MonitorBankRates
☰
New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Hemby Bridge, NC Housing Affordability Index

Hemby Bridge, North Carolina has an MBR Housing Affordability Index score of 106.5 (Near National Average) as of October 30, 2026, ranking 359th most affordable of 587 scored North Carolina cities, compared with 104.6 statewide and 97.4 nationally. On a median-priced $298,400 home with 20% down, the North Carolina average 30-year fixed rate of 7.26% means a monthly principal and interest payment of about $1,630, or 27% of the city’s $71,688 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Hemby Bridge is updated every night from live North Carolina mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Hemby Bridge MBR-HAI 106.5 Near National Average
Rank in North Carolina 359 of 587 1 = most affordable
North Carolina 104.6 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.26% North Carolina lenders
Median home value $298,400 U.S. Census Bureau

Hemby Bridge is 1.8 points above the North Carolina score. Scores as of October 30, 2026. See the North Carolina index

View Hemby Bridge Mortgage Rates

What It Takes to Buy in Hemby Bridge

$1,630/mo
Principal & Interest
Median home, 20% down, 7.26%
$69,900
Income Needed
To keep the payment at 28% of income
$71,688
Median Household Income
North Carolina: $72,388
4.2x
Price-to-Income Ratio
North Carolina: 4.0x
$1,187/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$1,652/yr
Median Property Tax
0.55% of median value
24.8%
Owner Cost Burden
Owners spending 30%+ of income on housing
33.9%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Hemby Bridge, North Carolina. The rate is the North Carolina average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

How Hemby Bridge Ranks in North Carolina

Powered byMonitorBankRates

Cite the Hemby Bridge Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Hemby Bridge, North Carolina score: 106.5 (Near National Average), ranked 359 of 587 North Carolina cities. monitorbankrates.com/housing-affordability-index/north-carolina/hemby-bridge”