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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Longville, LA Housing Affordability Index

Longville, Louisiana has an MBR Housing Affordability Index score of 79.4 (Moderately Less Affordable) as of October 30, 2026, ranking 331st most affordable of 331 scored Louisiana cities, compared with 125.1 statewide and 97.4 nationally. On a median-priced $422,800 home with 20% down, the Louisiana average 30-year fixed rate of 7.19% means a monthly principal and interest payment of about $2,294, or 68% of the city’s $40,272 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Longville is updated every night from live Louisiana mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Longville MBR-HAI 79.4 Moderately Less Affordable
Rank in Louisiana 331 of 331 1 = most affordable
Louisiana 125.1 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.19% Louisiana lenders
Median home value $422,800 U.S. Census Bureau

Longville is 45.8 points below the Louisiana score. Scores as of October 30, 2026. See the Louisiana index

View Longville Mortgage Rates

What It Takes to Buy in Longville

$2,294/mo
Principal & Interest
Median home, 20% down, 7.19%
$98,300
Income Needed
To keep the payment at 28% of income
$40,272
Median Household Income
Louisiana: $60,756
10.5x
Price-to-Income Ratio
Louisiana: 3.6x
$1,057/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$3,025/yr
Median Property Tax
0.72% of median value
8.7%
Owner Cost Burden
Owners spending 30%+ of income on housing
100.0%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Longville, Louisiana. The rate is the Louisiana average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

How Longville Ranks in Louisiana

Cities with similar scores
Least affordable in Louisiana

Cite the Longville Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Longville, Louisiana score: 79.4 (Moderately Less Affordable), ranked 331 of 331 Louisiana cities. monitorbankrates.com/housing-affordability-index/louisiana/longville”