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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Granite Quarry, NC Housing Affordability Index

Granite Quarry, North Carolina has an MBR Housing Affordability Index score of 104.0 (Near National Average) as of October 30, 2026, ranking 388th most affordable of 587 scored North Carolina cities, compared with 104.6 statewide and 97.4 nationally. On a median-priced $257,300 home with 20% down, the North Carolina average 30-year fixed rate of 7.26% means a monthly principal and interest payment of about $1,406, or 29% of the city’s $57,981 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Granite Quarry is updated every night from live North Carolina mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Granite Quarry MBR-HAI 104.0 Near National Average
Rank in North Carolina 388 of 587 1 = most affordable
North Carolina 104.6 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.26% North Carolina lenders
Median home value $257,300 U.S. Census Bureau

Granite Quarry is 0.6 points below the North Carolina score. Scores as of October 30, 2026. See the North Carolina index

View Granite Quarry Mortgage Rates

What It Takes to Buy in Granite Quarry

$1,406/mo
Principal & Interest
Median home, 20% down, 7.26%
$60,200
Income Needed
To keep the payment at 28% of income
$57,981
Median Household Income
North Carolina: $72,388
4.4x
Price-to-Income Ratio
North Carolina: 4.0x
$859/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$1,775/yr
Median Property Tax
0.69% of median value
27.3%
Owner Cost Burden
Owners spending 30%+ of income on housing
32.1%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Granite Quarry, North Carolina. The rate is the North Carolina average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

How Granite Quarry Ranks in North Carolina

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Cite the Granite Quarry Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Granite Quarry, North Carolina score: 104.0 (Near National Average), ranked 388 of 587 North Carolina cities. monitorbankrates.com/housing-affordability-index/north-carolina/granite-quarry”