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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Coyle, OK Housing Affordability Index

Coyle, Oklahoma has an MBR Housing Affordability Index score of 840.0 (Highly Affordable) as of October 30, 2026, ranking 1st most affordable of 555 scored Oklahoma cities, compared with 117.4 statewide and 97.4 nationally. On a median-priced $23,000 home with 20% down, the Oklahoma average 30-year fixed rate of 7.31% means a monthly principal and interest payment of about $126, or 2% of the city’s $83,331 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Coyle is updated every night from live Oklahoma mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Coyle MBR-HAI 840.0 Highly Affordable
Rank in Oklahoma 1 of 555 1 = most affordable
Oklahoma 117.4 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.31% Oklahoma lenders
Median home value $23,000 U.S. Census Bureau

Coyle is 722.6 points above the Oklahoma score. Scores as of October 30, 2026. See the Oklahoma index

View Coyle Mortgage Rates

What It Takes to Buy in Coyle

$126/mo
Principal & Interest
Median home, 20% down, 7.31%
$5,400
Income Needed
To keep the payment at 28% of income
$83,331
Median Household Income
Oklahoma: $65,039
0.3x
Price-to-Income Ratio
Oklahoma: 3.1x
$150/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$650/yr
Median Property Tax
2.83% of median value
24.3%
Owner Cost Burden
Owners spending 30%+ of income on housing
14.3%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Coyle, Oklahoma. The rate is the Oklahoma average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

How Coyle Ranks in Oklahoma

Cities with similar scores
#1Coyle840.0
#2Felt782.5 #3Renfrow537.6 #4Schulter517.7
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Cite the Coyle Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Coyle, Oklahoma score: 840.0 (Highly Affordable), ranked 1 of 555 Oklahoma cities. monitorbankrates.com/housing-affordability-index/oklahoma/coyle”