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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Center Point, LA Housing Affordability Index

Center Point, Louisiana has an MBR Housing Affordability Index score of 94.6 (Near National Average) as of October 30, 2026, ranking 323rd most affordable of 331 scored Louisiana cities, compared with 125.1 statewide and 97.4 nationally. On a median-priced $184,200 home with 20% down, the Louisiana average 30-year fixed rate of 7.19% means a monthly principal and interest payment of about $999, or 82% of the city’s $14,655 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Center Point is updated every night from live Louisiana mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Center Point MBR-HAI 94.6 Near National Average
Rank in Louisiana 323 of 331 1 = most affordable
Louisiana 125.1 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.19% Louisiana lenders
Median home value $184,200 U.S. Census Bureau

Center Point is 30.5 points below the Louisiana score. Scores as of October 30, 2026. See the Louisiana index

View Center Point Mortgage Rates

What It Takes to Buy in Center Point

$999/mo
Principal & Interest
Median home, 20% down, 7.19%
$42,800
Income Needed
To keep the payment at 28% of income
$14,655
Median Household Income
Louisiana: $60,756
12.6x
Price-to-Income Ratio
Louisiana: 3.6x
$150/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$1,098/yr
Median Property Tax
Louisiana figure
40.0%
Owner Cost Burden
Owners spending 30%+ of income on housing
47.2%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Center Point, Louisiana. The rate is the Louisiana average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the Center Point Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Center Point, Louisiana score: 94.6 (Near National Average), ranked 323 of 331 Louisiana cities. monitorbankrates.com/housing-affordability-index/louisiana/center-point”