The best checking rates for Bentonville, Arkansas include United Federal Credit UnionUnited Federal Credit Union523 SE 6th St, Bentonville, AR 72712 6035A+5.0 ★Texas Ratio: 3.35% Ultra Checking at 5.00% APY, UNIFY Financial Federal Credit UnionUNIFY Financial Federal Credit Union2905 S Walton Blvd, Bentonville, AR 72712B4.4 ★Texas Ratio: 21.76% HY Checking at 4.00% APY, First National Bank (AR)First National Bank (AR)300 Se Walton Blvd, Bentonville, AR 72712A+5.0 ★Texas Ratio: 1.81% You First Platinum Checking at 0.25% APY, Sterling Bank Poplar Bluff, MOSterling Bank Poplar Bluff, MO1001 South Walton Boulevard, Bentonville, AR 72712A+5.0 ★Texas Ratio: 2.17% Platinum Interest Checking at 0.10% APY, and BOK FinancialBOK Financial1303 Se Walton Blvd, Bentonville, AR 72712A+5.0 ★Texas Ratio: 3.85% Premier Checking at 0.02% APY.
Looking for the best checking accounts in Bentonville, Arkansas? You have two main choices: convenient local branches or high-yield online accounts.
The tables below compare the top rates available to residents of Bentonville, Arkansas, featuring both local banks and credit unions near you.
Checking account rates reflect recent market quotes and representative offers available to depositors in Bentonville, Arkansas. Checking Account Rates Last Updated and Verified: March 20, 2026
Compare local Bentonville, AR checking rate quotes against the statewide average
Weekly checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Arkansas high-yield checking rates rose 0.618 points this week to 0.868% APY, up from 0.250% last week.
Arkansas rewards checking rates rose 1.924 points this week to 3.368% APY, up from 1.444% last week.
Qualifications Required; Qualifying balance up to $10,000.00
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Qualifying balance up to $15000
Qualifications Required; Qualifying balance up to $25,000.00
Cash back earned on as much as $200 in purchases monthly; Earn as much as $144 cash back per year, $12 per month; Refunds on ATM withdrawal fees, nationwide (up to $20 monthly); Qualifications Required
Qualifications Required; Qualifying balance up to $10,000.00
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Qualifying balance up to $15000
Qualifications Required; Qualifying balance up to $25,000.00
Cash back earned on as much as $200 in purchases monthly; Earn as much as $144 cash back per year, $12 per month; Refunds on ATM withdrawal fees, nationwide (up to $20 monthly); Qualifications Required
Cash Back on Debit Card Purchases
Cash back earned on up to $200 in purchases monthly
Qualifying balance up to $15000
No minimum balance required
Qualifying balance up to $25,000.00
Qualifying balance up to $10,000
Qualifications Required: At least 1 direct deposit, ACH credit, or ACH payment transaction; At least 15 debit card purchases; Cash back earned on up to $250 in purchases monthly; Earn up to $45 cash back per year, $3.75 per month
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Get $200 & Earn 1% APY; Tribute Checking is available for First Responders, Military Members Veterans, Police, Fire Fighters, Healthcare Professionals and Educators because we believe in supporting those who make a difference.
Qualifications Required; Qualifying balance up to $25,000.00
Cash back earned on as much as $200 in purchases monthly; Earn as much as $144 cash back per year, $12 per month; Refunds on ATM withdrawal fees, nationwide (up to $20 monthly); Qualifications Required
Cash back earned on up to $200 in purchases monthly
Cash Back on Debit Card Purchases
No minimum balance required
Qualifying balance up to $25,000.00
Qualifying balance up to $10,000
Qualifications Required: At least 1 direct deposit, ACH credit, or ACH payment transaction; At least 15 debit card purchases; Cash back earned on up to $250 in purchases monthly; Earn up to $45 cash back per year, $3.75 per month
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Qualifications Required: At least 1 direct deposit, ACH credit, or ACH payment transaction; At least 15 debit card purchases; Cash back earned on up to $250 in purchases monthly; Earn up to $45 cash back per year, $3.75 per month
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Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Bentonville, Arkansas directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Bentonville, Arkansas. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in AR.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.