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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Kaser, NY Housing Affordability Index

Kaser, New York has an MBR Housing Affordability Index score of 35.5 (Least Affordable) as of October 30, 2026, ranking 922nd most affordable of 922 scored New York cities, compared with 80.2 statewide and 97.4 nationally. On a median-priced $877,000 home with 20% down, the New York average 30-year fixed rate of 7.27% means a monthly principal and interest payment of about $4,795, or 214% of the city’s $26,848 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Kaser is updated every night from live New York mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Kaser MBR-HAI 35.5 Least Affordable
Rank in New York 922 of 922 1 = most affordable
New York 80.2 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.27% New York lenders
Median home value $877,000 U.S. Census Bureau

Kaser is 44.6 points below the New York score. Scores as of October 30, 2026. See the New York index

View Kaser Mortgage Rates

What It Takes to Buy in Kaser

$4,795/mo
Principal & Interest
Median home, 20% down, 7.27%
$205,500
Income Needed
To keep the payment at 28% of income
$26,848
Median Household Income
New York: $85,974
32.7x
Price-to-Income Ratio
New York: 4.9x
$3,967/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$9,356/yr
Median Property Tax
1.07% of median value
90.7%
Owner Cost Burden
Owners spending 30%+ of income on housing
66.2%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Kaser, New York. The rate is the New York average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

How Kaser Ranks in New York

Cities with similar scores
#919Bloomingburg44.1 #920Monsey41.7 #921New Square40.5
#922Kaser35.5
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Cite the Kaser Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Kaser, New York score: 35.5 (Least Affordable), ranked 922 of 922 New York cities. monitorbankrates.com/housing-affordability-index/new-york/kaser”