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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Sibley, LA Housing Affordability Index

Sibley, Louisiana has an MBR Housing Affordability Index score of 141.8 (Highly Affordable) as of October 30, 2026, ranking 193rd most affordable of 331 scored Louisiana cities, compared with 125.1 statewide and 97.4 nationally. On a median-priced $148,200 home with 20% down, the Louisiana average 30-year fixed rate of 7.19% means a monthly principal and interest payment of about $804, or 23% of the city’s $42,061 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Sibley is updated every night from live Louisiana mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Sibley MBR-HAI 141.8 Highly Affordable
Rank in Louisiana 193 of 331 1 = most affordable
Louisiana 125.1 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.19% Louisiana lenders
Median home value $148,200 U.S. Census Bureau

Sibley is 16.7 points above the Louisiana score. Scores as of October 30, 2026. See the Louisiana index

View Sibley Mortgage Rates

What It Takes to Buy in Sibley

$804/mo
Principal & Interest
Median home, 20% down, 7.19%
$34,500
Income Needed
To keep the payment at 28% of income
$42,061
Median Household Income
Louisiana: $60,756
3.5x
Price-to-Income Ratio
Louisiana: 3.6x
$854/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$578/yr
Median Property Tax
0.39% of median value
49.1%
Owner Cost Burden
Owners spending 30%+ of income on housing
54.5%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Sibley, Louisiana. The rate is the Louisiana average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Sibley Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Sibley, Louisiana score: 141.8 (Highly Affordable), ranked 193 of 331 Louisiana cities. monitorbankrates.com/housing-affordability-index/louisiana/sibley”