Home Checking Accounts Alabama Checking Uriah, Alabama Alabama Checking Rate Trends iAdvertiser Disclosure
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Best Banks & Checking Accounts in Uriah, Alabama - March 2026

The best checking rates for Uriah, Alabama include Pen Air Credit UnionPen Air Credit Union21511 State Highway 59 S, Robertsdale, AL 36567 6701A+5.0 ★Texas Ratio: 3.02% High-Yield Checking at 5.05% APY, Keesler Federal Credit UnionKeesler Federal Credit Union2540 Old Shell Rd Ste A, Mobile, AL 36607 3033A+5.0 ★Texas Ratio: 4.31% Checking Plus Qualified at 5.00% APY, Guardian Credit Union Montgomery, ALGuardian Credit Union Montgomery, AL1789 Cong W L Dickinson Dr, Montgomery, AL 36109 2601A5.0 ★Texas Ratio: 11.42% at 5.00% APY, Alabama State Employees Credit UnionAlabama State Employees Credit Union1000 Interstate Park Dr, Montgomery, AL 36109A+5.0 ★Texas Ratio: 1.38% KASASA Cash (Checking) at 4.07% APY, and UNIFY Financial Federal Credit UnionUNIFY Financial Federal Credit Union1 Cottonvalley Dr NW, Huntsville, AL 35810 6045B4.4 ★Texas Ratio: 21.76% HY Checking at 4.00% APY.

Looking for the best checking accounts in Uriah, Alabama? You have two main choices: convenient local branches or high-yield online accounts.

The tables below compare the top rates available to residents of Uriah, Alabama, featuring both local banks and credit unions near you.

Checking account rates reflect recent market quotes and representative offers available to depositors in Uriah, Alabama. Checking Account Rates Last Updated and Verified: March 20, 2026

Uriah, AL Checking Rate Trends

Compare local Uriah, AL checking rate quotes against the statewide average

Weekly checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Alabama Checking Trends →
High-Yield Checking — AL Avg
1.398%
▲ 1.148 from last week

Alabama high-yield checking rates rose 1.148 points this week to 1.398% APY, up from 0.250% last week.

Rewards Checking — AL Avg
2.269%
▲ 0.825 from last week

Alabama rewards checking rates rose 0.825 points this week to 2.269% APY, up from 1.444% last week.

As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Compare Checking Account Rates Today in Uriah, Alabama & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
21511 State Highway 59 S
Robertsdale, AL 36567 6701
High-Yield Checking
5.05%
$0
Rate5.05%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Qualifications Required: receive at least one single ACH deposit of $250.00 in one (1) day; be enrolled in and receive eStatements; Qualifying balance up to $10,000.00

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
2540 Old Shell Rd Ste A
Mobile, AL 36607 3033
Checking Plus Qualified
5.00%
$25
Rate4.89%
Min Deposit$25
Min Balance
UpdatedMar 20, 2026
Details

Qualifications Required: At least 1 direct deposit, ACH credit or ACH payment transaction, at least 12 debit card purchases and enrollment in eStatements; Qualifying balance up to $25,000

Guardian Credit Union Montgomery, AL
Institution Rating:
A5.0 ★ Texas Ratio: 11.42%
1789 Cong W L Dickinson Dr
Montgomery, AL 36109 2601
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $15,000.00

Alabama State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
1000 Interstate Park Dr
Montgomery, AL 36109
KASASA Cash (Checking)
4.07%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Qualifications Required; Qualifying balance up to $15,000.00

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1 Cottonvalley Dr NW
Huntsville, AL 35810 6045
HY Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

No additional details provided.

Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
201 S Main St
Atmore, AL 36502 2447
High-Yield Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

Alabama Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
3601 4th Ave S
Birmingham, AL 35222
Advantage Checking
3.50%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

No additional details provided.

Electrical Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
22 Inverness Center Pkwy
Hoover, AL 35242 4814
High Voltage Checking Tier 1
3.40%
$0
Rate3.35%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

Qualifying balance up to $4,999.99

Max Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
2309 Cobbs Ford Rd
Prattville, AL 36066
Achieve Checking
3.04%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $15,000.00

Citizens Bank & Trust (AL)
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
711 Gunter Ave
Guntersville, AL 35976
Citizens Cash Checking
3.00%
$25
Rate2.96%
Min Deposit$25
Min Balance
UpdatedMar 18, 2026
Details

Qualifying balance up to $15,000.00

Alabama State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
1000 Interstate Park Dr
Montgomery, AL 36109
Kasasa Cash Back Checking
3.00%
$50
Rate3.00%
Min Deposit$50
Min Balance
UpdatedMar 15, 2026
Details

Cash back earned on up to $400 in purchases monthly; Earn up to $144 cash back per year, $12 per month; Refunds on ATM withdrawal fees, nationwide (up to $25 monthly, up to $4.99 per transaction)**; Qualifications Required

Navigator Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
1175 Hillcrest Rd
Mobile, AL 36695
High Yield Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

No additional details provided.

Heritage South Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.90%
60 Gene E Stewart Blvd
Sylacauga, AL 35151
Premium Rewards Checking
3.00%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

No additional details provided.

Alabama One Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.47%
1215 Veterans Memorial Pkwy
Tuscaloosa, AL 35404 5842
Ascend Checking2
2.53%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

No additional details provided.

Alabama Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
3601 4th Ave S
Birmingham, AL 35222
Advantage Checking
2.50%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

No additional details provided.

Electrical Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
22 Inverness Center Pkwy
Hoover, AL 35242 4814
High Voltage Checking Tier 2
2.38%
$0
Rate2.35%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

Qualifying balance up to $9,999.99

Listerhill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
4790 2nd St
Muscle Shoals, AL 35661 1285
Growth Checking Account
2.27%
$0
Rate2.25%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Effective 3/1/2026

Listerhill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
4790 2nd St
Muscle Shoals, AL 35661 1285
Growth Checking Account
1.55%
$0
Rate1.54%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Effective 3/1/2026

FirstBank (TN)
Institution Rating:
A5.0 ★ Texas Ratio: 6.39%
548 Main St
Roanoke, AL 36274
FirstRewards Checking
1.51%
$0
Rate1.50%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Qualifications Required: At least 10 debit card purchases post and clear; Have at least one ACH debit or ACH credit post and clear per monthly qualification cycle; Receive eStatement; Qualifying balance up to $25,000.00; To be eligible for a FirstRewards Checking account you must receive account statements electronically monthly.

Listerhill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
4790 2nd St
Muscle Shoals, AL 35661 1285
Growth Checking Account
1.40%
$0
Rate1.39%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Effective 3/1/2026

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
21511 State Highway 59 S
Robertsdale, AL 36567 6701
High-Yield Checking
5.05%
$0
Rate5.05%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Qualifications Required: receive at least one single ACH deposit of $250.00 in one (1) day; be enrolled in and receive eStatements; Qualifying balance up to $10,000.00

Guardian Credit Union Montgomery, AL
Institution Rating:
A5.0 ★ Texas Ratio: 11.42%
1789 Cong W L Dickinson Dr
Montgomery, AL 36109 2601
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $15,000.00

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.31%
2540 Old Shell Rd Ste A
Mobile, AL 36607 3033
Checking Plus Qualified
5.00%
$25
Rate4.89%
Min Deposit$25
Min Balance
UpdatedMar 20, 2026
Details

Qualifications Required: At least 1 direct deposit, ACH credit or ACH payment transaction, at least 12 debit card purchases and enrollment in eStatements; Qualifying balance up to $25,000

Alabama State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
1000 Interstate Park Dr
Montgomery, AL 36109
KASASA Cash (Checking)
4.07%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Qualifications Required; Qualifying balance up to $15,000.00

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1 Cottonvalley Dr NW
Huntsville, AL 35810 6045
HY Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

No additional details provided.

Gulf Winds Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
201 S Main St
Atmore, AL 36502 2447
High-Yield Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Qualifications Required; Qualifying balance up to $10,000.00

Alabama Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
3601 4th Ave S
Birmingham, AL 35222
Advantage Checking
3.50%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

No additional details provided.

Electrical Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
22 Inverness Center Pkwy
Hoover, AL 35242 4814
High Voltage Checking Tier 1
3.40%
$0
Rate3.35%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

Qualifying balance up to $4,999.99

Max Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
2309 Cobbs Ford Rd
Prattville, AL 36066
Achieve Checking
3.04%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $15,000.00

Citizens Bank & Trust (AL)
Institution Rating:
A+5.0 ★ Texas Ratio: 3.67%
711 Gunter Ave
Guntersville, AL 35976
Citizens Cash Checking
3.00%
$25
Rate2.96%
Min Deposit$25
Min Balance
UpdatedMar 18, 2026
Details

Qualifying balance up to $15,000.00

Alabama State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
1000 Interstate Park Dr
Montgomery, AL 36109
Kasasa Cash Back Checking
3.00%
$50
Rate3.00%
Min Deposit$50
Min Balance
UpdatedMar 15, 2026
Details

Cash back earned on up to $400 in purchases monthly; Earn up to $144 cash back per year, $12 per month; Refunds on ATM withdrawal fees, nationwide (up to $25 monthly, up to $4.99 per transaction)**; Qualifications Required

Navigator Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
1175 Hillcrest Rd
Mobile, AL 36695
High Yield Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

No additional details provided.

Heritage South Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.90%
60 Gene E Stewart Blvd
Sylacauga, AL 35151
Premium Rewards Checking
3.00%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

No additional details provided.

Alabama One Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.47%
1215 Veterans Memorial Pkwy
Tuscaloosa, AL 35404 5842
Ascend Checking2
2.53%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

No additional details provided.

Alabama Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.75%
3601 4th Ave S
Birmingham, AL 35222
Advantage Checking
2.50%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

No additional details provided.

Electrical Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
22 Inverness Center Pkwy
Hoover, AL 35242 4814
High Voltage Checking Tier 2
2.38%
$0
Rate2.35%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

Qualifying balance up to $9,999.99

Listerhill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
4790 2nd St
Muscle Shoals, AL 35661 1285
Growth Checking Account
2.27%
$0
Rate2.25%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Effective 3/1/2026

Listerhill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
4790 2nd St
Muscle Shoals, AL 35661 1285
Growth Checking Account
1.55%
$0
Rate1.54%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Effective 3/1/2026

FirstBank (TN)
Institution Rating:
A5.0 ★ Texas Ratio: 6.39%
548 Main St
Roanoke, AL 36274
FirstRewards Checking
1.51%
$0
Rate1.50%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Qualifications Required: At least 10 debit card purchases post and clear; Have at least one ACH debit or ACH credit post and clear per monthly qualification cycle; Receive eStatement; Qualifying balance up to $25,000.00; To be eligible for a FirstRewards Checking account you must receive account statements electronically monthly.

Listerhill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
4790 2nd St
Muscle Shoals, AL 35661 1285
Growth Checking Account
1.40%
$0
Rate1.39%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Effective 3/1/2026

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Alabama State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
1000 Interstate Park Dr
Montgomery, AL 36109
KASASA Cash (Checking)
4.07%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Qualifications Required; Qualifying balance up to $15,000.00

Heritage South Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.90%
60 Gene E Stewart Blvd
Sylacauga, AL 35151
Premium Rewards Checking
3.00%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

No additional details provided.

Alabama State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
1000 Interstate Park Dr
Montgomery, AL 36109
Kasasa Cash Back Checking
3.00%
$50
Rate3.00%
Min Deposit$50
Min Balance
UpdatedMar 15, 2026
Details

Cash back earned on up to $400 in purchases monthly; Earn up to $144 cash back per year, $12 per month; Refunds on ATM withdrawal fees, nationwide (up to $25 monthly, up to $4.99 per transaction)**; Qualifications Required

FirstBank (TN)
Institution Rating:
A5.0 ★ Texas Ratio: 6.39%
548 Main St
Roanoke, AL 36274
FirstRewards Checking
1.51%
$0
Rate1.50%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Qualifications Required: At least 10 debit card purchases post and clear; Have at least one ACH debit or ACH credit post and clear per monthly qualification cycle; Receive eStatement; Qualifying balance up to $25,000.00; To be eligible for a FirstRewards Checking account you must receive account statements electronically monthly.

NobleBank & Trust
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
1509 Quintard Ave
Anniston, AL 36201
Noble Cash Back Checking
1.25%
$25
Rate1.25%
Min Deposit$25
Min Balance
UpdatedMar 20, 2026
Details

Qualifications Required: Have at least 12 debit card purchases post and settle.; Have at least 1 direct deposit or ACH payment transaction post and settle.; Cash back earned on up to $400 in purchases monthly

Alabama State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
1000 Interstate Park Dr
Montgomery, AL 36109
Kasasa Cash Checking
0.25%
$50
Rate0.00%
Min Deposit$50
Min Balance
UpdatedMar 15, 2026
Details

Qualifications Required

Alabama State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
1000 Interstate Park Dr
Montgomery, AL 36109
Kasasa Cash Checking
0.05%
$50
Rate0.00%
Min Deposit$50
Min Balance
UpdatedMar 15, 2026
Details

No additional details provided.

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
2020 Patton Chapel Rd
Hoover, AL 35216
Platinum Rewards Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1 Cottonvalley Dr NW
Huntsville, AL 35810 6045
FREE Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
1 Cottonvalley Dr NW
Huntsville, AL 35810 6045
FREE Checking Account
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
8200 Rideout Rd SW
Huntsville, AL 35808 1346
YOUth Journey Checking
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 20, 2026
Details

No additional details provided.

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.95%
2020 Patton Chapel Rd
Hoover, AL 35216
Student Interest Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Listerhill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
4790 2nd St
Muscle Shoals, AL 35661 1285
Business High Yield Checking Account
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Effective 3/1/2026

Listerhill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
4790 2nd St
Muscle Shoals, AL 35661 1285
Business High Yield Checking Account
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Effective 3/1/2026

Union State Bank Pell City, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 2.31%
15 20th St N
Pell City, AL 35125
Business Checking with Interest
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Qualifying balance up to $1,499.99

Listerhill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
4790 2nd St
Muscle Shoals, AL 35661 1285
Business High Yield Checking Account
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Effective 3/1/2026

Guardian Credit Union Montgomery, AL
Institution Rating:
A5.0 ★ Texas Ratio: 11.42%
1789 Cong W L Dickinson Dr
Montgomery, AL 36109 2601
Business Premier Checking
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

($5,000 required average daily balance)

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
2040 Valleydale Rd
Hoover, AL 35244 2006
Vision Business Checking
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

No additional details provided.

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
238 Virginia Ave
Daleville, AL 36322
Business Premium Checking
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

No additional details provided.

Alabama State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.38%
1000 Interstate Park Dr
Montgomery, AL 36109
ASE Business Checking Plus Dividends
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

No additional details provided.

First Fidelity Bank Fort Payne, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.75%
1400 Gault Ave N
Fort Payne, AL 35967
Interest Business Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

No additional details provided.

Guardian Credit Union Montgomery, AL
Institution Rating:
A5.0 ★ Texas Ratio: 11.42%
1789 Cong W L Dickinson Dr
Montgomery, AL 36109 2601
Business Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

($2,500 required average daily balance)

Avadian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
15660 Highway 280
Chelsea, AL 35043
Business Choice Checking with Interest
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

No additional details provided.

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
238 Virginia Ave
Daleville, AL 36322
Business Premium Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

No additional details provided.

Mutual Savings Credit Union Hoover, AL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
2040 Valleydale Rd
Hoover, AL 35244 2006
Vision Business Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

No additional details provided.

Listerhill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
4790 2nd St
Muscle Shoals, AL 35661 1285
Business High Yield Checking Account
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 17, 2026
Details

Effective 3/1/2026

All In Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.52%
238 Virginia Ave
Daleville, AL 36322
Business Premium Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

No additional details provided.

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Uriah, Alabama directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Uriah, Alabama. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in AL.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Uriah, Alabama earn interest?

Most traditional local checking accounts in Uriah, Alabama earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Uriah, Alabama FDIC insured?

Yes. Legitimate banks with branches in Uriah, Alabama are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Uriah, Alabama

Based on our current data, some of the highest checking account APYs available to residents of Uriah, Alabama include:
  • Pen Air Credit Union
    High-Yield Checking — 5.05% APY
  • Keesler Federal Credit Union
    Checking Plus Qualified — 5.00% APY
  • Guardian Credit Union Montgomery, AL
    — 5.00% APY
  • Alabama State Employees Credit Union
    KASASA Cash (Checking) — 4.07% APY
  • UNIFY Financial Federal Credit Union
    HY Checking — 4.00% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Uriah, Alabama. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: March 20, 2026