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Home Checking Accounts Oregon Checking Lebanon, Oregon Oregon Checking Rate Trends iAdvertiser Disclosure
Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our proprietary systems independently track and verify all rates and data displayed. Advertiser relationships do not influence our Health Safety Rating, Star Ratings or Texas Ratio calculation, or the rates shown.

Best Banks & Checking Accounts in Lebanon, Oregon - March 2026

The best checking rates for Lebanon, Oregon include Linn-Co Federal Credit UnionLinn-Co Federal Credit Union485 S 2nd St, Lebanon, OR 97355 3326A5.0 ★Texas Ratio: 6.27% at 5.25% APY, Central Willamette Credit UnionCentral Willamette Credit Union625 N 5th St, Lebanon, OR 97355A5.0 ★Texas Ratio: 6.01% Premier Choice Checking at 1.00% APY, Peoples Bank of CommercePeoples Bank of Commerce1495 S Main St, Lebanon, OR 97355A+5.0 ★Texas Ratio: 0.64% Elite Checking at 0.15% APY, Oregon State Credit UnionOregon State Credit Union3330 Cooperative Way, Lebanon, OR 97355A+5.0 ★Texas Ratio: 3.04% Platinum Checking at 0.05% APY, and Unitus Community Credit UnionUnitus Community Credit Union1300 SW 6th Ave, Portland, OR 97201 3464A+5.0 ★Texas Ratio: 4.22% Interest Checking at 5.50% APY. Checking account rates as of March 28, 2026 according to verified data from MonitorBankRates.

Looking for the best checking accounts in Lebanon, Oregon? You have two main choices: convenient local branches or high-yield online accounts.

The tables below compare the top rates available to residents of Lebanon, Oregon, featuring both local banks and credit unions near you.

Checking account rates reflect recent market quotes and representative offers available to depositors in Lebanon, Oregon. Checking Account Rates Last Updated and Verified: March 28, 2026

Compare Checking Account Rates Today in Lebanon, Oregon & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Linn-Co Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.27%
485 S 2nd St
Lebanon, OR 97355 3326
5.25%
$0
Rate5.25%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Get paid to shop by earning 5.25% cash back on everyday debit card purchases!

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
625 N 5th St
Lebanon, OR 97355
Premier Choice Checking
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Peoples Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
1495 S Main St
Lebanon, OR 97355
Elite Checking
0.15%
$100
Rate0.15%
Min Deposit$100
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
625 N 5th St
Lebanon, OR 97355
Cannabis Premier Interest Checking
0.14%
$25
Rate0.14%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
625 N 5th St
Lebanon, OR 97355
Premier Interest Checking
0.14%
$0
Rate0.14%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
625 N 5th St
Lebanon, OR 97355
Cannabis Premier Interest Checking
0.11%
$25
Rate0.11%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
625 N 5th St
Lebanon, OR 97355
Premier Interest Checking
0.11%
$0
Rate0.11%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Peoples Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
1495 S Main St
Lebanon, OR 97355
Elite Checking
0.11%
$100
Rate0.11%
Min Deposit$100
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
625 N 5th St
Lebanon, OR 97355
Cannabis Premier Interest Checking
0.09%
$25
Rate0.09%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
625 N 5th St
Lebanon, OR 97355
Premier Interest Checking
0.09%
$0
Rate0.09%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
625 N 5th St
Lebanon, OR 97355
Premier Interest Checking
0.07%
$0
Rate0.07%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
625 N 5th St
Lebanon, OR 97355
Cannabis Premier Interest Checking
0.07%
$25
Rate0.07%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Peoples Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
1495 S Main St
Lebanon, OR 97355
Elite Checking
0.06%
$100
Rate0.06%
Min Deposit$100
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Peoples Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
1495 S Main St
Lebanon, OR 97355
Elite Checking
0.05%
$100
Rate0.05%
Min Deposit$100
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
625 N 5th St
Lebanon, OR 97355
Premier Interest Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
625 N 5th St
Lebanon, OR 97355
Cannabis Premier Interest Checking
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Oregon State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
3330 Cooperative Way
Lebanon, OR 97355
Platinum Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

No additional details provided.

Peoples Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
1495 S Main St
Lebanon, OR 97355
Checking Plus
0.03%
$100
Rate0.03%
Min Deposit$100
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
1300 SW 6th Ave
Portland, OR 97201 3464
Interest Checking
5.50%
$0
Rate5.37%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Qualifications Required; Qualifying balance up to $14,999.99

Forrit Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
12550 SE 93rd Ave
Clackamas, OR 97015
Kasasa Cash Checking
5.00%
$0
Rate4.88%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifications Required; Qualifying balance up to $15,000.00

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Linn-Co Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.27%
485 S 2nd St
Lebanon, OR 97355 3326
5.25%
$0
Rate5.25%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Get paid to shop by earning 5.25% cash back on everyday debit card purchases!

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
625 N 5th St
Lebanon, OR 97355
Premier Choice Checking
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
625 N 5th St
Lebanon, OR 97355
Cannabis Premier Interest Checking
0.14%
$25
Rate0.14%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
625 N 5th St
Lebanon, OR 97355
Premier Interest Checking
0.14%
$0
Rate0.14%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
625 N 5th St
Lebanon, OR 97355
Cannabis Premier Interest Checking
0.11%
$25
Rate0.11%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
625 N 5th St
Lebanon, OR 97355
Premier Interest Checking
0.11%
$0
Rate0.11%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
625 N 5th St
Lebanon, OR 97355
Cannabis Premier Interest Checking
0.09%
$25
Rate0.09%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
625 N 5th St
Lebanon, OR 97355
Premier Interest Checking
0.09%
$0
Rate0.09%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
625 N 5th St
Lebanon, OR 97355
Cannabis Premier Interest Checking
0.07%
$25
Rate0.07%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
625 N 5th St
Lebanon, OR 97355
Premier Interest Checking
0.07%
$0
Rate0.07%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
625 N 5th St
Lebanon, OR 97355
Cannabis Premier Interest Checking
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Oregon State Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.04%
3330 Cooperative Way
Lebanon, OR 97355
Platinum Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

No additional details provided.

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
625 N 5th St
Lebanon, OR 97355
Premier Interest Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Peoples Bank of Commerce
Institution Rating:
A+5.0 ★ Texas Ratio: 0.64%
1495 S Main St
Lebanon, OR 97355
Checking Plus
0.03%
$100
Rate0.03%
Min Deposit$100
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Unitus Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.22%
1300 SW 6th Ave
Portland, OR 97201 3464
Interest Checking
5.50%
$0
Rate5.37%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Qualifications Required; Qualifying balance up to $14,999.99

Trailhead Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
221 NW 2nd Ave Ste 100
Portland, OR 97209 3959
Kasasa Cash Checking
5.00%
$25
Rate4.88%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Qualifying balance up to $15,000.00

Forrit Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
12550 SE 93rd Ave
Clackamas, OR 97015
Kasasa Cash Checking
5.00%
$0
Rate4.88%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifications Required; Qualifying balance up to $15,000.00

Red Canoe Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
810 Burkhart St SE
Albany, OR 97322
Elevate Checking
4.25%
$0
Rate4.16%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $30,000.00

Fibre Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.43%
102 W 5th St
Rainier, OR 97048
Choice Checking (Requirements Met)
4.25%
$25
Rate4.16%
Min Deposit$25
Min Balance
UpdatedMar 26, 2026
Details

Qualifications Required; Qualifying balance up to $20,000.00

InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.70%
1720 Saint Helens St
Saint Helens, OR 97051 1745
Cash Back Checking
4.00%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Qualifications Required: qualifications are met; Qualifying balance up to $200.00

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Linn-Co Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.27%
485 S 2nd St
Lebanon, OR 97355 3326
5.25%
$0
Rate5.25%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Get paid to shop by earning 5.25% cash back on everyday debit card purchases!

Forrit Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.82%
12550 SE 93rd Ave
Clackamas, OR 97015
Kasasa Cash Checking
5.00%
$0
Rate4.88%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifications Required; Qualifying balance up to $15,000.00

Trailhead Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
221 NW 2nd Ave Ste 100
Portland, OR 97209 3959
Kasasa Cash Checking
5.00%
$25
Rate4.88%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Qualifying balance up to $15,000.00

InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.70%
1720 Saint Helens St
Saint Helens, OR 97051 1745
Cash Back Checking
4.00%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Qualifications Required: qualifications are met; Qualifying balance up to $200.00

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
1370 Center Dr
Medford, OR 97501 7941
MyRewards Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

No additional details provided.

Rivermark Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.55%
2537 SE Hawthorne Blvd
Portland, OR 97214
Rewards Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $10,000.00

Emerald Empire Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.40%
850 Beltline Rd
Springfield, OR 97477
Rewards Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Pentagon Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.64%
400 Country Club Rd
Eugene, OR 97401
Access America Checking Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Qualifications Required: recurring direct deposits of $500 or more; $25 minimum balance to open. Earn dividends with recurring direct deposits of $500 or more and a daily balance up to $50,000 per statement cycle.*

Pacific NW Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1004 Pacific Ave
Hood River, OR 97031 1961
Basic Checking
0.00%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 28, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Horizon Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
209 Depot St
La Grande, OR 97850
Explore Youth Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
625 N 5th St
Lebanon, OR 97355
Premier Interest Business Checking
1.05%
$0
Rate1.04%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

$100,000.00 and greater

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
625 N 5th St
Lebanon, OR 97355
Premier Interest Business Checking
0.11%
$0
Rate0.11%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

$50,000.00 - $99,999.99

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
625 N 5th St
Lebanon, OR 97355
Premier Interest Business Checking
0.09%
$0
Rate0.09%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

$25,000.00 - $49,999.99

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
625 N 5th St
Lebanon, OR 97355
Premier Interest Business Checking
0.07%
$0
Rate0.07%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

$1,500.00 - $24,999.99

Central Willamette Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.01%
625 N 5th St
Lebanon, OR 97355
Premier Interest Business Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

$ .00 - $1,499.99

Point West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301
Portland, OR 97211 3283
Business Flex Checking Visa Credit Card Holder
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Qualifications Required: Transactions for Point West credit/debit cards must post between 28th of prior month and 27th of current month to qualify; Qualifying balance up to $15,000.00

Point West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
5257 NE M L King Blvd Ste 301
Portland, OR 97211 3283
Business Flex Checking Visa Debit Card Holder
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Qualifications Required: Transactions for Point West credit/debit cards must post between 28th of prior month and 27th of current month to qualify; Qualifying balance up to $5,000.00

Trailhead Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
221 NW 2nd Ave Ste 100
Portland, OR 97209 3959
Business Checking
1.00%
$25
Rate1.00%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

No additional details provided.

Rivermark Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.55%
2537 SE Hawthorne Blvd
Portland, OR 97214
Business Checking Plus
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

No additional details provided.

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
11619 Island Ave
Island City, OR 97850
Premium Business Checking
0.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

No additional details provided.

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
11619 Island Ave
Island City, OR 97850
Premium Business Checking
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

No additional details provided.

InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.70%
1720 Saint Helens St
Saint Helens, OR 97051 1745
Business Rewards Checking
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
11619 Island Ave
Island City, OR 97850
Business Non-Profit Checking
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

No additional details provided.

Rivermark Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.55%
2537 SE Hawthorne Blvd
Portland, OR 97214
Business Checking Plus
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

No additional details provided.

Oregonians Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.77%
247 E Powell Blvd
Gresham, OR 97030 7605
Business Checking
0.13%
$50
Rate0.13%
Min Deposit$50
Min Balance
UpdatedMar 21, 2026
Details

No additional details provided.

InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.70%
1720 Saint Helens St
Saint Helens, OR 97051 1745
Business Rewards Checking
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

IBEW SJ Cascade Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.49%
1825 12th St SE Ste 130
Salem, OR 97302 2159
Business Drafts (Checking)
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

No additional details provided.

Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
451 Division St NE
Salem, OR 97301
Advanced Business Checking
0.10%
$100
Rate0.10%
Min Deposit$100
Min Balance
UpdatedMar 27, 2026
Details

Monthly Service Fee: $20; Minimum Balance to Avoid Service Fee: Daily Balance of $7,500; OR $15,000 Combined Balance; OR Active Business Loan/Line; Monthly Transaction Fees: Up to 500 Transactions = Free $.15 per transaction over 500

Marion And Polk Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
451 Division St NE
Salem, OR 97301
Growth Business Checking
0.05%
$100
Rate0.05%
Min Deposit$100
Min Balance
UpdatedMar 27, 2026
Details

$1,500 and above; Monthly Service Fee: $10; Minimum Balance to Avoid Service Fee: Daily Balance of $2,500; OR $4,000 Combined Balance; OR Active Business Loan/Line; Monthly Transaction Fees: Up to 350 Transactions = Free $.15 per transaction over 350

InRoads Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.70%
1720 Saint Helens St
Saint Helens, OR 97051 1745
Business Rewards Checking
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

No additional details provided.

Lebanon, OR Checking Rate Trends

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Weekly checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

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High-Yield Checking — OR Avg
0.569%
▼ 0.550 from last week

Oregon high-yield checking rates fell 0.550 points this week to 0.569% APY, down from 1.119% last week.

Rewards Checking — OR Avg
3.708%
▼ 1.542 from last week

Oregon rewards checking rates fell 1.542 points this week to 3.708% APY, down from 5.250% last week.

As of Mar 28, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Lebanon, Oregon directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Lebanon, Oregon. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in OR.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Lebanon, Oregon earn interest?

Most traditional local checking accounts in Lebanon, Oregon earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Lebanon, Oregon FDIC insured?

Yes. Legitimate banks with branches in Lebanon, Oregon are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Lebanon, Oregon

Based on our current data, some of the highest checking account APYs available to residents of Lebanon, Oregon include:
  • Linn-Co Federal Credit Union
    — 5.25% APY
  • Central Willamette Credit Union
    Premier Choice Checking — 1.00% APY
  • Peoples Bank of Commerce
    Elite Checking — 0.15% APY
  • Oregon State Credit Union
    Platinum Checking — 0.05% APY
  • Unitus Community Credit Union
    Interest Checking — 5.50% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Lebanon, Oregon. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: March 28, 2026