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Home Checking Accounts Idaho Checking Blackfoot, Idaho Idaho Checking Rate Trends iAdvertiser Disclosure
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Best Banks & Checking Accounts in Blackfoot, Idaho - March 2026

The best checking rates for Blackfoot, Idaho include Westmark Credit UnionWestmark Credit Union575 Jensen Grove Dr, Blackfoot, ID 83221 1682A+5.0 ★Texas Ratio: 2.97% Premium Checking at 0.10% APY, Lookout Federal Credit UnionLookout Federal Credit Union58 N Broadway St, Blackfoot, ID 83221A5.0 ★Texas Ratio: 9.01% Senior Checking at 0.01% APY, First FSB of Twin FallsFirst FSB of Twin Falls383 Shoshone St N, Twin Falls, ID 83301A+5.0 ★Texas Ratio: 0.24% 5 - Month Rate w/ Checking at 3.66% APY, Rogue Credit UnionRogue Credit Union216 N Plymouth Ave, New Plymouth, ID 83655A+5.0 ★Texas Ratio: 5.00% MyRewards Checking at 3.00% APY, and Connections Credit UnionConnections Credit Union1150 N 8th Ave, Pocatello, ID 83201 5720A5.0 ★Texas Ratio: 10.96% Kasasa Cash Checking at 3.00% APY. Checking account rates as of March 26, 2026 according to verified data from MonitorBankRates.

Looking for the best checking accounts in Blackfoot, Idaho? You have two main choices: convenient local branches or high-yield online accounts.

The tables below compare the top rates available to residents of Blackfoot, Idaho, featuring both local banks and credit unions near you.

Checking account rates reflect recent market quotes and representative offers available to depositors in Blackfoot, Idaho. Checking Account Rates Last Updated and Verified: March 26, 2026

Compare Checking Account Rates Today in Blackfoot, Idaho & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Westmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
575 Jensen Grove Dr
Blackfoot, ID 83221 1682
Premium Checking
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

No additional details provided.

Lookout Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
58 N Broadway St
Blackfoot, ID 83221
Senior Checking
0.01%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

No additional details provided.

Lookout Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
58 N Broadway St
Blackfoot, ID 83221
Basic Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

No additional details provided.

First FSB of Twin Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
383 Shoshone St N
Twin Falls, ID 83301
5 - Month Rate w/ Checking
3.66%
$0
Rate3.60%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Checking Required

First FSB of Twin Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
383 Shoshone St N
Twin Falls, ID 83301
5-Month Rate w/ Checking
3.56%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

1

First FSB of Twin Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
383 Shoshone St N
Twin Falls, ID 83301
5 - Month Rate w/o Checking
3.05%
$0
Rate3.01%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No Checking Required

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
216 N Plymouth Ave
New Plymouth, ID 83655
MyRewards Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

No additional details provided.

Connections Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.96%
1150 N 8th Ave
Pocatello, ID 83201 5720
Kasasa Cash Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $25,000.00

First FSB of Twin Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
383 Shoshone St N
Twin Falls, ID 83301
5-Month Rate w/o Checking
2.95%
$0
Rate2.91%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

1

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12195 W McMillan Rd
Boise, ID 83713 2475
High Yield Checking
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Qualifying balance up to $10,000.00

Goldenwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
855 University Blvd
Rexburg, ID 83440
1 Month (with checking account)
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

No additional details provided.

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
11292 W Fairview Ave
Boise, ID 83713
Premium Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Connections Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.96%
1150 N 8th Ave
Pocatello, ID 83201 5720
Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
172 S Academy Ave
Eagle, ID 83616
America's Best Premier Interest Checking*
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

No additional details provided.

Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
172 S Academy Ave
Eagle, ID 83616
America's Best Interest Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

No additional details provided.

Farmers Bank Buhl, ID
Institution Rating:
A-5.0 ★ Texas Ratio: 15.15%
914 Main St
Buhl, ID 83316
Now Checking
0.06%
$0
Rate0.06%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Any Value

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
216 N Plymouth Ave
New Plymouth, ID 83655
Super Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

No additional details provided.

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12195 W McMillan Rd
Boise, ID 83713 2475
Idaho MSA Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

No additional details provided.

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12195 W McMillan Rd
Boise, ID 83713 2475
Representative Payee Checking
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

No additional details provided.

CUTTING EDGE
Institution Rating:
B+4.8 ★ Texas Ratio: 17.24%
2200 1st St
Lewiston, ID 83501 3559
Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Westmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
575 Jensen Grove Dr
Blackfoot, ID 83221 1682
Premium Checking
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

No additional details provided.

First FSB of Twin Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
383 Shoshone St N
Twin Falls, ID 83301
5 - Month Rate w/ Checking
3.66%
$0
Rate3.60%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Checking Required

First FSB of Twin Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
383 Shoshone St N
Twin Falls, ID 83301
5-Month Rate w/ Checking
3.56%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

1

First FSB of Twin Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
383 Shoshone St N
Twin Falls, ID 83301
5 - Month Rate w/o Checking
3.05%
$0
Rate3.01%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No Checking Required

Connections Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.96%
1150 N 8th Ave
Pocatello, ID 83201 5720
Kasasa Cash Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $25,000.00

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
216 N Plymouth Ave
New Plymouth, ID 83655
MyRewards Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

No additional details provided.

First FSB of Twin Falls
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
383 Shoshone St N
Twin Falls, ID 83301
5-Month Rate w/o Checking
2.95%
$0
Rate2.91%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

1

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12195 W McMillan Rd
Boise, ID 83713 2475
High Yield Checking
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Qualifying balance up to $10,000.00

Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
172 S Academy Ave
Eagle, ID 83616
America's Best Interest Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

No additional details provided.

Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
172 S Academy Ave
Eagle, ID 83616
America's Best Premier Interest Checking*
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

No additional details provided.

America First Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
11292 W Fairview Ave
Boise, ID 83713
Premium Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No additional details provided.

Silverado Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
1350 N Kings Rd
Nampa, ID 83687 3193
Silver Plus Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

$2,500.00 and Over Average Daily Balance/Dividend Paid Monthly

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Connections Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.96%
1150 N 8th Ave
Pocatello, ID 83201 5720
Kasasa Cash Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $25,000.00

Rogue Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.00%
216 N Plymouth Ave
New Plymouth, ID 83655
MyRewards Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

No additional details provided.

Pioneer Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.77%
250 W 3rd S
Mountain Home, ID 83647
WOW Cash Back Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Lookout Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.01%
58 N Broadway St
Blackfoot, ID 83221
Basic Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

No additional details provided.

Numerica Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
465 W Bosanko Ave
Coeur D Alene, ID 83815
FREE CHECKING
0.00%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 20, 2026
Details

No additional details provided.

No Student accounts found at this time.
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
3511 S 25th E
Ammon, ID 83406 6101
Business growth checking
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

$20,000 +

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
3511 S 25th E
Ammon, ID 83406 6101
Business analysis checking earnings credit
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

$20,000 +

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
3511 S 25th E
Ammon, ID 83406 6101
Business growth checking
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

$1,000 to $19,999

Frontier Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.40%
1170 Science Center Dr
Idaho Falls, ID 83402 1506
Business Checking Plus
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

No additional details provided.

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12195 W McMillan Rd
Boise, ID 83713 2475
Commercial Business Checking Account
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

No additional details provided.

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12195 W McMillan Rd
Boise, ID 83713 2475
Commercial Business Checking Account
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

No additional details provided.

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
654 SOUTHWAY AVE
LEWISTON, ID 83501
Premium Business Checking
0.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

No additional details provided.

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12195 W McMillan Rd
Boise, ID 83713 2475
Commercial Business Checking Account
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

No additional details provided.

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
654 SOUTHWAY AVE
LEWISTON, ID 83501
Business Non-Profit Checking
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

No additional details provided.

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
654 SOUTHWAY AVE
LEWISTON, ID 83501
Premium Business Checking
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

No additional details provided.

Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
172 S Academy Ave
Eagle, ID 83616
Premier Business Interest Checking*
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

No additional details provided.

Bell Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.41%
172 S Academy Ave
Eagle, ID 83616
Business Interest Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

No additional details provided.

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12195 W McMillan Rd
Boise, ID 83713 2475
Commercial Business Checking Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

No additional details provided.

Frontier Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.40%
1170 Science Center Dr
Idaho Falls, ID 83402 1506
Business Checking Plus
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

No additional details provided.

Mountain America Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.38%
3511 S 25th E
Ammon, ID 83406 6101
Business analysis checking earnings credit
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

under $20,000

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12195 W McMillan Rd
Boise, ID 83713 2475
Commercial Business Checking Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

No additional details provided.

CAPITAL EDUCATORS
Institution Rating:
A5.0 ★ Texas Ratio: 7.10%
12195 W McMillan Rd
Boise, ID 83713 2475
Basic Business Checking Account
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

No additional details provided.

Frontier Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.40%
1170 Science Center Dr
Idaho Falls, ID 83402 1506
Business Checking Plus
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

No additional details provided.

Potlatch No 1 Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
654 SOUTHWAY AVE
LEWISTON, ID 83501
Premium Business Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

No additional details provided.

Blackfoot, ID Checking Rate Trends

Compare local Blackfoot, ID checking rate quotes against the statewide average

Weekly checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Idaho Checking Trends →
High-Yield Checking — ID Avg
0.466%
▼ 0.414 from last week

Idaho high-yield checking rates fell 0.414 points this week to 0.466% APY, down from 0.880% last week.

Rewards Checking — ID Avg
3.412%
▲ 0.600 from last week

Idaho rewards checking rates rose 0.600 points this week to 3.412% APY, up from 2.812% last week.

As of Mar 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Blackfoot, Idaho directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Blackfoot, Idaho. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in ID.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Blackfoot, Idaho earn interest?

Most traditional local checking accounts in Blackfoot, Idaho earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Blackfoot, Idaho FDIC insured?

Yes. Legitimate banks with branches in Blackfoot, Idaho are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Blackfoot, Idaho

Based on our current data, some of the highest checking account APYs available to residents of Blackfoot, Idaho include:
  • Westmark Credit Union
    Premium Checking — 0.10% APY
  • Lookout Federal Credit Union
    Senior Checking — 0.01% APY
  • First FSB of Twin Falls
    5 - Month Rate w/ Checking — 3.66% APY
  • Rogue Credit Union
    MyRewards Checking — 3.00% APY
  • Connections Credit Union
    Kasasa Cash Checking — 3.00% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Blackfoot, Idaho. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: March 26, 2026