☰

Home›
Banks›
Peoples Bank Marion, KY

iAdvertiser Disclosure

Peoples Bank Marion, KY Rates & Review October 2026

Q: How many branches does Peoples Bank Marion, KY operate?

Peoples Bank Marion, KY currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Peoples Bank Marion, KY provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 14, 2026

Peoples Bank Marion, KY's top rate as of October 14, 2026 is 5.00% APY on checking, according to rates verified by MonitorBankRates. MonitorBankRates evaluates the financial stability of Peoples Bank Marion, KY with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.05%. Rates last updated and verified on 10/14/2026.

Peoples Bank Marion, KY money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Peoples Bank Marion, KY? Share your experience about Peoples Bank Marion, KY by leaving a review below, or read customer reviews before you decide to use Peoples Bank Marion, KY.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.05%

Excellent Lower than avg

Health Trend

Improving 12 quarters

Full history ›

Peoples Bank Marion, KY

116 S Main St
Marion, KY 42064

https://www.thepeoplesbank-ky.com

Customer Reviews

Be the first to review

Write a Review

Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Peoples Bank Marion, KY Checking Rates

Product	Rate	APY	View More
Free Kasasa Cash Checking	4.889%	5.00%
Min Deposit $50 Min Balance $0 Details Qualifications Required; Balance: $0.00 - $25,000.00; Interest rate 4.8889% resulting in 5.00% APY on balances up to $25,000; Balances over $25,000 earn 5.00% to 1.40% APY; ATM withdrawal fees refunded up to $25 monthly Last Updated 10/14/2026 Rate History No change since Sep 29, 2026 · 5.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.05%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Peoples Bank Marion, KY’s Texas Ratio fell from 10.93% in Q3 2023 to 4.05% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$135M	4.05%	5.0	A+
March 31, 2026	$135M	3.94%	5.0	A+
December 31, 2025	$134M	5.31%	5.0	A+
September 30, 2025	$129M	5.48%	5.0	A+
June 30, 2025	$138M	6.06%	5.0	A
March 31, 2025	$137M	5.09%	5.0	A+
December 31, 2024	$129M	17.05%	4.8	B+
September 30, 2024	$133M	20.03%	4.6	B
June 30, 2024	$128M	20.18%	4.6	B
March 31, 2024	$126M	3.98%	5.0	A+
December 31, 2023	$130M	10.25%	5.0	A
September 30, 2023	$133M	10.93%	5.0	A

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Peoples Bank Marion, KY is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Peoples Bank Marion, KY rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Peoples Bank Marion, KY's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name Peoples Bank Marion, KY

Website https://www.thepeoplesbank-ky.com

Address 116 S Main St, Marion, KY 42064 · Crittenden

Bank Holding Company PEOPLES-MARION BCORP INC

FDIC Certificate # 16603

Regulator FED

Established October 1, 1946

FDIC Insurance Date July 25, 1947

Domestic Offices 4

Total Branches 4

FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

4.05%

National Average Texas Ratio

5.85%

Return on Assets (ROA)

0.8680%

Return on Equity (ROE)

7.7800%

Non-Performing Loans Ratio (NPL)

0.19%

Total Assets

$135,315,000

Total Deposits

$119,402,000

Equity Capital

$15,318,000

Net Income

$585,000

Headquarters

Marion

Total Branches and Offices

Source: FDIC — Last Updated June 30, 2026

2026 MBR Health & Safety Badge

Peoples Bank Marion, KY earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/banks/the-peoples-bank-marion-ky-rates-review-16603">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Peoples Bank Marion, KY yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Peoples Bank Marion, KY

Frequently Asked Questions About Peoples Bank Marion, KY

How many branches does Peoples Bank Marion, KY operate?

Peoples Bank Marion, KY currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Peoples Bank Marion, KY does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Peoples Bank Marion, KY provides members with tools to manage their accounts and build a solid financial history.

Does Peoples Bank Marion, KY offer online and mobile banking?

Most modern institutions like Peoples Bank Marion, KY provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.thepeoplesbank-ky.com.