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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Holdrege, NE Housing Affordability Index

Holdrege, Nebraska has an MBR Housing Affordability Index score of 104.6 (Near National Average) as of October 30, 2026, ranking 439th most affordable of 456 scored Nebraska cities, compared with 106.6 statewide and 97.4 nationally. On a median-priced $198,900 home with 20% down, the Nebraska average 30-year fixed rate of 7.26% means a monthly principal and interest payment of about $1,086, or 23% of the city’s $55,789 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Holdrege is updated every night from live Nebraska mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Holdrege MBR-HAI 104.6 Near National Average
Rank in Nebraska 439 of 456 1 = most affordable
Nebraska 106.6 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.26% Nebraska lenders
Median home value $198,900 U.S. Census Bureau

Holdrege is 1.9 points below the Nebraska score. Scores as of October 30, 2026. See the Nebraska index

View Holdrege Mortgage Rates

What It Takes to Buy in Holdrege

$1,086/mo
Principal & Interest
Median home, 20% down, 7.26%
$46,500
Income Needed
To keep the payment at 28% of income
$55,789
Median Household Income
Nebraska: $76,475
3.6x
Price-to-Income Ratio
Nebraska: 3.1x
$864/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$2,462/yr
Median Property Tax
1.24% of median value
16.9%
Owner Cost Burden
Owners spending 30%+ of income on housing
44.0%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Holdrege, Nebraska. The rate is the Nebraska average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Holdrege Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Holdrege, Nebraska score: 104.6 (Near National Average), ranked 439 of 456 Nebraska cities. monitorbankrates.com/housing-affordability-index/nebraska/holdrege”