Best Banks & Checking Accounts in Butte, Montana - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best checking rates for Butte, Montana include Horizon Credit UnionHorizon Credit Union1555 Harrison Ave, Butte, MT 59701A+5.0 ★Texas Ratio: 1.53% Summit Checking at 3.03% APY, Southwest Montana Community Federal Credit UnionSouthwest Montana Community Federal Credit Union1925 Elizabeth Warren Ave, Butte, MT 59701 3909A+5.0 ★Texas Ratio: 5.75% Legacy Share Draft Checking at 0.02% APY, Mile High Federal Credit UnionMile High Federal Credit Union3410 MONROE AVE, BUTTE, MT 59701A+5.0 ★Texas Ratio: 0.03% Basic Checking at 0.01% APY, Montana Federal Credit UnionMontana Federal Credit UnionA+5.0 ★Texas Ratio: 1.84% Peak Rewards Checking at 4.00% APY, and Flanagan State BankFlanagan State BankA5.0 ★Texas Ratio: 10.36% Interest Checking at 0.05% APY. Checking account rates as of May 12, 2026 according to verified data from MonitorBankRates.
Butte has 3 local institutions in our database, with checking rates as high as 3.03% APY from Horizon Credit Union at 1555 Harrison Ave, Butte, MT, 59701. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Butte, Montana. Checking Account Rates Last Updated and Verified: May 12, 2026
Compare Checking Account Rates Today in Butte, Montana & the Surrounding Area
Butte, MT 59701
Qualifying balance up to $10,000.00
Butte, MT 59701
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Butte, MT 59701 3909
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BUTTE, MT 59701
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Butte, MT 59701
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Butte, MT 59701
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Butte, MT 59701
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Butte, MT 59701
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Qualifications Required; Qualifying balance up to $10,000
Minimum Deposit to Open and Obtain APY*: $50,000 and Over
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Minimum Deposit to Open and Obtain APY*: $25,000 - $49,999.99
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Butte, MT 59701
Qualifying balance up to $10,000.00
Qualifications Required; Qualifying balance up to $10,000
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Qualifications Required; Qualifying balance up to $10,000
BUTTE, MT 59701
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Butte, MT 59701
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Butte, MT 59701
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Butte, MT 59701
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Minimum Deposit to Open and Obtain APY*: $50,000 and Over
Minimum Deposit to Open and Obtain APY*: $25,000 - $49,999.99
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Minimum Deposit to Open and Obtain APY*: $10,000 - $24,99.99
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Minimum Deposit to Open and Obtain APY*: Less than $10,000
Butte, MT Checking Rate Trends
Compare local Butte, MT checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Montana high-yield checking rates fell 0.287 points over the past 7 days to 3.796% APY.
Montana free checking rates rose 0.218 points over the past 7 days to 1.190% APY.
Methodology & Data Sources
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Butte, Montana directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Butte, Montana. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in MT.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Butte, Montana earn interest?
Are banks in Butte, Montana FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Butte, Montana
- Horizon Credit Union
Summit Checking — 3.03% APY - Southwest Montana Community Federal Credit Union
Legacy Share Draft Checking — 0.02% APY - Mile High Federal Credit Union
Basic Checking — 0.01% APY - Montana Federal Credit Union
Peak Rewards Checking — 4.00% APY - Flanagan State Bank
Interest Checking — 0.05% APY
