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Best Banks & Checking Accounts in Maumee, Ohio - May 2026

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Brian McKay Brian McKay
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Checking Account Rates — Last Updated and Verified: May 7, 2026

The best checking rates for Maumee, Ohio include GLASS CITYGLASS CITY1340 Arrowhead Dr, Maumee, OH 43537A+5.0 ★Texas Ratio: 2.83% Optimum Checking at 3.00% APY, Sun Federal Credit UnionSun Federal Credit Union1627 Holland Rd, Maumee, OH 43537A5.0 ★Texas Ratio: 9.22% Solution 100 and 300 Checking at 0.15% APY, Genoa Banking CompanyGenoa Banking Company703 Conant St, Maumee, OH 43537A+5.0 ★Texas Ratio: 0.31% Interest-Checking at 0.10% APY, Fremont Federal Credit UnionFremont Federal Credit UnionA+5.0 ★Texas Ratio: 3.63% Hi-Lo Checking at 10.47% APY, and Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% PowerPlusTM Checking Level 2 at 8.00% APY. Checking account rates as of May 7, 2026 according to verified data from MonitorBankRates.

Maumee has 3 local institutions in our database, with checking rates as high as 3.00% APY from GLASS CITY at 1340 Arrowhead Dr, Maumee, OH, 43537. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Maumee, Ohio. Checking Account Rates Last Updated and Verified: May 7, 2026

Compare Checking Account Rates Today in Maumee, Ohio & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
GLASS CITY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
1340 Arrowhead Dr
Maumee, OH 43537
Optimum Checking
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Qualifications Required; Qualifying balance up to $25,000.00

Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1627 Holland Rd
Maumee, OH 43537
Premium Business Checking Business
0.75%
$5,000
View
▼
Rate0.75%
Min Deposit$5,000
Min Balance—
UpdatedMay 6, 2026
Details

No additional details provided.

Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1627 Holland Rd
Maumee, OH 43537
Business Checking Business
0.75%
$1,000
View
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details

No additional details provided.

Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1627 Holland Rd
Maumee, OH 43537
Business Checking Business
0.65%
$1,000
View
▼
Rate0.65%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details

No additional details provided.

Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1627 Holland Rd
Maumee, OH 43537
Premium Business Checking Business
0.65%
$5,000
View
▼
Rate0.65%
Min Deposit$5,000
Min Balance—
UpdatedMay 6, 2026
Details

No additional details provided.

Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1627 Holland Rd
Maumee, OH 43537
Business Checking Business
0.60%
$1,000
View
▼
Rate0.60%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details

No additional details provided.

Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1627 Holland Rd
Maumee, OH 43537
Premium Business Checking Business
0.60%
$5,000
View
▼
Rate0.60%
Min Deposit$5,000
Min Balance—
UpdatedMay 6, 2026
Details

No additional details provided.

Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1627 Holland Rd
Maumee, OH 43537
Business Checking Business
0.55%
$1,000
View
▼
Rate0.55%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details

No additional details provided.

Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1627 Holland Rd
Maumee, OH 43537
Premium Business Checking Business
0.55%
$5,000
View
▼
Rate0.55%
Min Deposit$5,000
Min Balance—
UpdatedMay 6, 2026
Details

No additional details provided.

Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1627 Holland Rd
Maumee, OH 43537
Solution 100 and 300 Checking
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

No additional details provided.

Genoa Banking Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
703 Conant St
Maumee, OH 43537
Interest-Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1627 Holland Rd
Maumee, OH 43537
Solution 100 and 300 Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

No additional details provided.

Genoa Banking Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
703 Conant St
Maumee, OH 43537
Interest-Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1627 Holland Rd
Maumee, OH 43537
Solution 100 and 300 Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

No additional details provided.

Fremont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Hi-Lo Checking
10.47%
$50
View
▼
Rate10.00%
Min Deposit$50
Min Balance—
UpdatedMay 6, 2026
Details

Qualifications Required; Qualifying balance up to $1,500.00

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 2
8.00%
$0
View
▼
Rate7.72%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Qualifying balance up to $15000

Main Street Bank Corp
Institution Rating:
A5.0 ★ Texas Ratio: 11.67%
Impact Checking
6.00%
$100
View
▼
Rate5.84%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details

Qualifying balance up to $10,000.00

Portage Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
Neighbor Rewards Checking
4.00%
$0
View
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 1
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Qualifying balance up to $15000

Riverside Bank of Dublin
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
15 Months - must have a checking account with direct deposit
3.35%
$500
View
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
GLASS CITY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
1340 Arrowhead Dr
Maumee, OH 43537
Optimum Checking
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Qualifications Required; Qualifying balance up to $25,000.00

Genoa Banking Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
703 Conant St
Maumee, OH 43537
Interest-Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Genoa Banking Company
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
703 Conant St
Maumee, OH 43537
Interest-Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Fremont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.63%
Hi-Lo Checking
10.47%
$50
View
▼
Rate10.00%
Min Deposit$50
Min Balance—
UpdatedMay 6, 2026
Details

Qualifications Required; Qualifying balance up to $1,500.00

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 2
8.00%
$0
View
▼
Rate7.72%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Qualifying balance up to $15000

Main Street Bank Corp
Institution Rating:
A5.0 ★ Texas Ratio: 11.67%
Impact Checking
6.00%
$100
View
▼
Rate5.84%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details

Qualifying balance up to $10,000.00

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
PowerPlusTM Checking Level 1
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Qualifying balance up to $15000

Portage Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
Neighbor Rewards Checking
4.00%
$0
View
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

Riverside Bank of Dublin
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
15 Months - must have a checking account with direct deposit
3.35%
$500
View
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

FNB of Pandora
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
First Choice Rewards Checking
3.10%
$50
View
▼
Rate3.05%
Min Deposit$50
Min Balance—
UpdatedMay 5, 2026
Details

Qualifying balance up to $10,000.00; First Choice Rewards Checking rates apply if qualifications are met.

Riverside Bank of Dublin
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Good Neighbor Checking
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Community Bank Zanesville, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
Reward Checking
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Qualifying balance up to $10,000.99

Code Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.18%
Premier Checking
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

No additional details provided.

First Federal S&L Newark, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 4.25%
WePayU Checking
2.02%
$25
View
▼
Rate2.00%
Min Deposit$25
Min Balance—
UpdatedMay 5, 2026
Details

Qualifications Required: 12 or more debit card transactions posted to the account each statement cycle; Activating e-statement enrollment; One or more direct deposits in this account each statement cycle; Qualifying balance up to $9,999.99

Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Core Rewards Checking
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Qualifying balance up to $15,000.00

Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Rewards Checking
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Qualifying balance up to $15,000.00

Abbey Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.81%
KASASA Cash Checking**
2.00%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

** See KASASA requirements for rewards

Geauga Credit Union
Institution Rating:
C+4.1 ★ Texas Ratio: 26.43%
Super Draft (Checking)
1.75%
$0
View
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

No additional details provided.

Consumers National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
Brilliant High Yield Checking
1.50%
$50
View
▼
Rate1.49%
Min Deposit$50
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $10,000.00

Pillar Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.95%
Premium Rate Checking*****
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

$0.01 - $10,000

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Portage Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
Neighbor Rewards Checking
4.00%
$0
View
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

FNB of Pandora
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
First Choice Rewards Checking
3.10%
$50
View
▼
Rate3.05%
Min Deposit$50
Min Balance—
UpdatedMay 5, 2026
Details

Qualifying balance up to $10,000.00; First Choice Rewards Checking rates apply if qualifications are met.

Community Bank Zanesville, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
Reward Checking
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Qualifying balance up to $10,000.99

Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Core Rewards Checking
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Qualifying balance up to $15,000.00

Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Rewards Checking
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

Qualifying balance up to $15,000.00

Abbey Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.81%
KASASA Cash Checking**
2.00%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

** See KASASA requirements for rewards

KH Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.76%
Perks Plus Checking
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

No additional details provided.

Community Bank Zanesville, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
Reward Checking
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Qualifying balance up to $10,000.99

Christian Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Member Rewards Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

No additional details provided.

Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.66%
5+5 Ultimate Rewards Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

No additional details provided.

Christian Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Member Rewards Checking
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

No additional details provided.

Community Star Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.07%
Cash Back Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

No additional details provided.

KH Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.76%
Perks Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
FNB of Pandora
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
First Choice Basic Checking
0.25%
$50
View
▼
Rate0.25%
Min Deposit$50
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

FNB of Pandora
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
First Choice Basic Checking
0.20%
$50
View
▼
Rate0.20%
Min Deposit$50
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

FNB of Pandora
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
First Choice Basic Checking
0.15%
$50
View
▼
Rate0.15%
Min Deposit$50
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

FNB of Pandora
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
First Choice Basic Checking
0.10%
$50
View
▼
Rate0.10%
Min Deposit$50
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

FNB of Pandora
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
First Choice Basic Checking
0.05%
$50
View
▼
Rate0.05%
Min Deposit$50
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

AurGroup Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Everyday Plus Checking
0.01%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

No additional details provided.

First Mutual Bank, FSB
Institution Rating:
A5.0 ★ Texas Ratio: 8.08%
Simply Free Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Conneaut Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.23%
Essential Checking
0.00%
$50
View
▼
Rate0.00%
Min Deposit$50
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Warsaw Federal S&L
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Simply Free Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Firefighters And Company Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.99%
Free Share Draft Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

No additional details provided.

KH Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.76%
Free Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
Youth Checking Account
0.50%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

No additional details provided.

Community Star Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.07%
Launch Teen Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1627 Holland Rd
Maumee, OH 43537
Premium Business Checking Business
0.75%
$5,000
View
▼
Rate0.75%
Min Deposit$5,000
Min Balance—
UpdatedMay 6, 2026
Details

No additional details provided.

Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1627 Holland Rd
Maumee, OH 43537
Business Checking Business
0.75%
$1,000
View
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details

No additional details provided.

Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1627 Holland Rd
Maumee, OH 43537
Premium Business Checking Business
0.65%
$5,000
View
▼
Rate0.65%
Min Deposit$5,000
Min Balance—
UpdatedMay 6, 2026
Details

No additional details provided.

Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1627 Holland Rd
Maumee, OH 43537
Business Checking Business
0.65%
$1,000
View
▼
Rate0.65%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details

No additional details provided.

Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1627 Holland Rd
Maumee, OH 43537
Premium Business Checking Business
0.60%
$5,000
View
▼
Rate0.60%
Min Deposit$5,000
Min Balance—
UpdatedMay 6, 2026
Details

No additional details provided.

Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1627 Holland Rd
Maumee, OH 43537
Business Checking Business
0.60%
$1,000
View
▼
Rate0.60%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details

No additional details provided.

Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1627 Holland Rd
Maumee, OH 43537
Business Checking Business
0.55%
$1,000
View
▼
Rate0.55%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details

No additional details provided.

Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1627 Holland Rd
Maumee, OH 43537
Premium Business Checking Business
0.55%
$5,000
View
▼
Rate0.55%
Min Deposit$5,000
Min Balance—
UpdatedMay 6, 2026
Details

No additional details provided.

FNB of Pandora
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
Business Interest and Non-Profit Business Checking Business
2.07%
$100
View
▼
Rate2.05%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

FNB of Pandora
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
Business Interest and Non-Profit Business Checking Business
1.26%
$100
View
▼
Rate1.25%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

FNB of Pandora
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
Business Interest and Non-Profit Business Checking Business
1.06%
$100
View
▼
Rate1.05%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

FNB of Pandora
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
Business Interest and Non-Profit Business Checking Business
0.80%
$100
View
▼
Rate0.80%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
Business Checking with Interest Business
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

No additional details provided.

Community Bank Zanesville, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
Business Select Checking Business
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Dollar Bank, Federal Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
Business Checking with Interest Business
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

No additional details provided.

FNB of Pandora
Institution Rating:
A+5.0 ★ Texas Ratio: 4.15%
Business Interest and Non-Profit Business Checking Business
0.50%
$100
View
▼
Rate0.50%
Min Deposit$100
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Community Bank Zanesville, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
Business Select Checking Business
0.45%
$0
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Community Bank Zanesville, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
Business Select Checking Business
0.35%
$0
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

No additional details provided.

Peoples First Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Checkingplus & up Business
0.30%
$50
View
▼
Rate0.30%
Min Deposit$50
Min Balance—
UpdatedMay 5, 2026
Details

$100,000.00; $1,000.00 Daily minimum to earn interest

Versailles S&L Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Basic Business Checking Business
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Minimum $2,500 to avoid service charge.

Maumee, OH Checking Rate Trends

Compare local Maumee, OH checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Ohio Checking Trends →
High-Yield Checking — OH Avg
2.284%
▲ 1.507 vs 7 days ago

Ohio high-yield checking rates rose 1.507 points over the past 7 days to 2.284% APY.

Free Checking — OH Avg
0.817%
▲ 0.048 vs 7 days ago

Ohio free checking rates rose 0.048 points over the past 7 days to 0.817% APY.

As of May 7, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Maumee, Ohio directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Maumee, Ohio. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in OH.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Maumee, Ohio earn interest?

Most traditional local checking accounts in Maumee, Ohio earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Maumee, Ohio FDIC insured?

Yes. Legitimate banks with branches in Maumee, Ohio are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Maumee, Ohio

Based on our current data, some of the highest checking account APYs available to residents of Maumee, Ohio include:
  • GLASS CITY
    Optimum Checking — 3.00% APY
  • Sun Federal Credit Union
    Solution 100 and 300 Checking — 0.15% APY
  • Genoa Banking Company
    Interest-Checking — 0.10% APY
  • Fremont Federal Credit Union
    Hi-Lo Checking — 10.47% APY
  • Baxter Credit Union
    PowerPlusTM Checking Level 2 — 8.00% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Maumee, Ohio. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: May 7, 2026

Maumee, Ohio Rates & Resources

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