MonitorBankRates
☰
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Best Money Market Rates in Arkansas (AR) - May 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: May 12, 2026

Current Arkansas money market deposit account rates include First Service BankFirst Service Bank134 S Broadview St, Greenbrier, AR 72058A+5.0 ★Texas Ratio: 2.08% Personal Premier Money Market Account at 4.64% APY, United Federal Credit UnionUnited Federal Credit Union8900 Jenny Lind Rd, Fort Smith, AR 72908 8628A+5.0 ★Texas Ratio: 3.35% Money Market Special at 4.00% APY, Academy BankAcademy Bank4301 South Jb Hunt Dr Ste 140, Rogers, AR 72758A+5.0 ★Texas Ratio: 5.58% Premier Money Market at 3.65% APY, Baxter Credit UnionBaxter Credit Union1900 Highway 201 N, Mountain Home, AR 72653A5.0 ★Texas Ratio: 7.73% Money Market Special at 3.50% APY, and TruistTruist125 W Broadway, West Memphis, AR 72301A+5.0 ★Texas Ratio: 3.63% Small Business Money Market Account at 3.40% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.

Use the tables below to compare money market rates across Arkansas side-by-side. Arkansas money market rates currently reach as high as 4.64% APY from First Service Bank at 134 S Broadview St, Greenbrier, AR 72058. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Arkansas and surrounding area. Last Updated and Verified: May 12, 2026

Compare the Best Money Market Rates Today in Arkansas

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
First Service Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
134 S Broadview St, Greenbrier, AR 72058
Personal Premier Money Market Account
4.64%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Qualifying balance up to $20,000.00

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
8900 Jenny Lind Rd, Fort Smith, AR 72908 8628
Money Market Special
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

for the first six months.

Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
4301 South Jb Hunt Dr Ste 140, Rogers, AR 72758
Premier Money Market
3.65%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

introductory rate

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
8900 Jenny Lind Rd, Fort Smith, AR 72908 8628
Elevate Money Market
3.65%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
1900 Highway 201 N, Mountain Home, AR 72653
Money Market Special Intro rate
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

$15,000+

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
1900 Highway 201 N, Mountain Home, AR 72653
Money Market Special
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Truist
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
125 W Broadway, West Memphis, AR 72301
Small Business Money Market Account
3.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
1513 N Hervey St, Hope, AR 71801
Commercial Money Market
3.35%
$0
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

($2,500 Opening Balance)

First Arkansas Bank and Trust
Institution Rating:
B4.5 ★ Texas Ratio: 21.26%
600 W Main St, Jacksonville, AR 72076
Money Market Savings
3.25%
$100
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
2905 S Walton Blvd, Bentonville, AR 72712
Money Market Plus Account
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
1513 N Hervey St, Hope, AR 71801
Commercial Money Market
3.15%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

($2,500 Opening Balance)

Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
820 Louisiana St, Little Rock, AR 72201 4692
Money Market Quarter Plus Account
3.03%
$0
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
1513 N Hervey St, Hope, AR 71801
Commercial Money Market
3.00%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

($2,500 Opening Balance)

First Arkansas Bank and Trust
Institution Rating:
B4.5 ★ Texas Ratio: 21.26%
600 W Main St, Jacksonville, AR 72076
Money Market Savings
2.85%
$100
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
1513 N Hervey St, Hope, AR 71801
Commercial Money Market
2.85%
$0
View
▼
Rate2.85%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

($2,500 Opening Balance)

Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
820 Louisiana St, Little Rock, AR 72201 4692
Money Market Quarter Plus Account
2.77%
$0
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
820 Louisiana St, Little Rock, AR 72201 4692
Money Market Quarter Plus Account
2.60%
$0
View
▼
Rate2.90%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
1513 N Hervey St, Hope, AR 71801
Money Market
2.60%
$0
View
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

($2,500 Opening Balance)

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
1513 N Hervey St, Hope, AR 71801
Money Market
2.35%
$0
View
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

($2,500 Opening Balance)

First Arkansas Bank and Trust
Institution Rating:
B4.5 ★ Texas Ratio: 21.26%
600 W Main St, Jacksonville, AR 72076
Money Market Savings
2.34%
$100
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details

Electric Cooperatives Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
1 Cooperative Way, Little Rock, AR 72209
Money Market Checking
2.28%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
4301 South Jb Hunt Dr Ste 140, Rogers, AR 72758
Premier Money Market
2.20%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
1114 N Missouri St, West Memphis, AR 72301 2614
Money Market Account
2.12%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Over $100,000; ($1,000 Minimum)

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
1513 N Hervey St, Hope, AR 71801
Money Market
2.10%
$0
View
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

($2,500 Opening Balance)

First Arkansas Bank and Trust
Institution Rating:
B4.5 ★ Texas Ratio: 21.26%
600 W Main St, Jacksonville, AR 72076
Money Market Savings
1.85%
$100
View
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMay 4, 2026
Details

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
2200 Forward Dr, Harrison, AR 72601 2004
Money Market
1.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Eaton Family Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.33%
Eaton Hydraulics, Searcy, AR 72143 7408
Money Market Account
1.66%
$0
View
▼
Rate1.65%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Qualifying balance up to $100,000 or more

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
2200 Forward Dr, Harrison, AR 72601 2004
Money Market
1.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
2200 Forward Dr, Harrison, AR 72601 2004
Money Market
1.55%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
2200 Forward Dr, Harrison, AR 72601 2004
Money Market
1.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
4301 South Jb Hunt Dr Ste 140, Rogers, AR 72758
Premier Money Market
1.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
2200 Forward Dr, Harrison, AR 72601 2004
Money Market
1.45%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Eaton Family Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.33%
Eaton Hydraulics, Searcy, AR 72143 7408
Money Market Account
1.41%
$0
View
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Qualifying balance up to $99,999.99

River Town Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1001 S 21st St, FORT SMITH, AR 72901 4007
Money Market Super Share
1.35%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Qualifying balance up to $250,000

Eaton Family Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.33%
Eaton Hydraulics, Searcy, AR 72143 7408
Money Market Account
1.30%
$0
View
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Qualifying balance up to $74,999.99

Telcoe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.38%
820 Louisiana St, Little Rock, AR 72201 4692
Money Market Quarter Plus Account
1.26%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
1900 Highway 201 N, Mountain Home, AR 72653
Money Market Special
1.25%
$0
View
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

$15,000+

River Town Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1001 S 21st St, FORT SMITH, AR 72901 4007
Money Market Super Share
1.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Qualifying balance up to $249,999.99

River Town Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1001 S 21st St, FORT SMITH, AR 72901 4007
Money Market Super Share
1.20%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Qualifying balance up to $99,999.99

Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
4301 South Jb Hunt Dr Ste 140, Rogers, AR 72758
Premier Money Market
1.10%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Eaton Family Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.33%
Eaton Hydraulics, Searcy, AR 72143 7408
Money Market Account
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Qualifying balance up to $24,999.99

Eaton Family Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.33%
Eaton Hydraulics, Searcy, AR 72143 7408
Money Market Account
0.90%
$0
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Qualifying balance up to $9,999.99

Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
4301 South Jb Hunt Dr Ste 140, Rogers, AR 72758
Premier Money Market
0.85%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

River Town Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1001 S 21st St, FORT SMITH, AR 72901 4007
Money Market Super Share
0.85%
$5
View
▼
Rate—
Min Deposit$5
Min Balance—
UpdatedMay 7, 2026
Details

Qualifying balance up to $49,999.99

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
2905 S Walton Blvd, Bentonville, AR 72712
Money Market Account
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
205 E Rice St, Pocahontas, AR 72455
TotalView Money Market Savings
0.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
4301 South Jb Hunt Dr Ste 140, Rogers, AR 72758
Premier Money Market
0.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
2905 S Walton Blvd, Bentonville, AR 72712
Money Market Account
0.70%
$0
View
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
2905 S Walton Blvd, Bentonville, AR 72712
Money Market Account
0.65%
$0
View
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
2905 S Walton Blvd, Bentonville, AR 72712
Money Market Account
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
205 E Rice St, Pocahontas, AR 72455
TotalView Money Market Savings
0.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Academy Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.58%
4301 South Jb Hunt Dr Ste 140, Rogers, AR 72758
Premier Money Market
0.60%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
205 E Rice St, Pocahontas, AR 72455
TotalView Money Market Savings
0.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Eaton Family Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.33%
Eaton Hydraulics, Searcy, AR 72143 7408
Money Market Account
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Qualifying balance up to $4,999.99

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
1900 Highway 201 N, Mountain Home, AR 72653
Regular Money Market
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Fidelity Bank West Memphis, AR
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
330 W Broadway St, West Memphis, AR 72301
Money Market Investor
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

($2,500 Minimum)

First National Bank of Eastern Arkansas
Institution Rating:
A+5.0 ★ Texas Ratio: 3.22%
101 N Washington St, Forrest City, AR 72335
Money Market Investment
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Orion Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
1201 W 3rd ST, Little Rock, AR 72201 1903
Money Market Savings
0.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

UP TO 0.25% APY for Balances Over $10,000

Orion Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
1201 W 3rd ST, Little Rock, AR 72201 1903
Money Market Savings for Businesses
0.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Balances over $100,000 earn dividends

Orion Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
1201 W 3rd ST, Little Rock, AR 72201 1903
Money Market Account
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Orion Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
1201 W 3rd ST, Little Rock, AR 72201 1903
Money Market Account
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
1900 Highway 201 N, Mountain Home, AR 72653
Regular Money Market
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
205 E Rice St, Pocahontas, AR 72455
Money Market Savings
0.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
1900 Highway 201 N, Mountain Home, AR 72653
Regular Money Market
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
1900 Highway 201 N, Mountain Home, AR 72653
Regular Money Market
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
205 E Rice St, Pocahontas, AR 72455
Money Market Savings
0.10%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
1900 Highway 201 N, Mountain Home, AR 72653
IRA Money Market
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Orion Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
1201 W 3rd ST, Little Rock, AR 72201 1903
Money Market Account
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Orion Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
1201 W 3rd ST, Little Rock, AR 72201 1903
Money Market Account
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
1900 Highway 201 N, Mountain Home, AR 72653
IRA Money Market
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Arkansas and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Arkansas Money Market Rate Trends

Compare local Arkansas money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Arkansas MMA Trends →
High-Yield MMA — AR Avg
3.373%
Unchanged vs 7 days ago

Arkansas high-yield MMA rates currently average 3.373% APY.

Standard MMA — AR Avg
1.001%
Unchanged vs 7 days ago

Arkansas standard MMA rates currently average 1.001% APY.

As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Arkansas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Arkansas. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in AR.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Arkansas

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Arkansas.

Are Money Market accounts in Arkansas safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Arkansas up to $250,000 per depositor, per institution.

How often do MMA rates change in Arkansas?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Arkansas rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Arkansas?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Arkansas require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Arkansas

Here are some of the highest money market account APYs currently available in Arkansas:
  • First Service Bank
    Personal Premier Money Market Account — 4.64% APY
  • United Federal Credit Union
    Money Market Special — 4.00% APY
  • Academy Bank
    Premier Money Market — 3.65% APY
  • Baxter Credit Union
    Money Market Special — 3.50% APY
  • Truist
    Small Business Money Market Account — 3.40% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Arkansas. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026

Arkansas Rates & Resources

$
Arkansas CD Rates
$
Arkansas Savings Rates
$
Arkansas Checking Rates
$
Arkansas Mortgage Rates
$
Arkansas Auto Loan Rates
$
Arkansas Personal Loan Rates

Cities in Arkansas

  • Adona
  • Alco
  • Alexander
  • Alicia
  • Alix
  • Alleene
  • Alma
  • Almyra
  • Alpena
  • Alpine
  • Altheimer
  • Altus
  • Amagon
  • Amity
  • Antoine
  • Arkadelphia
  • Arkansas City
  • Armorel
  • Ash Flat
  • Ashdown
  • Atkins
  • Aubrey
  • Augusta
  • Austin
  • Avoca
  • Bald Knob
  • Banks
  • Barling
  • Barton
  • Bassett
  • Bates
  • Batesville
  • Bauxite
  • Bay
  • Bearden
  • Beaver
  • Bee Branch
  • Beebe
  • Beech Grove
  • Beedeville
  • Beirne
  • Bella Vista
  • Belleville
  • Ben Lomond
  • Benton
  • Bentonville
  • Bergman
  • Berryville
  • Bexar
  • Big Flat
  • Bigelow
  • Biggers
  • Birdeye
  • Biscoe
  • Bismarck
  • Black Oak
  • Black Rock
  • Blevins
  • Blue Mountain
  • Bluff City
  • Bluffton
  • Blytheville
  • Board Camp
  • Boles
  • Bonnerdale
  • Bono
  • Booneville
  • Boswell
  • Bradford
  • Bradley
  • Branch
  • Brickeys
  • Briggsville
  • Brinkley
  • Brockwell
  • Brookland
  • Bryant
  • Buckner
  • Bull Shoals
  • Burdette
  • Cabot
  • Caddo Gap
  • Caldwell
  • Cale
  • Calico Rock
  • Calion
  • Camden
  • Camp
  • Canehill
  • Caraway
  • Carlisle
  • Carthage
  • Casa
  • Cash
  • Casscoe
  • Cave City
  • Cave Springs
  • Cecil
  • Cedarville
  • Center Ridge
  • Centerton
  • Centerville
  • Charleston
  • Charlotte
  • Cherokee Village
  • Cherry Valley
  • Chester
  • Chidester
  • Choctaw
  • Clarendon
  • Clarkedale
  • Clarkridge
  • Clarksville
  • Cleveland
  • Clinton
  • Coal Hill
  • College Station
  • Colt
  • Columbus
  • Combs
  • Compton
  • Concord
  • Conway
  • Cord
  • Corning
  • Cotter
  • Cotton Plant
  • Cove
  • Coy
  • Crawfordsville
  • Crocketts Bluff
  • Crossett
  • Crumrod
  • Curtis
  • Cushman
  • Damascus
  • Danville
  • Dardanelle
  • Datto
  • De Queen
  • De Valls Bluff
  • De Witt
  • Decatur
  • Deer
  • Delaplaine
  • Delaware
  • Delight
  • Dell
  • Dennard
  • Dermott
  • Des Arc
  • Desha
  • Diamond City
  • Diaz
  • Dierks
  • Doddridge
  • Dolph
  • Donaldson
  • Dover
  • Drasco
  • Driver
  • Dumas
  • Dyer
  • Dyess
  • Earle
  • Edgemont
  • Edmondson
  • Egypt
  • El Dorado
  • El Paso
  • Elaine
  • Elizabeth
  • Elkins
  • Elm Springs
  • Emerson
  • Emmet
  • England
  • Enola
  • Ethel
  • Etowah
  • Eudora
  • Eureka Springs
  • Evansville
  • Evening Shade
  • Everton
  • Fairfield Bay
  • Farmington
  • Fayetteville
  • Fifty Six
  • Fisher
  • Flippin
  • Floral
  • Fordyce
  • Foreman
  • Forrest City
  • Fort Smith
  • Fouke
  • Fountain Hill
  • Fox
  • Franklin
  • Frenchmans Bayou
  • Friendship
  • Fulton
  • Gamaliel
  • Garfield
  • Garland City
  • Garner
  • Gassville
  • Gateway
  • Genoa
  • Gentry
  • Gepp
  • Gilbert
  • Gillett
  • Gillham
  • Gilmore
  • Glencoe
  • Glenwood
  • Goodwin
  • Goshen
  • Gosnell
  • Gould
  • Grady
  • Grannis
  • Grapevine
  • Gravelly
  • Gravette
  • Green Forest
  • Greenbrier
  • Greenland
  • Greenway
  • Greenwood
  • Gregory
  • Griffithville
  • Grubbs
  • Guion
  • Gurdon
  • Guy
  • Hackett
  • Hagarville
  • Hamburg
  • Hampton
  • Hardy
  • Harrell
  • Harriet
  • Harrisburg
  • Harrison
  • Hartford
  • Hartman
  • Harvey
  • Hasty
  • Hatfield
  • Hattieville
  • Hatton
  • Havana
  • Haynes
  • Hazen
  • Heber Springs
  • Hector
  • Helena
  • Henderson
  • Henning
  • Hensley
  • Hermitage
  • Heth
  • Hickory Plains
  • Hickory Ridge
  • Higden
  • Higginson
  • Hindsville
  • Hiwasse
  • Holly Grove
  • Hope
  • Horatio
  • Horseshoe Bend
  • Hot Springs
  • Hot Springs Village
  • Houston
  • Howell
  • Hoxie
  • Hughes
  • Humnoke
  • Humphrey
  • Hunter
  • Huntington
  • Huntsville
  • Huttig
  • Ida
  • Imboden
  • Ivan
  • Jacksonport
  • Jacksonville
  • Jasper
  • Jefferson
  • Jennie
  • Jerome
  • Jersey
  • Jerusalem
  • Jessieville
  • Johnson
  • Joiner
  • Jones Mill
  • Jonesboro
  • Judsonia
  • Junction City
  • Keiser
  • Kensett
  • Keo
  • Kingsland
  • Kingston
  • Kirby
  • Knobel
  • Knoxville
  • La Grange
  • Lafe
  • Lake City
  • Lake Village
  • Lakeview
  • Lamar
  • Lambrook
  • Laneburg
  • Langley
  • Lavaca
  • Lawson
  • Leachville
  • Lead Hill
  • Leola
  • Lepanto
  • Leslie
  • Letona
  • Lewisville
  • Lexa
  • Light
  • Lincoln
  • Little Rock
  • Lockesburg
  • Locust Grove
  • London
  • Lonoke
  • Lonsdale
  • Louann
  • Lowell
  • Luxora
  • Lynn
  • Mabelvale
  • Madison
  • Magazine
  • Magness
  • Magnolia
  • Malvern
  • Mammoth Spring
  • Manila
  • Mansfield
  • Marble Falls
  • Marcella
  • Marianna
  • Marion
  • Marked Tree
  • Marmaduke
  • Marshall
  • Marvell
  • Maumelle
  • Mayflower
  • Maynard
  • Maysville
  • McCaskill
  • McCrory
  • McDougal
  • McGehee
  • McNeil
  • McRae
  • Melbourne
  • Mellwood
  • Mena
  • Menifee
  • Midland
  • Midway
  • Mineral Springs
  • Minturn
  • Moko
  • Monette
  • Monroe
  • Monticello
  • Montrose
  • Moro
  • Morrilton
  • Morrow
  • Moscow
  • Mount Holly
  • Mount Ida
  • Mount Judea
  • Mount Pleasant
  • Mount Vernon
  • Mountain Home
  • Mountain Pine
  • Mountain View
  • Mountainburg
  • Mulberry
  • Murfreesboro
  • Nashville
  • Natural Dam
  • New Blaine
  • New Edinburg
  • Newark
  • Newhope
  • Newport
  • Norfork
  • Norman
  • Norphlet
  • North Little Rock
  • O Kean
  • Oak Grove
  • Oakland
  • Oark
  • Oden
  • Ogden
  • Oil Trough
  • Okolona
  • Ola
  • Omaha
  • Oneida
  • Onia
  • Osceola
  • Oxford
  • Ozan
  • Ozark
  • Ozone
  • Palestine
  • Pangburn
  • Paragould
  • Paris
  • Parkdale
  • Parkin
  • Parks
  • Paron
  • Parthenon
  • Patterson
  • Pea Ridge
  • Peach Orchard
  • Pearcy
  • Peel
  • Pelsor
  • Pencil Bluff
  • Perry
  • Perryville
  • Pettigrew
  • Pickens
  • Piggott
  • Pindall
  • Pine Bluff
  • Pineville
  • Plainview
  • Pleasant Grove
  • Pleasant Plains
  • Plumerville
  • Pocahontas
  • Pollard
  • Ponca
  • Poplar Grove
  • Portia
  • Portland
  • Pottsville
  • Poughkeepsie
  • Powhatan
  • Poyen
  • Prairie Grove
  • Prattsville
  • Prescott
  • Prim
  • Proctor
  • Protem
  • Pyatt
  • Quitman
  • Ratcliff
  • Ravenden
  • Ravenden Springs
  • Rector
  • Redfield
  • Reydell
  • Reyno
  • Ripley
  • Rison
  • Rivervale
  • Roe
  • Rogers
  • Roland
  • Romance
  • Rose Bud
  • Rosie
  • Rosston
  • Rover
  • Royal
  • Rudy
  • Russell
  • Russellville
  • Saffell
  • Sage
  • Saint Charles
  • Saint Francis
  • Saint Joe
  • Saint Paul
  • Salado
  • Salem
  • Saratoga
  • Scotland
  • Scott
  • Scranton
  • Searcy
  • Sedgwick
  • Sheridan
  • Sherrill
  • Sherwood
  • Shirley
  • Sidney
  • Siloam Springs
  • Sims
  • Smackover
  • Smithville
  • Snow Lake
  • Solgohachia
  • Sparkman
  • Springdale
  • Springfield
  • Stamps
  • Star City
  • State University
  • Stephens
  • Story
  • Strawberry
  • Strong
  • Sturkie
  • Stuttgart
  • Subiaco
  • Success
  • Sulphur Rock
  • Sulphur Springs
  • Summers
  • Summit
  • Sweet Home
  • Swifton
  • Taylor
  • Texarkana
  • Theodosia
  • Thida
  • Thornton
  • Tichnor
  • Tillar
  • Tilly
  • Timbo
  • Tomato
  • Tontitown
  • Traskwood
  • Trumann
  • Tucker
  • Tuckerman
  • Tumbling Shoals
  • Tupelo
  • Turner
  • Turrell
  • Twist
  • Tyronza
  • Ulm
  • Umpire
  • Uniontown
  • Urbana
  • Valley Springs
  • Van Buren
  • Vandervoort
  • Vanndale
  • Vendor
  • Village
  • Vilonia
  • Viola
  • Violet Hill
  • Wabash
  • Wabbaseka
  • Walcott
  • Waldenburg
  • Waldo
  • Waldron
  • Walnut Ridge
  • Ward
  • Warm Springs
  • Warren
  • Washington
  • Watson
  • Weiner
  • Wesley
  • West Fork
  • West Helena
  • West Memphis
  • West Point
  • West Ridge
  • Western Grove
  • Wheatley
  • Whelen Springs
  • White Hall
  • Wickes
  • Wideman
  • Widener
  • Wilburn
  • Williford
  • Willisville
  • Wilmar
  • Wilmot
  • Wilson
  • Wilton
  • Winchester
  • Winslow
  • Winthrop
  • Wiseman
  • Witter
  • Witts Springs
  • Woodson
  • Wooster
  • Wright
  • Wrightsville
  • Wynne
  • Yellville
  • Yorktown