MonitorBankRates
☰
New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Pleasant Dale, NE Housing Affordability Index

Pleasant Dale, Nebraska has an MBR Housing Affordability Index score of 105.1 (Near National Average) as of October 30, 2026, ranking 436th most affordable of 456 scored Nebraska cities, compared with 106.6 statewide and 97.4 nationally. On a median-priced $177,800 home with 20% down, the Nebraska average 30-year fixed rate of 7.26% means a monthly principal and interest payment of about $971, or 18% of the city’s $64,250 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Pleasant Dale is updated every night from live Nebraska mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Pleasant Dale MBR-HAI 105.1 Near National Average
Rank in Nebraska 436 of 456 1 = most affordable
Nebraska 106.6 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.26% Nebraska lenders
Median home value $177,800 U.S. Census Bureau

Pleasant Dale is 1.5 points below the Nebraska score. Scores as of October 30, 2026. See the Nebraska index

View Pleasant Dale Mortgage Rates

What It Takes to Buy in Pleasant Dale

$971/mo
Principal & Interest
Median home, 20% down, 7.26%
$41,600
Income Needed
To keep the payment at 28% of income
$64,250
Median Household Income
Nebraska: $76,475
2.8x
Price-to-Income Ratio
Nebraska: 3.1x
$1,429/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$4,037/yr
Median Property Tax
2.27% of median value
56.7%
Owner Cost Burden
Owners spending 30%+ of income on housing
42.4%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Pleasant Dale, Nebraska. The rate is the Nebraska average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Pleasant Dale Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Pleasant Dale, Nebraska score: 105.1 (Near National Average), ranked 436 of 456 Nebraska cities. monitorbankrates.com/housing-affordability-index/nebraska/pleasant-dale”