Best Banks & Checking Accounts in Port Townsend, Washington - March 2026
Brian McKay
Brian McKay
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The best checking rates for Port Townsend, Washington include Peninsula Community Federal Credit UnionPeninsula Community Federal Credit Union1250 W Sims Way, Port Townsend, WA 98368A+5.0 ★Texas Ratio: 4.70% Vista Premier Checking Account at 4.00% APY, 1st Security Bank of Washington1st Security Bank of Washington734 Water St, Port Townsend, WA 98368A+5.0 ★Texas Ratio: 2.12% 1st Platinum Checking at 0.05% APY, Kitsap BankKitsap Bank2313 E Sims Way, Port Townsend, WA 98368A+5.0 ★Texas Ratio: 0.52% Legends Checking at 0.02% APY, First Fed BankFirst Fed Bank1321 W Sims Way, Port Townsend, WA 98368A+5.0 ★Texas Ratio: 1.40% Cascade Checking at 0.02% APY, and Harborstone Credit UnionHarborstone Credit Union9611 Gravelly Lake Dr Sw, Lakewood, WA 98499 1510A5.0 ★Texas Ratio: 7.16% PNW Premier Checking at 7.00% APY.
Looking for the best checking accounts in Port Townsend, Washington? You have two main choices: convenient local branches or high-yield online accounts.
The tables below compare the top rates available to residents of Port Townsend, Washington, featuring both local banks and credit unions near you.
Checking account rates reflect recent market quotes and representative offers available to depositors in Port Townsend, Washington. Checking Account Rates Last Updated and Verified: March 21, 2026
Port Townsend, WA Checking Rate Trends
Compare local Port Townsend, WA checking rate quotes against the statewide average
Weekly checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Washington high-yield checking rates rose 0.683 points this week to 0.820% APY, up from 0.138% last week.
Washington rewards checking rates rose 1.553 points this week to 2.997% APY, up from 1.444% last week.
Compare Checking Account Rates Today in Port Townsend, Washington & the Surrounding Area
Port Townsend, WA 98368
Qualifications Required; Qualifying balance up to $10,000.00
Port Townsend, WA 98368
Qualifying balance up to $10,000.00; Qualifications Required
Port Townsend, WA 98368
$50,000-$99,999.99
Port Townsend, WA 98368
No additional details provided.
Port Townsend, WA 98368
No additional details provided.
Port Townsend, WA 98368
No additional details provided.
Port Townsend, WA 98368
No additional details provided.
Port Townsend, WA 98368
$2,500-$4,999.99
Port Townsend, WA 98368
Qualifying balance up to $1,000.00
Lakewood, WA 98499 1510
Qualifications Required; Qualifying balance up to $4,000.00
Seattle, WA 98104
Qualifications Required; Qualifying balance up to $4,000.00
Vancouver, WA 98683 9510
Qualifications Required; Qualifying balance up to $14,999.99
Vancouver, WA 98660 2918
Qualifying balance up to $25,000.00
Seattle, WA 98101
Qualifying balance up to $200 in debit card purchases
Seattle, WA 98101
Qualifying balance up to $500.00
Seattle, WA 98101
Qualifying balance up to $500.00
Aberdeen, WA 98520 6130
Qualifications Required; Qualifying balance up to $10,000.00
North Bend, WA 98045
Qualifying balance up to $5000.00
Longview, WA 98632 2459
Qualifications Required; Qualifying balance up to $20,000.00
Longview, WA 98632
Qualifying balance up to $30,000.00
Port Townsend, WA 98368
Qualifications Required; Qualifying balance up to $10,000.00
Port Townsend, WA 98368
Qualifying balance up to $10,000.00; Qualifications Required
Port Townsend, WA 98368
$50,000-$99,999.99
Port Townsend, WA 98368
$2,500-$4,999.99
Seattle, WA 98104
Qualifications Required; Qualifying balance up to $4,000.00
Lakewood, WA 98499 1510
Qualifications Required; Qualifying balance up to $4,000.00
Vancouver, WA 98683 9510
Qualifications Required; Qualifying balance up to $14,999.99
Aberdeen, WA 98520 6130
Qualifications Required; Qualifying balance up to $10,000.00
Vancouver, WA 98660 2918
Qualifying balance up to $25,000.00
Seattle, WA 98101
Qualifying balance up to $500.00
Seattle, WA 98101
Qualifying balance up to $500.00
Seattle, WA 98101
Qualifying balance up to $200 in debit card purchases
North Bend, WA 98045
Qualifying balance up to $5000.00
Longview, WA 98632 2459
Qualifications Required; Qualifying balance up to $20,000.00
Longview, WA 98632
Qualifying balance up to $30,000.00
Bellevue, WA 98004 6420
Qualifying balance up to $500.00
Tacoma, WA 98446
No additional details provided.
Seattle, WA 98101
Qualifications Required; Qualifying balance up to $25,000.00
Seattle, WA 98101
Qualifying balance up to $25,000.00
Lacey, WA 98516
No additional details provided.
Seattle, WA 98101
Qualifying balance up to $200 in debit card purchases
North Bend, WA 98045
Qualifying balance up to $5000.00
Bellevue, WA 98004 6420
Qualifying balance up to $500.00
Seattle, WA 98101
Qualifying balance up to $25,000.00
Seattle, WA 98101
Qualifications Required; Qualifying balance up to $25,000.00
Vancouver, WA 98660 1338
Qualifying balance up to $10,000.00
North Bend, WA 98045
Qualifying balance up to $5000.00
Redmond, WA 98052
Qualifying balance up to $15,000.00
Lakewood, WA 98499 1510
Qualifications Required: one direct deposit or one ACH withdrawal; Qualifying balance up to $3,000.00; Earning 1% cash back means you receive 1 cent back for every $1 you spend, so if you spend $100, you will get $1 in cash back.
Everett, WA 98203
Qualifying balance up to $9,999.99
Spokane, WA 99202 3624
No additional details provided.
Port Townsend, WA 98368
Qualifying balance up to $10,000.00; Qualifications Required
Seattle, WA 98101
Qualifying balance up to $200 in debit card purchases
Seattle, WA 98101
Qualifying balance up to $25,000.00
Lacey, WA 98516
No additional details provided.
Lakewood, WA 98499 1510
Qualifications Required: one direct deposit or one ACH withdrawal; Qualifying balance up to $3,000.00; Earning 1% cash back means you receive 1 cent back for every $1 you spend, so if you spend $100, you will get $1 in cash back.
Lacey, WA 98516
No additional details provided.
Lacey, WA 98516
No additional details provided.
Bellevue, WA 98004 6420
No additional details provided.
Lynnwood, WA 98037
No additional details provided.
Vancouver, WA 98663
No additional details provided.
Everett, WA 98201
No additional details provided.
Spokane Valley, WA 99216
No additional details provided.
Spokane Valley, WA 99212 2444
No additional details provided.
Olympia, WA 98501
No additional details provided.
Kent, WA 98032 4009
No additional details provided.
Seattle, WA 98101
Qualifying balance up to $500.00
Seattle, WA 98101
Qualifying balance up to $500.00
North Bend, WA 98045
Qualifying balance up to $5000.00
Lynnwood, WA 98037
No additional details provided.
Seattle, WA 98125
Account limited to those under 18 years of age.
Seattle, WA 98104
No additional details provided.
Everett, WA 98201
No additional details provided.
Lakewood, WA 98499 1510
No additional details provided.
Port Townsend, WA 98368
No additional details provided.
Seattle, WA 98101
No additional details provided.
Seattle, WA 98125
No additional details provided.
Seattle, WA 98101
No additional details provided.
Seattle, WA 98101
No additional details provided.
Seattle, WA 98101
No additional details provided.
Seattle, WA 98101
No additional details provided.
Seattle, WA 98125
No additional details provided.
Seattle, WA 98125
No additional details provided.
Seattle, WA 98125
No additional details provided.
Seattle, WA 98125
No additional details provided.
Seattle, WA 98125
No additional details provided.
Seattle, WA 98125
No additional details provided.
Lynnwood, WA 98037
No additional details provided.
Seattle, WA 98125
No additional details provided.
Seattle, WA 98125
No additional details provided.
Redmond, WA 98052
No additional details provided.
Tacoma, WA 98402 3410
No additional details provided.
Tacoma, WA 98402 3410
No additional details provided.
Vancouver, WA 98660 1338
No additional details provided.
Methodology & Data Sources
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Port Townsend, Washington directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Port Townsend, Washington. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in WA.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Port Townsend, Washington earn interest?
Are banks in Port Townsend, Washington FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Port Townsend, Washington
- Peninsula Community Federal Credit Union
Vista Premier Checking Account — 4.00% APY - 1st Security Bank of Washington
1st Platinum Checking — 0.05% APY - Kitsap Bank
Legends Checking — 0.02% APY - First Fed Bank
Cascade Checking — 0.02% APY - Harborstone Credit Union
PNW Premier Checking — 7.00% APY
