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Best Money Market Rates in Point Lay, Alaska (AK) - May 2026

Current Point Lay, Alaska and the surrounding area money market deposit account rates include NORTHERN SKIESNORTHERN SKIESA+5.0 ★Texas Ratio: 2.27% Jumbo Money Market Shares at 1.65% APY, Spirit of Alaska Federal Credit UnionSpirit of Alaska Federal Credit UnionA+5.0 ★Texas Ratio: 1.77% Money Market Savings at 1.55% APY, MAC Federal Credit UnionMAC Federal Credit UnionA5.0 ★Texas Ratio: 9.47% Business Money Market at 1.50% APY, ADVANCIALADVANCIALA+5.0 ★Texas Ratio: 0.31% Money Market k at 1.22% APY, and First Bank Ketchikan, AKFirst Bank Ketchikan, AKA+5.0 ★Texas Ratio: 2.24% Money Market at 0.20% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.

Point Lay is a smaller community with no bank or credit union branches currently in our database. 31 institutions serving the Alaska area are available to Point Lay residents, with money market rates as high as 1.65% APY from NORTHERN SKIES. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Point Lay, Alaska and surrounding area. Last Updated and Verified: May 12, 2026

Compare the Best Money Market Rates Today in Point Lay, Alaska & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
NORTHERN SKIES
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
Jumbo Money Market Shares
1.65%
$0
Rate1.65%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

$200,000.01 and over

Spirit of Alaska Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
Money Market Savings
1.55%
$0
Rate1.54%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

MAC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.47%
Money Market Accounts
1.50%
$0
Rate1.50%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

MAC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.47%
Business Money Market
1.50%
$0
Rate1.50%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

NORTHERN SKIES
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
Jumbo Money Market Shares
1.25%
$0
Rate1.25%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

$100,000 - $200,000

ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
Money Market k
1.22%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

$100

ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
Premium Money Market
1.22%
$0
Rate1.21%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Spirit of Alaska Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
Money Market Savings
1.05%
$0
Rate1.04%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

Spirit of Alaska Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
Money Market Savings
0.80%
$0
Rate0.80%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

MAC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.47%
Money Market Accounts
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

MAC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.47%
Business Money Market
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

NORTHERN SKIES
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
Money Market Shares
0.70%
$0
Rate0.70%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

NORTHERN SKIES
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
Money Market Shares
0.65%
$0
Rate0.65%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

NORTHERN SKIES
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
Money Market Shares
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
Money Market
0.56%
$0
Rate0.56%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
Business Money Market
0.56%
$0
Rate0.56%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

MAC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.47%
Business Money Market
0.55%
$0
Rate0.55%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

MAC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.47%
Money Market Accounts
0.55%
$0
Rate0.55%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

NORTHERN SKIES
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
Money Market Shares
0.55%
$0
Rate0.55%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
Business Money Market
0.51%
$0
Rate0.51%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
Money Market
0.51%
$0
Rate0.51%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Spirit of Alaska Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
Money Market Savings
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

MAC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.47%
Money market
0.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
Business Money Market
0.46%
$0
Rate0.46%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

ADVANCIAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
Money Market
0.46%
$0
Rate0.46%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Spirit of Alaska Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
Money Market Savings
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

NORTHERN SKIES
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
Money Market Shares
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

NORTHERN SKIES
Institution Rating:
A+5.0 ★ Texas Ratio: 2.27%
Jumbo Money Market Shares
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMay 12, 2026
Details

Up to $99,999

Spirit of Alaska Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
Money Market Savings
0.25%
$2,500
Rate0.25%
Min Deposit$2,500
Min Balance
UpdatedMay 7, 2026
Details

First Bank Ketchikan, AK
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
Money Market
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

First Bank Ketchikan, AK
Institution Rating:
A+5.0 ★ Texas Ratio: 2.24%
Money Market
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Point Lay, Alaska and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Point Lay, AK Money Market Rate Trends

Compare local Point Lay, AK money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Alaska MMA Trends →
High-Yield MMA — AK Avg
3.070%
▲ 0.011 vs 7 days ago

Alaska high-yield MMA rates rose 0.011 points over the past 7 days to 3.070% APY.

Standard MMA — AK Avg
0.712%
▼ 0.003 vs 7 days ago

Alaska standard MMA rates fell 0.003 points over the past 7 days to 0.712% APY.

As of May 12, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Point Lay, Alaska directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Point Lay, Alaska. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in AK.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Point Lay, Alaska

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Alaska.

Are Money Market accounts in Point Lay, Alaska safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Alaska up to $250,000 per depositor, per institution.

How often do MMA rates change in Point Lay, Alaska?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Alaska rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Point Lay, Alaska?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Point Lay, Alaska require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Point Lay, Alaska

Here are some of the highest money market account APYs currently available in Point Lay, Alaska and the surrounding area:
  • NORTHERN SKIES
    Jumbo Money Market Shares — 1.65% APY
  • Spirit of Alaska Federal Credit Union
    Money Market Savings — 1.55% APY
  • MAC Federal Credit Union
    Business Money Market — 1.50% APY
  • ADVANCIAL
    Money Market k — 1.22% APY
  • First Bank Ketchikan, AK
    Money Market — 0.20% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Point Lay, Alaska. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026