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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Larose, LA Housing Affordability Index

Larose, Louisiana has an MBR Housing Affordability Index score of 185.8 (Highly Affordable) as of October 30, 2026, ranking 75th most affordable of 331 scored Louisiana cities, compared with 125.1 statewide and 97.4 nationally. On a median-priced $176,300 home with 20% down, the Louisiana average 30-year fixed rate of 7.19% means a monthly principal and interest payment of about $957, or 14% of the city’s $80,577 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Larose is updated every night from live Louisiana mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Larose MBR-HAI 185.8 Highly Affordable
Rank in Louisiana 75 of 331 1 = most affordable
Louisiana 125.1 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.19% Louisiana lenders
Median home value $176,300 U.S. Census Bureau

Larose is 60.7 points above the Louisiana score. Scores as of October 30, 2026. See the Louisiana index

View Larose Mortgage Rates

What It Takes to Buy in Larose

$957/mo
Principal & Interest
Median home, 20% down, 7.19%
$41,000
Income Needed
To keep the payment at 28% of income
$80,577
Median Household Income
Louisiana: $60,756
2.2x
Price-to-Income Ratio
Louisiana: 3.6x
$675/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$842/yr
Median Property Tax
0.48% of median value
19.7%
Owner Cost Burden
Owners spending 30%+ of income on housing
18.1%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Larose, Louisiana. The rate is the Louisiana average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Larose Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Larose, Louisiana score: 185.8 (Highly Affordable), ranked 75 of 331 Louisiana cities. monitorbankrates.com/housing-affordability-index/louisiana/larose”