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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Lockport, LA Housing Affordability Index

Lockport, Louisiana has an MBR Housing Affordability Index score of 150.5 (Highly Affordable) as of October 30, 2026, ranking 166th most affordable of 331 scored Louisiana cities, compared with 125.1 statewide and 97.4 nationally. On a median-priced $160,800 home with 20% down, the Louisiana average 30-year fixed rate of 7.19% means a monthly principal and interest payment of about $872, or 17% of the city’s $60,398 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Lockport is updated every night from live Louisiana mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Lockport MBR-HAI 150.5 Highly Affordable
Rank in Louisiana 166 of 331 1 = most affordable
Louisiana 125.1 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.19% Louisiana lenders
Median home value $160,800 U.S. Census Bureau

Lockport is 25.4 points above the Louisiana score. Scores as of October 30, 2026. See the Louisiana index

View Lockport Mortgage Rates

What It Takes to Buy in Lockport

$872/mo
Principal & Interest
Median home, 20% down, 7.19%
$37,400
Income Needed
To keep the payment at 28% of income
$60,398
Median Household Income
Louisiana: $60,756
2.7x
Price-to-Income Ratio
Louisiana: 3.6x
$567/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$1,098/yr
Median Property Tax
Louisiana figure
23.0%
Owner Cost Burden
Owners spending 30%+ of income on housing
66.4%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Lockport, Louisiana. The rate is the Louisiana average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Lockport Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Lockport, Louisiana score: 150.5 (Highly Affordable), ranked 166 of 331 Louisiana cities. monitorbankrates.com/housing-affordability-index/louisiana/lockport”