Louisiana Housing Affordability Index

Daily affordability score for Louisiana compared to the national average — updated every night using live mortgage rates and U.S. Census Bureau income and home value data.

Live Score

Louisiana

125.3

Highly Affordable

MBR-HAI • April 10, 2026

National Average

100.6

Near National Average

MBR-HAI • April 10, 2026

National Rank #6 of 51 states

vs. National Average +24.7 points

30-yr Rate Used 6.277%

Median Home Value $216,500

Median Household Income $60,756

View all state rankings →

Louisiana Affordability Ranking

#6 of 51 states — April 10, 2026 Top 20% most affordable

Most Affordable Least Affordable

More affordable than: 45 of 51 states (88%)

Less affordable than: 5 of 51 states (10%)

MBR-HAI Score: 125.3 vs. national 100.6 (+24.7 points)

Nearby States

↑ 3 more affordable states above

#4 IA 129.6

#5 MS 126.3

#6 Louisiana ◀ 125.3

#7 IN 124.4

#8 KS 123.0

↓ 43 less affordable states below

Top 5 Most Affordable

#1 WV 139.9

#2 AR 131.2

#3 AL 129.8

#4 IA 129.6

#5 MS 126.3

Bottom 5 Least Affordable

#47 RI 90.6

#48 NY 89.3

#49 OR 89.2

#50 MA 87.2

#51 CA 81.5

View full 51-state rankings →

Louisiana MBR-HAI — 90-Day Trend

Louisiana

National Average

Dashed line = national average. Amber dashed line = 100 baseline. Score updates each morning after the nightly rate aggregation run.

Key Affordability Factors — Louisiana

$216,500

Median Home Value

U.S. median: varies by state

$60,756

Median Household Income

U.S. median: $80,734

3.6x

Price-to-Income Ratio

Home value ÷ income

$949/mo

Median Owner Costs

18.7% of income annually

$1,098/yr

Median Property Tax

0.51% effective rate

70.8%

Homeownership Rate

U.S. average: 65.7%

27.8%

Owner Cost Burden

% spending 30%+ of income on housing

6.277%

30-yr Mortgage Rate

State average • April 10, 2026

Source: U.S. Census Bureau ACS 5-Year Estimates (2024), CPS/HVS Q4 2025. Mortgage rate from MBR live rate database.

How Louisiana Ranks Among All States

#6

of 51 states

Least Affordable Most Affordable

Louisiana is more affordable than 90% of U.S. states — Highly Affordable

125.3

MBR-HAI Score

Rank	State	MBR-HAI Score	Affordability
▲ See top 2 states →
3	Alabama	129.8	Highly Affordable
4	Iowa	129.6	Highly Affordable
5	Mississippi	126.3	Highly Affordable
6	Louisiana You are here	125.3	Highly Affordable
7	Indiana	124.4	Highly Affordable
8	Kansas	123.0	Highly Affordable
9	Kentucky	119.6	More Affordable Than Avg
▼ See all 51 state rankings →

Showing states ranked near Louisiana — April 10, 2026 • View complete national rankings →

Download Louisiana HAI Data

Louisiana History (CSV)

Daily score vs. national • all dates

                    date,state,hai_score,national_score,rate_used

                    2026-04-10,LA,125.3,100.6,6.277                

Download LA History (CSV)

All 51 States (CSV)

Compare Louisiana to every state

Daily scores for all 51 states — filter by state or date in Excel or Google Sheets.

All States (CSV)

Explore Further

National MBR-HAI Rankings

See how Louisiana ranks among all 51 states and the national average.

HAI Methodology

How the 10-component formula is computed, data sources, and score interpretation.

Louisiana Mortgage Rates

Live 30-year and 15-year rates from banks and credit unions in Louisiana.