MonitorBankRates
☰
iAdvertiser Disclosure
Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our proprietary systems independently track and verify all rates and data displayed. Advertiser relationships do not influence our Health Safety Rating, Star Ratings or Texas Ratio calculation, or the rates shown.
Checking Rate Trends

Bronston, Kentucky Best Checking Accounts & Rates October 2026

Bronston, Kentucky checking account rates from banks and credit unions serving Kentucky range from 0.01% to 6.00% APY, verified by MonitorBankRates as of October 14, 2026. The best checking rates for Bronston, Kentucky include Cinfed Federal Credit UnionCinfed Federal Credit UnionA+5.0 ★Texas Ratio: 2.00% Summit Checking at 6.00% APY, Peoples Bank Marion, KYPeoples Bank Marion, KYA+5.0 ★Texas Ratio: 4.05% Free Kasasa Cash Checking Account at 5.00% APY, One Vision Federal Credit UnionOne Vision Federal Credit UnionA+5.0 ★Texas Ratio: 1.73% ONEAccount Checking at 5.00% APY, American Bank & Trust Co, Inc.American Bank & Trust Co, Inc.A5.0 ★Texas Ratio: 10.95% American Incentive Checking at 4.00% APY, and CLASS ACTCLASS ACTA+5.0 ★Texas Ratio: 3.61% Honors Checking at 4.00% APY. Checking account rates as of October 14, 2026 according to verified data from MonitorBankRates.

Bronston is a smaller community with no bank or credit union branches currently in our database. 40 institutions serving the Kentucky area are available to Bronston residents, with checking rates as high as 6.00% APY from Cinfed Federal Credit Union. Rates are continually updated, so we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Bronston, Kentucky. Checking Account Rates Last Updated and Verified: October 14, 2026

Compare Checking Account Rates Today in Bronston, Kentucky & the Surrounding Area

Institutions:

Bronston Checking Account Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Cinfed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
Summit Checking
6.00%
$0
▼
Rate5.84%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Up to $10,000; Qualifications Required; Balance: Up to $10,000.00; Qualifying balance up to $10,000.00 earns 6.00% APY when qualifications are met; ATM fee reimbursement up to $20 per Monthly Qualification Cycle

Rate History
No change since Sep 14, 2026 · 6.00% APY · checked 8 times
5.50%6.00%6.50%Sep 14, 2026: 6.00% APYSep 14, 2026Oct 14, 2026
Peoples Bank Marion, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Free Kasasa Cash Checking Account
5.00%
$50
▼
Rate4.89%
Min Deposit$50
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required: At least 1 direct deposit or ACH payment transaction; At least 12 debit card purchases; Be enrolled in and agree to receive e-statements; Balances up to and including $25,000 earn 4.8889% interest. Balances over $25,000 earn 0.4989% on the portion over $25,000, resulting in a range from 5.00% to 1.40% APY. ATM withdrawal fee refunds up to $25.00 monthly. Link to Kasasa Saver for automatic savings.

Rate History
No change since Oct 8, 2026 · 5.00% APY · checked 2 times
4.50%5.00%5.50%Oct 8, 2026: 5.00% APYOct 8, 2026Oct 14, 2026
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
ONEAccount Checking
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $0.00 - $1,000.00; Qualifying balance up to $1,000.00; Must meet account requirements to earn dividends

Rate History
No change since Sep 12, 2026 · 5.00% APY · checked 6 times
4.50%5.00%5.50%Sep 12, 2026: 5.00% APYSep 12, 2026Oct 14, 2026
American Bank & Trust Co, Inc.
Institution Rating:
A5.0 ★ Texas Ratio: 10.95%
American Incentive Checking
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Qualifications Required: Call for qualifying requirements; Balance: $0.01 - $50,000.00; Call for Qualifying Requirements

Rate History
No change since Sep 8, 2026 · 4.00% APY · checked 8 times
3.50%4.00%4.50%Sep 8, 2026: 4.00% APYSep 8, 2026Oct 14, 2026
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
Honors Checking
4.00%
$0
▼
Rate3.96%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Qualifications Required; Balance: $0.00 - $5,000.00; Qualifying balance up to $5,000.00; 3.96% daily interest rate paid monthly; Earn up to $200 per year in dividends; Up to $25 monthly out-of-network ATM fee refunds; Balances over $5,000 earn the lower Share 0 dividend rate (not extracted); As of January 31, 2018

Rate History
No change since Sep 27, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 27, 2026: 4.00% APYSep 27, 2026Oct 14, 2026
KUE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
Free Kasasa Cash Checking
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Qualifications Required; Balance: $0.00 - $10,000.00; Qualifying balance up to $10,000.00; Nationwide ATM withdrawal fee reimbursements up to $20 monthly

Rate History
No change since Sep 29, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 29, 2026: 4.00% APYSep 29, 2026Oct 14, 2026
KUE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
Kasasa Cash Checking
4.00%
$0
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $5.00 minimum; Period: Monthly

Rate History
No change since Sep 21, 2026 · 4.00% APY · checked 7 times
3.50%4.00%4.50%Sep 21, 2026: 4.00% APYSep 21, 2026Oct 14, 2026
Beacon Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
High Yield Checking
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 9, 2026
Details

Qualifications Required: Avg Balance up to $10K; Avg Balance up to $10K

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 14, 2026
Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
High Yield Checking
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required; Balance: $0.00 - $15,000.00; Dividends calculated daily, compounded monthly

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 5 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 14, 2026
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Vertical Checking
3.50%
$25
▼
Rate3.45%
Min Deposit$25
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required: 15+ debit transactions; Applicable on balances up to $20,000. 3.50% APY dividend or 500 ScoreCard bonus points will not be paid if all services are not used or if fewer than 15 debit purchases post in the month. Debit transactions typically post within two business days and may vary based on merchant processing. ATM transactions do not qualify as debit card purchases. ScoreCard points are not rewarded on purchases from Vertical Checking. Online and mobile banking logins and eStatements enrollment are reported and counted the next business day.

Rate History
No change since Sep 25, 2026 · 3.50% APY · checked 4 times
3.00%3.50%4.00%Sep 25, 2026: 3.50% APYSep 25, 2026Oct 14, 2026
Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Rewards Checking
3.40%
$50
▼
Rate3.35%
Min Deposit$50
Min BalanceN/A
UpdatedOct 13, 2026
Details

Qualifications Required; Applies if qualifications are met

Rate History
No change since Sep 21, 2026 · 3.40% APY · checked 7 times
2.90%3.40%3.90%Sep 21, 2026: 3.40% APYSep 21, 2026Oct 14, 2026
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
REWARDS +Plus+ CHECKING
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $0.01 - $25,000 (Achieved Goals); Qualifications Required; Balance: $0.01 - $25,000.00; Achieved Goals

Rate History
No change since Sep 14, 2026 · 3.04% APY · checked 7 times
2.54%3.04%3.54%Sep 14, 2026: 3.04% APYSep 14, 2026Oct 14, 2026
LCNB National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
Kasasa Cash Checking
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: Up to $25,000.00; non-compounding APY when tied to Kasasa Saver

Rate History
1 change since Sep 18, 2026 · 0.05% → 3.00% ▲ 2.95 pts · high 3.00% / low 0.05%
0.00%2.98%5.95%Sep 18, 2026: 0.05% APYOct 14, 2026: 3.00% APYSep 18, 2026Oct 14, 2026
  • Oct 14, 20263.00%▲ from 0.05%
  • Sep 18, 20260.05%first recorded
First Guaranty Bank
Institution Rating:
C3.8 ★ Texas Ratio: 25.51%
Hero Checking Account
2.27%
$25
▼
Rate2.25%
Min Deposit$25
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: Balances less than $5,000.00

Rate History
No change since Sep 14, 2026 · 2.27% APY · checked 8 times
1.77%2.27%2.77%Sep 14, 2026: 2.27% APYSep 14, 2026Oct 14, 2026
Eclipse Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
Opulent Checking
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: Up to $250,000

Rate History
No change since Sep 24, 2026 · 2.02% APY · checked 5 times
1.52%2.02%2.52%Sep 24, 2026: 2.02% APYSep 24, 2026Oct 14, 2026
C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.43%
Kasasa Cash Checking
2.00%
$50
▼
Rate2.01%
Min Deposit$50
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required; Balance: $0.00 - $10,000.00; Qualifying balance up to $10,000.00; Rates effective as of January 20, 2026

Rate History
1 change since Sep 18, 2026 · 2.01% → 2.00% ▼ 0.01 pts · high 2.01% / low 2.00%
1.50%2.01%2.51%Sep 18, 2026: 2.01% APYOct 12, 2026: 2.00% APYSep 18, 2026Oct 14, 2026
  • Oct 12, 20262.00%▼ from 2.01%
  • Sep 18, 20262.01%first recorded
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Investor Checking
2.00%
$25
▼
Rate1.98%
Min Deposit$25
Min BalanceN/A
UpdatedOct 12, 2026
Details

No additional details provided.

Rate History
No change since Sep 25, 2026 · 2.00% APY · checked 4 times
1.50%2.00%2.50%Sep 25, 2026: 2.00% APYSep 25, 2026Oct 14, 2026
FirstBank (TN)
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
FirstRewards Checking
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Qualifications Required; Balance: $0.00 - $25,000.00; Qualifying balance up to $25,000.00; Opening deposit $0; no monthly minimum balance required; Non-FirstBank ATM fees refunded each cycle; requires electronic statements; limited to two FirstRewards accounts per primary account holder SSN

Rate History
No change since Sep 18, 2026 · 1.51% APY · checked 7 times
1.01%1.51%2.01%Sep 18, 2026: 1.51% APYSep 18, 2026Oct 14, 2026
Central Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
Platinum Checking
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $50,000 and over

Rate History
1 change since Sep 18, 2026 · 1.15% → 1.50% ▲ 0.35 pts · high 1.50% / low 1.15%
0.65%1.33%2.00%Sep 18, 2026: 1.15% APYSep 24, 2026: 1.50% APYSep 18, 2026Oct 14, 2026
  • Sep 24, 20261.50%▲ from 1.15%
  • Sep 18, 20261.15%first recorded
Central Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
Platinum Checking
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $10,000 and over

Rate History
1 change since Sep 18, 2026 · 0.90% → 1.25% ▲ 0.35 pts · high 1.25% / low 0.90%
0.40%1.08%1.75%Sep 18, 2026: 0.90% APYSep 24, 2026: 1.25% APYSep 18, 2026Oct 14, 2026
  • Sep 24, 20261.25%▲ from 0.90%
  • Sep 18, 20260.90%first recorded
Central Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
Central Interest/Business Interest/Business 250 Interest Checking Business
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Minimum balance to obtain APY: $0

Rate History
1 change since Sep 18, 2026 · 0.65% → 1.00% ▲ 0.35 pts · high 1.00% / low 0.65%
0.15%0.83%1.50%Sep 18, 2026: 0.65% APYSep 24, 2026: 1.00% APYSep 18, 2026Oct 14, 2026
  • Sep 24, 20261.00%▲ from 0.65%
  • Sep 18, 20260.65%first recorded
Central Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
Platinum Checking
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Minimum balance to obtain APY: $0

Rate History
1 change since Sep 18, 2026 · 0.65% → 1.00% ▲ 0.35 pts · high 1.00% / low 0.65%
0.15%0.83%1.50%Sep 18, 2026: 0.65% APYSep 24, 2026: 1.00% APYSep 18, 2026Oct 14, 2026
  • Sep 24, 20261.00%▲ from 0.65%
  • Sep 18, 20260.65%first recorded
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 5.31%
Power Checking - Standard
0.85%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $100,000+; Average Daily Balance; No Requirements

Rate History
No change since Oct 14, 2026 · 0.85% APY
0.35%0.85%1.35%Oct 14, 2026: 0.85% APYOct 14, 2026Oct 14, 2026
American Bank & Trust Co, Inc.
Institution Rating:
A5.0 ★ Texas Ratio: 10.95%
Business Interest Checking Business
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Sole Proprietor and KY IOLTA; Balance: $1,000 Minimum

Rate History
No change since Sep 8, 2026 · 0.75% APY · checked 8 times
0.25%0.75%1.25%Sep 8, 2026: 0.75% APYSep 8, 2026Oct 14, 2026
First Federal Savings Bank Evansville, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Premier Interest Checking
0.75%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $100,000 +

Rate History
No change since Sep 19, 2026 · 0.75% APY · checked 6 times
0.25%0.75%1.25%Sep 19, 2026: 0.75% APYSep 19, 2026Oct 14, 2026
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
Premier Checking
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $50,000.00 and over

Rate History
No change since Sep 14, 2026 · 0.75% APY · checked 8 times
0.25%0.75%1.25%Sep 14, 2026: 0.75% APYSep 14, 2026Oct 14, 2026
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 5.31%
Power Checking - Standard
0.60%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $50,000-$99,999.99; Average Daily Balance; No Requirements

Rate History
No change since Oct 14, 2026 · 0.60% APY
0.10%0.60%1.10%Oct 14, 2026: 0.60% APYOct 14, 2026Oct 14, 2026
Morehead Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.56%
Premier Checking
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $25,000.00 - $49,999.99

Rate History
No change since Sep 14, 2026 · 0.60% APY · checked 8 times
0.10%0.60%1.10%Sep 14, 2026: 0.60% APYSep 14, 2026Oct 14, 2026
FirstBank (TN)
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
Interest Checking
0.50%
$1,000
▼
Rate0.50%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $50,000.00 and over; Tier 5; $8 monthly fee if balance falls below $1,000

Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 8 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 14, 2026
First Federal Savings Bank Evansville, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Premier Interest Checking
0.50%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $75,000 - $99,999

Rate History
No change since Sep 24, 2026 · 0.50% APY · checked 5 times
0.00%0.50%1.00%Sep 24, 2026: 0.50% APYSep 24, 2026Oct 14, 2026
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.03%
Checking
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $100,000 and over; Dividends compounded daily; Dividends paid monthly

Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 6 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 14, 2026
Ashland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.03%
Share Draft Checking
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $100,000 and over; Dividends compounded daily, paid monthly

Rate History
No change since Oct 13, 2026 · 0.50% APY
0.00%0.50%1.00%Oct 13, 2026: 0.50% APYOct 13, 2026Oct 14, 2026
Louisville Gas & Electric Company Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Golden Checking
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min BalanceN/A
UpdatedOct 9, 2026
Details

Balance: $150,001 +

Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 5 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 14, 2026
FirstBank (TN)
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
Interest Checking
0.45%
$1,000
▼
Rate0.45%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $25,000.00 - $49,999.99; Tier 4; $8 monthly fee if balance falls below $1,000

Rate History
No change since Sep 14, 2026 · 0.45% APY · checked 8 times
0.00%0.48%0.95%Sep 14, 2026: 0.45% APYSep 14, 2026Oct 14, 2026
First Guaranty Bank
Institution Rating:
C3.8 ★ Texas Ratio: 25.51%
FGB Interest Checking Account
0.45%
$5,000
▼
Rate0.45%
Min Deposit$5,000
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $5,000.00 or more

Rate History
No change since Sep 14, 2026 · 0.45% APY · checked 2 times
0.00%0.48%0.95%Sep 14, 2026: 0.45% APYSep 14, 2026Oct 14, 2026
Commonwealth Credit Union Frankfort, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 5.31%
Power Checking - Standard
0.45%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $25,000-$49,999.99; Average Daily Balance; No Requirements

Rate History
No change since Oct 14, 2026 · 0.45% APY
0.00%0.48%0.95%Oct 14, 2026: 0.45% APYOct 14, 2026Oct 14, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Flagship Checking
0.45%
$0
▼
Rate0.45%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $25,000 and over

Rate History
No change since Sep 30, 2026 · 0.45% APY · checked 5 times
0.00%0.48%0.95%Sep 30, 2026: 0.45% APYSep 30, 2026Oct 14, 2026
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Investor Checking
0.45%
$25
▼
Rate0.45%
Min Deposit$25
Min BalanceN/A
UpdatedOct 12, 2026
Details

No additional details provided.

Rate History
No change since Sep 25, 2026 · 0.45% APY · checked 4 times
0.00%0.48%0.95%Sep 25, 2026: 0.45% APYSep 25, 2026Oct 14, 2026
FirstBank (TN)
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
Interest Checking
0.41%
$1,000
▼
Rate0.41%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $1,000.00 - $9,999.99; Tier 2; $8 monthly fee if balance falls below $1,000

Rate History
No change since Sep 14, 2026 · 0.41% APY · checked 8 times
0.00%0.45%0.91%Sep 14, 2026: 0.41% APYSep 14, 2026Oct 14, 2026
First Federal Savings Bank Evansville, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Premier Interest Checking
0.40%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $25,000 - $74,999

Rate History
No change since Sep 24, 2026 · 0.40% APY · checked 5 times
0.00%0.45%0.90%Sep 24, 2026: 0.40% APYSep 24, 2026Oct 14, 2026

Bronston High Yield Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Cinfed Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
Summit Checking
6.00%
$0
▼
Rate5.84%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Up to $10,000; Qualifications Required; Balance: Up to $10,000.00; Qualifying balance up to $10,000.00 earns 6.00% APY when qualifications are met; ATM fee reimbursement up to $20 per Monthly Qualification Cycle

Rate History
No change since Sep 14, 2026 · 6.00% APY · checked 8 times
5.50%6.00%6.50%Sep 14, 2026: 6.00% APYSep 14, 2026Oct 14, 2026
Peoples Bank Marion, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Free Kasasa Cash Checking Account
5.00%
$50
▼
Rate4.89%
Min Deposit$50
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required: At least 1 direct deposit or ACH payment transaction; At least 12 debit card purchases; Be enrolled in and agree to receive e-statements; Balances up to and including $25,000 earn 4.8889% interest. Balances over $25,000 earn 0.4989% on the portion over $25,000, resulting in a range from 5.00% to 1.40% APY. ATM withdrawal fee refunds up to $25.00 monthly. Link to Kasasa Saver for automatic savings.

Rate History
No change since Oct 8, 2026 · 5.00% APY · checked 2 times
4.50%5.00%5.50%Oct 8, 2026: 5.00% APYOct 8, 2026Oct 14, 2026
One Vision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
ONEAccount Checking
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $0.00 - $1,000.00; Qualifying balance up to $1,000.00; Must meet account requirements to earn dividends

Rate History
No change since Sep 12, 2026 · 5.00% APY · checked 6 times
4.50%5.00%5.50%Sep 12, 2026: 5.00% APYSep 12, 2026Oct 14, 2026
American Bank & Trust Co, Inc.
Institution Rating:
A5.0 ★ Texas Ratio: 10.95%
American Incentive Checking
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Qualifications Required: Call for qualifying requirements; Balance: $0.01 - $50,000.00; Call for Qualifying Requirements

Rate History
No change since Sep 8, 2026 · 4.00% APY · checked 8 times
3.50%4.00%4.50%Sep 8, 2026: 4.00% APYSep 8, 2026Oct 14, 2026
CLASS ACT
Institution Rating:
A+5.0 ★ Texas Ratio: 3.61%
Honors Checking
4.00%
$0
▼
Rate3.96%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Qualifications Required; Balance: $0.00 - $5,000.00; Qualifying balance up to $5,000.00; 3.96% daily interest rate paid monthly; Earn up to $200 per year in dividends; Up to $25 monthly out-of-network ATM fee refunds; Balances over $5,000 earn the lower Share 0 dividend rate (not extracted); As of January 31, 2018

Rate History
No change since Sep 27, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Sep 27, 2026: 4.00% APYSep 27, 2026Oct 14, 2026
KUE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
Free Kasasa Cash Checking
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Qualifications Required; Balance: $0.00 - $10,000.00; Qualifying balance up to $10,000.00; Nationwide ATM withdrawal fee reimbursements up to $20 monthly

Rate History
No change since Sep 29, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 29, 2026: 4.00% APYSep 29, 2026Oct 14, 2026
KUE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
Kasasa Cash Checking
4.00%
$0
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $5.00 minimum; Period: Monthly

Rate History
No change since Sep 21, 2026 · 4.00% APY · checked 7 times
3.50%4.00%4.50%Sep 21, 2026: 4.00% APYSep 21, 2026Oct 14, 2026
Beacon Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
High Yield Checking
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 9, 2026
Details

Qualifications Required: Avg Balance up to $10K; Avg Balance up to $10K

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 14, 2026
Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
High Yield Checking
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required; Balance: $0.00 - $15,000.00; Dividends calculated daily, compounded monthly

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 5 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 14, 2026
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Vertical Checking
3.50%
$25
▼
Rate3.45%
Min Deposit$25
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required: 15+ debit transactions; Applicable on balances up to $20,000. 3.50% APY dividend or 500 ScoreCard bonus points will not be paid if all services are not used or if fewer than 15 debit purchases post in the month. Debit transactions typically post within two business days and may vary based on merchant processing. ATM transactions do not qualify as debit card purchases. ScoreCard points are not rewarded on purchases from Vertical Checking. Online and mobile banking logins and eStatements enrollment are reported and counted the next business day.

Rate History
No change since Sep 25, 2026 · 3.50% APY · checked 4 times
3.00%3.50%4.00%Sep 25, 2026: 3.50% APYSep 25, 2026Oct 14, 2026
Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Rewards Checking
3.40%
$50
▼
Rate3.35%
Min Deposit$50
Min BalanceN/A
UpdatedOct 13, 2026
Details

Qualifications Required; Applies if qualifications are met

Rate History
No change since Sep 21, 2026 · 3.40% APY · checked 7 times
2.90%3.40%3.90%Sep 21, 2026: 3.40% APYSep 21, 2026Oct 14, 2026
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
REWARDS +Plus+ CHECKING
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $0.01 - $25,000 (Achieved Goals); Qualifications Required; Balance: $0.01 - $25,000.00; Achieved Goals

Rate History
No change since Sep 14, 2026 · 3.04% APY · checked 7 times
2.54%3.04%3.54%Sep 14, 2026: 3.04% APYSep 14, 2026Oct 14, 2026
LCNB National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
Kasasa Cash Checking
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: Up to $25,000.00; non-compounding APY when tied to Kasasa Saver

Rate History
1 change since Sep 18, 2026 · 0.05% → 3.00% ▲ 2.95 pts · high 3.00% / low 0.05%
0.00%2.98%5.95%Sep 18, 2026: 0.05% APYOct 14, 2026: 3.00% APYSep 18, 2026Oct 14, 2026
  • Oct 14, 20263.00%▲ from 0.05%
  • Sep 18, 20260.05%first recorded
First Guaranty Bank
Institution Rating:
C3.8 ★ Texas Ratio: 25.51%
Hero Checking Account
2.27%
$25
▼
Rate2.25%
Min Deposit$25
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: Balances less than $5,000.00

Rate History
No change since Sep 14, 2026 · 2.27% APY · checked 8 times
1.77%2.27%2.77%Sep 14, 2026: 2.27% APYSep 14, 2026Oct 14, 2026
Eclipse Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
Opulent Checking
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: Up to $250,000

Rate History
No change since Sep 24, 2026 · 2.02% APY · checked 5 times
1.52%2.02%2.52%Sep 24, 2026: 2.02% APYSep 24, 2026Oct 14, 2026
C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.43%
Kasasa Cash Checking
2.00%
$50
▼
Rate2.01%
Min Deposit$50
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required; Balance: $0.00 - $10,000.00; Qualifying balance up to $10,000.00; Rates effective as of January 20, 2026

Rate History
1 change since Sep 18, 2026 · 2.01% → 2.00% ▼ 0.01 pts · high 2.01% / low 2.00%
1.50%2.01%2.51%Sep 18, 2026: 2.01% APYOct 12, 2026: 2.00% APYSep 18, 2026Oct 14, 2026
  • Oct 12, 20262.00%▼ from 2.01%
  • Sep 18, 20262.01%first recorded
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Investor Checking
2.00%
$25
▼
Rate1.98%
Min Deposit$25
Min BalanceN/A
UpdatedOct 12, 2026
Details

No additional details provided.

Rate History
No change since Sep 25, 2026 · 2.00% APY · checked 4 times
1.50%2.00%2.50%Sep 25, 2026: 2.00% APYSep 25, 2026Oct 14, 2026
FirstBank (TN)
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
FirstRewards Checking
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Qualifications Required; Balance: $0.00 - $25,000.00; Qualifying balance up to $25,000.00; Opening deposit $0; no monthly minimum balance required; Non-FirstBank ATM fees refunded each cycle; requires electronic statements; limited to two FirstRewards accounts per primary account holder SSN

Rate History
No change since Sep 18, 2026 · 1.51% APY · checked 7 times
1.01%1.51%2.01%Sep 18, 2026: 1.51% APYSep 18, 2026Oct 14, 2026
Central Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
Platinum Checking
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $50,000 and over

Rate History
1 change since Sep 18, 2026 · 1.15% → 1.50% ▲ 0.35 pts · high 1.50% / low 1.15%
0.65%1.33%2.00%Sep 18, 2026: 1.15% APYSep 24, 2026: 1.50% APYSep 18, 2026Oct 14, 2026
  • Sep 24, 20261.50%▲ from 1.15%
  • Sep 18, 20261.15%first recorded
Central Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
Platinum Checking
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $10,000 and over

Rate History
1 change since Sep 18, 2026 · 0.90% → 1.25% ▲ 0.35 pts · high 1.25% / low 0.90%
0.40%1.08%1.75%Sep 18, 2026: 0.90% APYSep 24, 2026: 1.25% APYSep 18, 2026Oct 14, 2026
  • Sep 24, 20261.25%▲ from 0.90%
  • Sep 18, 20260.90%first recorded
Central Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
Platinum Checking
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Minimum balance to obtain APY: $0

Rate History
1 change since Sep 18, 2026 · 0.65% → 1.00% ▲ 0.35 pts · high 1.00% / low 0.65%
0.15%0.83%1.50%Sep 18, 2026: 0.65% APYSep 24, 2026: 1.00% APYSep 18, 2026Oct 14, 2026
  • Sep 24, 20261.00%▲ from 0.65%
  • Sep 18, 20260.65%first recorded
First Federal Savings Bank Evansville, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Premier Interest Checking
0.75%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $100,000 +

Rate History
No change since Sep 19, 2026 · 0.75% APY · checked 6 times
0.25%0.75%1.25%Sep 19, 2026: 0.75% APYSep 19, 2026Oct 14, 2026
FirstBank (TN)
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
Interest Checking
0.50%
$1,000
▼
Rate0.50%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $50,000.00 and over; Tier 5; $8 monthly fee if balance falls below $1,000

Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 8 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 14, 2026
First Federal Savings Bank Evansville, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Premier Interest Checking
0.50%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $75,000 - $99,999

Rate History
No change since Sep 24, 2026 · 0.50% APY · checked 5 times
0.00%0.50%1.00%Sep 24, 2026: 0.50% APYSep 24, 2026Oct 14, 2026
FirstBank (TN)
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
Interest Checking
0.45%
$1,000
▼
Rate0.45%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $25,000.00 - $49,999.99; Tier 4; $8 monthly fee if balance falls below $1,000

Rate History
No change since Sep 14, 2026 · 0.45% APY · checked 8 times
0.00%0.48%0.95%Sep 14, 2026: 0.45% APYSep 14, 2026Oct 14, 2026
First Guaranty Bank
Institution Rating:
C3.8 ★ Texas Ratio: 25.51%
FGB Interest Checking Account
0.45%
$5,000
▼
Rate0.45%
Min Deposit$5,000
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $5,000.00 or more

Rate History
No change since Sep 14, 2026 · 0.45% APY · checked 2 times
0.00%0.48%0.95%Sep 14, 2026: 0.45% APYSep 14, 2026Oct 14, 2026
FirstBank (TN)
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
Interest Checking
0.41%
$1,000
▼
Rate0.41%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $1,000.00 - $9,999.99; Tier 2; $8 monthly fee if balance falls below $1,000

Rate History
No change since Sep 14, 2026 · 0.41% APY · checked 8 times
0.00%0.45%0.91%Sep 14, 2026: 0.41% APYSep 14, 2026Oct 14, 2026
First Federal Savings Bank Evansville, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Premier Interest Checking
0.40%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $25,000 - $74,999

Rate History
No change since Sep 24, 2026 · 0.40% APY · checked 5 times
0.00%0.45%0.90%Sep 24, 2026: 0.40% APYSep 24, 2026Oct 14, 2026
First Federal Savings Bank Evansville, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Premier Interest Checking
0.30%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $10,000 - $24,999

Rate History
No change since Sep 24, 2026 · 0.30% APY · checked 5 times
0.00%0.40%0.80%Sep 24, 2026: 0.30% APYSep 24, 2026Oct 14, 2026
Community Financial Services Bank (CFSB)
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
Community Plus Checking
0.25%
$100
▼
Rate0.25%
Min Deposit$100
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $250,000 and up; Minimum Balance to Obtain Yield: $250,000

Rate History
No change since Sep 18, 2026 · 0.25% APY · checked 7 times
0.00%0.38%0.75%Sep 18, 2026: 0.25% APYSep 18, 2026Oct 14, 2026
Kentucky Farmers Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Interest Checking
0.25%
$1,000
▼
Rate0.25%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: over $10,000; Minimum balance to obtain stated APY is $10,000; Compounds Monthly

Rate History
No change since Sep 30, 2026 · 0.25% APY · checked 5 times
0.00%0.38%0.75%Sep 30, 2026: 0.25% APYSep 30, 2026Oct 14, 2026
Lake Chem Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.39%
Premium Share Draft (Checking) Account
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Savings with a Checking Account; $500 Minimum

Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 7 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 14, 2026
Community Financial Services Bank (CFSB)
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
Community Plus Checking
0.20%
$100
▼
Rate0.20%
Min Deposit$100
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $100,000 - $249,999.99; Minimum Balance to Obtain Yield: $100,000

Rate History
No change since Sep 18, 2026 · 0.20% APY · checked 7 times
0.00%0.35%0.70%Sep 18, 2026: 0.20% APYSep 18, 2026Oct 14, 2026
Kentucky Farmers Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Interest Checking
0.20%
$1,000
▼
Rate0.20%
Min Deposit$1,000
Min BalanceN/A
UpdatedOct 14, 2026
Details

Compounds Monthly

Rate History
No change since Sep 30, 2026 · 0.20% APY · checked 5 times
0.00%0.35%0.70%Sep 30, 2026: 0.20% APYSep 30, 2026Oct 14, 2026
First Federal Savings Bank Evansville, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Premier Interest Checking
0.20%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Balance: $1,500 - $9,999

Rate History
No change since Sep 24, 2026 · 0.20% APY · checked 5 times
0.00%0.35%0.70%Sep 24, 2026: 0.20% APYSep 24, 2026Oct 14, 2026
Liberty Bank and Trust Company
Institution Rating:
A5.0 ★ Texas Ratio: 6.94%
Premium Checking
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Interest earned on minimum average daily balance of $1,000.00 or more; no service charge with balances of $1,000 or more

Rate History
No change since Oct 14, 2026 · 0.15% APY
0.00%0.33%0.65%Oct 14, 2026: 0.15% APYOct 14, 2026Oct 14, 2026
Community Financial Services Bank (CFSB)
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
Community Plus Checking
0.15%
$100
▼
Rate0.15%
Min Deposit$100
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $25,000 - $99,999.99; Minimum Balance to Obtain Yield: $25,000

Rate History
No change since Sep 18, 2026 · 0.15% APY · checked 7 times
0.00%0.33%0.65%Sep 18, 2026: 0.15% APYSep 18, 2026Oct 14, 2026
WMB Wilson & Muir B&T Co.
Institution Rating:
A+4.9 ★ Texas Ratio: 2.62%
Premium Advantage Checking
0.10%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $10,000 - $24,999.99

Rate History
No change since Oct 7, 2026 · 0.10% APY · checked 4 times
0.00%0.30%0.60%Oct 7, 2026: 0.10% APYOct 7, 2026Oct 14, 2026
Community Financial Services Bank (CFSB)
Institution Rating:
A+5.0 ★ Texas Ratio: 3.65%
Community Plus Checking
0.10%
$100
▼
Rate0.10%
Min Deposit$100
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $10,000 - $24,999.99; Minimum Balance to Obtain Yield: $10,000

Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 18, 2026: 0.10% APYSep 18, 2026Oct 14, 2026
Magnolia Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.97%
Interest Checking
0.10%
$50
▼
Rate0.10%
Min Deposit$50
Min BalanceN/A
UpdatedOct 14, 2026
Details

No additional details provided.

Rate History
No change since Sep 30, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Sep 30, 2026: 0.10% APYSep 30, 2026Oct 14, 2026

Bronston Rewards Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Peoples Bank Marion, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Free Kasasa Cash Checking Account
5.00%
$50
▼
Rate4.89%
Min Deposit$50
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required: At least 1 direct deposit or ACH payment transaction; At least 12 debit card purchases; Be enrolled in and agree to receive e-statements; Balances up to and including $25,000 earn 4.8889% interest. Balances over $25,000 earn 0.4989% on the portion over $25,000, resulting in a range from 5.00% to 1.40% APY. ATM withdrawal fee refunds up to $25.00 monthly. Link to Kasasa Saver for automatic savings.

Rate History
No change since Oct 8, 2026 · 5.00% APY · checked 2 times
4.50%5.00%5.50%Oct 8, 2026: 5.00% APYOct 8, 2026Oct 14, 2026
KUE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
Free Kasasa Cash Checking
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Qualifications Required; Balance: $0.00 - $10,000.00; Qualifying balance up to $10,000.00; Nationwide ATM withdrawal fee reimbursements up to $20 monthly

Rate History
No change since Sep 29, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 29, 2026: 4.00% APYSep 29, 2026Oct 14, 2026
KUE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
Kasasa Cash Checking
4.00%
$0
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $5.00 minimum; Period: Monthly

Rate History
No change since Sep 21, 2026 · 4.00% APY · checked 7 times
3.50%4.00%4.50%Sep 21, 2026: 4.00% APYSep 21, 2026Oct 14, 2026
Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.78%
Rewards Checking
3.40%
$50
▼
Rate3.35%
Min Deposit$50
Min BalanceN/A
UpdatedOct 13, 2026
Details

Qualifications Required; Applies if qualifications are met

Rate History
No change since Sep 21, 2026 · 3.40% APY · checked 7 times
2.90%3.40%3.90%Sep 21, 2026: 3.40% APYSep 21, 2026Oct 14, 2026
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
REWARDS +Plus+ CHECKING
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $0.01 - $25,000 (Achieved Goals); Qualifications Required; Balance: $0.01 - $25,000.00; Achieved Goals

Rate History
No change since Sep 14, 2026 · 3.04% APY · checked 7 times
2.54%3.04%3.54%Sep 14, 2026: 3.04% APYSep 14, 2026Oct 14, 2026
LCNB National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
Kasasa Cash Checking
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: Up to $25,000.00; non-compounding APY when tied to Kasasa Saver

Rate History
1 change since Sep 18, 2026 · 0.05% → 3.00% ▲ 2.95 pts · high 3.00% / low 0.05%
0.00%2.98%5.95%Sep 18, 2026: 0.05% APYOct 14, 2026: 3.00% APYSep 18, 2026Oct 14, 2026
  • Oct 14, 20263.00%▲ from 0.05%
  • Sep 18, 20260.05%first recorded
C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.43%
Kasasa Cash Checking
2.00%
$50
▼
Rate2.01%
Min Deposit$50
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required; Balance: $0.00 - $10,000.00; Qualifying balance up to $10,000.00; Rates effective as of January 20, 2026

Rate History
1 change since Sep 18, 2026 · 2.01% → 2.00% ▼ 0.01 pts · high 2.01% / low 2.00%
1.50%2.01%2.51%Sep 18, 2026: 2.01% APYOct 12, 2026: 2.00% APYSep 18, 2026Oct 14, 2026
  • Oct 12, 20262.00%▼ from 2.01%
  • Sep 18, 20262.01%first recorded
FirstBank (TN)
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
FirstRewards Checking
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Qualifications Required; Balance: $0.00 - $25,000.00; Qualifying balance up to $25,000.00; Opening deposit $0; no monthly minimum balance required; Non-FirstBank ATM fees refunded each cycle; requires electronic statements; limited to two FirstRewards accounts per primary account holder SSN

Rate History
No change since Sep 18, 2026 · 1.51% APY · checked 7 times
1.01%1.51%2.01%Sep 18, 2026: 1.51% APYSep 18, 2026Oct 14, 2026
KUE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
Kasasa Cash Checking
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $10,000.01 and over; Period: Monthly

Rate History
No change since Sep 21, 2026 · 0.25% APY · checked 7 times
0.00%0.38%0.75%Sep 21, 2026: 0.25% APYSep 21, 2026Oct 14, 2026
Peoples Bank Marion, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Free Kasasa Cash Checking Account
0.05%
$50
▼
Rate0.05%
Min Deposit$50
Min BalanceN/A
UpdatedOct 12, 2026
Details

If qualifications aren't met, all balances earn 0.05% APY. ATM withdrawal fees are not refunded.

Rate History
No change since Sep 29, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 29, 2026: 0.05% APYSep 29, 2026Oct 14, 2026
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Platinum Rewards Checking
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required: 15+ debit transactions; enrollment in eStatements; one or more online or mobile banking login(s); one or more direct deposit into the account; Accountholders qualify for 500 bonus ScoreCard points per month when they meet all of the following requirements: enrollment in eStatements, one or more online or mobile banking login(s), one or more direct deposit into the account, and 15 or more debit card transactions posted per month. ATM transactions do not qualify.

Rate History
No change since Sep 25, 2026 · 0.01% APY · checked 4 times
0.00%0.25%0.51%Sep 25, 2026: 0.01% APYSep 25, 2026Oct 14, 2026

Bronston Free Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Peoples Bank Marion, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Free Kasasa Cash Checking Account
5.00%
$50
▼
Rate4.89%
Min Deposit$50
Min BalanceN/A
UpdatedOct 12, 2026
Details

Qualifications Required: At least 1 direct deposit or ACH payment transaction; At least 12 debit card purchases; Be enrolled in and agree to receive e-statements; Balances up to and including $25,000 earn 4.8889% interest. Balances over $25,000 earn 0.4989% on the portion over $25,000, resulting in a range from 5.00% to 1.40% APY. ATM withdrawal fee refunds up to $25.00 monthly. Link to Kasasa Saver for automatic savings.

Rate History
No change since Oct 8, 2026 · 5.00% APY · checked 2 times
4.50%5.00%5.50%Oct 8, 2026: 5.00% APYOct 8, 2026Oct 14, 2026
KUE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
Free Kasasa Cash Checking
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Qualifications Required; Balance: $0.00 - $10,000.00; Qualifying balance up to $10,000.00; Nationwide ATM withdrawal fee reimbursements up to $20 monthly

Rate History
No change since Sep 29, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Sep 29, 2026: 4.00% APYSep 29, 2026Oct 14, 2026
C-Plant Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.43%
Free Personal Checking
0.10%
$5
▼
Rate0.10%
Min Deposit$5
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: All balances

Rate History
No change since Sep 12, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 12, 2026: 0.10% APYSep 12, 2026Oct 14, 2026
Peoples Bank Marion, KY
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
Free Kasasa Cash Checking Account
0.05%
$50
▼
Rate0.05%
Min Deposit$50
Min BalanceN/A
UpdatedOct 12, 2026
Details

If qualifications aren't met, all balances earn 0.05% APY. ATM withdrawal fees are not refunded.

Rate History
No change since Sep 29, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 29, 2026: 0.05% APYSep 29, 2026Oct 14, 2026
Town & Country B&T Co.
Institution Rating:
A+5.0 ★ Texas Ratio: 2.30%
Worry Free Checking
0.05%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 11, 2026
Details

Daily Balances of: up to $9,999.99

Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 14, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Free Active Duty Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

No additional details provided.

Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 5 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 14, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Free Campus Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

No additional details provided.

Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 5 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 14, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Free Easy Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

No additional details provided.

Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 5 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 14, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Free Everyday Checking
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

No additional details provided.

Rate History
No change since Sep 30, 2026 · 0.01% APY · checked 5 times
0.00%0.26%0.51%Sep 30, 2026: 0.01% APYSep 30, 2026Oct 14, 2026

Bronston Student Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
Student Checking
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Monthly Dividend; Balance: $0.01-$10,000.00

Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 6 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 14, 2026
Louisville Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.10%
Student Checking
0.10%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Monthly Dividend; Balance: Over $10,000

Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 3 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 14, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.14%
Free Campus Checking
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

No additional details provided.

Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 5 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 14, 2026

Bronston Business Checking Rates

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Central Bank & Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
Central Interest/Business Interest/Business 250 Interest Checking Business
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Minimum balance to obtain APY: $0

Rate History
1 change since Sep 18, 2026 · 0.65% → 1.00% ▲ 0.35 pts · high 1.00% / low 0.65%
0.15%0.83%1.50%Sep 18, 2026: 0.65% APYSep 24, 2026: 1.00% APYSep 18, 2026Oct 14, 2026
  • Sep 24, 20261.00%▲ from 0.65%
  • Sep 18, 20260.65%first recorded
American Bank & Trust Co, Inc.
Institution Rating:
A5.0 ★ Texas Ratio: 10.95%
Business Interest Checking Business
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Sole Proprietor and KY IOLTA; Balance: $1,000 Minimum

Rate History
No change since Sep 8, 2026 · 0.75% APY · checked 8 times
0.25%0.75%1.25%Sep 8, 2026: 0.75% APYSep 8, 2026Oct 14, 2026
Service One Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.24%
Business Checking Business
0.35%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $250,000.00 and greater

Rate History
No change since Sep 14, 2026 · 0.35% APY · checked 6 times
0.00%0.43%0.85%Sep 14, 2026: 0.35% APYSep 14, 2026Oct 14, 2026
Eclipse Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.43%
Business Charitable Interest Checking Business
0.30%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

No additional details provided.

Rate History
No change since Sep 14, 2026 · 0.30% APY · checked 6 times
0.00%0.40%0.80%Sep 14, 2026: 0.30% APYSep 14, 2026Oct 14, 2026
Service One Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.24%
Business Checking Business
0.28%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $100,000.00 to $249,999.99

Rate History
No change since Sep 14, 2026 · 0.28% APY · checked 6 times
0.00%0.39%0.78%Sep 14, 2026: 0.28% APYSep 14, 2026Oct 14, 2026
Woodforest National Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.96%
Business Plus Checking Business
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Transaction Limits: Unlimited

Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 7 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 14, 2026
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.24%
Business Checking Business
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $100,000.00 - and up

Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 6 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 14, 2026
Service One Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.24%
Business Checking Business
0.21%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $50,000.00 to $99,999.99

Rate History
No change since Sep 14, 2026 · 0.21% APY · checked 6 times
0.00%0.36%0.71%Sep 14, 2026: 0.21% APYSep 14, 2026Oct 14, 2026
Magnolia Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.97%
Business Sweep Checking Business
0.20%
$50
▼
Rate0.20%
Min Deposit$50
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: Average Daily Balance - $10,000.01 and above

Rate History
No change since Sep 30, 2026 · 0.20% APY · checked 5 times
0.00%0.35%0.70%Sep 30, 2026: 0.20% APYSep 30, 2026Oct 14, 2026
Delta Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.24%
Business Checking Business
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $0.01 - $999.99

Rate History
No change since Sep 18, 2026 · 0.20% APY · checked 5 times
0.00%0.35%0.70%Sep 18, 2026: 0.20% APYSep 18, 2026Oct 14, 2026
Service One Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.24%
Business Checking Business
0.14%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $15,000.00 to $44,999.99

Rate History
No change since Sep 14, 2026 · 0.14% APY · checked 6 times
0.00%0.32%0.64%Sep 14, 2026: 0.14% APYSep 14, 2026Oct 14, 2026
Heritage Bank, Inc.
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
Legacy Small Business Checking Account Business
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $10,000.00 and over; no interest is paid on balances less than $10,000.00

Rate History
No change since Sep 8, 2026 · 0.10% APY · checked 8 times
0.00%0.30%0.60%Sep 8, 2026: 0.10% APYSep 8, 2026Oct 14, 2026
Magnolia Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.97%
Business Pro Checking Business
0.10%
$50
▼
Rate0.10%
Min Deposit$50
Min BalanceN/A
UpdatedOct 14, 2026
Details

No additional details provided.

Rate History
No change since Sep 30, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Sep 30, 2026: 0.10% APYSep 30, 2026Oct 14, 2026
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.06%
Premier Business Checking Business
0.10%
$25
▼
Rate0.10%
Min Deposit$25
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $25,000 and over; Tier 2 daily balance; $15 monthly maintenance fee if average daily balance is below $10,000

Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 18, 2026: 0.10% APYSep 18, 2026Oct 14, 2026
L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.91%
Preferred Business Checking Business
0.10%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $100,000 & Up; Business Services Accounts

Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 8 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 14, 2026
Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
Advantage Business Checking Business
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $5,000 and up; Subject to change: Monthly

Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 14, 2026
Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
Premier Business Checking Business
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $5,000 and up; Subject to change: Monthly

Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 14, 2026
Service One Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.24%
Business Checking Business
0.07%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 13, 2026
Details

Balance: $1000.00 to $14,999.99

Rate History
No change since Sep 14, 2026 · 0.07% APY · checked 6 times
0.00%0.29%0.57%Sep 14, 2026: 0.07% APYSep 14, 2026Oct 14, 2026
L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.91%
Preferred Business Checking Business
0.07%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $25,000 - $99,999.99; Business Services Accounts

Rate History
No change since Sep 14, 2026 · 0.07% APY · checked 8 times
0.00%0.29%0.57%Sep 14, 2026: 0.07% APYSep 14, 2026Oct 14, 2026
Magnolia Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.97%
Business Plus Checking Business
0.05%
$50
▼
Rate0.05%
Min Deposit$50
Min BalanceN/A
UpdatedOct 14, 2026
Details

No additional details provided.

Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 5 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 14, 2026
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.06%
Premier Business Checking Business
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $10,000 - $24,999.99; Tier 1 daily balance; $15 monthly maintenance fee if average daily balance is below $10,000

Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Sep 18, 2026: 0.05% APYSep 18, 2026Oct 14, 2026
L and N Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.91%
Preferred Business Checking Business
0.05%
$0
▼
Rate0.00%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $0 - $24,999.99; Business Services Accounts

Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 8 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 14, 2026
Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
Premier Business Checking Business
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $0-4,999; Subject to change: Monthly

Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 14, 2026
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
Business Dividend Checking Business
0.05%
$100
▼
Rate0.05%
Min Deposit$100
Min BalanceN/A
UpdatedOct 12, 2026
Details

No additional details provided.

Rate History
No change since Sep 25, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Sep 25, 2026: 0.05% APYSep 25, 2026Oct 14, 2026
Cecilian Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
Business Partner Investment Checking Business
0.04%
$100
▼
Rate0.04%
Min Deposit$100
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $100,000 & Up; Account Category: Business

Rate History
No change since Sep 8, 2026 · 0.04% APY · checked 9 times
0.00%0.27%0.54%Sep 8, 2026: 0.04% APYSep 8, 2026Oct 14, 2026
Cecilian Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
Business Partner Investment Checking Business
0.03%
$100
▼
Rate0.03%
Min Deposit$100
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $50,000-$99,999.99; Account Category: Business

Rate History
No change since Sep 8, 2026 · 0.03% APY · checked 9 times
0.00%0.27%0.53%Sep 8, 2026: 0.03% APYSep 8, 2026Oct 14, 2026
Y-12 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
Advantage Business Checking Business
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min BalanceN/A
UpdatedOct 12, 2026
Details

Balance: $1,500-$4,999; Subject to change: Monthly

Rate History
No change since Sep 14, 2026 · 0.03% APY · checked 5 times
0.00%0.27%0.53%Sep 14, 2026: 0.03% APYSep 14, 2026Oct 14, 2026
Cecilian Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
Business Partner Investment Checking Business
0.02%
$100
▼
Rate0.02%
Min Deposit$100
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $25,000-$49,999.99; Account Category: Business

Rate History
No change since Sep 8, 2026 · 0.02% APY · checked 9 times
0.00%0.26%0.52%Sep 8, 2026: 0.02% APYSep 8, 2026Oct 14, 2026
Cecilian Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
Business Partner Investment Checking Business
0.01%
$100
▼
Rate0.01%
Min Deposit$100
Min BalanceN/A
UpdatedOct 14, 2026
Details

Balance: $1,000-$2,499.99; Account Category: Business

Rate History
No change since Sep 8, 2026 · 0.01% APY · checked 9 times
0.00%0.26%0.51%Sep 8, 2026: 0.01% APYSep 8, 2026Oct 14, 2026

Bronston, KY Checking Rate Trends

Compare local Bronston, KY checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Kentucky Checking Trends
High-Yield Checking KY Avg
1.584%
▲ 0.334 vs 7 days ago

Kentucky high-yield checking rates rose 0.334 points over the past 7 days to 1.584% APY.

Free Checking KY Avg
0.507%
▲ 0.046 vs 7 days ago

Kentucky free checking rates rose 0.046 points over the past 7 days to 0.507% APY.

As of Oct 14, 2026 • Rate data sourced from 8,500+ monitored institutions

Bronston, KY Checking Rate Forecast, Next 12 Months

Checking APYs move with Federal Reserve policy. Our model projects the likely path of high-yield and free checking averages from the current Kentucky figures.

Current High-Yield Avg
1.58%
APY, as of Oct 14, 2026
6-Month Forecast
1.63%
Fed hold assumed
12-Month Forecast
1.68%
Range: 1.43% to 1.88%
Forecast Methodology & Assumptions

Key assumptions: the Federal Reserve holds the federal funds rate at its current level over the next 12 months, with the possibility of one 25 basis point increase; deposit institutions typically pass policy-rate changes through to checking APYs within 60 to 90 days. Reward and high-yield checking adjust faster than standard accounts.

Important notice: this forecast is for informational purposes only and should not be used as the sole basis for financial decisions. Rate forecasts carry significant uncertainty. The actual trajectory will depend on Federal Reserve decisions, economic conditions, and competitive dynamics among financial institutions.

Powered byMonitorBankRates

Top Checking Rates from Bronston, Kentucky Institutions

Highest verified APYs available today, updated October 14, 2026. Advertised rates typically require qualifying monthly activity.

B Top 5 Bank Rates
Peoples Bank Marion, KY
Free Kasasa Cash Checking Account
A+ 5.0 ★ TX: 4.05%
Min: $50
5.00%
American Bank & Trust Co, Inc.
American Incentive Checking
A 5.0 ★ TX: 10.95%
Min: $0
4.00%
CLASS ACT
Honors Checking
A+ 5.0 ★ TX: 3.61%
Min: $0
4.00%
LCNB National Bank
Kasasa Cash Checking
A+ 5.0 ★ TX: 2.05%
Min: $0
3.00%
First Guaranty Bank
Hero Checking Account
C 3.8 ★ TX: 25.51%
Min: $25
2.27%
CU Top 5 Credit Union Rates
Cinfed Federal Credit Union
Summit Checking
A+ 5.0 ★ TX: 2.00%
Min: $0
6.00%
One Vision Federal Credit Union
ONEAccount Checking
A+ 5.0 ★ TX: 1.73%
Min: $0
5.00%
KUE Federal Credit Union
Free Kasasa Cash Checking
A+ 5.0 ★ TX: 4.41%
Min: $0
4.00%
Beacon Community Credit Union
High Yield Checking
A+ 5.0 ★ TX: 1.39%
Min: $0
4.00%
Y-12 Federal Credit Union
High Yield Checking
A+ 5.0 ★ TX: 3.67%
Min: $0
3.50%
Rates verified October 14, 2026 . Click an institution name to view its full profile, safety ratings, and all checking products.
Powered byMonitorBankRates

What Your Balance Earns at KY Checking Averages

Annual interest earnings at current Kentucky average APYs. Advertised high-yield rates typically require qualifying monthly activity, and most accounts cap the balance that earns the top rate. The calculator below models your exact balance against a cap.

Balance High-Yield Checking (1.584% APY)Monthly Earnings Free Checking (0.507% APY)Monthly Earnings
$2,500 $39.59 / year $3.30 $12.67 / year $1.06
$5,000 $79.18 / year $6.60 $25.35 / year $2.11
$10,000 $158.36 / year $13.20 $50.69 / year $4.22
$25,000 $395.90 / year $32.99 $126.73 / year $10.56
Earnings estimates assume the full balance earns the average APY with qualifying requirements met every month. Actual earnings depend on the account’s rate cap, base rate, and whether requirements are met. The top offers above pay well over these averages. Source: Kentucky checking rate averages as of October 14, 2026.
Powered byMonitorBankRates
40
Institutions with Checking Rates
Available in Bronston, Kentucky
17 Banks 23 Credit Unions

About Our Bronston, Kentucky Checking Rate Database

MonitorBankRates tracks checking account rates from 17 banks and 23 credit unions offering checking accounts to Bronston, Kentucky residents, spanning high-yield, rewards, free, student, and business checking from community institutions, regional banks, and national online options. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.

Current top rate: Cinfed Federal Credit Union offers a checking account at 6.00% APY. High-yield checking rates typically require qualifying monthly activity. Check the account details before opening.

How to Find the Best Checking Rates in Bronston, Kentucky

What to compare when shopping for an interest-bearing checking account in Bronston, Kentucky

To find the best checking APYs in Bronston, Kentucky, start with credit unions and online-only banks: Bronston, Kentucky has 23 credit unions in our database, and they dominate the high-yield and rewards checking market because they have lower overhead than traditional branch networks and use high rates to win your primary banking relationship.

Read the qualifying requirements before you’re drawn in by the headline rate. Most high-yield checking accounts require 10 to 15 debit card transactions per month, a direct deposit or ACH transfer, and e-statements. Miss them in a given month and you earn a near-zero base rate instead. Also check the balance cap: the advertised APY usually applies only up to $10,000 to $25,000. The current KY high-yield checking average is 1.584% but top institutions serving Bronston, Kentucky are offering as high as 6.00%, so shopping around pays off.

Finally, weigh fees and access: a monthly maintenance fee can erase a year of interest on a modest balance, and out-of-network ATM fees add up fast. The best accounts pair a high rate with no monthly fee and nationwide ATM access or ATM-fee reimbursement, worth checking if an institution has branches or in-network ATMs near you in Bronston, Kentucky.

When High-Yield Checking Makes Sense

  • You already use a debit card regularly: the transaction requirements cost you nothing extra
  • Your everyday balance sits under the account’s rate cap, so your whole balance earns the top APY
  • You want your spending money earning savings-level interest instead of 0%
  • You prefer banking locally: 40 institutions serving Bronston, Kentucky report checking rates to our database

Consider an Alternative If…

Kentucky Financial Snapshot

Local demographics and economic context for account holders. Source: U.S. Census Bureau (state-level data shown; city data not available)

Population 65+
17.3%
National avg: 17.3%
Median Individual Earnings
$40,635
National avg: $47,340
Poverty Rate
16.1%
National avg: 11.1%
Unemployment Rate
4.8%
National avg: 4.8%
Checking Earnings on 10% of Salary
$64/yr
At KY HY checking avg 1.584% APY

At today’s KY high-yield checking average of 1.584%, keeping 10% of the local median salary ($4,063) in a high-yield checking account would earn $64 annually, money a 0% traditional checking account leaves on the table. The top offers above pay even more.

Data: U.S. Census Bureau and U.S. Bureau of Labor Statistics.

High-Yield Checking vs. Other Bronston, Kentucky Options

How interest-bearing checking accounts compare to the other deposit products available at banks and credit unions in Bronston, Kentucky.

Feature High-Yield Checking Free Checking High-Yield Savings Money Market
Current KY Avg APY 1.584% 0.507% View Savings Rates View MMA Rates
Monthly Activity Required ✗ Usually yes (debit + direct deposit) ✓ None ✓ None ✓ None
Balance Cap on Top Rate Common ($10K, $25K) Little or no interest paid ✓ Rarely Tiered: higher balances earn more
FDIC / NCUA Insured ✓ Up to $250K ✓ Up to $250K ✓ Up to $250K ✓ Up to $250K
Checks & Debit Card ✓ Unlimited ✓ Unlimited ✗ No ✓ Limited per month
Best For Everyday spending money that also earns Simple no-fee banking, modest balances Emergency fund, larger balances Larger balances wanting some check access

APY data reflects Kentucky averages tracked in our database as of October 14, 2026. Rates are variable and may differ by institution. See individual product pages for full details.

Bronston, Kentucky Checking Account Interest Calculator

See what an interest-bearing checking account earns on your everyday balance. Most high-yield accounts only pay the advertised APY up to a balance cap. Enter the cap to see the real number, or leave it at 0 for uncapped accounts. Click any current Bronston, Kentucky rate on the right to apply it. Interest compounds monthly.

Interest Earned
$0
Balance Earning Top Rate
$0
Ending Balance
$0

Assumes monthly compounding, qualifying requirements met every cycle, and that balances above the cap earn 0%. Checking rates are variable and can change at any time. Estimates are for informational purposes only.

Current Bronston, Kentucky Checking Rates

Verified October 14, 2026 · click a rate to use it
Rates shown are actual verified offers available in Bronston, Kentucky and daily averages from our monitoring database. Check each account’s qualifying requirements and rate cap, then model them here. See the full tables above for all offers.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Bronston, Kentucky checking rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Bronston, Kentucky directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing this data from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Bronston, Kentucky. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in KY.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Bronston, Kentucky earn interest?

Most traditional local checking accounts in Bronston, Kentucky earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Bronston, Kentucky FDIC insured?

Yes. Legitimate banks with branches in Bronston, Kentucky are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

What do I need to do to qualify for a high-yield checking rate in Bronston, Kentucky?

Most high-yield and rewards checking accounts require qualifying activity each month, typically 10 to 15 debit card transactions, at least one direct deposit or ACH transfer, and e-statement enrollment. Miss the requirements in a given month and the account usually pays a nominal base rate for that cycle instead of the advertised APY.

Is there a limit on how much of my balance earns the top rate?

Usually, yes. Most high-yield checking accounts pay their advertised APY only on balances up to a cap, commonly $10,000 to $25,000. Amounts above the cap earn a much lower rate, often near 0%. Use the calculator above to model your exact balance against a rate cap.

How do I open a checking account in Bronston, Kentucky?

You can open a checking account online or in person at a local branch. You will generally need a government-issued photo ID, your Social Security number, and an opening deposit. Many high-yield checking accounts have low or no minimum opening deposits.

Best Checking Rates in Bronston, Kentucky

Based on our current data, some of the highest checking account APYs available to residents of Bronston, Kentucky include:
  • Cinfed Federal Credit Union
    Summit Checking: 6.00% APY
  • Peoples Bank Marion, KY
    Free Kasasa Cash Checking Account: 5.00% APY
  • One Vision Federal Credit Union
    ONEAccount Checking: 5.00% APY
  • American Bank & Trust Co, Inc.
    American Incentive Checking: 4.00% APY
  • CLASS ACT
    Honors Checking: 4.00% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Bronston, Kentucky. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: October 14, 2026

Bronston, Kentucky Rates & Resources