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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Brewster, NE Housing Affordability Index

Brewster, Nebraska has an MBR Housing Affordability Index score of 59.6 (Significantly Less Affordable) as of October 30, 2026, ranking 455th most affordable of 456 scored Nebraska cities, compared with 106.6 statewide and 97.4 nationally. On a median-priced $188,300 home with 20% down, the Nebraska average 30-year fixed rate of 7.26% means a monthly principal and interest payment of about $1,028, or 47% of the city’s $26,094 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Brewster is updated every night from live Nebraska mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Brewster MBR-HAI 59.6 Significantly Less Affordable
Rank in Nebraska 455 of 456 1 = most affordable
Nebraska 106.6 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.26% Nebraska lenders
Median home value $188,300 U.S. Census Bureau

Brewster is 46.9 points below the Nebraska score. Scores as of October 30, 2026. See the Nebraska index

View Brewster Mortgage Rates

What It Takes to Buy in Brewster

$1,028/mo
Principal & Interest
Median home, 20% down, 7.26%
$44,100
Income Needed
To keep the payment at 28% of income
$26,094
Median Household Income
Nebraska: $76,475
7.2x
Price-to-Income Ratio
Nebraska: 3.1x
$1,703/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$3,271/yr
Median Property Tax
Nebraska figure
100.0%
Owner Cost Burden
Owners spending 30%+ of income on housing
43.5%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Brewster, Nebraska. The rate is the Nebraska average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

How Brewster Ranks in Nebraska

Cities with similar scores
#452Denton89.0 #453Deweese84.2 #454Valley81.1
#455Brewster59.6
#456Walton49.8
Least affordable in Nebraska
#452Denton89.0 #453Deweese84.2 #454Valley81.1
#455Brewster59.6
#456Walton49.8
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Cite the Brewster Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Brewster, Nebraska score: 59.6 (Significantly Less Affordable), ranked 455 of 456 Nebraska cities. monitorbankrates.com/housing-affordability-index/nebraska/brewster”