is required that cannot be transferred from an existing account. Maximum deposit eligible for promotional rate is $3,000,000. The rate may change after the account is opened. Fees charged to the account could reduce the earnings on the account. If the account is closed prior to the interest payment date, no interest will be paid. The interest rate and annual percentage yield is subject to change daily. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). Interest will be compounded monthly and will be credited to the account monthly. 6 transactions per statement cycle allowed.

Orion Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
Premium Money Market
3.50%
$100,000
Rate
Min Deposit$100,000
Min Balance
UpdatedAug 28, 2026
Details

FOR BALANCES OVER $100,000. Earn dividends on balances over $100,000. No monthly service fee

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Money Market Special
3.50%
Rate3.45%
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

Intro rate APY 3.50%

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Money Market Special Intro rate
3.50%
Rate3.45%
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

$15,000+; Intro rate

First Arkansas Bank and Trust
Institution Rating:
B4.5 ★ Texas Ratio: 21.26%
Money Market Savings
3.25%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

Annual Percentage Yield (APY) accurate as of 12/17/25. Rates are variable and may change after the account is opened. A $10.00 balance requirement fee will be charged is the balance falls below $2,500 on any day of the monthly statement cycle. Fees may reduce earnings. Free initial basic Mastercard debit card. Free monthly statements. Free online banking with unlimited Bill Pay services.

Century Next Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.13%
Business Advantage Premier Money Market
3.25%
$1,000,000
Rate
Min Deposit$1,000,000
Min Balance
UpdatedAug 28, 2026
Details

Monthly Service Charge: $20 Waived with $100,000 minimum daily balance. Will not earn interest if balance falls below $100,000 and $20 monthly service charge will be imposed. Variable rate, it can increase or decrease during the life of the account. Account is allowed up to 6 transfers each month. Each additional transfer is subject to a fee of $15.

Century Next Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.13%
Premier Money Market
3.25%
$1,000,000
Rate
Min Deposit$1,000,000
Min Balance
UpdatedAug 28, 2026
Details

Waived with $100,000 minimum daily balance. Will not earn interest if balance falls below $100,000 and $20 monthly service charge will be imposed. Variable rate, it can increase or decrease during the life of the account. Account is allowed up to 6 transfers each month. Each additional transfer is subject to a fee of $15.

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
Consumer and Business High Yield Money Market
3.25%
Rate3.25%
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

Effective Date 08/13/2026

Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
Money Market Quarter Plus Account
3.13%
Rate3.35%
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
Business Money Market
3.10%
Rate3.10%
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

Century Next Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.13%
Business Advantage Premier Money Market
3.00%
$100,000
Rate
Min Deposit$100,000
Min Balance
UpdatedAug 28, 2026
Details

Monthly Service Charge: $20 Waived with $100,000 minimum daily balance. Will not earn interest if balance falls below $100,000 and $20 monthly service charge will be imposed. Variable rate, it can increase or decrease during the life of the account. Account is allowed up to 6 transfers each month. Each additional transfer is subject to a fee of $15.

Century Next Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.13%
Premier Money Market
3.00%
$100,000
Rate
Min Deposit$100,000
Min Balance
UpdatedAug 28, 2026
Details

Waived with $100,000 minimum daily balance. Will not earn interest if balance falls below $100,000 and $20 monthly service charge will be imposed. Variable rate, it can increase or decrease during the life of the account. Account is allowed up to 6 transfers each month. Each additional transfer is subject to a fee of $15.

First Service Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Personal Premier Money Market Account
3.00%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

$5 service charge per month. (Service charge is waived when the primary owner enrolls in eStatements).

First Service Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Premier Money Market
3.00%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

APY = Annual Percentage Yield. The Personal Premier Money Market is a variable tiered account. Rates are accurate as of 11-15-24 and can change at any time. Fees may reduce earnings. Offer is subject to change. $5 service charge per month. (Service charge is waived when the primary owner enrolls in eStatements).

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
Business Money Market
2.90%
Rate2.90%
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
Money Market Quarter Plus Account
2.86%
Rate3.15%
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

First Arkansas Bank and Trust
Institution Rating:
B4.5 ★ Texas Ratio: 21.26%
Money Market Savings
2.85%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

Annual Percentage Yield (APY) accurate as of 12/17/25. Rates are variable and may change after the account is opened. A $10.00 balance requirement fee will be charged is the balance falls below $2,500 on any day of the monthly statement cycle. Fees may reduce earnings. Free initial basic Mastercard debit card. Free monthly statements. Free online banking with unlimited Bill Pay services.

TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
Money Market Savings - Variable
2.80%
$2,500
Rate2.77%
Min Deposit$2,500
Min Balance
UpdatedAug 28, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
Business Money Market
2.75%
Rate2.75%
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
Money Market Quarter Plus Account
2.68%
Rate3.00%
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
Business Money Market
2.60%
Rate2.60%
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
Money Market
2.60%
Rate2.60%
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
Money Market Savings - Variable
2.60%
$2,500
Rate2.57%
Min Deposit$2,500
Min Balance
UpdatedAug 28, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Elevate Money Market
2.50%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

Earn a 2.50% APY bonus with qualifying Ultra Checking activities. Bonus rate of 2.50% APY when all of the following requirements are met: a) the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account or a Free Checking account maintained with an average monthly balance of at least $1.00; b) a combined total of at least 20 cleared signature (swipe and sign) credit transactions/non-PIN based debit card transactions on such Ultra Checking account or Free Checking account and cleared credit transactions on a U Boost, U First, or U Rewards credit card account for which the Tax Reported Owner is a cardholder are posted by 11:59 PM ET on the second to last calendar day of the dividend period; c) one direct deposit or electronic auto payment (ACH) from your Ultra Checking account or Free Checking account that is posted by 11:59 PM ET on the second to last calendar day of the dividend period; d) active enrollment in e-statements. Rates may change after account is opened. Fees may reduce earnings on the account. Consumer money market accounts only; business accounts not eligible. Subject to membership qualifications.

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
Money Market
2.35%
Rate2.35%
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

First Arkansas Bank and Trust
Institution Rating:
B4.5 ★ Texas Ratio: 21.26%
Money Market Savings
2.34%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

Annual Percentage Yield (APY) accurate as of 12/17/25. Rates are variable and may change after the account is opened. A $10.00 balance requirement fee will be charged is the balance falls below $2,500 on any day of the monthly statement cycle. Fees may reduce earnings. Free initial basic Mastercard debit card. Free monthly statements. Free online banking with unlimited Bill Pay services.

TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
Money Market Savings - Variable
2.30%
$2,500
Rate2.28%
Min Deposit$2,500
Min Balance
UpdatedAug 28, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
Premier Money Market Account
2.20%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

No monthly service charge when you maintain a minimum balance of $1,000 per monthly statement cycle. Otherwise, a monthly service charge of $10 applies.

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
Money Market
2.10%
Rate2.10%
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

Success Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
Money Market
2.02%
Rate2.00%
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

First Service Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Personal Premier Money Market Account
2.00%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

$5 service charge per month. (Service charge is waived when the primary owner enrolls in eStatements).

First Service Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Premier Money Market
2.00%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

APY = Annual Percentage Yield. The Personal Premier Money Market is a variable tiered account. Rates are accurate as of 11-15-24 and can change at any time. Fees may reduce earnings. Offer is subject to change. $5 service charge per month. (Service charge is waived when the primary owner enrolls in eStatements).

First Arkansas Bank and Trust
Institution Rating:
B4.5 ★ Texas Ratio: 21.26%
Money Market Savings
1.85%
$100
Rate
Min Deposit$100
Min Balance
UpdatedAug 28, 2026
Details

Annual Percentage Yield (APY) accurate as of 12/17/25. Rates are variable and may change after the account is opened. A $10.00 balance requirement fee will be charged is the balance falls below $2,500 on any day of the monthly statement cycle. Fees may reduce earnings. Free initial basic Mastercard debit card. Free monthly statements. Free online banking with unlimited Bill Pay services.

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
Money Market
1.75%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

Eaton Family Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.85%
Money Market Account
1.66%
Rate1.65%
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
Money Market
1.60%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

TruService Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
Money Market Savings - Variable
1.60%
$2,500
Rate1.59%
Min Deposit$2,500
Min Balance
UpdatedAug 28, 2026
Details

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
Money Market
1.55%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
Premier Money Market Account
1.50%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

No monthly service charge when you maintain a minimum balance of $1,000 per monthly statement cycle. Otherwise, a monthly service charge of $10 applies.

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
Money Market
1.50%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 5.77%
Money Market
1.45%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

Eaton Family Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.85%
Money Market Account
1.41%
Rate1.40%
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

River Town Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Super Share
1.35%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

$250,000 and up

Eaton Family Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.85%
Money Market Account
1.30%
Rate1.30%
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

Success Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
Money Market
1.26%
Rate1.25%
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
Money Market Quarter Plus Account
1.26%
Rate1.25%
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Premier Money Market
1.25%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Premier Money Market IRA
1.25%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

River Town Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Super Share
1.25%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

$100,000 - $249,999.99

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Money Market Special
1.25%
Rate1.24%
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

River Town Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Super Share
1.20%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

$50,000 - $99,999.99

Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
Premier Money Market Account
1.10%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

No monthly service charge when you maintain a minimum balance of $1,000 per monthly statement cycle. Otherwise, a monthly service charge of $10 applies.

Americas First Network Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.18%
Money Market
1.00%
Rate1.00%
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Premier Money Market
1.00%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Premier Money Market IRA
1.00%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

Century Next Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.13%
Advantage Plus Money Market
1.00%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

First Service Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Personal Premier Money Market Account
1.00%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

$5 service charge per month. (Service charge is waived when the primary owner enrolls in eStatements).

First Service Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Premier Money Market
1.00%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

APY = Annual Percentage Yield. The Personal Premier Money Market is a variable tiered account. Rates are accurate as of 11-15-24 and can change at any time. Fees may reduce earnings. Offer is subject to change. $5 service charge per month. (Service charge is waived when the primary owner enrolls in eStatements).

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Elevate Money Market
1.00%
Rate0.99%
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

Qualifications Required: Tax Reported Owner of an Ultra Checking account or a Free Checking account maintained with an average monthly balance of at least $1.00; combined total of at least 20 cleared signature (swipe and sign) credit transactions/non-PIN based debit card transactions on such Ultra Checking account or Free Checking account and cleared credit transactions on a U Boost, U First, or U Rewards credit card account for which the Tax Reported Owner is a cardholder are posted by 11:59 PM ET on the second to last calendar day of the dividend period; one direct deposit or electronic auto payment (ACH) from your Ultra Checking account or Free Checking account that is posted by 11:59 PM ET on the second to last calendar day of the dividend period; active enrollment in e-statements; Bonus rate of 3.50% APY when all of the following requirements are met: a) the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account or a Free Checking account maintained with an average monthly balance of at least $1.00; b) a combined total of at least 20 cleared signature (swipe and sign) credit transactions/non-PIN based debit card transactions on such Ultra Checking account or Free Checking account and cleared credit transactions on a U Boost, U First, or U Rewards credit card account for which the Tax Reported Owner is a cardholder are posted by 11:59 PM ET on the second to last calendar day of the dividend period; c) one direct deposit or electronic auto payment (ACH) from your Ultra Checking account or Free Checking account that is posted by 11:59 PM ET on the second to last calendar day of the dividend period; d) active enrollment in e-statements. Rates may change after account is opened. Fees may reduce earnings on the account. Consumer money market accounts only; business accounts not eligible. Subject to membership qualifications.

Eaton Family Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.85%
Money Market Account
1.00%
Rate1.00%
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Money Market Special
0.90%
Rate0.90%
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

The special rate of up to 4.00% APY is available only on new Money Market Special accounts opened on or after 8/1/2026 and applies for the first 6 months following account opening. After 6 months, the account will automatically convert to a standard Elevate Money Market account and earn standard Elevate Money Market rates thereafter. A minimum opening balance of $15,000 is required. Members who currently have, or previously had in the last 12 months, any opened money market account at United are not eligible for this offer. Fees may reduce earnings. Rates may change after account is opened.

Eaton Family Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.85%
Money Market Account
0.90%
Rate0.90%
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
Premier Money Market Account
0.85%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

No monthly service charge when you maintain a minimum balance of $1,000 per monthly statement cycle. Otherwise, a monthly service charge of $10 applies.

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Premier Money Market
0.85%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Premier Money Market IRA
0.85%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

River Town Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Super Share
0.85%
$5
Rate
Min Deposit$5
Min Balance
UpdatedAug 28, 2026
Details

up to $49,999.99

Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
Premier Money Market Account
0.75%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

No monthly service charge when you maintain a minimum balance of $1,000 per monthly statement cycle. Otherwise, a monthly service charge of $10 applies.

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
TotalView Money Market Savings
0.75%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Premier Money Market
0.75%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Premier Money Market IRA
0.75%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

Century Next Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.13%
Advantage Plus Money Market
0.75%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

Century Next Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.13%
Money Market
0.75%
$50
Rate
Min Deposit$50
Min Balance
UpdatedAug 28, 2026
Details

Waived with $5,000 minimum daily balance. Account is allowed up to 6 transfers each month. Each additional transfer is subject to a fee of $15.

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Elevate Money Market
0.75%
Rate0.75%
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

Qualifications Required: Tax Reported Owner of an Ultra Checking account or a Free Checking account maintained with an average monthly balance of at least $1.00; combined total of at least 20 cleared signature (swipe and sign) credit transactions/non-PIN based debit card transactions on such Ultra Checking account or Free Checking account and cleared credit transactions on a U Boost, U First, or U Rewards credit card account for which the Tax Reported Owner is a cardholder are posted by 11:59 PM ET on the second to last calendar day of the dividend period; one direct deposit or electronic auto payment (ACH) from your Ultra Checking account or Free Checking account that is posted by 11:59 PM ET on the second to last calendar day of the dividend period; active enrollment in e-statements; Bonus rate of 3.25% APY when all of the following requirements are met: a) the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account or a Free Checking account maintained with an average monthly balance of at least $1.00; b) a combined total of at least 20 cleared signature (swipe and sign) credit transactions/non-PIN based debit card transactions on such Ultra Checking account or Free Checking account and cleared credit transactions on a U Boost, U First, or U Rewards credit card account for which the Tax Reported Owner is a cardholder are posted by 11:59 PM ET on the second to last calendar day of the dividend period; c) one direct deposit or electronic auto payment (ACH) from your Ultra Checking account or Free Checking account that is posted by 11:59 PM ET on the second to last calendar day of the dividend period; d) active enrollment in e-statements. Rates may change after account is opened. Fees may reduce earnings on the account. Consumer money market accounts only; business accounts not eligible. Subject to membership qualifications.

Success Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
Money Market
0.75%
Rate0.75%
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

Americas First Network Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.18%
Money Market
0.70%
Rate0.70%
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

Century Next Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.13%
Business Money Market
0.65%
$50
Rate
Min Deposit$50
Min Balance
UpdatedAug 28, 2026
Details

Monthly Service Charge: $20 Waived with $10,000 minimum daily balance. Account is allowed up to 6 transfers each month. Each additional transfer is subject to a fee of $15.

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Money Market Savings
0.65%
Rate0.64%
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
Premier Money Market Account
0.60%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

No monthly service charge when you maintain a minimum balance of $1,000 per monthly statement cycle. Otherwise, a monthly service charge of $10 applies.

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
TotalView Money Market Savings
0.60%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

Americas First Network Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.18%
Money Market
0.50%
Rate0.50%
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
TotalView Money Market Savings
0.50%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Personal Money Market
0.50%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

Bank of 1889
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
Money Market
0.50%
Rate0.50%
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

Century Next Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.13%
Advantage Plus Money Market
0.50%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Elevate Money Market
0.50%
Rate0.50%
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

Qualifications Required: Tax Reported Owner of an Ultra Checking account or a Free Checking account maintained with an average monthly balance of at least $1.00; combined total of at least 20 cleared signature (swipe and sign) credit transactions/non-PIN based debit card transactions on such Ultra Checking account or Free Checking account and cleared credit transactions on a U Boost, U First, or U Rewards credit card account for which the Tax Reported Owner is a cardholder are posted by 11:59 PM ET on the second to last calendar day of the dividend period; one direct deposit or electronic auto payment (ACH) from your Ultra Checking account or Free Checking account that is posted by 11:59 PM ET on the second to last calendar day of the dividend period; active enrollment in e-statements; Bonus rate of 2.50% APY when all of the following requirements are met: a) the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account or a Free Checking account maintained with an average monthly balance of at least $1.00; b) a combined total of at least 20 cleared signature (swipe and sign) credit transactions/non-PIN based debit card transactions on such Ultra Checking account or Free Checking account and cleared credit transactions on a U Boost, U First, or U Rewards credit card account for which the Tax Reported Owner is a cardholder are posted by 11:59 PM ET on the second to last calendar day of the dividend period; c) one direct deposit or electronic auto payment (ACH) from your Ultra Checking account or Free Checking account that is posted by 11:59 PM ET on the second to last calendar day of the dividend period; d) active enrollment in e-statements. Rates may change after account is opened. Fees may reduce earnings on the account. Consumer money market accounts only; business accounts not eligible. Subject to membership qualifications.

Dillards Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.66%
Money Market Checking
0.40%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Money Market Savings
0.40%
Rate0.39%
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

Eaton Family Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 14.85%
Money Market Account
0.40%
Rate0.40%
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Personal Money Market
0.25%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Premier Money Market
0.25%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Premier Money Market IRA
0.25%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

Bank of 1889
Institution Rating:
A+5.0 ★ Texas Ratio: 5.38%
Money Market
0.25%
Rate0.25%
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

First National Bank of Eastern Arkansas
Institution Rating:
A+5.0 ★ Texas Ratio: 3.22%
Money Market Investment
0.25%
Rate0.25%
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

($0.01 - $49,999.99 / $50,000 & Above)

Century Next Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.13%
Advantage Plus Money Market
0.25%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

Fidelity Bank West Memphis, AR
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
Money Market Investor
0.25%
Rate0.25%
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
Money Market Savings
0.15%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
Premier Money Market
0.15%
Rate
Min Deposit
Min Balance
UpdatedAug 28, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Marked Tree, Arkansas and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Top Money Market Rates from Marked Tree, Arkansas Institutions

Highest verified APYs available today — updated August 28, 2026

B Top 5 Bank Rates
First Service Bank
Personal Premier Money Market Account
A+ 5.0 ★ TX: 2.08%
Min: —
4.64%
Academy Bank
Premier Money Market Account
A+ 5.0 ★ TX: 5.58%
Min: $15,000
3.65%
First Arkansas Bank and Trust
Money Market Savings
B 4.5 ★ TX: 21.26%
Min: —
3.25%
Century Next Bank
Business Advantage Premier Money Market
A+ 5.0 ★ TX: 4.13%
Min: $1,000,000
3.25%
BOK Financial
Premier Money Market
A+ 5.0 ★ TX: 3.85%
Min: —
1.25%
CU Top 5 Credit Union Rates
United Federal Credit Union
Money Market Special
A+ 5.0 ★ TX: 3.13%
Min: —
4.00%
Orion Federal Credit Union
Premium Money Market
A+ 5.0 ★ TX: 2.33%
Min: $100,000
3.50%
Baxter Credit Union
Money Market Special
A 5.0 ★ TX: 7.04%
Min: —
3.50%
Red River Employees Federal Credit Union
Consumer and Business High Yield Money Market
A+ 5.0 ★ TX: 4.81%
Min: —
3.25%
Telcoe Federal Credit Union
Money Market Quarter Plus Account
A+ 5.0 ★ TX: 0.38%
Min: —
3.13%
Rates verified August 28, 2026 — Click an institution name to view its full profile, safety ratings, and all money market products.

Marked Tree, AR Money Market Rate Trends

Compare local Marked Tree, AR money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Arkansas MMA Trends →
High-Yield MMA — AR Avg
3.418%
▼ 0.055 vs 7 days ago

Arkansas high-yield MMA rates fell 0.055 points over the past 7 days to 3.418% APY.

Standard MMA — AR Avg
0.931%
▼ 0.011 vs 7 days ago

Arkansas standard MMA rates fell 0.011 points over the past 7 days to 0.931% APY.

As of Aug 29, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Marked Tree, Arkansas Money Market Rate Forecast — Next 12 Months

Money market rates move with Federal Reserve policy. Our model uses the current AR high-yield MMA average and a Fed funds spread to project the likely rate trajectory for 2026–2027.

Current HY MMA Avg — AR
3.418%
As of Aug 29, 2026
6-Month Forecast
3.168%
~1 Fed cut assumed
12-Month Forecast
2.918%
Range: 2.668% – 3.518%

Money market account rates are variable and move in close correlation with the Federal Reserve’s federal funds rate target. Our 12-month forecast is derived from the current AR high-yield money market average of 3.418% APY and a Fed funds spread model calibrated to the historical relationship between policy rate changes and deposit rate adjustments at banks and credit unions.

Key assumptions: 1–2 Federal Reserve rate cuts of 25 basis points each over the next 12 months, based on current CME FedWatch consensus; money market institutions typically pass through 70–90% of rate cuts to deposit rates within 60–90 days. High-yield online money market rates tend to adjust faster than standard branch-based MMA rates, and jumbo-tier rates often adjust first.

Important notice: This forecast is for informational purposes only and should not be used as the sole basis for financial decisions. Rate forecasts carry significant uncertainty. The actual trajectory will depend on Federal Reserve decisions, economic conditions, and competitive dynamics among financial institutions in Marked Tree, Arkansas.

Money Market Account Earnings in Marked Tree, Arkansas

Annual interest earnings at current AR average APYs, based on the high-yield and standard money market averages tracked in our database. Balances reflect the higher minimums typical of money market accounts. Compounding assumed monthly.

Balance HY Money Market (3.418% APY) Monthly Earnings Standard MMA (0.931% APY) Monthly Earnings
$10,000 $341.77 / year $28.48 $93.13 / year $7.76
$25,000 $854.43 / year $71.20 $232.83 / year $19.40
$50,000 $1,708.85 / year $142.40 $465.65 / year $38.80
$100,000 $3,417.70 / year $284.81 $931.30 / year $77.61
Earnings estimates use daily compounding. Actual earnings depend on exact rate, compounding frequency, rate tier, and daily balance maintained. Rates are variable and subject to change. Source: Marked Tree, Arkansas money market rate averages as of August 29, 2026.
23
Institutions with Money Market Rates
Available in Marked Tree, Arkansas Area
10 Banks 13 Credit Unions

About Our Marked Tree, Arkansas Money Market Rate Database

MonitorBankRates tracks money market rate offers from 23 banks and credit unions available to Marked Tree, Arkansas residents via statewide and national offers. No branch locations physically in Marked Tree are currently in our database, but all listed offers are open to Marked Tree depositors. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.

Current top rate: First Service Bank offers a money market account at 4.64% APY. Use the rate table above to compare all current offers in Marked Tree, Arkansas.

How to Find the Best Money Market Rates in Marked Tree, Arkansas

What to compare when shopping for a money market account in Marked Tree, Arkansas

To find the best money market APYs in Marked Tree, Arkansas, start with credit unions and online-only banks — Marked Tree, Arkansas has 13 credit unions in our database, and they consistently offer some of the highest yields because they are member-owned nonprofits with lower overhead than traditional banks.

Always compare the APY (Annual Percentage Yield), not just the interest rate, and pay close attention to balance tiers — many money market accounts only pay their advertised top rate above a minimum balance of $1,000–$25,000, with lower rates (or monthly fees) below that threshold. The current AR high-yield money market average is 3.418% — but top local institutions are offering as high as 4.64%, so shopping around pays off.

Unlike a CD, money market rates are variable — your rate can change at any time with Federal Reserve policy. Also check check-writing and debit card limits: most MMAs allow a set number of withdrawals per month, and exceeding the limit can trigger fees. Review your account periodically to ensure your APY remains competitive.

When a Money Market Account Makes Sense

  • Emergency fund with flexibility: You get savings-level yields plus limited check-writing and debit access. Marked Tree, Arkansas high-yield money market rates currently average 3.418% APY — far above a typical checking account.
  • Larger balances ($10,000+): Many MMAs pay tiered rates that rise with your balance, so bigger deposits often earn more than they would in a standard savings account.
  • Parking cash between investments: A high-yield money market account at Marked Tree, Arkansas institutions keeps idle cash working harder while remaining fully accessible.
  • You prefer banking locally — 23 institutions in Marked Tree, Arkansas report money market rates to our database.
  • You’re among Marked Tree, Arkansas’s 23.6% of residents aged 65+ for whom liquid, accessible savings complement fixed-income holdings.
  • No rate lock-in risk: Unlike a CD, your rate moves up with the market if rates rise further.

Consider an Alternative If…

Marked Tree, Arkansas Financial Snapshot

Local demographics and economic context for savers — Source: U.S. Census Bureau

Population 65+
23.6%
National avg: 17.3%
Median Individual Earnings
$32,394
National avg: $47,340
Poverty Rate
27.3%
National avg: 11.1%
Unemployment Rate
7.2%
National avg: 4.8%
MMA Earnings on 10% of Salary
$111/yr
At AR HY MMA avg 3.418% APY

23.6% of residents are 65 or older — above the national average of 17.3% — making liquid, accessible money market accounts a particularly relevant option in this market; an unemployment rate of 7.2% (vs. 4.8% nationally) underscores the value of keeping liquid emergency savings. At today’s AR high-yield money market average of 3.418%, saving 10% of the local median salary ($3,239/year) would earn an additional $111 annually in interest.

Data: U.S. Census Bureau and U.S. Bureau of Labor Statistics.

Money Market Accounts vs. Other Marked Tree, Arkansas Options

How money market deposit accounts compare to other deposit products available at banks and credit unions in Marked Tree, Arkansas.

Feature Money Market High-Yield Savings Standard Savings CD (12-Month)
Current AR Avg APY 3.418% View Savings Rates 0.931%(Standard MMA) View CD Rates
Rate Type Variable Variable Variable Fixed for term
FDIC / NCUA Insured Up to $250K Up to $250K Up to $250K Up to $250K
Withdraw Anytime Yes Yes Yes Penalty applies
Check Writing Often yes No No No
Debit / ATM Card Often yes Some institutions Rarely No
Typical Min Deposit $0 – $2,500 $0 – $100 $25 – $100 $500 – $1,000
Rate Risk Rate may fall with Fed cuts Rate may fall with Fed cuts Rate may fall with Fed cuts None — locked for term
Best For Active savers wanting flexibility + check writing Emergency fund, short-term goals, parking cash Everyday saving, low-balance accounts Locking in a rate for a defined period

APY data reflects Marked Tree, Arkansas averages tracked in our database as of August 29, 2026. Rates are variable and may differ by institution. See individual product pages for full details.

Marked Tree, Arkansas Money Market Account Calculator

See how much a money market account can earn you. Enter your deposit, monthly contribution, and time frame — or click any current Marked Tree, Arkansas rate on the right to apply it instantly. Interest compounds monthly.

Interest Earned
$0
Total Contributions
$0
Ending Balance
$0

Assumes monthly compounding and a constant APY for the full period. Money market rates are variable and can change at any time, so actual earnings will differ. Estimates are for informational purposes only.

Current Marked Tree, Arkansas Money Market Rates

Verified August 28, 2026 — click a rate to use it
Rates shown are actual verified offers available in Marked Tree, Arkansas and statewide averages from our monitoring database. See the full rate table above for all offers.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Marked Tree, Arkansas money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Marked Tree, Arkansas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Marked Tree, Arkansas. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in AR.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution’s official website. Last Updated and Verified: August 28, 2026

Frequently Asked Questions about Money Market Accounts in Marked Tree, Arkansas

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Arkansas.

Are Money Market accounts in Marked Tree, Arkansas safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Arkansas up to $250,000 per depositor, per institution.

How often do MMA rates change in Marked Tree, Arkansas?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Arkansas rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Marked Tree, Arkansas?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Marked Tree, Arkansas require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Can I lose money in a Money Market Account?

No. You cannot lose your principal in a money market deposit account as long as the bank is FDIC insured or the credit union is NCUA insured, up to $250,000 per depositor. This makes MMAs different from money market mutual funds, which are investments and are not federally insured.

What is the difference between a Money Market Account and a Money Market Fund?

A Money Market Account (MMA) is a federally insured bank or credit union deposit account. A money market fund is a mutual fund investment offered by brokerages that is not FDIC or NCUA insured and can, in rare cases, lose value. The rates on this page are for insured money market deposit accounts.

Do I have to pay taxes on money market account interest?

Yes. Interest earned on money market deposit accounts is taxable income in the U.S. You will typically receive a Form 1099-INT if you earn more than $10 in interest annually.

Are online banks better than local banks in Marked Tree, Arkansas for money market accounts?

Online banks often offer higher money market APYs because they have lower overhead costs. However, local banks and credit unions in Marked Tree, Arkansas offer in-person service and may waive minimum balance requirements for existing customers, which some savers prefer.

Best Money Market Rates in Marked Tree, Arkansas

Here are some of the highest money market account APYs currently available in Marked Tree, Arkansas and the surrounding area:
  • First Service Bank
    Personal Premier Money Market Account — 4.64% APY
  • United Federal Credit Union
    Money Market Special — 4.00% APY
  • Academy Bank
    Premier Money Market Account — 3.65% APY
  • Orion Federal Credit Union
    Premium Money Market — 3.50% APY
  • Baxter Credit Union
    Money Market Special — 3.50% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Marked Tree, Arkansas. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: August 28, 2026

Marked Tree, Arkansas Rates & Resources