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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Slick, OK Housing Affordability Index

Slick, Oklahoma has an MBR Housing Affordability Index score of 133.2 (Highly Affordable) as of October 30, 2026, ranking 426th most affordable of 555 scored Oklahoma cities, compared with 117.4 statewide and 97.4 nationally. On a median-priced $131,300 home with 20% down, the Oklahoma average 30-year fixed rate of 7.31% means a monthly principal and interest payment of about $721, or 44% of the city’s $19,574 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Slick is updated every night from live Oklahoma mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Slick MBR-HAI 133.2 Highly Affordable
Rank in Oklahoma 426 of 555 1 = most affordable
Oklahoma 117.4 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.31% Oklahoma lenders
Median home value $131,300 U.S. Census Bureau

Slick is 15.8 points above the Oklahoma score. Scores as of October 30, 2026. See the Oklahoma index

View Slick Mortgage Rates

See What You Can Afford in Slick, Oklahoma

Use this Slick, Oklahoma home affordability calculator to see how much house you can afford at today’s Oklahoma average 30-year mortgage rate of 7.31%. A household earning the Slick median income of $19,574, with no other debts and $26,000 down, can afford a home of about $78,688, compared with a median home value of $131,300. Buying the median priced home with 20% down takes a household income of about $37,700 once property tax and insurance are counted.

Slick median (Census)
Car, student loan, card minimums
Under 20% adds PMI
Oklahoma average, 30-year fixed
Slick median bill (Census)
Estimate; use your quote
You can afford a home up to
$78,688
Below the Slick median home value of $131,300
Loan amount$52,688
Principal & interest$362/mo
Property tax$62/mo
Home insurance$33/mo
PMI$0/mo
Total monthly payment$457/mo
Compare Slick Mortgage Rates

How much house can you afford in Slick?

Most lenders use two limits. Your housing payment, including principal, interest, property tax, homeowners insurance and any PMI, should stay under about 28% of your gross monthly income, and all of your monthly debt payments together should stay under about 36%. The calculator takes whichever limit is lower, then works backward from that payment to the most expensive home it covers at the current rate.

In Slick, property taxes run about 0.95% of a home’s value each year, based on the Census median tax bill, which counts against the same monthly budget as the mortgage. Each quarter point move in mortgage rates changes the price you can afford by roughly $1,092 for a median income household. A larger down payment, paying down other debts, or a lower rate from a local lender all raise your budget.

What It Takes to Buy in Slick

$721/mo
Principal & Interest
Median home, 20% down, 7.31%
$30,900
Income Needed
To keep principal and interest at 28% of income
$19,574
Median Household Income
Oklahoma: $65,039
6.7x
Price-to-Income Ratio
Oklahoma: 3.1x
$483/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$1,250/yr
Median Property Tax
0.95% of median value
70.0%
Owner Cost Burden
Owners spending 30%+ of income on housing
4.2%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Slick, Oklahoma. The rate is the Oklahoma average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Slick Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Slick, Oklahoma score: 133.2 (Highly Affordable), ranked 426 of 555 Oklahoma cities. monitorbankrates.com/housing-affordability-index/oklahoma/slick”