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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Calypso, NC Housing Affordability Index

Calypso, North Carolina has an MBR Housing Affordability Index score of 381.0 (Highly Affordable) as of October 30, 2026, ranking 2nd most affordable of 587 scored North Carolina cities, compared with 104.6 statewide and 97.4 nationally. On a median-priced $99,200 home with 20% down, the North Carolina average 30-year fixed rate of 7.26% means a monthly principal and interest payment of about $542, or 12% of the city’s $54,688 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Calypso is updated every night from live North Carolina mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Calypso MBR-HAI 381.0 Highly Affordable
Rank in North Carolina 2 of 587 1 = most affordable
North Carolina 104.6 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.26% North Carolina lenders
Median home value $99,200 U.S. Census Bureau

Calypso is 276.4 points above the North Carolina score. Scores as of October 30, 2026. See the North Carolina index

View Calypso Mortgage Rates

What It Takes to Buy in Calypso

$542/mo
Principal & Interest
Median home, 20% down, 7.26%
$23,200
Income Needed
To keep the payment at 28% of income
$54,688
Median Household Income
North Carolina: $72,388
1.8x
Price-to-Income Ratio
North Carolina: 4.0x
$489/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$900/yr
Median Property Tax
0.91% of median value
15.2%
Owner Cost Burden
Owners spending 30%+ of income on housing
1.2%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Calypso, North Carolina. The rate is the North Carolina average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

How Calypso Ranks in North Carolina

Cities with similar scores
#1Falkland468.5
#2Calypso381.0
#3Ingold336.7 #4Hobgood260.9 #5Castalia239.1
Most affordable in North Carolina
#1Falkland468.5
#2Calypso381.0
#3Ingold336.7 #4Hobgood260.9 #5Castalia239.1
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Cite the Calypso Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Calypso, North Carolina score: 381.0 (Highly Affordable), ranked 2 of 587 North Carolina cities. monitorbankrates.com/housing-affordability-index/north-carolina/calypso”