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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Avon, NC Housing Affordability Index

Avon, North Carolina has an MBR Housing Affordability Index score of 59.0 (Significantly Less Affordable) as of October 30, 2026, ranking 587th most affordable of 587 scored North Carolina cities, compared with 104.6 statewide and 97.4 nationally. On a median-priced $400,500 home with 20% down, the North Carolina average 30-year fixed rate of 7.26% means a monthly principal and interest payment of about $2,188, or 74% of the city’s $35,365 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Avon is updated every night from live North Carolina mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Avon MBR-HAI 59.0 Significantly Less Affordable
Rank in North Carolina 587 of 587 1 = most affordable
North Carolina 104.6 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.26% North Carolina lenders
Median home value $400,500 U.S. Census Bureau

Avon is 45.7 points below the North Carolina score. Scores as of October 30, 2026. See the North Carolina index

View Avon Mortgage Rates

What It Takes to Buy in Avon

$2,188/mo
Principal & Interest
Median home, 20% down, 7.26%
$93,800
Income Needed
To keep the payment at 28% of income
$35,365
Median Household Income
North Carolina: $72,388
11.3x
Price-to-Income Ratio
North Carolina: 4.0x
$1,101/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$2,538/yr
Median Property Tax
0.63% of median value
100.0%
Owner Cost Burden
Owners spending 30%+ of income on housing
100.0%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Avon, North Carolina. The rate is the North Carolina average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

How Avon Ranks in North Carolina

Cities with similar scores
#584Edenton71.0 #585Biltmore Forest68.5 #586Boone60.9
#587Avon59.0
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Cite the Avon Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Avon, North Carolina score: 59.0 (Significantly Less Affordable), ranked 587 of 587 North Carolina cities. monitorbankrates.com/housing-affordability-index/north-carolina/avon”