MonitorBankRates
☰
New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Salisbury Mills, NY Housing Affordability Index

Salisbury Mills, New York has an MBR Housing Affordability Index score of 104.6 (Near National Average) as of October 30, 2026, ranking 512th most affordable of 922 scored New York cities, compared with 80.2 statewide and 97.4 nationally. On a median-priced $471,400 home with 20% down, the New York average 30-year fixed rate of 7.27% means a monthly principal and interest payment of about $2,577, or 22% of the city’s $142,426 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Salisbury Mills is updated every night from live New York mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Salisbury Mills MBR-HAI 104.6 Near National Average
Rank in New York 512 of 922 1 = most affordable
New York 80.2 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.27% New York lenders
Median home value $471,400 U.S. Census Bureau

Salisbury Mills is 24.4 points above the New York score. Scores as of October 30, 2026. See the New York index

View Salisbury Mills Mortgage Rates

What It Takes to Buy in Salisbury Mills

$2,577/mo
Principal & Interest
Median home, 20% down, 7.27%
$110,500
Income Needed
To keep the payment at 28% of income
$142,426
Median Household Income
New York: $85,974
3.3x
Price-to-Income Ratio
New York: 4.9x
$1,768/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$6,954/yr
Median Property Tax
New York figure
39.7%
Owner Cost Burden
Owners spending 30%+ of income on housing
39.1%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Salisbury Mills, New York. The rate is the New York average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Salisbury Mills Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Salisbury Mills, New York score: 104.6 (Near National Average), ranked 512 of 922 New York cities. monitorbankrates.com/housing-affordability-index/new-york/salisbury-mills”